This is who we need..I'm glad he's back for 2022..There was lot of expectation on Johnson from previous years but I hope the others can help out and show leadership too to perform for the better of the team and also help him out too..Shot Johnson and gooo the Warriors!!❤️
Wow wtf they went away from SJ three times in the dying moments of the game. Stupid MFKRS!!! Let’s go SJ. All the best for this season. #YouDaBest🤙🏾 NZWarriors
Article How super may help you manage your tax 10 May 2019 Share on Facebook Share on Twitter Share on Linked In Ways super can be tax effective One of the great things about superannuation is that you generally pay less tax, both on the money that goes in, and on the earnings your money makes. Related products and links Tips to help manage tax time Superannuation and retirement options CommBank SMSF solutions There’s a number of contributions you might be able to consider, depending on your personal circumstances, and they might also help you to manage your tax. You’ll generally pay just 15% on superannuation contributions made from your pre-tax salary, including employer Super Guarantee and salary sacrifice contributions. Earnings you make on your money within super are taxed at a maximum of 15%, or if you’re receiving a pension1 through your super, tax-free - the same investment earnings outside super may be taxed at your marginal tax rate. Don’t get caught above the cap When you make contributions into your super, make sure you don’t go above the annual caps. Once you exceed these caps, the tax advantages with super fall away and your contributions will be taxed at the highest marginal tax rate, plus the Medicare levy, plus any other applicable levies. You can find out more information at the Australian Taxation Office (ATO) website. Seek guidance Tax can be complex, so you should consider discussing your personal situation with your accountant or a taxation adviser. If you’re a higher income earner, boosting your super might possibly help you reduce your marginal tax rate. If you’re taking a career break or earning a lower wage, it could be worth investigating opportunities to help you to contribute to your super. Here are some contributions to consider that could help you to manage your tax: 1. Salary sacrifice You can ask your employer to redirect some of your salary into your super. This salary sacrifice is usually in addition to your Superannuation Guarantee minimum percentage payments that your employer is obliged by law to contribute. It's important to check how your employer treats salary sacrifice contributions before putting this strategy in place. What’s the tax concession? Your salary is sacrificed straight into your super, so it’s taken from your gross (before-tax) pay. This means it’ll be taxed at 15%, unless you’ve exceeded the concessional super contributions cap. From 1 July 2017, if you earn more than $250,000 a year you may be subject to an additional 15% tax. There is a limit on how much you can contribute to superannuation and the most up-to-date information can be found on the Australian Taxation Office (ATO) website. Unlike the employee superannuation guarantee, salary sacrificing isn’t something employers are obliged to offer. You would need to speak with your employer to check if it is an option available to you. 2. Government co-contribution How much you earn and contribute to your super determines whether you’re entitled to receive a government co-contribution, and if so how much. The maximum co-contribution is $500 each year you are eligible. What’s the tax concession? A Government co-contribution isn’t included as part of your taxable income, so you don’t pay any tax on it when it’s paid into your super. 3. Personal super contributions You can boost your super by adding your own contributions to your super fund or into your spouse’s super fund. Personal super contributions are the amounts you contribute to your super fund from your after-tax income (that is, from your take-home pay). These contributions: are in addition to any compulsory super contributions your employer makes on your behalf do not include super contributions made through a salary-sacrifice arrangement Personal contributions are non-concessional (after-tax) contributions and will count towards your non-concessional contributions cap unless you have claimed a tax deduction for them. If you claim a tax deduction for personal contributions, they become part of your concessional contributions. The concessional contributions cap is $25,000 for 2018-2019. Note that spouse contributions aren't eligible for a tax deduction but your spouse may be eligible for a spouse contribution tax offset of up to $540 if you are a low income earner. If, for example, your employer pays Super Guarantee of $10,000, and you don’t salary sacrifice, you could potentially make a personal after-tax contribution of up to $15,000 and may be able to claim a tax deduction for that amount. You must be sure not to go over the contributions cap. If you’re an employee you generally can’t claim a tax deduction for any personal super contributions made before 1 July 2017, although you may be eligible for a super co-contribution. From 1 July 2017, most people, regardless of their employment arrangement, are able to claim a full tax deduction for any personal super contributions they make to their super until they turn 75. Individuals who are aged between 65 and 75 will need to meet the work test to be eligible to contribute to super and claim the deduction. However, from 1 July 2019, a work test exemption may apply if you have a total superannuation balance of less than $300,000 and you met the work test in the previous financial year. To claim a tax deduction for personal contributions, you must complete and lodge a notice of intent with your super fund and have this notice acknowledged (in writing) by your fund before claiming the deduction in your tax return. See the ATO website for further eligibility rules for claiming a tax deduction for personal super contributions. Notice of intent to claim or vary a deduction for personal super contributions If you claim a deduction for your personal contributions, you are not eligible for a super co-contribution. Adding to super if you’re not working If you’re under 65, you can make personal after-tax contributions to your super fund if you’re not working. If you’re 65 years of age or over, you can only make personal after-tax super contributions if you: aren’t yet 75 years of age or older and have been employed for at least 40 hours over 30 consecutive days during the financial year Alternatively you may be eligible for the work test exemption for recent retirees for contributions made after 1 July 2019 or you may be eligible to make a downsizer contribution. What’s the tax concession? Claiming your contributions as a tax deduction may reduce your taxable income and consequently, the total amount of any tax you pay. 4. Spouse contributions The ATO defines spouse as another person (of any sex) who: you were in a relationship with that was registered under a state or territory law; or although not legally married to you, lived with you on a genuine domestic basis in a relationship as a couple What’s the tax concession? If you’re in a relationship and made contributions under the threshold to your spouse’s super fund or retirement savings account (RSA) during the financial year, you may be entitled to a tax offset where the receiving spouse is under the age of 70 at the time the contribution is made. The maximum spouse contribution tax offset is $540. 5. Super contribution splitting Some super funds allow you to transfer some of your before-tax contributions, usually from the previous financial year, to your partner’s super account. Examples of before-tax contributions include employer contributions and personal contributions for which you have claimed a tax deduction. These are otherwise known as concessional contributions. How does it work? You can direct concessional contributions already made in the previous financial year (which counted toward your contributions cap) to your spouse’s superannuation account. The maximum you can send to your spouse’s account is the lesser of: 85% of your concessional contributions for the financial year or the concessional contributions cap for that financial year What's the tax concession? This can be a way to top-up your partner’s super so they don’t fall behind. The amount you send to your spouse’s super will not count towards their cap, since it was already counted against your cap when you made the original contribution. By equalising contributions between spouses you may also be able to withdraw more from the tax-free pension phase if your combined super balances are likely to be more than $1.6 million when you retire. 1 Investment earnings in a ‘transition to retirement’ income stream will only be tax-free once you reach age 65 or notify the trustee that you have met the terminal medical condition, permanent incapacity or retirement condition of release.
i dont mean to be off topic but does anybody know a tool to get back into an instagram account..? I was dumb forgot the account password. I would appreciate any tricks you can give me!
The 7 or 6 works just as hard as the forwards. He has to put in the big tackles, big kicks, makes the big plays and leads by example. Cronk, thurstan, Lockyer, johns got the respect from their players because they played out of their skin every game.
Hard out, and matauino. This was the issue with Johnson, he knows the plays, knows all the words but he just barks or spu’s them out. Seems like no ones listening, purposely doing the opposite, body language towards him indicates that he’s not liked or not respected. (When JT speaks in a huddle, he’s the centre of the cowboys attention).Ya just gotta cut a guy like SJ.
Cameron Hubbard Doesn't help he was playing behind a useless forward pack that average about 30 minutes a game but sure. Glad he's now gone to a half decent club with a loyal fanbase. Up up 👌
The man can talk down to whoever he likes he’s the halfback and just happened to be the best strike player on the team. Listen to what he says he knows what he’s doing
dam!! That's what I want to hear from SJ!! CAN'T WAIT!!!! WARRIORS!!!!!!!!
MANCHESTER UNITED shut the fuck up
This is who we need..I'm glad he's back for 2022..There was lot of expectation on Johnson from previous years but I hope the others can help out and show leadership too to perform for the better of the team and also help him out too..Shot Johnson and gooo the Warriors!!❤️
having a good year they are too…
Get up fus get up fus” someone needs to tell him this for this season 😂😂😂
Shaun Johnson more like magic Johnson
this game was how many years ago and its pissing me off now😂😂😂😂 kefs. #WARRIORFOREVER
7 wants it 7 gets it
cant believe he didnt touch it last set of 6 in the match....
He was having a good game, his right side were smashing the gain line
aye number 1 rule of league
@MANCHESTER UNITED Lmao what?
MANCHESTER UNITED shut the fuck up
This is the stuff we need our boys to go back to, leadership and taking on the line. these are the warriors Ik and miss✊🏽❤️
I feel sorry for Shaun warriors hold him back big time
@M yeah but one rugby league player would kill a whole team of soccer players in a fight, so fuck up
@M did anyone ask??
@user-gu4tv4hp6s 1 its football and 2 nobody fucking asked
@keenukmorehu4839 aged well
Good reminder that no matter the result, you can never say the boys are playing their guts out.
Tee Oh na was just SJ 😂
Wow wtf they went away from SJ three times in the dying moments of the game. Stupid MFKRS!!!
Let’s go SJ. All the best for this season. #YouDaBest🤙🏾 NZWarriors
Article
How super may help you manage your tax
10 May 2019
Share on Facebook Share on Twitter Share on Linked In
Ways super can be tax effective
One of the great things about superannuation is that you generally pay less tax, both on the money that goes in, and on the earnings your money makes.
Related products and links
Tips to help manage tax time
Superannuation and retirement options
CommBank SMSF solutions
There’s a number of contributions you might be able to consider, depending on your personal circumstances, and they might also help you to manage your tax.
You’ll generally pay just 15% on superannuation contributions made from your pre-tax salary, including employer Super Guarantee and salary sacrifice contributions.
Earnings you make on your money within super are taxed at a maximum of 15%, or if you’re receiving a pension1 through your super, tax-free - the same investment earnings outside super may be taxed at your marginal tax rate.
Don’t get caught above the cap
When you make contributions into your super, make sure you don’t go above the annual caps.
Once you exceed these caps, the tax advantages with super fall away and your contributions will be taxed at the highest marginal tax rate, plus the Medicare levy, plus any other applicable levies.
You can find out more information at the Australian Taxation Office (ATO) website.
Seek guidance
Tax can be complex, so you should consider discussing your personal situation with your accountant or a taxation adviser.
If you’re a higher income earner, boosting your super might possibly help you reduce your marginal tax rate.
If you’re taking a career break or earning a lower wage, it could be worth investigating opportunities to help you to contribute to your super.
Here are some contributions to consider that could help you to manage your tax:
1. Salary sacrifice
You can ask your employer to redirect some of your salary into your super. This salary sacrifice is usually in addition to your Superannuation Guarantee minimum percentage payments that your employer is obliged by law to contribute.
It's important to check how your employer treats salary sacrifice contributions before putting this strategy in place.
What’s the tax concession?
Your salary is sacrificed straight into your super, so it’s taken from your gross (before-tax) pay. This means it’ll be taxed at 15%, unless you’ve exceeded the concessional super contributions cap.
From 1 July 2017, if you earn more than $250,000 a year you may be subject to an additional 15% tax.
There is a limit on how much you can contribute to superannuation and the most up-to-date information can be found on the Australian Taxation Office (ATO) website.
Unlike the employee superannuation guarantee, salary sacrificing isn’t something employers are obliged to offer. You would need to speak with your employer to check if it is an option available to you.
2. Government co-contribution
How much you earn and contribute to your super determines whether you’re entitled to receive a government co-contribution, and if so how much. The maximum co-contribution is $500 each year you are eligible.
What’s the tax concession?
A Government co-contribution isn’t included as part of your taxable income, so you don’t pay any tax on it when it’s paid into your super.
3. Personal super contributions
You can boost your super by adding your own contributions to your super fund or into your spouse’s super fund.
Personal super contributions are the amounts you contribute to your super fund from your after-tax income (that is, from your take-home pay).
These contributions:
are in addition to any compulsory super contributions your employer makes on your behalf
do not include super contributions made through a salary-sacrifice arrangement
Personal contributions are non-concessional (after-tax) contributions and will count towards your non-concessional contributions cap unless you have claimed a tax deduction for them.
If you claim a tax deduction for personal contributions, they become part of your concessional contributions. The concessional contributions cap is $25,000 for 2018-2019. Note that spouse contributions aren't eligible for a tax deduction but your spouse may be eligible for a spouse contribution tax offset of up to $540 if you are a low income earner.
If, for example, your employer pays Super Guarantee of $10,000, and you don’t salary sacrifice, you could potentially make a personal after-tax contribution of up to $15,000 and may be able to claim a tax deduction for that amount. You must be sure not to go over the contributions cap.
If you’re an employee you generally can’t claim a tax deduction for any personal super contributions made before 1 July 2017, although you may be eligible for a super co-contribution.
From 1 July 2017, most people, regardless of their employment arrangement, are able to claim a full tax deduction for any personal super contributions they make to their super until they turn 75. Individuals who are aged between 65 and 75 will need to meet the work test to be eligible to contribute to super and claim the deduction.
However, from 1 July 2019, a work test exemption may apply if you have a total superannuation balance of less than $300,000 and you met the work test in the previous financial year.
To claim a tax deduction for personal contributions, you must complete and lodge a notice of intent with your super fund and have this notice acknowledged (in writing) by your fund before claiming the deduction in your tax return. See the ATO website for further eligibility rules for claiming a tax deduction for personal super contributions.
Notice of intent to claim or vary a deduction for personal super contributions
If you claim a deduction for your personal contributions, you are not eligible for a super co-contribution.
Adding to super if you’re not working
If you’re under 65, you can make personal after-tax contributions to your super fund if you’re not working.
If you’re 65 years of age or over, you can only make personal after-tax super contributions if you:
aren’t yet 75 years of age or older and
have been employed for at least 40 hours over 30 consecutive days during the financial year
Alternatively you may be eligible for the work test exemption for recent retirees for contributions made after 1 July 2019 or you may be eligible to make a downsizer contribution.
What’s the tax concession?
Claiming your contributions as a tax deduction may reduce your taxable income and consequently, the total amount of any tax you pay.
4. Spouse contributions
The ATO defines spouse as another person (of any sex) who:
you were in a relationship with that was registered under a state or territory law; or
although not legally married to you, lived with you on a genuine domestic basis in a relationship as a couple
What’s the tax concession?
If you’re in a relationship and made contributions under the threshold to your spouse’s super fund or retirement savings account (RSA) during the financial year, you may be entitled to a tax offset where the receiving spouse is under the age of 70 at the time the contribution is made. The maximum spouse contribution tax offset is $540.
5. Super contribution splitting
Some super funds allow you to transfer some of your before-tax contributions, usually from the previous financial year, to your partner’s super account. Examples of before-tax contributions include employer contributions and personal contributions for which you have claimed a tax deduction. These are otherwise known as concessional contributions.
How does it work?
You can direct concessional contributions already made in the previous financial year (which counted toward your contributions cap) to your spouse’s superannuation account. The maximum you can send to your spouse’s account is the lesser of:
85% of your concessional contributions for the financial year or
the concessional contributions cap for that financial year
What's the tax concession?
This can be a way to top-up your partner’s super so they don’t fall behind.
The amount you send to your spouse’s super will not count towards their cap, since it was already counted against your cap when you made the original contribution.
By equalising contributions between spouses you may also be able to withdraw more from the tax-free pension phase if your combined super balances are likely to be more than $1.6 million when you retire.
1 Investment earnings in a ‘transition to retirement’ income stream will only be tax-free once you reach age 65 or notify the trustee that you have met the terminal medical condition, permanent incapacity or retirement condition of release.
Should of listened to johnson!!
That’s what warriors are missing in the middle someone like Johnson
2018 MAKE IT HAPPEN BOYS!!!
When broncos were actually kinda good 😂
At least they have a wooden spoon
i dont mean to be off topic but does anybody know a tool to get back into an instagram account..?
I was dumb forgot the account password. I would appreciate any tricks you can give me!
@Kaison Zeke instablaster ;)
they’re good again aren’t they 😉
Bloody Nathan friend!!!
When Johnson missed the kick
Beta step up this year johnson no more of this try win the game in the last2 minutes take the line on early
Pip Puanaki done?
See now he's a shark fuk bro
@@pippuanaki4794 too busy carrying bums on his team that can’t hang tough. Shaun Johnson was the whole team for years
The 7 or 6 works just as hard as the forwards. He has to put in the big tackles, big kicks, makes the big plays and leads by example.
Cronk, thurstan, Lockyer, johns got the respect from their players because they played out of their skin every game.
No one said the forwards are the hardest workers in the team
Awesome player!!
2022
this is funny
All i want to know is why they took it down
Mans is talking down at Mannering??
JustCallMeJT _ brrrrrooooo!! Hard out. How dear he lol
Hard out, and matauino. This was the issue with Johnson, he knows the plays, knows all the words but he just barks or spu’s them out. Seems like no ones listening, purposely doing the opposite, body language towards him indicates that he’s not liked or not respected. (When JT speaks in a huddle, he’s the centre of the cowboys attention).Ya just gotta cut a guy like SJ.
Cameron Hubbard Doesn't help he was playing behind a useless forward pack that average about 30 minutes a game but sure. Glad he's now gone to a half decent club with a loyal fanbase. Up up 👌
The man can talk down to whoever he likes he’s the halfback and just happened to be the best strike player on the team. Listen to what he says he knows what he’s doing
@@cameronhubbard415 you don’t know what you’re talking about
Can u give josh Jackson the mic
Why isn’t Shaun leading like that this season bruhhh 🤦🏽♂️
What about this year 😂
The man was in control all the way until the last play
I hope Luke Brooks is watching this!
1:41 oooouuuuaaa 😂
Oi
Copyright strike
Shxt now you can see how bad the comms were between em
Cel Fiu The whole club is a laughing stock honestly
I guess the process didn’t work
Should mic up Chad Townsend
This is the type of guy I don't want captaining me.
Why?
Why he's a good leader, not his fault they weren't listening to him in the crucial moments of the game.
Warriors is a death ship. They’ve had some real talent but they couldn’t advance because team/management suxs.
They don't have good ears