Explained: How do Franking Credits work?

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  • Опубліковано 14 січ 2025

КОМЕНТАРІ • 2

  • @jackreacher103
    @jackreacher103 2 роки тому

    But then why is government charging tax to individuals, if the final absolute amount of tax collected from individuals and company is the same?

    • @clarico
      @clarico  2 роки тому

      Hi Jack,
      The final tax collected from individuals and Companies isn't the same.
      Companies have a 25 % - 30 % tax rate whereas Individuals can go from 0 % - 45 %
      Let's run example
      - a Company pays a dividend to a individual and that dividend has full 30 % tax credits on it.
      - the Individual has a 45% tax rate
      If the ATO didn't tax the individual, the the Individual would be getting $ at a 30 % tax rate while their tax rate is actually 45%.
      This is why the ATO taxes the Individual. in the above example, the Individual would just need to pay the 15% top up tax (the difference between the Individual's 45% tax rate and the 30% credit received)