Yes you can! $800.00 Dollars monthly living in the Philippines.
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- Опубліковано 26 сер 2024
- We compare our June actual expenses with an 800.00 dollar monthly budget. Did we stay within budget?
Various videos chronicling my life with my husband wherever we are. An eclectic assortment of vlogs covering different topics, trips, cooking, exercise etc, for no other purpose except entertainment for us and you all. Thanks for tuning in and I hope you enjoy what we have for you all. Thanks to all who have subscribed and all who are watching
I was born in the Philippines. I'm a single retired USAF, i cant live in Philippines for $800 a month. Philippines is very expensive.
Glenda thanks for commenting.But we don’t find it expensive here, like it would be at home. Enjoy your retirement.
You can…it’s not the lifestyle most want to live. SSI National average is around 1800…your budget should be 1500-2500. This is fairly realistic for Expats. You want a community with guards, gardeners, a home with AC, and WiFi…, guys the minimum wage in the Philippines is between 350-500usd per month. Living on that means making choices that is difficult for most. Even 800-1k is difficult…
I strongly recommend an emergency fund with 5-10K usd that is not touched. Emergency plane ticket out of the Philippines…Emergency Medical…. Lots of reasons. Keep this in a US account. Limit the funds you have in county to 1500-3000 at a time.
You should be debt free in the US before going to the Philippines. Do not buy a bunch of stuff you don’t need. We are not in the county to show off.
Do not, I repeat, go to the Philippines broke…the Philippines is not your golden ticket out of poor financial decisions in the West.
I don’t think anyone is suggesting living in the Philippines is a golden ticket, but if disciplined you can improve your quality of life and spend much less than in the US. I know, we are doing it. The numbers you quote are great goals but in the US it took all my salary just to live, let alone save. Here my small SSI is enough for us to live and save some. You are also correct to say do not come here if you are broke, or with debt, there is no safety net here and no money can mean you will starve. Thanks for your comment and view.
@@phbornusnaturalized2342 People need to start 10 or more years planning for their move overseas…not just retirement which should start much earlier. Figure out where, how you want to live…it seems like a lot of guys it’s knee jerk. The emergency fund isn’t a goal, it’s a must have. There have been revolutions peoples power, martial law, more than a dozen attempted military coups, Islamic uprisings, communist rebels and a heck of a lot of natural disasters in the last 40 years. You should be in a position to abandon your Philippines dream and head back to the US at anytime. The tides of change can occur quickly in the country. I love the Philippines…I also know it’s history better than most expats. History repeats itself and I don’t want to be active participant…I want a fresh coconut and a clean beach to lay on…know when to pop smoke is all I am saying.
I was talking with Jes, and we agree we would still consider being here as apposed to there, because both of us would have to work there just to live. That’s not to say your points are not valid, they are, just not always attainable for everyone. But here we can enjoy retirement with no ordinary stress. The bottom could fall out for all those things you said.. But it might not just be local so even the US might not be a safe harbor. We can get back if the planes fly, but not planning on it for now. Thanks
@@phbornusnaturalized2342 Comparable housing , food , electric , gasoline , etc is more expensive in Philippines than the US. The only thing cheaper in the Philippines….apples to apples is labor , car insurance , some clothes , and have a girl friend . Yeah you can get cheaper rent but it’s not comparable to what you would get in the US. And maybe some local food is cheaper but many vegetables are more expensive in the Philippines than the US. Oh I forgot public transport is cheaper in Philippines
Well we are living cheaper here, able to save and then travel. Give to others who have needs. I don’t need girls I have a wife. Free to eat out, move about with public transport. I could not live on this level on my SSI only in the US, without supplementing with work. I like not reporting to work daily. I’m not so sure why you doubt what we say, we are here doing this. Yes we spend more than 800.00 a month but if you watch the video we make that clear. 800.00 is very basic and we can do that but we are fortunate to have more than that to work with. Thank you for your comments but not everyone has to live the same way or in the same place.
I'm sure the best thing about living in the philippines is finding a beautiful loving wife like yours to spend your life with.
But I think you should have enough income that you can save a little money each month for those surprise issues. You may have to pick your location to fit your budget so you can.
You are bound to live better there than you can in the US on a low income. But I think $1500 would be a safer bet for a "comfortable" living there.
All true points you make William, thanks for commenting and watching.
Ang galing ni wifey sa budgeting , I just went to Kohls & Marshall’s , you’re favorite dept store Jess , lol
Lol, some good buys there. Thanks
Wow I’m getting excited here I’m convincing my children to retire in the Philippines for later , just buy property as investments they have 401 k invested here
Really their money would do a lot more here, thanks Evelyn
Good inputs but low budget is only applicable to provinces in Philippines. Cheap to live in provinces but most provinces don’t have a good healthcare or hospitals are far or road are really bad or high risk of flood or low supply chain. If you live in city it will be 3 times of $800 or probably more per month if you are used to American Lifestyle. No traffic in provinces because its less people not much businesses. It might be cheap for daily
Living but healthcare will be more costly. I agree if you live in province you can save more and have more travel budget. Keep good savings for healthcare and for emergency situations.
Thanks Aubrey for your comment and watching.
That is not living, that is surviving. I live a western lifestyle on $5,200 monthly in Tungkil. My wife and i own a home and have all the creature comforts. I did not retire here to live like a low income native. Thx for the video. On the plus side, i am the only expat in our deca homes subdivision.
Thanks for the comment and view. We spend more than 800 but if needed we could live on that. So life is better than a little above poverty. If we spent 5200 I think we would have servants a car and a driver. Enjoy your life sounds good.
Medical & visa renewal.
Just became a subscriber 👍
Thanks Joe
With only $800 a month you gone be miserable . Don’t do it guys .
Thanks Marc, for your comment. we say the same thing in our video $800 while doable, is a start, and very basic living. Thanks
You two would laugh 😊 I just another channel about a guy and his wife living on social security alone. There budget for food alone was nearly $900 eating at home. I can’t imagine what they eat😅😮in Ohio.
Wow we could not afford that!! Maybe they are eating that fancy steak from Japan. Thanks for watching and your shocking comment.
Thanks for proving the $800 per month naysayers wrong. Of course, not too many Expats coming to the Philippines will have the luxury of having an already paid for home to move into upon arriving here. Thanks to the advance planning of your gwapa kaayo, genius, asawa - Mark. That shows that it really pays to marry an OFW worker. They are the cream of the crop as far I'm as I'm concerned. In my humble opinion, they are naturally very bright, loving, caring and patient people. Jes and my Sheena are good examples of that. By the way, Sheena saves us money by buying our clothes at okay okay stores. I'm not a fashion guru I don't dress to make fashion statement. As long as it fits, it's fine for me. Tip of the day: okay okay (a secondhand store) pronounced: oak eye oak eye.. File that in your memory bank, amigo.
Salamat for sharing. Both of you take good care. Keep on keeping on with the good work.
Thank you for sharing your very informative and educational videos.
B😃B
Our pleasure Bob
$900 food budget?! I spend on average $250 a month in New Jersey and I’m close to NYC so food here is about the most expensive in the country. And my budget is for myself and my adult daughter but I eat a lot of chicken and rice. Most people just don’t know how to budget
Enjoy! Good job managing there. Thanks for commenting
Most of us find extreme scrimping to be less than an enjoyable standard of living! BTW- I am in my 9th year in The Philippines.
Thanks Mac. That’s a true statement. Did you watch the video? I’m curious because some times people just comment on titles.
I think i could live there on 800 a month. I built a ok block house for my mom in law. We lost her last year so the lot under the house was transferred to my wife. We didn't want my father in law have problems with his wifes brothers and sisters. So we have a place to live when I retire. But living in the province can be boring. I guess I would have to get some hobbies. 800 a month would be a simple life but if you get used to it that is ok.
Thanks for watching and commenting. Here we are close to cities and there’s lots going on.
I’m impressed that she owns a home.
Me too, thanks, I know you watched. And for the comment
Just want to say thank you 2 for sharing with us here in you tube land
Thank you Alan for watching and your comment, it’s appreciated.
You could never enjoy your quality of life in the U.S. I’m retired living outside LA with a monthly rent of $3,100. You’re clearly living a great life.
Thanks JD, I give thanks to God for putting me in this spot. You are correct this would be impossible there.
Lived in Bicol region for 6 months. $800 is possible but your gonna hate life. I was living on about $1300 to $1400 but I was bored out of my mind. Wasn't doing much or going anywhere.
Thanks Vern, we live on more than 800, and so being bored here isnt a problem.
Your wife is so funny
We laugh a lot together thanks for watching
Does that include decent insurance if something happens? I always advise a minimum budget of 120K PHP to cover insurance, traveling, nice food, and savings for two people. Add on a bit for each kid. It is not smart to go with that low budget. It is actually a dangerous advice. Doable? Yes... Should you? Absolutely not!
EOT No one is advising anyone to come here with only $800 to spend every month at least not on this video. It should be plain to all who watch this that it is a basic budget, a place to start. Thanks though for taking the time to comment.
So you recommend a lonely man with no family to just live out his life in the frozen tundra of Green Bay Wisconsin.
Joking, kinda.
Some rather live their life around the happy people in the Philippines.
Were all going to die sometime.
Our thinking as well, hopefully not too soon.
Great Video! One question, If I may ask, how do you receive a security code from US bank / Investments for 2 -way security authentication? Some people have T mobile international mobile plan, but that will run at least $50/month. Thanks so much!
Thanks, I kept my T mobile number when we came over mostly to keep up with the kids.
Do you think i could live on Bantayan island for $1,500. USD per month? How much does a house cost to remt there?
Not sure how much things cost there Patrick, so we really couldn’t say if 1,500 was enough. Thanks for watching and your question.
If you don't want to be counting your pennies every day and you want adequate health and dental cover and a social life, I would say 1,500 to 2,000 is more realistic.
I think you are correct Trevor, we don’t recommend $800 limit, but it could be done. Those are actual numbers we spent for those basic things. Thanks for watching and your comment.
An interesting way of looking at cost of living over there. For 2. -- I'm alone and intend to remain that way. Quite content as is. -- Should allow for a realistic budget - given I don't cook much ? - - - I likely will add to this for visa costs and transportation and any other..... to - $1000. - - - A monthly savings of about $500 out of my SS would then be possible for any emergencies or accidents or travel or....... ?
KB, good health, smart spending and your 1500 should be enough depending on many factors, location, live style etc. before you commit you should make a exploratory visit to see if the Philippines agrees with you. Thanks for watching and commenting.
Thanks for watching and commenting
Trust me when I say you absolutely would not want to live in the Philippines on an $800 budget . Miserable life . Try 3 times that . I have lived in Philippines for 18 years so I know!!!
You are living large if you spend 2,400USD monthly. And yes 800/month would be a very spartan life. Thanks for the view and comment.
@@phbornusnaturalized2342 There are houses near me that cost $2400 a month just for rent . And yes they are in a gated subdivision . And condos rent for over $1000 for a 2 bedroom here
I'm sure you can find many higher priced rentals without working hard to find them,but what I've seen around here for $175.00-225.00, would be fine for people with modest tastes. Still it depends on what you are comfortable with and how that works in your income. Thanks
@@phbornusnaturalized2342 Where is that ? That level here is one step above “squatter “
Take a look at the rental videos we have, one is a clean new one bedroom for 3,500p a month. Another one is 15k 2 bedroom 1 bath with gate and car parking. They are here within walking distance. (We had another but I lost the footage 10kp 2BR 1bth.very nice new townhome) Not squatters quarters. 800 is a starting point and it would be hard to live here if that’s all you had, but not impossible. Thanks
You can live in PH for $200/mo if you want. Millions of Filipinos do it. I know many people love these "Live on $nnn per month" videos and I did too when first interested in moving to SE Asia. But after awhile I realized they were all nonsense. If you have an income of $1374/mo and no savings then you will spend $1374/mo. Your entire adult life was paycheck to paycheck. There's nothing magical about PH that will turn you into a financial wizard.
How these videos work is they skip a bunch of expenses like visas and "unexpected" things which happen nearly every month so they should be expected.
It's the same with food. "Look how amazingly cheap these bananas are!!!!" But I can buy better bananas here in Phoenix for the same price. Eggs, cheaper in Phoenix. Expat Tubers just say things are cheaper but never do any kind of comparison. Another fav is comparing a $200/mo "apartment" that's nasty looking, bugs and lizards out in the sticks to a condo in some major US city.
It's delusional, but delusional sells on social media so enjoy.
If you eat pag pag and shit in an aley and have no electric in your place you can.
Mr. Water Bug. Not everyone can live anywhere on the surface of any source of water. Most of us do need basic necessities. For these basic necessities we spent 70.00 US Dollars than budgeted last month. We specify that this budget is bare and we spend more than this, on our wants, not necessities. This video gives those who are interested a starting point. We have featured several rentals that are more and less than the 10000 we use, none of them are low grade living spaces. Im glad you manage fine in Phoenix, I wish you much continued success. By the way I hope you enjoyed the content and thanks for commenting.
Thank you Gordon, did you watch the video or only respond to the title? We do none of those things and are very comfortable.
you can't
Can’t what?