My ESPP is caped at 6500 or 25% in 6month , should i hold ? Or sell right away , my company AMAT has gone up like crazy lately , look back was 70$ sold for 150$ and keeps going up
This decision varies based on how you would like your wealth diversified. The greater percentage of your wealth that you hold in relation to the place that also employs you, the greater the risk. You don't want to be the person that has 100% of their wealth in their employer, a bad crash happens, and you also lose your job from that same company. Diversify according to what helps you sleep at night :)
Hi jeremiah, I am from India working in Microsoft. I have currently applied for ESPP 15%(Fidelity). Plz let me know if this is a good time to continue with this plan as a foreigner as it seems stocks will go more low due to recession. So it seems it will be profitable for longer term and I am thinking to go for an approach of keeping these stocks for a longer timeline rather then selling every quarter. Is it okay?
Definitely still participate! From your post it seems that you will opt in. From my experience, if you sell within a few days of purchase date, it usually doesn’t make a huge difference, unless the stock dropped drastically before the shares were transferred into your account. Not financial advice, but if you hold long, make sure you are at least holding long enough for a ‘qualified disposition’. Also, with this market, be ready to hold for 2+ years unless you are just waiting for the next ~$10 swing up in MSFT share value. Hope this helps!
@@JeremiahTate yes by long term I was actually thinking about atleast 5years. Actually m new to investing especially to American market. But with Microsoft brand, I feel even after years it should be profitable only.
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Thanks bro
My ESPP is caped at 6500 or 25% in 6month , should i hold ? Or sell right away , my company AMAT has gone up like crazy lately , look back was 70$ sold for 150$ and keeps going up
This decision varies based on how you would like your wealth diversified. The greater percentage of your wealth that you hold in relation to the place that also employs you, the greater the risk. You don't want to be the person that has 100% of their wealth in their employer, a bad crash happens, and you also lose your job from that same company. Diversify according to what helps you sleep at night :)
Hi jeremiah,
I am from India working in Microsoft. I have currently applied for ESPP 15%(Fidelity). Plz let me know if this is a good time to continue with this plan as a foreigner as it seems stocks will go more low due to recession. So it seems it will be profitable for longer term and I am thinking to go for an approach of keeping these stocks for a longer timeline rather then selling every quarter. Is it okay?
Definitely still participate! From your post it seems that you will opt in. From my experience, if you sell within a few days of purchase date, it usually doesn’t make a huge difference, unless the stock dropped drastically before the shares were transferred into your account.
Not financial advice, but if you hold long, make sure you are at least holding long enough for a ‘qualified disposition’. Also, with this market, be ready to hold for 2+ years unless you are just waiting for the next ~$10 swing up in MSFT share value.
Hope this helps!
@@JeremiahTate yes by long term I was actually thinking about atleast 5years. Actually m new to investing especially to American market. But with Microsoft brand, I feel even after years it should be profitable only.
why do you zoom out and zoom in repeatedly l