things I wish I knew BEFORE moving to Canada part 2! | IEC VISA UK TO CANADA
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- Опубліковано 28 чер 2024
- Heyyy!!
So i thought i would put together a part 2!
I have so many tips to share about moving to Canada so I hope this helps you out!
Lots of Love
Lou
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Videos i mentioned
1 -part one: • things I wish I knew B...
2- driving video: • BUYING A CAR IN CANADA...
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Keeping tax separate makes it obvious. GST was 7% when introduced. Now it’s 5%. In the UK, VAT has been slid up to 20% without people noticing.
Also if the tax is separate, stores can’t raise prices unfairly. In the UK when they raise the tax or duty rates, even a small mark up means stores will 'round up' to the nearest .99p. Meaning a £4.99 item will go to £5.99 on the shelf, even if the tax increase is only a few pence
Your hair looks amazing in this video! 😍
Thank you so much!!xxx
Moving to Ontario in the Summer. Thanks for the videos, very useful. 👍
best of luck with everything:) you will have the best adventure!
Although we are having a cold spell this week, the Pacific Coast of Canada has mild winters with few days or even nights below freezing, and snow is ‘Breaking News’ here. . So basically we are not cold and we are constantly telling people that no, it is not cold in (our part of) Canada. We also have Palm Trees (Windmill Palms) and Hummingbirds all winter. We are also not humid in summer, and not as hot as Ontario. Also very few mosquitoes or biting bugs! Also very little brick houses and brick buildings like in Ontario. Nothing like Niagara Falls, but we are surrounded by mountains and ocean!
I live near St. Catherines, I had windmill palms as well. They got a fungus and died, but I had them a for few years.
Each province has there own health care like OhIP. In Nova Scotia its called MSI. What each province covers may be slightly different but but all emergency services are definitely covered. And if you go to visit in another province after covid and need to go to hospital your OhIP will cover you there. I think its because each province is in charge of taking care of medical and they use your taxes you pay in that province to help pay for them. Plus the feds give so much money to each province by population to cover it as well. Although most jobs do pay every two weeks you can find some employers who may pay weekly or bi monthly which is on the 15 and 30th of the month or even monthly but they are not as common as the bi weekly.
Ooo wow that is so good that if you visit another province your Ohip works! That’s amazing ! Thankyou for all the information :)
Glad you are learning so much about this country and sharing it with all of us. Each province in Canada has basically the same health care coverage paid by our taxes. If you move from one province to another you are covered for 3 months before you have to switch over to that province. Same for driver's license. Southern Ontario has very hot humid summers because of the Great Lakes. Western Canada and the North have drier but colder climates in winter, but can also be quite hot in summer. Atlantic Canada -- Nova Scotia where I live -- is milder and wetter but can also be cold in winter. This year has been very mild with little snow but we do get storms and hurricanes. Taxes are not added to everything because certain categories of goods are exempt. In NS, we have HST which is 15%. We have a huge country so there are lots of variations from one province to another and even within each province. Hope all goes well with your PR process
Aww I love hearing about different parts of Canada can’t wait to get out and explore more !!
Thankyou for taking the the time to write this is really appreciate it and i am learning so much!!!
Glad you enjoyed the video and thankyou 💕
It may be cold, but the sun shine is beautiful💕
100% agreed !!!xx
I live in a valley and we basically get cloud cover from October till February.
My boyfriend and I are hoping to apply for an IEC when everything eventually opens back up, we’re certain we want to move to Ontario so you’re videos have been so helpful, we’re mostly looking into Oakville and we’re also from Weston super mare ☺️
No way your from Weston!!
I have not met anyone from Weston my channel before so HI!!
fingers crossed for you lovely, Oakville is beautiful!!
[Everyone please disregard this post. As correctly stated below, it is a load of bollocks. My apologies.]
-Hi! Two things: If you're just visiting Canada you should keep your receipts, because you can claim back all the federal GST tax you paid, upon leaving Canada. Also, you can get a (low-cost) International Driving Permit while you're still in England, and it will be valid in Canada (or most other countries), for one year.-
I never knew this thankyou so much !!
Those are both a load of bollocks! GST refund for visitors has been cancelled since 2007, EXCEPT 50% paid for tours only. You don't need an IDP for Canada unless your license is not in English! (or French!)
Sorry about the GST thing; didn't know it was cancelled. I didn't say you needed an IDP for Canada, just that it was good for a year (rather than the three months with a British permit). No need to be so rude.
@@Glenner7 I wasn't being rude, just being British! You might want to check on that IDP covering you for a year, as it is merely a translation of your DL , which after 60 or 90 days, depending on the province, is no long valid after moving here. I suppose you could say, if you were pulled over, that you were only visiting here and hadn't actually moved here, but that sounds a bit risky. ?
@@brentwoodbay You're right, of course. I've amended my original post to tell everyone to ignore it. Thanks!
There is some federal oversight. But healthcare is provincial. However, if you are in another province, your home provinces healthcare will pay the province that cares for you.
All provinces have to pay GST (5% taxes) but not every province has to pay provincial tax. And, as far as I know, food essential items don’t get taxed anywhere (junk food and prepared food does though).
In Alberta there is no provincial sales tax, so we only pay the federal gst. Food products have no gst, but almost everything else does. Also, some groups like first nations and some religious organizations will have a tax exemption.
We can experience anywhere from -45 to 50 in the winter to almost 40 above in the summer. Since its the prairies, its a dry heat. In winter, because of our closeness to the rocky mountains, we experience chinooks, which can raise our temperatures to plus degrees in the middle of winter from anywhere from a few days to a few weeks.
You have 3 months to change over your license from another province, or another country. An international driving license is good for about a year.
Most provinces, you will get paid bi-weekly.
All Canadians or landed immigrants are covered by their provincial health services. We used to have to pay a tax of $100 every 3 months in Alberta that supposedly went to help pay for healthcare, but that was dropped about 20 years ago after government admitted it just went into general revenue. Some provinces provide more than others in their health plans but all must provide at least what health Canada sets out in their guidelines. If you move to another province, you are covered for 3 months under your old province's health care plan. Traveling in Canada, you are covered everywhere under your provincial plan.
-45 that's crazy!!!!
thankyou so much for all this information from another province my subscribers will find this very helpful so thankyou!!
Lots of Jobs pay weekly too , my last 3 jobs and my wife get paid weekly. Most jobs are weekly or Bi-weekly, Monthly is rare unless your in high end sales where they are calculating commissions to be paid
In England a lot of places pay monthly still it seems so longgggg to get paid
Great video as always. What I found when I was in Vancouver was that even though it was -1 at the time, it was a drier cold. The air is very wet in the U.K... but the higher altitude there made it feel fresher and I didn’t feel as cold as I do here walking around.
What I find interesting (because I’m fascinated by weather) is when I googled the wind speeds (comparing Anglesey to Vancouver) we have winds almost every other day and quite strong gusts and storms. Over there there is hardly any wind (although they say they do get windy days) I don’t think it’s half as bad as the U.K.! I mean the winter here means storms and strong winds / lots of rain and flooding.
Would be interesting to hear about how you have found the wind there? Compared to the U.K.?
Also the pay works out the same because when you get paid monthly... you’ll get MORE money, rather than two lots of smaller payments. Personally I prefer the monthly pay because that’s how I budget 👍🏼
Great video!
Vancouver and southern BC in general are significantly milder than the rest of Canada when it comes to winter. The West of Canada also has much drier heat and cold.
It is funny because if you would of asked me this question last month I would of said I have experience any cold wet windy days yet! But the last few days have literally been like England the wind it so bad!!! haha
@@LouiseWareArmstrong Interesting..! I was looking up average wind speeds and Vancouver showed up as 6.6mph and Anglesey coming up as 21mph lol. It’s always blowing here! I have vancouver saved on my phone weather app lol that’s how I see it! I suppose that’s what’s shaped the ragged cliffs of Ireland and Anglesey where I am (south stack cliffs etc) all the storms over the years! Xx
it;s nice in niagara falls today
So nice the sun has been shining all day! :)
Just a warning, not sure about ontario, but here in AB the coldest months are feb and march! When I was in Quebec it seemed like that was also the case, so get ready for it! ❤
Is it weird that I’m excited for this? Hahah
Living in the UK all it does is rain so I love seeing snow storms and humid days in summer haha x
@@LouiseWareArmstronghell yeah! youre a true canadian! You gotta earn that -30 badge of honor! 😂 When i lived in quebec it was the winter of 2013/14 and that was the infamous "polar vortex" and the temp was as low as -50.... unfathomable for you I'm sure, but itll happen eventually! Haha, although it sounds scarier than it is, its not like people live outside you'll be fine .. PLUG YOUR CAR IN BELOW -10 ❤... -30 is something of a certainty so get ready (i think, never spent much time in ontario.. idk for sure, it is here in AB, we dont call it Alberia for nothing 😂🥰) rain in winter is a coastal thing, true of vancouver and the maritimes.. also kelowna.. interior of BC, so if you ever miss it you know where to go, haha! Love your channel ❤
Me and my partner want to move to Canada and your videos are so helpful! We’re living in Bridgwater atm (from Taunton originally) so not far from where you were from at all! :) xx
Good luck!! if you need any help at all don't be afraid to reach out:)
I'm near Bath, have you made the move?
@@kirstinclarke1394 No, we ended up buying a new house & having another baby! 🙈
you used to be get an 'international licence' in the UK, that was good for either six months or a year? You also have to change your licence if you move provinces.
I just love you!! So much info 😍😍 with the healthcare - are you insured for the time being before you can apply for OHIP or do you just wing it?? 🤎🤎
Hey lovely :) so glad your enjoying the videos 💕 if you have a full time job you have healthcare also we have our insurance aswell :) hope this helps xx
i dont mean to be off topic but does someone know of a trick to log back into an Instagram account??
I was dumb forgot the account password. I would love any tricks you can give me
@Nico Draven Instablaster =)
@Roberto Davian thanks for your reply. I found the site on google and im trying it out now.
I see it takes a while so I will get back to you later with my results.
@Roberto Davian It did the trick and I actually got access to my account again. Im so happy!
Thanks so much, you saved my account !
Hi! Can you travel to other countries whilst on an IEC visa? Like the USA or other countries ? Or can you not leave / be refused entry when you come back :) great video!
Yes you can!! Just make sure you take your visa with you to get back in!
We live 10minutes for the boarder to New York and we were so excited to cross it but we didn't get the chance to last year
hello! i hope you are well. i’ve seen in some previous videos that you are paid by cheque and need to take it to the bank to deposit (not sure if this has changed). some canadian banks offer a free service on their mobile apps where you can take a picture of the cheque and it deposits it for you, in case that’s something you didn’t come across yet :)
It is actually in my video next Wednesday :)
Yes some jobs still by cheque! My first job did it is like they are behind time.
I just took mine to the bank and it deposited after 2-3 days.
Or you can take a picture on the banking app but sometimes that took 4-5 days
@@LouiseWareArmstrong After you're a bit more established at the bank, the funds should be available right away. I'm not sure why they'd still be putting a hold on it if you've been there a while?
@@LouiseWareArmstrong oh sorry, i didn’t realize! i’ve only deposited cash back cheques in recent times (always had direct deposit for jobs) but it’s always been instant. hopefully there won’t be holds for you much longer! haha i’ve lived in canada all my life but it’s fascinating to see things from a different point of view and see things i’ve taken for granted! been really enjoying your videos and happy to see how much you both like Canada so far :)
Sales Tax: Taxes aren’t included in the displayed price because there are groups (the most often encountered are First Nations Peoples) that are not subject to sales tax. It’s a hold over from the old non-computerized checkouts - just hit a button and no tax will be added to the transaction.
The Weather: The lakes add a lot of humidity to the air, even in winter. Damp cold feels worse than the actual temperature indicates.
Changing license: Because Ontario has graduated licenses for new drivers it may happen that new(er) drivers coming from overseas may not be able to switch over their license as easily as you.
It’s up the employer how frequently you are paid (within provincial guidelines). Less frequent pay periods generate cheaper payroll expenses. I once was managing payroll for a company who switched from biweekly to weekly pay and the improvement in morale was worth more than the increased cost. Personally, I prefer biweekly because you can budget for 2 pays a month, but twice a year there are 3 pay months (and it’s a great way to slip in superfluous gifts/trips without having to think about budgeting them)
The Federal Government sets minimum standards of coverage and individual Provinces decide how best to supply that to their citizens. For instance, in Ontario OHIP sent a monthly bill to residents and all medical services were billed though it. About 30 years ago the Provincial Government made employers responsible for a fraction of the premiums. Over the following decade the employers had to adopt a greater percentage. Obviously now, employers pay 100% (in Ontario).
Stay Safe
Thankyou so much for all the information I am learning so much about Canada thanks to all of you lovely people watching my videos 💕
Stay safe aswell !!:)
@@LouiseWareArmstrong The less confused you are by things, the more you can help spread the word. Immigration makes Canada a better place for everyone
Hi Louise, Thank you for the information. Does that mean you don't have to take another driving test to convert your UK driving licence into Canadian one? Thx
Nope! You literally just go into service Canada so I eye test then they swap your license with out even seeing you drive!! Haha it’s so easy sx
Thx again.
Hi louise. Thank you so much for the information. But some one told me you need under 30 IEC visa or its doesn't matter.
Yes, correct 30 or under
For getting paid, it all depends on where your working it is either weekly or bi-weekly. I have had it bothe ways, as for tax it you tax everything separately then you would be paying more in tax. When you go and pay for your groceries, or snacks it is taxed on the total not the individual items. Licenses are across Canada it is within 3 months or 90 days.
If u a qualified have a UK degree
Is it recognised in Canada or Calgary ?
yes :) you have to get it transferred to a Canadian degree though. I did it with the website WES
Thank you
Was it easy? :)
How long does it take ?:)
Your utube is amazing and helping us so much , I am little utuber myself lol
I know the taxes are confusing. I still get confused.
Basically thou food is not taxable.
Unless it’s considered a luxury item.
So chocolate is taxable and milk is not.
Then there’s the G.S,T. Goods and Service Tax which is applied to any goods or services.
Which is either 7/8% of the total
Regular sales tax being the remainder.
O.H.I.P. Is Ontario Hospital Insurance Plan.
Health care in Canada is provincially funded with the exceptional Trillium.
That’s a different program that I suggest anyone coming into Canada look into.
Bit complicated to explain here thou.
Loved the video as usual.
Maybe next summer water parks will be open.
Can hope and dream I guess.
As always thankyou so much for all the information, I hope your well!!