Why Everyone Is BROKE
Вставка
- Опубліковано 23 чер 2024
- It is more common to be broke than it is to be doing well financially. Let's talk about why.
If you would like to support my channel!: www.buymeacoffee.com/williamsauQ
Mint Mobile (save on your cell phone): mint-mobile.58dp.net/rn6rJQ
Chapters
00:00 Start Here
00:53 It’s How Everyone’s Living
01:55 We Think We’re Powerless Over Money
02:56 We View Money As Complex
03:48 Saving Is Viewed As Deprivation
04:52 Our Culture Is Obsessed With Individuality
06:09 We’re Stressed Out
07:26 We Want A Life We Cant Afford
08:13 Borrowing Is Normal
09:18 Borrowing Is So Easy
10:18 Waste Is Normal
It is more common to be living paycheck to paycheck barely making ends meet than it is to be doing well financially. In this video, I talk about 10 reasons why it is so normal to be broke.
1. It’s How Everyone’s Living
If you asked someone how they are doing financially more than likely they would say they are just making it. It is very normal to not be doing well financially and when something is normal, we don't question it as much because everyone around us is in the same situation. Being broke is normal because it's normal and we don't question our actions.
2. We Think We’re Powerless Over Money
When it comes to personal finance, we often focus on the things that are out of our control like who's in office, the economy, and wall street, which prevents us from taking action to get in a better financial situation. If instead, we focused on the things we can control like budgeting, managing money, and being responsible, then we would get in a better situation. But being broke is normal because we focus on the things we can't control.
3. We View Money As Complex
Many people don't take any action in their personal finances because they view money as a complex thing that is difficult to understand; however, money is very simple. To get ahead financially simply spend less than you earn, save, and invest. Being broke is normal because most people view money as complex.
4. Saving Is Viewed As Deprivation
One belief that holds people back financially is that we often view spending as empowerment and saving as deprivation. And with this belief, we are never prepared for life's emergencies. Saving is a very empowering thing because it allows you to deal with life's uncertainty. Being broke is normal because we don't save, thinking that it will deprive us.
5. Our Culture Is Obsessed With Individuality
In the United States, we are a highly individualistic culture where the rules and values revolve around the individual. This creates a highly consumer culture where we need to express our individuality though our possessions. Being broke is normal because we spend our money and go in debt to be an individual.
6. We’re Stressed Out
In the US, it is more common to live a very stressful life and have very little time. When people stress out they spend more money to cope with the stress. Being broke is normal because being stressed out is normal.
7. We Want A Life We Cant Afford
There is nothing wrong with wanting a high quality of life and having nicer things; however, there is something wrong when you can't afford that lifestyle because it drives you into debt. Being broke is normal because we go in debt trying to live a lifestyle we can't afford.
8. Borrowing Is Normal
Most people buy all their stuff on borrowed money or debt. It is very normal to use debt to fund your lifestyle, which normalizes being behind in life. Being broke is normal because we don't see anything wrong with taking on a bunch of debt.
9. Borrowing Is So Easy
Not only is borrowing normal, but it is also extremely easy. Companies know that consumers don't have the money to afford things, so they make it easy to get a loan so they can sell their products. Being broke is normal because it is so easy to find someone who will give you a loan.
10. Waste Is Normal
We live extremely wasteful lives wasting a huge amount of our money and resources, but we can't see our waste. We can't see how wasteful our spending habits are, which make us forever spend. Being broke is normal because living a wasteful life is very normal.
** Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. ** - Навчання та стиль
THANKS FOR 80,000 SUBSCRIBERS!!!!!!!!!
We'll see that 100k plaque up in the background soon lol Congratulations on your hard work and continued success!🎉🤑
Thanks for amazing and original content!
WooHoo! 🎉
Great content. You deserve it! 😊
Congratulations!!
I live like I’m broke even though I’m not.
Same. Broke people are the ones spending their money and wondering why they're broke.
Same.
Smart💯
I wouldn’t say I live like I’m broke, but I do live substantially below my means, if I was broke I wouldn’t go on vacation, but memories are important too after maxing retirement accounts and having over a 50% household savings rate
Way to do it. 💰$$$
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
Please can you leave the info of your investment advisor here? I’m in dire need for one
2 kinds of people in this world
People who pay interest
People who make interest 💯
Ppl who get paid with interest 😮
You can be both 😂. I’m currently paying $2 monthly interest as I intentionally hold a very low balance on my credit card, idk, I find it helps my credit score. But I obviously make wayyy more interest in my HYSA as I have a fully funded emergency fund
Bingo!
Net positive APY is financial freedom.
True. Your debt is someone’s asset. Because when all debt goes to zero. There is no money in the economy.
Oh and that quote - I got a better one
There two types of people Tuco.
Those with loaded guns,
And those who dig! 👊🏻
This comment is ridiculous! All people are paying interest on something! As if the answer is just pay cash for your house, car, & everything right??? Man, why didn’t I think of that??
One day (several years ago), I seriously asked myself, “Why am I always broke?” I did some reflecting and it honestly changed my life.
What are the questions you asked yourself
did i actually spend all that money@@dumpsterG
Did the same thing 6 months ago
@@dumpsterGwhy am I broke
The discipline required to get in shape and eat healthy is the same discipline necessary to get ahead financially.
Decision fatigue means you have less ability to start both at the same time
@@M_SC all you choose is discipline
That's me lol 🤣😅 I'm sorting my finances first and then know the health overall will eventually come after I learned to be more disciplined. Iv recently cut out booze and that was a bigg problem so that's also training me to be disciplined
@@Frenchfriesandchunkythighs good choice with cutting out booze. Keep it up, you got this.
@@Savvynomad225 thank you. Trying hard. Might have a challenge in the summer as just got some cash in hand work for a beer festival... It actually is on my birthday as well 😂 hoping to make pennies but testing being around booze. Hoping il be just dishwashing
It's not what you make, it's what you DON'T SPEND.
Shuuuuuuuuuuuuuuusssssssssssssshhhhhhhhhhhhhhhh. Entitlement means $10 poncy take-out coffees, meals out in fancy restaurants, state of the art mobile phones, high end fashion, tattoos, loans for cars and technology, vacations, giving the kids what they demand (not what they actually need), the list goes on.
True enough I've seen my sister go through tens of millions of dollars a year just on clothes.
@@garethbuckeridge6910 Your list of wasteful items does it for me, people have no clue how wasteful they are and how stupid they look to people like us, I'm almost scared to discuss it with anyone as I'm sure Id come across as sounding Jealous when truly I'm not.
Actually, it is what you keep.
@@garethbuckeridge691010 dollar coffee? I can get one from mcdonalds for less than 2 dollars. 😂😂😂
#7- We want a life we can't afford is the most accurate statement I've heard in a long time!!!
Hedonic Adaptation
All my friends make more money than me, but I have more money than pretty much all of them. I really like your videos, they reflect a lot of my own beliefs
I'm glad!
"We buy things we can't afford with money we dont have"
~Austin Williams ~
We buy things what we don’t need and which we can not afford to Impress ppl whom we don’t like
"Saving = deprivation, spending = empowerment. " So true about this, this is exactly what people around me does. Great line!
Investing is empowerment. If I see something that I use all the time on special in a super market, I buy as many as I can afford at the time. I might be 'broke' or low in money in the short term, but in the long run I will have more money because I'm not buying it at full price next time when I need it. Also, I'm not tempted to spend that money on things I don't need in the meantime, because I don't have the money to spend.
It feel this way. I live minimalist lifestyle since discovering El Augustin in summer 2022 and I struggle from time to time. I save 60-70% of income and the life is dull and uninteresting. I chose aggresive goal to save as much as possible, because in past I saved almost nothing and I would like to catch up on those years. But, man, it's hard and boring. Especialy now in winter every day from dark to dark working and zero fun. Having made that money and instantly saving them feels like I work for nothing. Working like slave. And it undermines my psychical well being.
It's not the easiest thing to do, but I'll keep fighting.
@@wilfriedvomacka1783 I moved outside of the USA. My total cost of life is around $2200. Now I can save 60-70% and have a great life. Plus, no taxes on the first $120,000 nor the cost of my apartment (~$60,000 free savings).
Imagine if more people flipped that around in their head. “Saving = empowerment. Spending = Deprivation.” 🤯
@wilfriedvomacka1783 ummm...maybe try balancing your life out. You have gone extreme my friend. You gotta invest into your soul and other relationships
Sometimes when you post your videos, I don’t think you realize that you’re preaching a sermon that people need to hear. I was shouting “Amen!” 🧡 🐪
Thanks!!
I get my teenage sons to watch these videos- and they in turn, are having conversations with their peers. While their mates have modern homes, and their parents have flash cars, our household "looks" less flash. But my kids have fresh unprocessed food. Annual dentist & optometrist checkups (they're healthy). All the best outdoor camping gear, all the digital paraphernalia they need, because I've been mortgage-free for 16 years. Our expenses are waaay lower. The bottom line is, don't burden yourself with costly assets/liabilities. When the next earthquake hits, or if there's a tsunami- their friends loss and liabilities will be greater than ours
Yes😊
So true, looking at all the recent suicide cases in the US involving mortgages that couples can't afford! Don't spend outside of your means!
bravo 👏 happy for ur fam!
Our culture in America has a serious case of instant-gratification for too many folks. It is their choice to be broke as they can't say NO to themselves. Hence, monthly bills they can't afford, obesity epidemic, and homes and garages packed full of stuff.
American culture is toxic.
I've been frugal all my life, and I'm very comfortable in retirement because of that. I never let any of my friends or family know how I'm doing, although many of them know I must be doing okay because I don't have to work anymore. But I avoid those discussions where people are griping about money....if they knew I was comfortable, they'd just ask to borrow money or they'd resent me for being comfortable.
You're not responsible for their happiness and emotions
Then you seriously need new friends. True friends would be glad for you.
Your friends/associations can also keep you broke. If you hang around people who are constantly spending (e.g.., dining out, clubbing, shopping, etc.), you’ll be pressured to do the same.
I asked myself one day, “What am I doing wrong, why am I broke”? And I realized, I was not paying ME in the process of paying my bills. I am a priority also.
More than comfortable on this end & also retired early = very thankful every day.
Kudos. Also kudos for still being here for the information to stay up to date in your retirement! Enjoy 🎉🤑
Ditto!
What was not talked about is non-controllable situation; medical issues, lay-offs, family emergencies, hiring freezes, and inflation.
I move most of my money to my savings account when I get paid. I also contribute to a 401k and Roth IRA. Credit cards are not bad if you pay it off in full at the end of the month.
@@IrisP989 yes, both Roth IRA and 401k. 401k is matching with my employer and I contribute to my Roth IRA every month.
@@IrisP989 yes both Roth IRA and 401k. The 401k is employer match and the Roth, I contribute monthly.
@@IrisP989 Since he listed 401k and Roth IRA, which are both retirement accounts, you will need to clarify what you mean by "retirement account".
@DavidDavisDH; lol All of this is for not? If you have a girlfriend or wife. No wife / girlfriend, "Happy Life".
@@Shadow-7773 trying to retire early, their is a end goal for all this. I'm not rich, I just don't have many bills so I invest when I have extra money.
I was a single mother of 3 girls when they were growing up and we lived paycheck to paycheck for many years but we made it. One day a couple of years ago it occurred to me that l no longer waited for every other Friday, counting my pennies. I've finally "made it" by saving and sacrificing. My daughters are all successful and very mindful of their money. By not trying to live like the ballers I'm surrounded by, l can live & enjoy my life now. You CAN do this.
Well done, you should be proud of you and your girls 🎉
We see spending as empowerment and saving as deprivation, when it's really the other way around! That really struck me. Thank you! ❤
Warren Buffett underscores the vital importance of understanding compounding and adopting a long-term perspective for financial success, as leveraging the compounding effect and maintaining a extended investment horizon enable individuals to accumulate substantial wealth through patience and strategic planning.
Navigating the complexities of investing can be challenging for newcomers, but by staying informed through analysis of financial news, market trends, and expert perspectives, I aim to offer valuable guidance and help individuals make well-informed investment decisions, emphasizing the importance of seeking advice from financial professionals and conducting thorough research.
You are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2022 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
*@mellon-wrigley3* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
When you get older, you don't care about the finer things in life. It' won't make you happy. Wealthy people DO NOT have perfect lives. Their money can make more problems.
If being broke is normal, then I'm extremely abnormal and will stay this way! Thanks for your positive inspirational money videos, Austin!!
Minimalism and frugality has prevented me from getting anywhere remotely near
broke…👍🏽
You shouldn't have to live that way to get ahead on life though. It's rigged against us for a reason.
What do you say to people who say you need to live also? Unless you’re rich you have to trade off things to make it work I find, I am certainly not bad off in terms of income either . Perhaps there is a lot of entitlement in my family lol
@@James_36 Minimalists live well…they just know the difference between needs and excessive wants. When they do buy, it’s well thought out… and quality in their purchasing is paramount…👍🏽.
The real reason why nobody proclaims that they're doing well financially is to avoid beggars and borrowers. In most cases, when someone asks "how are you doing financially?" They want to borrow money or ask for money. And most who borrow never pay back.
But my question is what stocks can be the next APPL in terms of growth for the next decade? I've set asides 500k to invest and my goal is to retire comfortably rich.
I find it more productive and safe to buy growth/ blue-chip stocks rather than tech stocks. It's advisable to work with a fiduciary advisor for well-diversified portfolios instead of relying solely on speculations.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my $1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
That's a nice gain! How did you find a good one?
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200,578 after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Not everyone's broke. But if you're not broke, even if you're doing well, it's not typically polite to show it.
And it's pretty easy to blend in, because people who are doing well financially often already live well within their means (e.g. buying a modest car / house that they can very easily afford, limiting meals at restaurants, not having the latest and greatest electronics, etc).
and for some reason, it is incorrect to talk about money. I was never taught about money in my family or school. It was never emphasized to accumulate for instance. That how you end up personally is YOUR RESPONSIBILITY. People need to be taught this at home and in school.
I'm finally NOT living paycheck to paycheck (I live in a small relatively poor country) ,ha .... I've been forcing myself to save 30 percent of my income
Congrats!
Very sensible. Work for 40. Retire for 20. Save about a third of your income. Don't rely on 'growth'.
Don’t wait to make a change. Start today, and continue each day. You will see the change begin to happen.
I was completely OVER! Being broke started saving! 😊
I understand your point, but you can’t escape the fact the cost of living has rose exponentially.
Great point about being stressed out. I think a LOT of spending is rewarding ourselves for spending most of our time doing things we don't want to do: it's compensation for having to have a job. And the resulting bills only tie us to our job even tighter. And isn't that the way the PTB (Powers That Be) want it: we're stuck and beholden to them. Congratulations on 80K!
I agree with everything you’ve said, but really believe that so much is because people view normalcy as depravation and want things they can’t afford. My husband and I are doing fine on one income (I’m disabled) because we don’t waste money. We don’t eat out often, we don’t overpay for things for convenience or simple because we want them, etc. Our older cars get from A to B just like cars with a $400 monthly payment do. My brand name clothes cost a fraction of the price at thrift stores. I recently wanted a $100 crafting tool, so I bought $13 worth of materials and literally taped together my own that works every bit as perfectly. We don’t go to Mexico every year, we go camping and kayaking. We have zero debt, use credit cards for cash back and for maintaining a great credit score, but pay them to zero every month. We have a great life and are on track for a decent retirement. Again, we won’t be traveling the world. We won’t be losing our home, either.
It blows my mind how much my “broke” friends pay for things, prices I wouldn’t pay even if we had money to burn.
What an insightful video, Austin!
I'm glad i'm not broke but that point about waste hit me hard. Never even thought about how wasteful I've been.
Probably one of your best videos, Austin!! Congrats on the 80K subscribers!! I'm sure you're helping so many people in changing their money habits.
Thanks, - Living broke is ok, living an unsustainable life is not, which means living and splurging beyond your means. You can be unemployed and still living alright, if you are smart with money and frugal. Ppl also underestimate the importance of cash and savings. These days you must have a plan-B and a redundancy in your finances, even if you are not rich, in order to be ready for most surprises. Would also suggest to look poor, because there is no faster way to end up in a financial sh!thole, than trying to look rich, while you are broke.
I totally agree with the looking and dressing poor point. X
Technically if you have 10$, you are already richer than half of the world population 😂
i've known about your channel for like, 10 minutes, but this seems like the content i've been looking for. thank you. :)
Congratulations on 80k. Always look forward to your videos. I do live below my means. Love it
thank you so much for making this video! you have a REALLY GOOD message!!
I relapsed late last year on my financial journey. I stopped watching your videos due to the low motivation. I am back now tho and am ready to get it! Keep pushin!!
Amazing video. Spot on with every point!
Hi Agustin, Ive learned so much from ur videos Thank you!! Congrats on having 80,000 subscribers🎉🎉
Part of what helps perpetuate these yabits is the shame and secrecy that goes with living in debt or being broke. Lots of people hope that you notice them driving that Range Rover or Tesla, or that they have a high limit Amex card, or that they live in an expensive zip code, or that they spent $5k on their last vacation.
BUT, they don't want you to see them sitting at the dining room table, going over the bills, stressing over which bill to pay late, or which one to not pay at all. They can't afford most or any of it, but they'll be damned if they let people think they're not winning in life.
Really makes you wonder why we care so much about what total strangers think.
Brilliantly said.
Such an amazing video!!! First time viewer here. I really enjoyed how much you put into perspective all of our waste. I never really thought deeply about that issue. But I really need to analyze the long term impact of all my short term decisions. Thank you for your enlightment!! Keep up the wonderful work.
I am at very early stages of my career and life and really glad i found this channel. Congrats on 80K subs. See you at a Million soon and beyond! Gracias!!!!
Best of luck!
We have been SO conditioned (brainwashed) in the US to buy, buy, buy just to support a capitalist/consumeristic society. We need to get some sense into our heads and understand that the opposite is better - save, save, save!
Austin, thank you so much for reminding me of sanity when it comes to money, possessions and the proper place these things should take in our lives.
Also, congratulations on having 80k subscribers. Your channel truly deserves it 🎉🙌🥳
I appreciate it! It's been a journey.
I was avoiding this video but it kept coming up. I'm glad I watched it because it's not what I thought it was going to be.
Thank you!
What peace it brings when you are not struggling financially.
Keep spreading this way of life and mind set.🤗 love what you did to the background!!!
80k Austin. That is a lot of rizz. Congratulations. 🎉👍
It's crazy. It's always a moment of reflection when it hits a new number of, "Oh, wow. I'm actually doing this!" It's so crazy to look back when I was posting videos and nobody was watching. Dreams do come true!
You have very good content, your ideas are getting some gears turning and I'm making changes 🎉
This is so true Agustin. Excelente vídeo 👌🏽
Thanks!
Very good video. What an eye opener ! “Being broke is so normal” that sentence is yours hit me. And congrats on the 80K subscribers 🎉
Wow, this was a really good breakdown. Definitely had to subscribe after watching this
Thank you Austin. You are so articulate. Your explanations make perfect sense. I feel inspired to be better with money.
Love the new wall decor with plants! 🌿🍃🌱🪴
Huge congratulations Agustin for 80k! Soon you will be at 100k! Wonderful video as always and I must confess that I'm guilty of #7 (sometimes). Thanks for shining a spotlight on problem areas that need to be addressed.
Great video as always!
Thank you for your videos ❤
Austin, another great video!😊
Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree. Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.
I work with "Natalie Ann Brinkman" as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Awesome content. Thank you
All true! Excellent advice - if only more would listen and understand (and act accordingly). Not broke, not stressed out, and retired early.
You make some good points. It can feel very normal to be broke these days - and so simple to fall deep into dept. It's such a difficult cycle and so easy and common to fall victim. I enjoy your videos and perspective as it offers an alternative to the norm and hopefully helps people to break free of the cycle.
Dude you are a damn genius right to the point and no wasted words pure gold thank you!
You are so right! Thank you❤
Excellent video, Agustin! The only thing I can add is this: I believe there are a pair of red drapes waiting for you down at the Goodwill. A splash of red behind you will make your "studio" come alive! I think there are a couple of little red throw pillows to toss on the couch for good measure. 🙂
Wow. Super well done video.
Best financial advice I ever received was to realize that most people are full of it. Most people are lying and not financially healthy. Marrying an accountant was one of the best things I ever did
Dude, brilliant video.
Love your background!!
Happy Friday Austin!!
I guess never looking at savings as deprivation is where I was ahead at the very beginning. I've always felt that it was empowering and it's even more empowering knowing that when an unexpected bill hits, it's not a problem.
I don’t buy anything or go anywhere. I am still BROKE. I need to maKe more money..!
I am in Australia; I truly enjoy your videos. Your understanding of money and how to be frugal is brilliant.
Dude, I love your channel.
I dont stress on money anymore. Ive caught on thay no matter what hapems, as lomg as i go to work every day and do what im suposed to do then at the end of the day, there is always just enough..even if its down to the last dollar, ther is always just enough to cover everything. 😊 Trust the universe. It will always provide, providing we show up for ourselves.
1000% TRUE!!!!
Exactly.
Thanks brother you are the greatest and this the greatest video ever 💯
Great video Austin
Thanks!
Wow, so spot on, from Australia.👍🏼
Great video
Great channel!
New subscriber happy I found your channel. God Bless from Oz Down Under
Really helpful
If I want something and I can't pay cash and not feel it in my budget I don't get it
If I really want something I set a little aside every month to buy it, I've found after a couple of months I wonder why the heck I wanted what ever it was/ a cooling off period if you will
I wanted 25k in savings. That feels safe for me. Now i can sleep pretty smooth.
After $10k I felt comfortable. I feel like few surprises in life are bigger than that.
Thank you again! Decentralization is part of the way humanity can get away from this economic system, become less dependent on consumerism, be more self-sufficient while while renewing community relationships that have been broken over the past 50 years of neoliberalism. But I dare to say I dream alone.
I agree. However sadly centralisation seems inevitable at the moment as people don’t like taking responsibility for their lives. They want central government to do it. I like the original Green Party philosophy here in the U.K. of having a more local economy and community but even they seemed to be favouring globalisation now.
Great Video
you got a good point here regarding the trash.
people constantly forget that our trash is just invisible to us.
we REALLY should have trash collection on EACH BLOCK. to really show people how much they consume.
i would personally love to see a waste facility every squared mile. it would permit proper composting, electronic refurbishing, furniture and clothing reclamation, and more sustainable recycling. sorting waste back into resources is WAY easy at the point of waste instead of having to separate it all from a MASSIVE pile of mixed waste.
(and of course this is not to say the we shouldnt start by consuming less.... it is also not to say that we should not hold PRODUCERS accountable. if it wasnt created at all, it would be a lot easier to not have to manage it.)
Good video Austin. I also follow Kate Kaden and she talks about finances and minimalism. She says to save and thrive you have three options 1)work more (side hustle perhaps) 2) Spend less (plug the leaks /wants vs. needs. and/or 3) do both. She also talks about finding your why?
Yeah, I've seen her channel!
This is why
WORK
SAVE
TRAVEL
is a funny concept for me, imagine working very hard for a whole year, save all your earnings and spend it all for a extravagant vacation (not including leisures and other bad spendings)... What a slave minded madness...
4:47 " spending as empowerment and spending as deprivation " This is very well summed up. tHanks for the great video
Thanks!
I love all your videos! My husband and I are both within 9 years of retirement and made sure we are prepared. My desires for material things left and I'm so content with what we have. We see broke friends walking around eating all their meals out, carrying designer bags, Stanley cups, and buying new cars. My financial freedom is worth more than any possession. My 23 year old son now has a great job and I'm watching him invest and save his money while still living at home. I would never ask him to leave until he is able to be financially independent (and it won't be long the way he is going).
I'm glad you're enjoying them!
last week i was told sarcastically....girl, you still got that car?
i responded sarcastically.....blank stare and kept doing what i was doing
You talk so much sense. You should be teaching this in schools.
Yay to 80k! 🎉
Your new place looks so cosy!
My new favourite thing is to watch your videos in the bath with a vodka lime, tonic 😂. Hope you’re well xx
haha, my last place was in a Victorian mansion and had a claw foot bathtub. I would take so many baths in winter in that massive tub and it was such a relaxing thing. Sometimes I would open the window to make it really cold, so it felt even nicer in warm water, haha.
@@ElAgustin sounds heavenly! Might join you sometime 🫢
@@leannejayne3545lmao be gone thot