How Ive always saved money. 1. Never bought anything on credit. Cash only. 2. Have saved 25% of my paycheck every month since the age of 21. I'm 55 now. 3. Living in a house that we bought cash, saved money to do so. 4. Buy the clothes I only need. They can cost more but it's classic and good quality. 5. Never go shopping without a grocery list. 6,. No need of a big flashy car. 7. No landlines phone. 8. Do yoga and run. No gym card. 9. Eat fruits instead of candy. Drink water instead of sodas. 10. Live your life without comparing to others.
I'm sixty eight and have never had a car payment. Paid cash for every vehicle I've ever had. People have four, five, six hundred dollar car payments. I also have zero balance on my one credit card. And I own my condo. Living within my means.
Great savings tips! I recently did a savings challenge and managed to save $1300 a month by cutting down household costs and "frivolous" spending. Keep up the great work and thanks for sharing!!!
I've learned that if I cook in advance when I'm not hungry and freeze or just refridgerate portions in smaller separate containers so that they are easy and convenient when I want a quick meal, I'm less likely to order a pizza or run out and buy a quick burger, fries & drink. So if I'm working anyhow near the kitchen area, I can have something on the stove cooking for later. This has saved me lots of money for the times when I'm hungry , not in the mood to cook and/or I don't have time to cook. Just recently, to my shock, I suddenly realized the total amount I spend eating out each month, just for convenience. And the rest of my budget was really tight, living from paycheck to paycheck. But now it's like I got a raise, just by making this one change.
Buy a $10 coffee maker and brew your own. Keurig (in my opinion is a waste of money and the pods make weak coffee). Starbucks doesn’t taste any better than ground coffee at the grocery store.
i usually put like $100 aside from every paycheck just incase i run out of money i have at least that 100 to use but i have the mind set that the money i put aside doesnt exist
im old fashione use real money/coins all this after paying useless home bills first i spend $100 in about 2 weeks on going out for coffee/movies buying fast junk food windowing shoping i go to a opp shop buy myself used clothing/shoes i use
@@annamariapiotrowicz511 if its still a bit issue with not being able to save money then that coffee can be made at home too. its also what i do, i bought this one coffee machine that is good and has a spinner thing for the milk to make cappuccinos. never hurts to also treat your self either though
Moses Emmet oh yeah, you totally want to make sure you've eaten a meal before you go to the grocery store. And have a list on top of that as well. Also, write that list when you're not hungry LOL. It's okay if you deviate a little here and there, but if you're not starving, those deviations will be minimal and also healthier choices.
Happy Facts Lifestyle - Live Your Dream Life ya. I was spending over 300$ on cigs. I quit a year ago cold turkey. 200$ month on weed. Glad I don't drink.
Some of the ways I save money is 1) Collect any lose change around the house. 2)Cut back on buying expensive cleaning products and go natural cleaning Stop buying the News paper every day and get your local news on line. Stop buying a new out fit every time you have to go out .Try your best to pick something you already have. Have fun saving money every week.When you see your savings account grow you will get hooked on those big numbers.😁☺️😊 That is just some of the ways I save money and my savings account is a beautiful picture
My son and I do monthly savings/financial goals. We post them on a white board in the kitchen and compete against each other. The accountability towards each other keeps us on track.
I started letting my bank card home + I removed my bank account from my phone. I spend lot of money on food outside and at work when I have a break, now I try to take food with me or just a few dollars that I think are enough for a small meal 😁... It's helping a lot
Check your automated payments to make sure you aren’t being charged fees. I recently found out I was being charged a $2 per month fee for one company to do automatic monthly payments. This bill has 3 separate accounts so that’s $2 x 3 = $6 per month x 12 months = $72 per year. I called and changed to annual payments in full and will save this $72. (I don’t mind paying in full each year, but if not I could have paid on their website each month or set up auto payments with my bank to avoid these fees.)
Thank you for your precious idea. An idea to save money is also when you go outside live your Credit card at home or lock it in the Bank. Thanks again.
After injury by car accident , i decided to save a bit of my salary every month and writing it with the plan of every month for remembering. This idea was great and help me to save more money. (I'm not a native English speaker, therefore may be i can't explain with correctly sentences)
It amazes me how many people fall for 'SALES'. Sales are not sales.. they are scams. Do you really think companies are doing you a favour by reducing prices.. it was their plan all along.
I shop online at Walmart now and use the pickup. This way I don’t wonder the store picking up stuff that suppose to be on sale. Staying out of the store does help.
There are plenty of ways to save money. All we need to do is to start with it and be persistent and determine because if not, we cannot bring in more money and won’t accomplish our money goals.
8 місяців тому
In Belgium, there is a thing called: domicilliering process or method of payment!!! This is: when you're due to pay, the bank will automatically do it for you!!! You keep track of it!!!Sometimes, you are stunned by how much you pay CM coz it's trimisterly paying, and will cost you 30 to 100 euros per pay!!!Health insurance is expensive,and you're already dead before you even lived!!! Just make sure, you didn't pay your health insurance continouosly without thinking!!!That's a years 1,000.00 per year for my health insurances, and I don't even get hospitalized!!!This means: I pay for other people's billls!
I don't have a car, don't smoke or drink, there really is very little wiggle room for change. I have one emergency credit card which is empty. Relocating... Just tried to sell my flat and all it has done the last few months s cost me and cause untold stress so I'm taking it off the market. I don't have a landline and have no subscriptions. I have a super cheap gym membership and use it all the time. My mobile costs 10 quid a month. I never buy clothes etc.. I'm not sure what else I can do..
My personal tips: Whenever you want something, ask yourself is this worth, think of what else you can buy with your saved money. Remember, each cent counts. Write a list of what you want in the future, what your goals are and how much money to get there, put it in your pocket and whenever you want (not need, want) something, look at it and remind yourself that you can't get anywhere spending that money. If you really want something, and you think its worth it, (not a 1 time use thing) get it! as long as it isn't half your savings or anything dramatic.
how to save money effectively ? 1 . don't waste money on buying makeup 💅 2. don't waste money on buying plenty of dress just use 2 pair for months 👰 3. dont waste your time on fb / insta which will lower ur battery and you'll need to charge it so just use phone when it need so you won't get addicted to social media plus you save alot of money 4 . just save little amount everyday no matter how much it is just fucking save 5 . don't sleep in separate room sleep in your sibling room 😂 6 . don't buy unnecessary which is tending everywhere but it's just useless 😕😴 bonus tip × stay single if you want to save your life , money , time plus your heart 😣😌 ×
😎🤑 The only method I use to save money is to sacrifice myself from daily spendings. For example; Instead of taxi, I walk my way to work.. Instead of buying snacks, I eat food..
I get up to 10% cash back in Canada or up to 20% cash back if you are in the USA buying the things I already buy. -Walmart, Tim Hortons, Home Depot, Gas and so on. You can do this by paying with a e-gift card instead with a credit card.
How Ive always saved money.
1. Never bought anything on credit. Cash only.
2. Have saved 25% of my paycheck every month since the age of 21. I'm 55 now.
3. Living in a house that we bought cash, saved money to do so.
4. Buy the clothes I only need. They can cost more but it's classic and good quality.
5. Never go shopping without a grocery list.
6,. No need of a big flashy car.
7. No landlines phone.
8. Do yoga and run. No gym card.
9. Eat fruits instead of candy. Drink water instead of sodas.
10. Live your life without comparing to others.
I'm sixty eight and have never had a car payment. Paid cash for every vehicle I've ever had. People have four, five, six hundred dollar car payments. I also have zero balance on my one credit card. And I own my condo. Living within my means.
That's a very good list :)
Like the sentence Live your life without comparing to others
@@duyenduyentrinh9151 Thank you. My mum told me that when I was 9.
Excellent advice 👊
One of the best ways to save money 💰 is to avoid eating out as much.
That's paying for convenience at its finest
All my money go for eating 😂
Biggest drain on my finances by far.
CORRECT ❗👍
So true
Great savings tips! I recently did a savings challenge and managed to save $1300 a month by cutting down household costs and "frivolous" spending. Keep up the great work and thanks for sharing!!!
I've learned that if I cook in advance when I'm not hungry and freeze or just refridgerate portions in smaller separate containers so that they are easy and convenient when I want a quick meal, I'm less likely to order a pizza or run out and buy a quick burger, fries & drink. So if I'm working anyhow near the kitchen area, I can have something on the stove cooking for later. This has saved me lots of money for the times when I'm hungry , not in the mood to cook and/or I don't have time to cook. Just recently, to my shock, I suddenly realized the total amount I spend eating out each month, just for convenience. And the rest of my budget was really tight, living from paycheck to paycheck. But now it's like I got a raise, just by making this one change.
Buy a $10 coffee maker and brew your own. Keurig (in my opinion is a waste of money and the pods make weak coffee). Starbucks doesn’t taste any better than ground coffee at the grocery store.
They probably use the same brand.
i usually put like $100 aside from every paycheck just incase i run out of money i have at least that 100 to use but i have the mind set that the money i put aside doesnt exist
Great idea . 🤔😇👍👌
im old fashione use real money/coins all this after paying useless home bills first
i spend $100 in about 2 weeks
on going out for coffee/movies buying fast junk food windowing shoping i go to a opp shop buy myself used clothing/shoes i use
@@annamariapiotrowicz511 if its still a bit issue with not being able to save money then that coffee can be made at home too. its also what i do, i bought this one coffee machine that is good and has a spinner thing for the milk to make cappuccinos. never hurts to also treat your self either though
Increase it by $10 a month and watch it increase. Think of it as interest on your savings.
thx
I am the WORST grocery shopper, especially when I’m hungry. I have to have a list or I will BUY EVERYTHING!!
Moses Emmet .me too.
Moses Emmet oh yeah, you totally want to make sure you've eaten a meal before you go to the grocery store. And have a list on top of that as well. Also, write that list when you're not hungry LOL. It's okay if you deviate a little here and there, but if you're not starving, those deviations will be minimal and also healthier choices.
me too
True me too
Same here.
Rule n°1: don't spend money
Rule n°2: don't spend money
Rule n°3: if you want to spend money, see two first rules
Quick Fix - Thought Provoking Videos hahaha👍👍👍
Hahaha ! :-)
You have to spend money on necessities
Quick Fix - Thought Provoking Videos -well spoken!!!
😂😂😂😂😂
Great video! I agree on quitting bad habits. Honestly I'm amazed how much people spend on smoking or drinking
Happy Facts Lifestyle - Live Your Dream Life ya. I was spending over 300$ on cigs. I quit a year ago cold turkey. 200$ month on weed. Glad I don't drink.
Buying coffee adds too!
Some of the ways I save money is 1) Collect any lose change around the house.
2)Cut back on buying expensive cleaning products and go natural cleaning
Stop buying the News paper every day and get your local news on line.
Stop buying a new out fit every time you have to go out .Try your best to pick something you already have.
Have fun saving money every week.When you see your savings account grow you will get hooked on those big numbers.😁☺️😊 That is just some of the ways I save money and my savings account is a beautiful picture
For us, buying groceries online is a great way to stick to the list, make sure we don’t overspend and avoid buying unnecessary items.
New year, new apartment and new thinking!!!#truth
I’m earning extra saving by making cards, shirts and other handmade crafts!
My son and I do monthly savings/financial goals. We post them on a white board in the kitchen and compete against each other. The accountability towards each other keeps us on track.
Save money fast by not going to college. Learn a skill online and keep a portfolio of your work. You can figure it out.
I started letting my bank card home + I removed my bank account from my phone. I spend lot of money on food outside and at work when I have a break, now I try to take food with me or just a few dollars that I think are enough for a small meal 😁... It's helping a lot
one way is know the difference between need and want also having to many stupid friends can be very expensive.
William G that’s quite right.
too*
Pay yourself first
Income - savings = expenses
Check your automated payments to make sure you aren’t being charged fees. I recently found out I was being charged a $2 per month fee for one company to do automatic monthly payments. This bill has 3 separate accounts so that’s $2 x 3 = $6 per month x 12 months = $72 per year. I called and changed to annual payments in full and will save this $72. (I don’t mind paying in full each year, but if not I could have paid on their website each month or set up auto payments with my bank to avoid these fees.)
Nakarating narin ako dito, nood ng video. Nice video about savings money gusto ko to mga ganitong topic, nice one 👍
Just save pay off debts & Keep saving that's what I'm doing in 2019 I'm saving Lots of dough!
@guerrerro fritzgerald True it's all about what U do!..
Thank you for your precious idea.
An idea to save money is also when you go outside live your Credit card at home or lock it in the Bank. Thanks again.
After injury by car accident , i decided to save a bit of my salary every month and writing it with the plan of every month for remembering.
This idea was great and help me to save more money.
(I'm not a native English speaker, therefore may be i can't explain with correctly sentences)
I really like your money saving tips.
It's big help for me.
😉😉
It's a great video. It helps save money and time.
Need is more important than luxury...
Very good tips. 👍Covid-19 has restricted us many ways. That is a positive side to save money.
Buy clothing from charity shops. Much cheaper than buying brand new.
Awesome tips on how to save money 💰💲💰💲
Tip 1 is the best for me
It amazes me how many people fall for 'SALES'. Sales are not sales.. they are scams. Do you really think companies are doing you a favour by reducing prices.. it was their plan all along.
This was actually a very good video.
Negotiating all my bills every month it really saves me a lot.
So helpful...thanks♥️
THANK YOU
Great, Golden rules
Good advice. Thank you..i walk and leave my car at home to save money. I also am going to do a few things I learned from your video.
These are all true.you're smart,you're royal i appreciated that!
Great advise. Thanks
Thank You, So useful.
I love your tips on saving money! I also believe that everyone should be smart about managing their hard earned money.
Brilliant information, take small steps with saving at a time.
Thank you so nuch.
Thanks for every tips👍👍👍👍
So simple and secure...thnx
Money=Freedom 💰 Also = Away from annoying Irritating Family
I need to practice those tips from now on 😊
Take challenge with me I want to start now also
thnx 👍👍👍👍👍👍👍 for all the advices
Thanks for sharing these helpful tips
Thank you for sharing.
Does BrainyDose have any advice for saving $ when you make
Thank you i needed this excellent video
Thank you for the good idea on saving money tips..
This actually my problem on how yo save money
Tip #16 and #18 👌🏻
EXCELLENT 👍
Quit Drinking
Quit Smoking
Quit Eating Out
Quit Friends
Nice idea save is the best ,peru pag dating ng sahod ubos
Thanx...
Thanks for all the tips
Great tips
9:54 number 17, turn trash into cash ☺️😊 thats a great idea
Gratitude for those insightful money saving tips 👍🏽👏🏽🙏🏽
Just got better car insurance! Really helps. Do your research:)
Great
it is good to save money especially if you got big family to look after
Everytime when people leave their homes chances are they going out to spend money. So watch out for mindless expenditures.
Greatest video ...!! I have learn a lot..!!
Basically pay bills, don't go out, eat the cheapest thing, don't have luxury, DONT LIVE LIFE,
I will try to follow some of your tips. Thanks for sharing new subscribed here.
Thanks for the Video.. 🥰
Rice & beans and beans & rice
This video said it all.
I shop online at Walmart now and use the pickup. This way I don’t wonder the store picking up stuff that suppose to be on sale. Staying out of the store does help.
Good advice
True..👍
Thanks for that cash only .... Advise
Great video!
I try to Just the things I really need
…just sing out loud before bedtime ~~”Save Money , I have to save money!” For a thousand time...
save money ?
ua-cam.com/video/wfEA86BKGE4/v-deo.html
Thank you so much. Video. Komol tata Video. Thank you so much.
There are plenty of ways to save money. All we need to do is to start with it and be persistent and determine because if not, we cannot bring in more money and won’t accomplish our money goals.
In Belgium, there is a thing called: domicilliering process or method of payment!!! This is: when you're due to pay, the bank will automatically do it for you!!! You keep track of it!!!Sometimes, you are stunned by how much you pay CM coz it's trimisterly paying, and will cost you 30 to 100 euros per pay!!!Health insurance is expensive,and you're already dead before you even lived!!! Just make sure, you didn't pay your health insurance continouosly without thinking!!!That's a years 1,000.00 per year for my health insurances, and I don't even get hospitalized!!!This means: I pay for other people's billls!
i just bought an Iphone 7 and i regret that after watching this video
Lukman Hakim but atleast you’re watching this video on your new iPhone 7 🌸
Sell it
@@lovebug1180 he would be lucky to get 2/3 what he payed for it... might as well keep at.
@@cramsa true but at least he'll have some money. Something better than nothing
Saving for a PURPOSE.
Use cash only,, it works really well, and you will be more careful how you spend.
Invest money in a profitable investment
Komol tata thank You so much. Video.
Good video!
I am impress very good idea l love it thanks
I have hard time with grocery shopping even with list in my hand I still over spent.
Its all about SELF CONTROL !!
I don't have a car, don't smoke or drink, there really is very little wiggle room for change. I have one emergency credit card which is empty. Relocating... Just tried to sell my flat and all it has done the last few months s cost me and cause untold stress so I'm taking it off the market. I don't have a landline and have no subscriptions. I have a super cheap gym membership and use it all the time. My mobile costs 10 quid a month. I never buy clothes etc.. I'm not sure what else I can do..
Pick up a side hustle. I have a small eBay store. It brings in some extra cash.
My personal tips:
Whenever you want something, ask yourself is this worth, think of what else you can buy with your saved money.
Remember, each cent counts.
Write a list of what you want in the future, what your goals are and how much money to get there, put it in your pocket and whenever you want (not need, want) something, look at it and remind yourself that you can't get anywhere spending that money.
If you really want something, and you think its worth it, (not a 1 time use thing) get it! as long as it isn't half your savings or anything dramatic.
Great idea . 🤔💒🙏😇👍👌
how to save money effectively ?
1 . don't waste money on buying makeup 💅
2. don't waste money on buying plenty of dress just use 2 pair for months 👰
3. dont waste your time on fb / insta which will lower ur battery and you'll need to charge it so just use phone when it need so you won't get addicted to social media plus you save alot of money
4 . just save little amount everyday no matter how much it is just fucking save
5 . don't sleep in separate room sleep in your sibling room 😂
6 . don't buy unnecessary which is tending everywhere but it's just useless 😕😴
bonus tip × stay single if you want to save your life , money , time plus your heart 😣😌 ×
Good
😎🤑 The only method I use to save money is to sacrifice myself from daily spendings. For example;
Instead of taxi, I walk my way to work..
Instead of buying snacks, I eat food..
Great idea
Thank you for sharing..bago kaibigan po..
I get up to 10% cash back in Canada or up to 20% cash back if you are in the USA buying the things I already buy. -Walmart, Tim Hortons, Home Depot, Gas and so on. You can do this by paying with a e-gift card instead with a credit card.
Go girl and be the top!
One that should be a next rule is avoid having babies the first 3 years of marriage it should be a 19 which is not on the list