🔺 One kid saves, the other becomes rich

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  • Опубліковано 3 вер 2023
  • Albert Einstein once said: “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”
    While it may sound safer to save everything in cash, you’re actually leaving a lot of money on the table!
    As an example, let’s say we have two people, Albert and Barry who invest in a fund that gives them 7.5% a year.
    Albert invests $5,000 a year at age 18. He stops investing after 10 years and just lets the investments continue to grow.
    On the other hand , Barry also invests $5,000 a year but starts at age 28 and continues his annual $5,000 contribution until he retires at age 58.
    At the end of it, Albert invested for 10 years early on and only put in $50,000, whereas Barry invested $150,000 over 30 years.
    Who do you think has more money at the end?
    Surprisingly, Albert has more money over time with $521,000 whereas Barry only has $502,000!
    The point is, it pays to invest as much and as early as possible!
    If you haven’t invested yet, it’s ok! It’s better to start now than never at all.
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    #investing #stocks #compoundinterest

КОМЕНТАРІ • 1,5 тис.

  • @seanlovesrealestate
    @seanlovesrealestate  9 місяців тому +1104

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  • @MobileGamerKid01
    @MobileGamerKid01 9 місяців тому +11447

    Can’t believe little billy said all of those words

    • @tubbunny
      @tubbunny 9 місяців тому +136

      And then the president walked in and gave them both 1 million dollars

    • @nick-rp1uj
      @nick-rp1uj 9 місяців тому +26

      its 200, chill out

    • @VeryClumzy-jl5en
      @VeryClumzy-jl5en 9 місяців тому +10

      It’s still a lot of like so mean if you had 200 ppl to talk to then you would realise that it’s a lot of ppl

    • @nick-rp1uj
      @nick-rp1uj 9 місяців тому +2

      @@VeryClumzy-jl5en For the amount of people that have seen this video no it's not

    • @rahimadiocolano6472
      @rahimadiocolano6472 9 місяців тому +3

      CAN YOU ADOPT HER FOR A LOTTTT OF COURSE

  • @100mcuber4
    @100mcuber4 9 місяців тому +3798

    Billy is that 1 kid all Asian parents want

    • @c-dg3um
      @c-dg3um 9 місяців тому +51

      no its the asian kids cousin

    • @lolaf07
      @lolaf07 9 місяців тому

      nah he still will be an IDIOT

    • @OTShady
      @OTShady 8 місяців тому +4

      💀

    • @LilaEvangeline
      @LilaEvangeline 8 місяців тому +3

      Nah billy mispronounced every word they said and only had a 99% accuracy, 1% of the world is 80 million people, billy just isn't good enough neighbors kid did better

    • @user-lp4rj3hq9i
      @user-lp4rj3hq9i 8 місяців тому

      neighbours kid is you

  • @Twixzyboy
    @Twixzyboy 7 місяців тому +103

    “I follow Sean, he makes money easy” *no, I am Sean*

  • @SW_gamingYT
    @SW_gamingYT 6 місяців тому +9

    “ I follow Sean, he makes money ez!” How many times have I laughed at that 😂😂😂

  • @FinnKeating
    @FinnKeating 9 місяців тому +2386

    I had no idea children were such strong speakers

    • @Petolaine
      @Petolaine 9 місяців тому +4

      Yeah

    • @Crafty_Breeze
      @Crafty_Breeze 9 місяців тому +2

      ​@@PetolaineW pfp

    • @meliodas69420
      @meliodas69420 9 місяців тому +4

      You'd be shocked to know-

    • @9.01x
      @9.01x 9 місяців тому

      ​@@meliodas69420hey captain

    • @Adrian-ps7iu
      @Adrian-ps7iu 9 місяців тому +2

      Oh eell i guess i dont exist

  • @kumuislam6681
    @kumuislam6681 9 місяців тому +2638

    I think I shat myself

    • @Ser_Demon
      @Ser_Demon 9 місяців тому +202

      Reach down and find out

    • @N1TR0REALM
      @N1TR0REALM 9 місяців тому +124

      ​@@Ser_Demonnot even a scratch and sniff anymore💀

    • @user-ti4en4iy8o
      @user-ti4en4iy8o 9 місяців тому +25

      Preach

    • @AceDenton-ng4mh
      @AceDenton-ng4mh 9 місяців тому +38

      That was kinda irrelevant but the replies make it funny AF lmao rn yall

    • @borjantrajchev8257
      @borjantrajchev8257 9 місяців тому +15

      #relatable

  • @samikadri8504
    @samikadri8504 6 місяців тому +7

    did anyone love the fact that the banker didnt get old or changed, respect

  • @stinawenzek7348
    @stinawenzek7348 8 місяців тому +6

    Billy needs an oscar at age 6😂😂

  • @sebrep_
    @sebrep_ 9 місяців тому +981

    Bro was following Sean for more than 15 years 💀

    • @noerlol
      @noerlol 9 місяців тому +39

      Bro had 15 years of experience at 5 💀

    • @Kingabrams11
      @Kingabrams11 9 місяців тому +2

      💀💀💀💀💀

    • @InstaMoon0
      @InstaMoon0 9 місяців тому +2

      Facts fr

    • @Kingabrams11
      @Kingabrams11 9 місяців тому

      BRO HE HAD MORE 50

    • @blueberryhearts4820
      @blueberryhearts4820 9 місяців тому +1

      ​@@noerlolthat's basic when you're asian

  • @jiyan5364
    @jiyan5364 24 дні тому +1

    Bro took his maths lessons too seriously 😳

  • @mrcracked4250
    @mrcracked4250 9 місяців тому +4

    Bro u a lifesaver now all I need is some money to invest

  • @dilly8758
    @dilly8758 9 місяців тому +863

    “can you help me open up a custodial account so I can start investing in an ETF that tracks the S&P 500 🤓” says the 11 year old…

    • @seanlovesrealestate
      @seanlovesrealestate  9 місяців тому +123

      It’s a skit 😂

    • @MixedContentz012
      @MixedContentz012 9 місяців тому +50

      ​@@seanlovesrealestate11 year old me wouldve not understand most of the words in that sentence 😅

    • @ProphecyGaming.
      @ProphecyGaming. 9 місяців тому +26

      More realistic version: :i wanna open up a bank account but i dont wanna have to do anything and i wanna make money faster then him with the stock market or something"

    • @adenm8963
      @adenm8963 9 місяців тому +6

      ​@@ProphecyGaming. if even a 7 year old spoke like that, he'd be sent to special needs 😂 " or something" lol

    • @arianastan13
      @arianastan13 9 місяців тому +2

      @@seanlovesrealestate Yeah obviously and this comment is a joke. Didn’t really understand that did you money guy?

  • @ryardmilis5782
    @ryardmilis5782 9 місяців тому +538

    Bro woke up and chose The Pacific Standard Bank 💀💀

    • @BricktheDk
      @BricktheDk 8 місяців тому +10

      Worst bank to keep your money in as it’s robbed hundreds of times a day 💀

    • @tropicalgamer6789
      @tropicalgamer6789 7 місяців тому +1

      ​@@BricktheDkfr

    • @sbombfitness
      @sbombfitness 6 місяців тому

      ​@@BricktheDkFDIC keeps your money safe regardless of if it gets robbed (up to $250,000)

    • @AvocadoAvocado-xc6or
      @AvocadoAvocado-xc6or 5 місяців тому

      Ik

  • @Reaper-rf7oz
    @Reaper-rf7oz 4 місяці тому +1

    For the fact any kid knew what Billy said is insane

  • @VALLARYNAIR
    @VALLARYNAIR 9 місяців тому +1

    My 6 brain cells has gone when I heard Billy saying that

  • @cristiannniculae
    @cristiannniculae 9 місяців тому +244

    As an 11 year old I can confirm that we indeed know how to invest

    • @aayannasir749
      @aayannasir749 6 місяців тому +2

      I don’t think most 11 year olds even know how to invest

    • @brecoleman4460
      @brecoleman4460 6 місяців тому +1

      I second this ☝️

    • @purrfectly_pawsitive
      @purrfectly_pawsitive 6 місяців тому +5

      As a 12 year old i can confirm i have absolutely so idea how to invest

    • @BullseyeB
      @BullseyeB 6 місяців тому

      Im 12 and I actually do

    • @purrfectly_pawsitive
      @purrfectly_pawsitive 6 місяців тому

      @@BullseyeB wow i wish my school and family taught stuff like that

  • @cauzebuilds
    @cauzebuilds 9 місяців тому +174

    Bro barely got a thousand bucks in the last 30 years 💀
    *Real piece of work buddy*

    • @splashy2152
      @splashy2152 8 місяців тому +4

      ye but they only got $100 💀

    • @easy3151
      @easy3151 6 місяців тому +1

      Yes then again this is just a simple example of 100
      If something was like 10K when you were youndger that would be 100K over a couple years with little effort

    • @chesspleyer
      @chesspleyer 20 днів тому

      inflation ate that money in the first 10

  • @JediMasterClips
    @JediMasterClips 25 днів тому +1

    Little Billy is gonna be wealthy anyways as long as he gets a good job. He's like six years old and knows that much. God Damm

  • @samsonbrunoyourlocalmushro4410
    @samsonbrunoyourlocalmushro4410 Місяць тому +1

    1% learning 99% talking about the characters

  • @omaralmutairi
    @omaralmutairi 9 місяців тому +54

    What bank offers 0.1% interest 😂😂😂
    the lowest I've seen is 2%

    • @RainzoPlayz
      @RainzoPlayz 9 місяців тому +1

      Bro wtf u have god bank or something

    • @Ace_lin
      @Ace_lin 9 місяців тому +3

      @@RainzoPlayzI think you might not live in the US

    • @RainzoPlayz
      @RainzoPlayz 9 місяців тому +3

      @@Ace_lin im reading myself and the average interest rate for savings account in america is 0.43%

    • @RainzoPlayz
      @RainzoPlayz 9 місяців тому

      According to FDIC

    • @omaralmutairi
      @omaralmutairi 9 місяців тому

      @RainzoPlayz i don't live in the us, in my country the lowest I've seen is 2% and the highest I've seen is 5.2% annual return. But if you live in the us, it is common for a bank to offer 4+% annual yield, unsure if it's tex, tho. Google " simple savings calculator" it shows you which us banks have a high yield savings accounts! GL

  • @JediSaenz
    @JediSaenz 9 місяців тому +86

    So your telling me Timmy ONLY put 100 dollars in there after like 10 years? Come one

    • @pugglypugger4807
      @pugglypugger4807 9 місяців тому +8

      Not even, it says it has been 30 years, there's no shot he didn't take out those 100 by now

    • @Minelaughter
      @Minelaughter 9 місяців тому

      @@pugglypugger4807especially since most banks close accounts of inactive for over 1-2 years

  • @greensalad_1205
    @greensalad_1205 7 місяців тому +2

    Billy is that one cousin your asian parents compare you to

  • @ricardolaing1846
    @ricardolaing1846 9 місяців тому +1

    Kids when they see the end of this:

  • @user-st1by3ns4j
    @user-st1by3ns4j 9 місяців тому +81

    You could tell the kid was doing the right thing with his money when he just splattered random words

  • @JayPPlayz
    @JayPPlayz 9 місяців тому +18

    “Can you help me open up a custodial account so that I can start investing in an Exchange Traded Fund that tracks the S&P 500?”
    “The fuck? Okay Billy let’s just get you your Paw Patrol and Fortnites alright?”

  • @Yaboiplaysgta5
    @Yaboiplaysgta5 9 місяців тому +1

    Grandma gives me 50 bucks
    Mom:😈

  • @blaze0909
    @blaze0909 6 місяців тому +1

    Lil Billy smarter the half of the world💀💀💀😭💀💀😭💀😭

  • @charlies-stuff
    @charlies-stuff 9 місяців тому +9

    i thought "timmy saying this seems pretty realistic i guess" and then billy just says THAT LMAOOO

  • @newtut2398
    @newtut2398 9 місяців тому +39

    Welcome back timmy and billy! 🙌🏻

    • @seanlovesrealestate
      @seanlovesrealestate  9 місяців тому +11

      You missed them? ☺️

    • @S.P.A.M
      @S.P.A.M 9 місяців тому +6

      ​@@seanlovesrealestatemy wife hurts me physically 😢

    • @Swing_Monkey
      @Swing_Monkey 9 місяців тому +4

      ​@@S.P.A.Mare you ok?

    • @S.P.A.M
      @S.P.A.M 9 місяців тому +3

      @@Swing_Monkey yes 😎

    • @Swing_Monkey
      @Swing_Monkey 9 місяців тому +4

      @@S.P.A.M good to hear. I know it's wierd to say since I'm literally a stranger but I'm here for you. 🫡

  • @NikoBellic42908
    @NikoBellic42908 9 місяців тому

    Bro’s in the pacific standard bank from GTA 5 😂

  • @JaqeHimself
    @JaqeHimself 7 місяців тому

    billy turned into elon musk

  • @DarknessTheDragon640
    @DarknessTheDragon640 9 місяців тому +75

    Bro these kids are more intelligent than the average person what a great father for teaching them so Young

    • @varunkapoor4819
      @varunkapoor4819 5 місяців тому

      father just watched one of hid kids wasting away that opportunity to get rich to make them learn. Lessons are good. But you are just not supposed to learn them 30 years down the line when its too late.

  • @Bvezzy
    @Bvezzy 9 місяців тому +6

    Bro in the gta bank💀💀💀

  • @Vrushvr275
    @Vrushvr275 5 місяців тому +1

    Your money is safe with me
    Backround:gta bank

  • @user-gi6hv6vq5q
    @user-gi6hv6vq5q 9 місяців тому

    “Your smart to keep you money safe with me” next day gets robbed :Timmy 👁️👄👁️

  • @mateuszlinke7469
    @mateuszlinke7469 9 місяців тому +10

    Bro got the gta bank💀💀💀

    • @merydady5717
      @merydady5717 6 місяців тому

      I thought i was the only one Who saw it

  • @melbcarspotter
    @melbcarspotter 9 місяців тому +5

    bro really said u can trust me and they work at the gta bank 😂

  • @LuciansAnimations
    @LuciansAnimations 2 місяці тому

    dad can i start investing
    my dad: we will do that some other time

  • @FatimaDraws228
    @FatimaDraws228 6 місяців тому

    Little Billy is the kid that my parents told me to be friends with 💀

  • @Districtmedicinals
    @Districtmedicinals 9 місяців тому +3

    “Andddddd its GONE!!!!! Please step aside this line is for bank customers only!”

  • @aigerakabane1312
    @aigerakabane1312 9 місяців тому +4

    But actually after keeping money in bank for so much time intrest will become maximum of 5% but still investing is better

  • @PyroMancerPlayz
    @PyroMancerPlayz 5 місяців тому +1

    Money needs to change hands, if it doesnt, its net worth decreases.

  • @United_2008
    @United_2008 9 місяців тому +1

    HE DID GET 3 EXTRA DOLLARS AND NOW HE CAN GET 3 PACKETS OF SKITTLES😂😂😂😂😂

  • @ProfessorHattington
    @ProfessorHattington 9 місяців тому +24

    Meanwhile if they did that in 1999 and wanted to cash out in 2009, Billy would only have 50 bucks.
    Important to have cash inflow and be able to buy over a long period of time.

  • @BadlyDrawnJack
    @BadlyDrawnJack 9 місяців тому +3

    I'm still young, but smart like little Billy, but I don't know which stock trading app I should use. Can you help me with that Sean?

    • @jacobg8640
      @jacobg8640 9 місяців тому

      Any that offers commission free trading and contains the more popular ETFs like VOO or VTI will do just fine.

  • @irenegevorgyan7364
    @irenegevorgyan7364 7 місяців тому

    Billy just said all the words i cant say 😂

  • @fontolombo
    @fontolombo 8 місяців тому +1

    first step-
    get a dad like that

  • @DefaultPeely1
    @DefaultPeely1 9 місяців тому +15

    'Your money is safe with me"
    The robber: 🤨

  • @OddWings
    @OddWings 9 місяців тому +1

    4 year old: dad i think i need to start investing, inflation is getting higher dad: .. 😮

  • @maheshkumarchinchakandi3877
    @maheshkumarchinchakandi3877 2 місяці тому

    Billy be spittin some sh*t out that mouth
    Bro can recite the fitness gram pacer test in 2 seconds

  • @user-ve1pq1wr9g
    @user-ve1pq1wr9g 9 місяців тому +1

    Legend says the banker is still working to this day.

  • @UrBoiVoid
    @UrBoiVoid 6 місяців тому +1

    Why the actual hell are they recieving $100 while I'm here crying my broke butt off.😭

  • @Cr1sOnTop
    @Cr1sOnTop 18 днів тому

    Timmy: I will have a credit card like an adult!
    Billy: *“Can you help me open up a Custodial account so that I can start investing in an ETF that tracks the S&P 500?”*

  • @ErdiCani2014
    @ErdiCani2014 4 місяці тому +1

    He used the gta5 pacific standard bank😂

  • @kylooren6782
    @kylooren6782 9 місяців тому

    Bro turned creative mode on💀

  • @BlackMatrix101
    @BlackMatrix101 17 днів тому

    Wish we could turn back time to the good old days

  • @Purple_horchata
    @Purple_horchata 3 місяці тому

    Bro is at the gta 5 bank☠️

  • @ItzElijahX
    @ItzElijahX 9 місяців тому

    Pov u drink water after brushing ur teeth:ÆÈÙË

  • @NigelSUCKSlol
    @NigelSUCKSlol 9 місяців тому

    Bro was following Sean before he was born😂😂

  • @Young_RonaldoEditz
    @Young_RonaldoEditz 9 місяців тому

    Billy has that albert einstien iq

  • @kyrocksgaming7591
    @kyrocksgaming7591 9 місяців тому +1

    Dude was to casual getting 3 dollars more in 30 years😂😂😂

  • @user-hk1kp8vl8l
    @user-hk1kp8vl8l 6 місяців тому

    Dad was rihming in the first few seconds 🥶🥶

  • @MsGastino
    @MsGastino 8 місяців тому +1

    You acutally helped my dad, Thank you so much!

  • @N3wPerson
    @N3wPerson 9 місяців тому +1

    My 5 yr old self would be watching Coco melon what u mean open a bank acc

  • @Taylor_Swift_FANNN
    @Taylor_Swift_FANNN 9 місяців тому +1

    My dad if I asked to open a bank account: FOR WHAT???🤬🤬😡😡😡

  • @justinseong376
    @justinseong376 9 місяців тому

    The baker gives off white van vibes for real..
    “It’s safe with me”

  • @SuperMagnets
    @SuperMagnets 9 місяців тому

    Bro actually used the bank interior from GTA V as a background for his video, wild

  • @zackgamer359
    @zackgamer359 22 дні тому +1

    Yeah why didn't he advise his brother when they were younger?

  • @mariatheresasagaoinit3104
    @mariatheresasagaoinit3104 8 місяців тому

    The banker Never gets old

  • @user-nc4xd4wc4e
    @user-nc4xd4wc4e Місяць тому

    Dad: Billy how did you learn all these complicated words?!?!

  • @charlessxavier7830
    @charlessxavier7830 7 місяців тому +1

    If I were the dad, I'm gonna confront my wife immediately and says, "No need to lie, just tell me the damn truth. Billy is not my son, right?"

  • @Air_Aura
    @Air_Aura 7 місяців тому +1

    Why is little billy so smart??😭😭💀💀 Bros only 4!!

  • @sandwiches2.094
    @sandwiches2.094 8 місяців тому

    Lol you brought him to the 1 bank everyone has robbed atleast once

  • @flowergirl2703
    @flowergirl2703 9 місяців тому +1

    My mom forced me to put all of my money into bank account so she can buy everything for me and have an excuse to not give me money when I’m older ig

  • @user-yv9tn8fd5w
    @user-yv9tn8fd5w 8 місяців тому

    Bro when i was their age i would crawl up the stairs like a horror movie character thinking I was scary and cool💀

  • @lowymozzarela
    @lowymozzarela 9 місяців тому

    Billy just became smart by 1 second of sean shiet videos

  • @riverhardman645
    @riverhardman645 9 місяців тому

    Bro really searched "big bank" in the background

  • @OmkarDev-le5ek
    @OmkarDev-le5ek 4 місяці тому

    Seriously, I wish I could go back in time in my childhood and relive all these years again having my present consciousness

  • @prckovitamincic6862
    @prckovitamincic6862 4 місяці тому

    These guys in the bank just doing bank stuff
    Our GTA Online Characters💀

  • @alegamer6012
    @alegamer6012 18 днів тому

    Bros trusting sean with his life💀💀

  • @eugymotion
    @eugymotion 2 місяці тому

    man billy rly said those bombs

  • @BoxVRTheorigina
    @BoxVRTheorigina 9 місяців тому

    That kid definitely knows when an FPS is whatever you said

  • @ALPHAGOD360
    @ALPHAGOD360 6 місяців тому +1

    I didn’t know kids knew about investing 😅

  • @Flair_9900
    @Flair_9900 3 місяці тому

    Abt to use ur channel to help with my Finance class

  • @tigerlion7753
    @tigerlion7753 5 місяців тому

    After 30 years, Timmy has not saved a single cent…..

  • @Thatcatmax
    @Thatcatmax 9 місяців тому

    Man attracted an SCP foundation fan

  • @Val_mrn
    @Val_mrn 6 місяців тому

    Bro is putting his money in pacific standard 😂 gonna get robbed everydays

  • @ASH23727
    @ASH23727 9 місяців тому

    That banker sounds like a creep

  • @robertandersson4368
    @robertandersson4368 8 місяців тому

    Billy is like the smartest man in the universe

  • @sjejejkdk
    @sjejejkdk 9 місяців тому +1

    Bro opened a bank account when he was 5 💀☠️

  • @TheodoreBuell
    @TheodoreBuell 6 місяців тому +1

    He... Lets say he "CHANGED"

  • @Cringeaahshorts
    @Cringeaahshorts Місяць тому +1

    Did i just hear scp 500 ??!?!?

  • @epicepic-sf1dp
    @epicepic-sf1dp 8 місяців тому

    Billy was talking like he knew what he was saying

  • @asteranjelo7439
    @asteranjelo7439 5 місяців тому

    Billy just started saying stuff 50 year olds can't understand 😂😂😂

  • @MessiandRonaldoAreG.O.A.T.S
    @MessiandRonaldoAreG.O.A.T.S 8 місяців тому +2

    If you breathe air
    👇

  • @user-ps3ze8pr8o
    @user-ps3ze8pr8o 6 місяців тому

    They are kids that are the only people who enjoy school to know so much of this😂😂

  • @Undertaleboiiiii
    @Undertaleboiiiii 5 місяців тому

    Bro billy is like five and he just used a big brain move💀

  • @Kittyboxvr
    @Kittyboxvr 9 місяців тому

    Bro's literally a teacher

  • @johnnylee9057
    @johnnylee9057 9 місяців тому +1

    Bro waited 30 years just for that:/