Did we REALLY pay off our mortgage by RESELLING?
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- Опубліковано 26 чер 2024
- Our ebay shop:
www.ebay.co.uk/str/thehillsar...
Our etsy shop:
www.etsy.com/uk/shop/RedPrisc...
Ways to contact us:
INSTAGRAM:
Andrea's Instagram
/ _andreahills_
Nic's Instagram
/ nic_hills_reseller
EMAIL
thehillsarealive.info@gmail.com
Thrift Map UA-cam Channel: / @thriftmapapp
Thrift Map Facebook Group:
/ thriftmap
You can buy us a 'coffee' here: ko-fi.com/nicandandreahills
Or Take a look at our t-shirts and other merch which should display under our videos...
Andrea's UA-cam Channel: / @andreahills74
Below are links to products we use in our business: (Affiliate Links - we get a small comission if you buy through these links)
Postal scales - amzn.to/3N8Onpm
Heavy Duty weighing scales (up to 50kg) - amzn.to/3WPJpAZ
Large Letter Size Boxes - amzn.to/3Nagvs1
Photography Lights - amzn.to/3oHRV8F
Photography Lights Stands - amzn.to/3IQ6JJi
Brown paper void fill - amzn.to/45HSy2C
Large letter size guide - amzn.to/2MdjVNA
Trolley we use at boot sales - amzn.to/3qtg9no
Zebra Thermal 6x4 Label Printer - amzn.to/45XOWtF
HP Laser Printer - amzn.to/3oPSdtZ
Poly Mailing bags 100 x Mixed Sizes (ideal for clothes/soft toys) - amzn.to/2mHKCIe
Poly Mailing bags (Various sizes available) - amzn.to/3CfjKbi
Poly Mailing bags (larger size) - amzn.to/2HqMSQb
Jiffy Bubble Mailer D1 Envelopes (DVD size - large letter) - amzn.to/2mBEOAM
Larger F3 Jiffy Bubble Mailer Envelopes (fit 2 x DVD side by side as a large letter) - amzn.to/2m4fPbJ
Brown Packing Paper (that I use for wrapping board games) - amzn.to/2l8Ofef Quality Tape Gun - amzn.to/3zu9UzU
Packing Tape (Brown 36 rolls) - amzn.to/2mHLM6B
Packing Tape (Clear 36 rolls) - amzn.to/2lloVwv
Black Clingfilm Packing Wrap - amzn.to/3WNGWXI
Bubble Wrap small bubbles - amzn.to/2mHDETM
Bubble wrap large bubbles - amzn.to/3o5HtRZ
Sticky-off Sticker/Labels Remover Liquid (Amazing stuff!) - amzn.to/2l8ICg1
Quality Salter Scales for weighing packages (up to 5kg) - amzn.to/2mBIbYw
Heavy duty weighing scales (up to 200kg) amzn.to/2XYOae2
Ziplock bags for boardgame parts etc - amzn.to/2Hs2rqG
LED Photography lights we use - amzn.to/2VojhMf
The compact light stands we use - amzn.to/2WJdoe9
Softbox lighting set up (bulky option) - amzn.to/2WEMiow
PS1 & PS2 Controller Tester - amzn.to/2JLwpsu
Screwdrivers to open Nintendo carts & systems - amzn.to/2HrxlQ1
Gold and silver testing kit - amzn.to/3vDAW4U
Items Andrea uses when reselling clothing:
Mannequin for Clothing Photography - amzn.to/2VswWSJ
White Rollerblind for photography backdrop - amzn.to/2CM0Nfm
Handheld clothes steamer: amzn.to/43KfRXX
Floor standing clothes Steamer - amzn.to/2JEEQG1
Clothes Folder (these are amazing!) - amzn.to/2HnJ6al
Shoe Shapers (For taking quality pictures of shoes) - amzn.to/2JG64w0
De-Bobbler 'Fuzz-Off' lint remover - amzn.to/2EbYplD
Products we use when selling at Amazon FBA:
FBA product barcode labels - amzn.to/2llhoho
Suffocation warning labels - amzn.to/2m9YXAA
Quality double wall FBA shipping boxes 20"x20"x20" - amzn.to/2HoOTMY
Large Clear Bags for bagging FBA products 20"x30" - amzn.to/2EavpdV
Medium Clear FBA Product Bags - amzn.to/2EazTl3
Small Clear FBA Product Bags - amzn.to/2JGk6xN
Ziplock Bags For Game Carts & Other Small Items - amzn.to/2Hs2rqG
Heavy Duty weighing scales (For FBA shipping up to 50kg) - amzn.to/3WPJpAZ
Clear Round Seals for Sealing Board Games etc - amzn.to/2EavUVl
Items we use to make our UA-cam videos:
GoPro Hero Session compact camera - amzn.to/3oBE1VG
Yeti Microphone for live streams - amzn.to/3ORRa7s
Just to clarify as some commenters seem a little confused, we paid off the mortgage a decade before selling and moving to Norfolk... the move was basically just swapping one house for another of the same value...because we wanted to...
Norfolk lovely, have a lot of family there, have relatives that work on the Sandringham Estate are you anywhere near there 😊
Hello Nic and Andrea. I have followed you a few years. During my divorce and after, your content and esp THE LIVES gave me a human connection that I will forever be grateful for. I have and had many friends /family but the connection you both gave me to a similar mindset group and display of warmth, kindness , bravery and honesty was invaluable to me. The more contentment and joy you both experience , the happier I will be. Forever thankful. With love. Angela xxx
Hi Angela, that is so lovely to hear, we are glad the videos have helped in some way... many thanks for the message.
You don't need to explain yourself Nic, it's nobody's business and you have worked hard for what you have.
Yeh, quite agree, although you and Andrea have worked hard and you do live very frugally. Take my hat off to you both because what you do isn't an easy way of life. 👍
Its not acase of him think he needs to explain his self its all about content
Thank you for posting this video Nick, I’ve been watching your channel for years, in fact you where the very 1st eBay reseller I ever watched, and I found this newest one of yours the most inspirational. I seriously take my hat off to you both. You have been super clever, made some brilliant decisions and truly deserve everything you both have. I look forward to watching your next videos. LEGENDS!!!!!!
I never had any doubt you'd bought the house with the reselling business profits. You've worked damned hard and deserve it. I'm going to make my partner watch this because she's bloody terrible with money, and I want her to see what being careful with your money can achieve!
Fantastic news
You’ve worked hard for over 20 years Nic! You have nothing to prove! 63k followers on here now too! 👏👏👏👏
Haters gonna hate! I've watched your videos for years. Re-selling isn't an easy graft, so massive respect and credit to your hard work. You both done great for this and congratulations on being mortgage free and releasing yourselves of that noose around your neck! I wish you both all the very best for the future and look forward to seeing many more videos!
hi guys we have also paid our mortgage off and now are debt free due to ebay it is possible just takes some sacrifices and hard work we now own our dream home thank you both for inspiring us to do this as many years ago you were the first people we watched when we hadn’t never sold a thing and you gave us confidence to give it a go😊
Nick you never have to explain yourself. Your business is your business.
Very open and honest video Nic that tells it as it is.
Lynn here on Hubby's phone mines playing up 😏, Well Done you two 😊, there's nothing better than paying your mortgage off , the Day we paid ours off was the best Day of our lives 😊, what a relief, wish our house was as nice as yours tho 😊, Take no notice of the pickers , You've done good , you've not gone around mugging people or robbing any banks , so what's the problem, some people just make you sick , Take no notice Nick , you done good lad 👍
No-one who watches your videos would ever think you and Andrea were not grafters Nic. You have a lovely house and you are very inspiring, secondary school children could learn a lot from you! I’ve not been watching your vids long and like Andrea’s vintage stuff trawls and hauls, but found your story really interesting, thanks.
I was waiting for Michael Aspel to jump out with his big red book and say Nic Hills this is your life 😮😂😂
If you found a niche and capitalised on that then absolutely fair play. Some people can't understand that hard work does pay off. I'm envious of your house, looks absolutely beautiful. We'll done
Amazing, you’ve come so far. Peace of mind when you are mortgage free and debt free. So pleased for you.😊
Hi Nic we did the same we didn't have fancy cars or holidays but paid off the mortgage instead. We keep our lack of debt to ourselves as people don't understand and can be quiet incredulous. But it's not rocket science if you spend everything you earn you'll never get anywhere. Well done you! You can now enjoy the fruits of your labour 😊
I love your story Nic & Andrea. Your hard work, planning and frugality have paid off. What a brilliant team you are.
You've stuck to doing what you enjoy and do well - the best way of achieving anything. And, having followed your journey for many years, all the graft you two have put in makes it a pleasure to see your happiness and success now. Fab!
Its such a fantastic journey you've both been on, but not without huge risk. Some people aren't prepared to take such risks, through fear or lack of self belief, and thats fine. But you guys have demonstrated what is possible through hard work, commitment, and risk. I think what is also extremely important is the fact you look so happy and content with life, which you could argue is more envious than wealth. Thank you for sharing so much of what you do with us all on UA-cam. Take care
A very inspiring, honest and quite emotional video. It really is no-ones business how you have got to where you are, but I thank you for sharing.
That's a fantastic achievement. Overpaying on your mortgage is such a powerful way to invest in your families future. It's a beautiful house!
probably wouldn't be possible now as everyone is doing it and Charity shops know how much something is worth now as they use ebay too not like the good ol days
Actually stretching your mortgage over 35 years and investing in a stocks and shares ISA is the optimal route to take. You will retire much quicker and have more then enough to be comfortable
Its quite simple , you work hard and are honest......Its not Rocket Science ..The future is bright!!!!!
Total respect to you both. It takes guts to jack in your jobs and go it alone. Well done 👏👏
You reap what you sew. Determination and hard work brings its rewards. Your an inspiration to guys like me ( small scale part time reseller )👍🏻
Hi Nic, i am so happy that you decided to give an unnecessary explanation!!
You have an amazing personality and rather than being upset you gave a lesson on living, saving, failing, trying hard... and succeeding.
many thanks for this, it was such a pleasure to hear this in these uncertain times and i hope some can also take a positive (FREE) lesson from your words.
Hug
Well done to the both of you. You should be proud of what you have achieved.😊
Fair play to you, Nic. I'm sure you're an inspiration to many. You made me realise that reselling can totally be a legit way to earn a living. The UK reselling community on UA-cam, which you have played a big part in, is a great thing. And being part of it reassures me that I'm not alone in choosing this path, even though it sometimes feels that way in my day to day life.
To be fair to any other resellers feeling inferior & wondering why their eBay stores aren't buying them a £500,000 house... The significant rise in the Hitchin property market, and benefitting from the last of the high st success is what has bought the house. Reselling contributed significantly, but it'd be very tough to buy a detached house purely off buying bits at car boots and selling on eBay.
You completely miss the point - the mortgage (the loan taken out to buy the house) was paid off within 6 years... our house gained value along with all houses as the housing market rose.... we eventually swapped our house in Hitchin for one of the same value in Norfolk, which we could have done at any point... we chose to move 10 years after we paid off the mortgage. The video was about paying off the loan in 6 years rather than the 25 year term of the initial mortgage and the huge benefits of doing so...
@@NicHills thanks Nic I'm very aware of what a mortgage is. It sounds like you managed to pay the mortgage off through a lot of hard work, but still off the back of a successful retail store, not just from "reselling". And you'll acknowledge that retail format success would be very tough to replicate today. You have your house now due to the soaring Hitchin property market that has outperformed Norfolk, allowing you to "trade up" as such. I have nothing but respect for where you have gotten, but fear others may be very disheartened as eBay resellers wondering why they can't do the same today that you have, hence the reason for my comment - not to criticise you but to contextualise it so others don't feel inferior in their eBay business progress.
Pretty obvious for anyone who's been watching your videos for a while that both of you have worked damn hard to get to where you are today Nic. Sadly I have none of your financial nous or discipline, but luckily I'm married to someone who does!
Thanks for that. I can see a bit of myself in your achievements. I never thought in my wildest dreams I would be able to look back with satisfaction. You are an example of what can be achieved by anyone who works hard and puts their mind to it. Well done you 2.
It was fascinating to hear your story. I know you probably make money from your UA-cam videos, but I still think you are generous in sharing part of your life here.
Great story Nic similar to mine but cleared everything up mortgage car etc before retirement, you can't carry debt into retirement so I didn't.
I’d like to say thank you for taking time out of day and making the video, to many people online show a business or hustle that makes hundreds and thousands and you know deep down it’s not possible, but some people fall for it, you make the process real and people need to understand that it’ll take time to achieve.
what a few people probably don't realise, specially those who have not been self employed, is total burn out becomes a normal part of the cycle. It did for us.
I found your channel a little over 2 years ago and became an avid watcher of your (including Andrea's) channels and also Carla, Lexx, Lainie etc. Tho I don't often comment, your Sunday night lives are part of my Sunday must see routine 👍. Tho I could piece together some of your background, I didn't have all the pieces to the jigsaw. Whilst you didn't have to share any of this personal information, I, for one, am grateful that you have. It's genuinely nice to hear that you have both done so well - tho it took time, some career changes, a lot of hard work and forward planning and some materialistic sacrifice, it hopefully is inspirational to other, younger than myself, people - showing them that if you have guts and determination you can succeed, be happy in what you do and make your life a good one. Congratulations! May your successes continue. 🍾🥂😉
I think it’s great to hear your story as I’m relatively new to reselling and your channel. It’s easy not to realise how long you’ve been doing this and how it has built up.
Single mum and went about the mortgages the same way, cleared in ten years but jeez I worked for it!
Happy now i did this though feel somewhat guilty giving up pleasure time with kids at the same time proud what I achieved for myself and son ..
Amazing Nic! It's lovely to hear the journey you and Andrea have been through as a couple. I've only been following you since lockdown so I didn't know how far you've both come. You deserve all your success! 🎉
i admire your frugality
Hi Nic and Andrea, have been following you for many years now and agree with all comments said. You’ve worked so hard the both of you and made tactical decisions to reach your aim and goal which you did and congratulations 👏 on that. It inspires thousands that follow you no doubt! I’ve been reselling since 1999 but unlike yourselves have done it as a side hustle just to pay for extra stuff and bills. However I don’t believe the term it’s never too late! With that I will be putting in more consistency and effort to reach the goals we have also of owning our own home again hopefully within the next ten years! Wish us luck 🙏 regards the gentleman’s comment though on your feed about you not ever being able to buy that house on reselling alone! I think in a way he may be correct after listening to the video you’ve just done! A lot of the funds I know you were already mortgaged free at this point but the mad 😮 increase in your house value at Hitchin was a big contributing factor to you being able to get the house in Norfolk and although that is also reselling the house and getting the funds for the new house it was I would say in the right time frame and the increase in your asset that helped also, which was a fantastic outcome. I think if you read his views over I think he was saying you can’t buy a house such as the one you are in solely from just selling stuff on eBay! I think that was his point, yet I would disagree with that as if you are wise and tenacious and frugal and sell enough for long enough I do believe in time you can buy a good home with the earnings from eBay Etsy etc! I think probably the people that don’t believe are probably not in it 24/7 which I believe is also a trait you must have that people don’t realise , such as 18 hour days for example! Anyway whatever he thought we think you are both awesome and give others hope and positivity to see what can be done with the hard work 😓 well done again and many more fruitful years ahead no doubt! That’s the other thing about reselling there is no upper age limit I can’t see you and Andrea retiring from selling just yet 😊 all the best Chris Kerry
I found you guys during the pandemic. I’m delighted to have found you doing what you do and that your passion for collecting has paid off. My wife and I overpaid our mortgage and cleared it in 2020! Good luck to you both!!
It is absolutely possible. You can work hard and pay off your mortgage years, if not decades early. Involves sacrifices and altered priorities, if you want to be mortgage free you have to focus and channel your efforts. A lifestyle that's not for everyone, admittedly. Haters are always going to hate.
i remember the good old days at bootsales game watches for few pounds and other retro items before there were so many resellers.
Whilst as others have written about having to explain yourselves, your back story was extremely interesting.
Some of the history mirrored ours regarding paying off the mortgage. We made the same decision and paid it off in 6 years too, doing the same paying the max each year without incurring penalties. We did this on my husband’s regular teaching salary and he ran teacher training courses in his subject at weekends. I wasn’t able to work as I’m a full time carer for our disabled daughter and my elderly mother.
Like you we decided to lead a frugal lifestyle. I cooked from scratch, batch cooked too. Looking for deals, reduced sticker items, bought items out of season and in sales. Our home improvement projects were on hold unless desperately needed. A month before Lockdown 1 we paid it off. Our friends enjoyed their lavish lifestyle but with debts.
Last year we made the monumental decision to purchase a second property. A two bedroom apartment for rental. This a very long term investment for our disabled daughter’s financial future. The rental income is just under the mortgage and letting management fees. We’re ok with that and just manage it. We’re slowly embarking on the home improvement projects.
Love watching your videos and I dabbled with a few eBay sales, but struggle getting the postage right and loose out. Hey ho I’ll get the hang of it one day.
All the very best to you both.
A huge amount of people don't realise how much mortgage overpayments reduce the term. On a 100k mortgage, a monthly overpayment of £100 from the beginning, will knock 6 years off the 25 year term and save £18,000 in interest payments. We always overpaid, initially £50, upped it to £100 plus put some annual bonus money into it also some years. I think we finished our repayment mortage about the 16 year point (100k mortgage).
I agree with the previous comment, you do not need to justify your current position. You and Andrea have worked bloody hard for a lot of years. You have sacrificed many things to get where you are today. I too am mortgage free but I made different sacrifices. My teen/early twenties years to study for a qualification (girls came later!) then many. many years making other people rich. I had 2 nervous breakdowns during that time. I do not feel guilty and am now enjoying my retirement. Just don't make my mistake, don't wait until you are in your mid sixties until you retire. All the best, Mick
Well Done to you both and thank you for taking the time to tell us your story. I think a lot of people are shocked that if you work very hard , stay committed, etc, etc... it can be done!
Nic: You really needn't have wasted your breath on people like that (but I'm glad you have shared yours and Andrea's journey with us). It's a mark of a good man to turn what could've - quite fairly - been a bitter response from you, into such a classy response.
I've been a subscriber of you and Andrea's for years now. You are both inspirational, and it's so genuinely great to see nice people do well. You have helped countless people over the years, and it's great to have been able to share this 'journey' with you both (by virtue of simply watching your videos and interacting from time to time).
As an extra, I hope this upload makes you both some handsome money. Can't speak highly enough of you both! 👍
So.... my thoughts ( for what it's worth) are that you guys may feel privileged, however I see 2 people that have worked themselves into the ground to achieve all that you have!! You have done something others can only dream of, you deserve all that you have!!!!
I’ve started my own reselling channel now, thanks to you! 😂 No uploads or anything yet. This video of yours is my inspiration! 💯👍
Well done Nick, well deserved effort by both yourself and your wife...Enjoy the fruits of your labour.......
that throwaway comment led to an interesting video which joined a few dots
What an amazing journey you and Andrea have had. Just shows what you can achieve through hard work. Thank you for sharing. I really enjoyed it. xxx
What a journey! Well done guys. You've worked very hard to get where you are now,you deserve everything. Followed your channel for a good few years now and have bought a few things from you too. Keep up the good work!
That was a lovely video. Know the basics of your story already but feel so inspired and happy to have watched this. I'm chuffed to pieces for you guys and what you've achieved. I'm on my way to the same place as you, but taken a slightly different and somewhat wonky route 😂 happy vibes video 😊 thanks Nic x
Thank you for sharing your story Nic, you’ve worked bloody hard to get to where you are now, you don’t have to explain to anyone but it’s an inspiring journey for anyone prepared to put the hours in! You should feel very proud of yourselves 💪
Hi Nic, I can highly recommend ceiling mount infrared heaters, they heat you (and the building structure) not the empty air space. Super deals on in the Summer if you shop around. I remember how cold you were working in the Winter.
Absolutely brilliant video, you inspire so many people to start reselling just by going to your local charity shop then reselling it on ebay for a profit you are such a down to earth gentleman I have alot of respect for you ,happy reselling and God bless you and your family always.
Thank you so much for opening up and telling your story really enjoy all your content and feel like know you bit better now amazing what you both have achieved 😊
The difference in property prices from county to county are a big factor - in 1998 I sold a one Bed flat in Stevenage, Hertfordshire and bought a 3 bed house in Wolverhampton for the same price and a couple of years ago my parents sold their 3 bed ex-council house in Stotfold, Bedfordshire for a large bungalow in Huntingdon, Cambridgeshire - The further away from London you move the more you get for your money
Loved the video!!!
People sometimes don’t realise the struggle’s that you both have had to get where you are today.
Wishing you both good health and happiness..
You've done absolutely amazing both of you, you're the first re-seller couple I ever watched and I absolutely love your videos. Had that much of an effect I'm hoping starting my own business in re-seller next year fingers cross! You've got a beautiful home!
They also commented that because they are jealous of your success!
You should be so proud of everything you have achieved. Hard work and commitment has got you both to where you are. Well done to you both
You should feel proud of how far you have come and having had to work so hard for it. I have been watching for a about a year and half I think, and found you through Antiques arena so didn't really know the full story until now. I hope your business continues to thrive.
Thank you for the heartfelt and honest (warts and all) story ofhow you became mortgage free through reselling. I especaially like the fact that you planned, worked hard and achieved your target. Well done!
Nice to see you doing well , I have just started my journey ,its nice to know people are making it work !
Great story Nic. My wife and I are new to the channel the last few months and love the content. Keep up the good work!
This is why I have always watched you both, I enjoy the entrepreneurship. Well done to you both.
you are lucky to have a partner who shares most of your values, aspirations, and approach
Great video Nick. What comes across is that this isn't get rich quick, and in the formative years you both learned your craft and had bumps along the way. A lot of resellers forget to convey the experience and hard work angle!
What an epic story Nic! You both deserve everything you've worked hard for. The bit where you told us about the multiple break in's, upset me. I'm so pleased you've got you Casa Hills 🎉
Hi Andrea and Nic. Love you two! You’re journey is truly inspirational. I watch all of your videos. I often find myself smiling, laughing and commenting out loud! It’s like you are friends of mine ❤ Congratulations on what you have achieved and the integrity you show.
I turned 54 recently and have been simplifying my life for a while now. I’ve become quite retrospective, alongside being more focused. I’m an Art & Wellbeing teacher in an Alternative Provision- a pupil referral unit…I don’t like using that term- It can be tough mentally and physically, however I love the students I work with, they are often misunderstood and don’t fit into the Mainstream mould. I celebrate difference!
Art gets me through and hearing about what you two get up to, gets me through too!
Andrea, I share your love of studio ceramics. My mum used to bring home a studio piece, from wherever we were holidaying as kids. I love all the Cornish studios. My biggest passion, has always been 50’s/60’s/70’s ceramics and furniture. My first ever piece was an Arthur Wood canister. I keep my tea in it 😊 I’m a mug collector like you.
Nic, Happy Fathers Day btw. I love Depeche Mode and Erasure- saw them at Wembley Arena in late 80’s/early 90’s? You’d probably know the date😊
Keep doing what you’re doing and thank you 😊
Paula xx
so well explained some folk think it was easy selling a few stuff on eBay, yes you was frugal but look at you now! my all time favourite was the car parts haul and just the stationery alone was amazing
Great insight into your life. Love the videos, takes my mind off my work.
Cheers mate, really useful. We love in Norfolk, it's beautiful
Follow me on instagram: instagram.com/nic_hills_reseller/
Hi. Do you not fee like you've traded your youth (best time of your life) for the house?
@@andreward8510 He's been doing what he enjoys for over 20 years, rather than a job he hated. Not many can say they did that! Also, he isn't exactly old now! LOL
@@andreward8510 ‘best time of your life’
🤨🙄🤔
Trust me Andy, grab life by the 🥎⚾️🥎
Been following you both for a few years now and enjoying your Videos.
It was nice to hear your Story and the Hours of Commitment you have both put In to get where you are now.
Being happy and contented Is better for your Mind Body and Soul than anything else.
I have learned so much from you both and my Wife Marie now volunteers In a local Charity Shop which comes In very handy.
Love
Geoff Marie Alex and Snowy the Dog.
Great video . I’ve done pretty much the same through re selling .you are an inspiration to many . And will never know how much your videos have inspired people who were at the bottom of the heap . Keep it up 👍
Hi Nick i have seen your vidios over the last few years glad you got your account sorted and in watching this reselling one i agree i only worked for a company to earn my living but as the mortgages went up we paid them then as they came down we kept the same payments and we paid our mortgage off 7 years earlier than the full term best thing , well done to you and Andrea jim
Your values,and long term commitment has achieved where you are right now. Hopefully this video will give some clarity of the determination skills and tenacity that was needed You are always so helpful and generous with your time for new
ebay sellers. The meet ups and charity events are particularly motivational and fun.
Thank you so much for sharing. It gives the rest of us hope. x
Nicely done. I had a small repayment mortgage so when I realised I could afford to pay it off quicker, I did. I went mortgage free last year, just in time.
Both you and Andrea are such inspirational people, hard working, honest, and such a down to earth couple. Thank you for sharing your story, it just goes to show how you can achieve your life goals by being sensible and working damn hard. Good on you both
Good on you mate! I have been re selling to some degree for over 10 years, sometimes make a lot sometimes don't. I quit my actual job supermarket manager 2 years ago to do it full time. It's not been easy and I don't do as well as I'd maybe like but I do okay most of the time. It's definitely not easy but consistency is key and you're always learning. Well done and happy life 👍👍
Thanks for Sharing your life story and for putting things in context.Huge achievement, I think its everyone's dream, to be financially independant.But there are sacrifices to be made. Not all of us have your drive and its really underrated these days. Been following your channel for a while, and it has been a privilege to watch your channel and learn quite a bit from you on the business side as well. I am not into reselling. I actually work for a big, well known SW company as a SW Engineer.
Nice story, thanks for sharing. Well done to you both for all the hard work and for being careful with your money. I am pleased for you with the situation you are in now, all well deserved. Here's to the next million :-)
Great story Nic! You've proved that hard work pays off.😃
Absolutely amazing. I think it is such an incredible journey and you all deserve it. Couldn't happen to a nicer bloke. 😊
Really interesting and encouraging vid! I'm mortgage free and the feeling is great, knowing that you have a roof over your heads that is bought and paid for. Your point of making the choice to live frugally and make overpayments on your mortgage is probably the most relevant for me, as i did the same. I took (extremely!) early retirement and am now starting to sell on ebay in order to get to a living wage income-level. Good luck and keep on reaping your well-earned rewards!! gillian
Been watching your videos since the beginning Nic - I have no doubt in my mind that you easily paid off your mortgage and are debt free now. Hard work definitely paid off and you should be super happy with what you've both done. All the best!!
Living the dream. I wanted to do the same thing but I fell at the wayside, I've got stock but I don't have the inclination anymore. I've gone from listing as much as I can to listing something every six weeks, the last thing sold for £4.00 so that was well worth it , not.
Well done for doing what so many people have failed to do, you had the foresight and the will to carry it off. Now speaking for myself, I just don't feel it anymore . I wouldn't mind but I wasn't even paying for the stuff, I was getting it for nothing, loads of quality stuff that came along , nothing illegal before anyone asks lol.. So yeah, I need to have a word with myself, do you know anyone that wants 5 Herbert Terry anglepoise lamps ?
I really enjoyed this video, thank you! I really want to try and repay our mortgage. I'd be interested in a follow where you discuss how you budgeted what to spend in order to achieve your goals and any specifics you think were important to focus on when you were aiming at repaying. Also, would you do anything differently? obvs not the numbers but maybe a generic example. No pressure tho only if you fancy making that kind of content.😊
Great video Nic! Love the videos very honest. Work hard be sensible and you can get there.
This is the first video I've seen of yours. I have a lot of catching up to do! You're a great storyteller with a great story!
As a fan of the channel and would love to meet you both. I think that's outstanding and if I could do half of what you have done I would be happy. You seem to know your stuff and are willing to take the risk when needed and every so often that has to be done. Keep up the great work and videos. Woof woof to Jeff
We paid off our mortgage early on too Nic. Hard work, smart saving, resist foolish spending are all contributors to this goal. I have taught my children the same thing. My advice to them has been "protect your health and life first, and your credit second as credit will carry you through hard times and goals if managed properly". I have four children, they are all married, are successful in their careers, and have managed finances well. Kudos to you and Andrea for your hard work paying off your home and reaching your goal. Congratulations!
Hi Nic, thanks so much for sharing, felt a little emotional listening to you. Well done on your vision and drive to completion.
Hi Nic, i turned auto-play on yesterday, guess who popped up? haha. Really enjoyed listening to your journey...We did the same thing many years ago. Now divorced, I am thinking of getting back into ebay. I have subscribed and will now binge-watch for inspiration...many thanks from land of the pudding, up North lol x
Good on you mate, fair play! An interesting life story (to date!) and great to see hard work paying off for you as a family. Best of luck!👍
Well done to you both, your house looks amazing, enjoy the spoils of your hard work x
Great video Nic! Would have been useful to hear some numbers too but totally understand why you wouldn’t. Thanks for sharing