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I think platforms interoperability (Share data) can help also. If the borrowers know that the unpaid credit can affect almost all his financial accessibility. The will think twice before deciding to not pay his debts.
The only way some borrowers can pay back a loan in Africa is if it's borrowed from an institutional organisation like a bank.
I don't think KYC can fix it
I think platforms interoperability (Share data) can help also. If the borrowers know that the unpaid credit can affect almost all his financial accessibility. The will think twice before deciding to not pay his debts.
The only way some borrowers can pay back a loan in Africa is if it's borrowed from an institutional organisation like a bank.
I don't think KYC can fix it