Відео

Thanks for sharing 🙏🏿❤. God bless you 🙏🏿

How do you know what the new loan percent of the value you need after the term? Eg. 10% deposit for 2 years fixed. Also how do you cater for the increased value of the property after the 2 years?

Very helpful video, I can't thank you enough. Alex when should I do the RICS approved survey? After the offer accepted or before?

More expensive now: Solicitor fee range £2,000 - £3,500 Money on account straight up is £500 Mortgage broker can charge up to £500 Mortgage product fee could be up to £1,000 First monthly instalment of mortgage is higher than the following months, check illustration document Apportionments due for utilities/council tax TV license £170 if paying annual upfront...

Hello. I have a question, because I have a problem with SA302, an accountant is settling my accounts and it turned out that she does not have a license and cannot sign this form, and the bank requires it. She apologized to us and that's it, and we were granted a loan, the house was reserved, and without a signature and license the bank can withdraw the loan. And my question is, is there any other way to obtain this document, apart from an unreliable accountant. I know that you can from the gov website, but only if I settle my accounts myself. Is there a way out of this situation?

Very useful🎉🎉🎉❤❤❤

Declined twice, no reasons given, 17% deposit. wild.

thumb up from me.

Great video!

very clear and easy to understand. thank you

Does the government pay there debts they put on the public

Does principality take PIP payments into account?

I've been saving for 7 years for a deposit. The money has been moved round so many times I wouldn't be able to trace it all. 😂

Can you get a home buyers report on right to buy?

Hi thank you for clarifying this for me great videos 👍 I have a quick question Myself and partner are first time buyers but am full time employed been with the company for almost 5 years but my partner is self employed (contacted) with a company but she has only been self employed with the contracted company for year and a half we have to wait untill she gets her tax return 2025 intill Searching for a home but my question is would the lenders accept use with the situation that we are in I know you mentioned that it won't be high street lenders but would they look at mine more if my partner hasn't got a full 2 years. Plus we are based in south Wales and will have about 15 to 20% deposit to show the banks we are serious. Hope that makes sense thanks again.

Why not to date mortgage deed signature?

Very useful. THANKYOU

would they offer to people solely on benefits, like UC and PIPs as the only income?

This is come at a great time for me. As a first time solo buyer completing in a few weeks I’ve been so torn. However will be sticking to the 5 year fixed. Tx

Can you help me get a mortgage but I work abroad

What about someone on £23k pa & claiming joint UC?

Good video ! Very straight forward and easy to understand. Subscribed👍

One person's remortgage is required by Jan 24th ( there may be leeway). At the same time, a second person must be added to the house deeds and also go on the remortgage. We are looking for a mortgage in principle now to see if we can obtain and then achieve the best deal. I am talking to one adviser now but have also just come across you. Is there a no obligation for you to look into advice and deal options?

Hi. You said "first time buyer in the UK", which makes me think that properties previously owned abroad wouldn't be a problem, and you would still be considered first time buyer in the UK. Could you please confirm? Thanks

I need to memorise this video, excellent information.

Great information My mortgage term has come to its end and my lender push me to pay back the mortgage House worth 650000 and my mortgage is 240000 Can you please let me know if there are any government loan to pay back my mortgage God bless you

Thanks for the video. I never considered renewal fees. How much are they on average? When you renew a mortgage do you get a letter from the mortgage broker to return and discuss it or are you having to go and find a new one and start the process again?

🔗 Want to discuss your options? Go to www.mortgagechain.co.uk to book a free no obligation call today!

Just subbed, thank you 🙏🏻

UK house prices are a rip off! Prices are 3 to 4 times the cost of construction. It is a ponzi scheme to deliver megaprofits to developers, landbankers, landlords.

Lets be honest you are better waiting the 6 years and then the defaults all fall off. Because you will be rinsed by interest if you get a mortgage before then. They are not your friend they just want to make money. Save up in the 6 years, pay your bills, no hard searches. try and have some credit that you are paying on time.

Hi, will i be able to get a mortgage with a 10% deposit if my partner has had 3 x missed payments as he didnt realise he froze a card with a direct debit

UPDATED DOWNLOADLINK (First Time Buyer Pack) - gofile.me/7uFWx/zKiEM82G5

Good video thank you. Keep it up🎉

I think you missed enquiries or did not talk enough about it. I had to waited 7 weeks for enquiries to be cleared ! Was very stressful and frustrated a lot. Right now exchanging contracts

Is persimmon trust worthy?

I didn't even twig this might be an issue!

Can you please make a video regarding being married but buying a house on your own without your partner, either because they have bad credit or they are not good with finances and you don’t want to wait to buy your first house

Thanks for making this video

Subscribed! Thank you so much!

Hi, so I’m in the process of the right to buy council property. If I receive 50% discount from the council on a 300k property for eg how can I release equity from remortgaging. Let’s say in this scenario I put down a 50k deposit on the 150k purchase price (after 50% reduction). Can you explain with calculations please. Is there any way to release the 150k that was discounted??

Learnt nothing, just trying to get u to download dodgy apps

I got my mortgage quite easily being a pharmacist since Oct 2022, and started the house buying process during Oct 2023. Now I have a 5 years fixed at 5.29%, which gives me enough time to hope that the interest rate drops to at least 3% or less by 2028. Either way, I REALLY HOPE mortgage rates do not go above my current rate in 5 years....

Hi defaults actually in IVA . Iva start date 14 November satisfied 19july 2021 , discharge from credit file 14 November 2014 , two defaults 30april 2019 but satisfied, one £900

Not many offer this. It’s not broadcasted. And made difficult. Do you have any tips on this please

Hi Alex, Does utility bill account on credit report but with balance hurts for mortgage?

I don't think there's a huge market for this video