First Time Buyer News - UK Housing Market (Autumn Update)

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  • Опубліковано 7 лис 2024

КОМЕНТАРІ • 7

  • @andresuaza
    @andresuaza 23 дні тому +1

    Great content as always. Quick question, how is the property market moving in the UK this Autumn/Winter?

    • @alexkerrmortgage
      @alexkerrmortgage  22 дні тому +1

      Swap rates have just increased which means we will see a little increase in rates coming, however the Bank of England meet 7th November and have hinted they will drop rates more aggressively if inflation stays the same.

    • @papadajnia268
      @papadajnia268 17 днів тому

      Bank of england and central bank are robbing us ....energy prices last year when they make millions of profits...they lie to us evry day on tv....they want more and more and we getting poorer ​@@alexkerrmortgage

  • @ProfoundFamiliarity
    @ProfoundFamiliarity 23 дні тому +2

    Thank you. Do you think government should cap the income multiple at 5x? Allowing 6x might help some buyers in the short-term but it will inevitably increase debts and prices over the long-term

    • @alexkerrmortgage
      @alexkerrmortgage  22 дні тому +1

      I completely hear what your saying, but with cost of living out of control I think we need to keep up somehow and I feel other lenders will increase their multiples too. I believe it’s a good move.

  • @S60ULX
    @S60ULX 10 днів тому

    I didn't quite understand the stamp duty changes. I'm hoping to purchase a £430k house before March 2025. How much stamp duty will I need to pay?

    • @alexkerrmortgage
      @alexkerrmortgage  5 днів тому

      That will be pennies if you complete on time…. Circa £259