Відео

Cant belive the tax rate for under 18 year old = 66%

RE: Investment Bond. If you pay 30% as you go and then no tax at the end wouldnt it be best to invest in a lower dividend option and focus more on cap gain, such as an international VGS style option?

This is a great vid! Thankyou!! I'd really love to hear more analyais of overvalued markets due to too much cash flow INTO the system. As more people get interested in, and have access to investing in matkets...does this in itself create a bubble..??? I'm a newby...but I've been finding it hard to find info on this topic. Great channel....thankyou again!!

Hi love your videos, im only 18 and dont know how to start investing please make a video of all the things you would do at my age to set yourself up for the future. ❤❤

It costs only $1399 with , inclusive of everything including audit . Been with them for 7 years, wish I did it sooner as soon as my balance reached $50k. Basic investing skill is all one needs. There are a lot of opportunities in asx. Even if one invests only 5-10% of super and the rest in s&p500, it can be rewarding. Being able to invest in penny stocks that have 10-100x potential is one reason we took ownership of managing our super.

Great video, well presented 👍

I find all of these videos on retirement balances leave out the huge factor of wether you are a home owner or not, probably the biggest expense there is in Australia

We tick all these boxes, you're Australian and yet you spoke about the American tools for retirement savings and not Australian?

Running out of places to hide your cash is also a good indicator

I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last month.i started with 5k in last week 2025..... now i just hit $32,590

IRA isn't a great retirement idea. Aren't they a terrorist group?

all 8. I earn high income but realised that whenever I stop working there are no income (self-employed, no holiday pay). Can't last > 2 months if I would be sick. Therefore, slowly getting more passive income inside and outside superannuation. Goal would be earning enough passive income to exceed my active income when reaching retirement. My emergency fund is parked in the offset account. Wasn't born rich and understand the pain of lack of means.

All 8 mentioned. I am a student of wealth building. Your content is motivational and reassures my concerns that I have forgotten something. Thank you .

What a great video. Thanks Irene. For someone starting out in investing in US markets from Australia this was super helpful. Thorough, clear, to the point. Great work.

spend your money---do not keep it in a super fund, take a lump sum put in bank, then take it out in medium sums over time and hide it

What if the capital gain gets a CGT discount however your capital loss is not eligible for a discount? In your example is the nominal amount: (667 * 0.5) + (-510) = 176.5 nominal gain Or (667 + -510) * 0.5 = 78 nominal gain

There is ONE big catch with compounding interest environments. Its the main driver of annual 'compounding inflation'. 1 Million isn't what it used to be

What’s the point of working hard all your life. Best to live off centrefuck all your life- penalised for functioning- I’ll be glad to exit off this greedy tax orientated planet

Success❤

Good vid - an old message that we need to be reminded of. I doubt too many people will do this tho.

Game your race to $100,000. Get there ASAP!

A million dollars isn't all its cracked out to be nowadays. In 20-30 years it will be worth so much less, I doubt the buying power of it then will make much of a dent due to inflation and rising costs of living. But I do get the lesson here with compound interest in general.

You’ll need to fix this video by getting the couples' savings in Australia and picking the state and territory where most Australians live and deduct their incomes by the average rent or mortgage repayments. That will cripple the power of compound interests and we haven't even started on grocery and utility bills. Do the calculation and a video and you may potentially get recognised by media presenters and journalist because lets face it.....they don't do and research or calculations

Thank you again Irene. The use of upgraded graphics along with your content makes your video POP! Keep up the good work. I am looking forward to the next one.

I'm with Mlc for 6 years now, and i think it's under performing. I'm thinking about changing my super, what can you recommend is best super fund this year?.

LOL, just find out that Brendan Hasty is your husband. what a small world.

came here from the BillRoo website, and Invest With Queenie (utuber)

Your figures are all wrong your talking about average declared income Most tradesmen and the like only declare a small part of there income Rule of thumb only declares about 30% So most tradesmen declare about 80k an get about another 160k tax free So the roughly earn about 300k to 400k Most launder the money by buy car a fixing then up Jet skis etc are good to Buying a old house and fixing it up is a good way to launder money too Most hold a lot of cash too Gold is good to hold too And because they have so many expenses a lot don’t pay any tax at all But you should pay some or you will get audited which a hassle

which app in Australia you recommend for Options and futures trading ? I use Superhero but it does not have the option trading.

Thanks for sharing this! Content like this from rising creators like you is the true magic of UA-cam's algorithm.

Thanks Irene! The one that stuck with me was to invert, being the weather guy for the pilots - that was a great way to demonstrate and detail the message and flip the thinking

Please continue the video with the long term projections, not just the first year

Hahahaha thanks G

What platform to invest REIT?😊

Please suggest Term deposit or any other small savings for international students

What a lovely tribute, really enjoyed it, thanks Irene 😊

Your best content so far.

As a beginner investor, these type of videos are excellent, and I can't thank you enough.

Do you hold investment bond for your child? I have been looking into it for my own children.

Thanks for sharing. 😀

switching super between funds are easy, can you talk about your experience with the insurance when switching super fund? thank you.

Great video! Thank you so much. 1. Please correct me if I’m wrong. I open the kids account, using my TFN, dividends will be taxed to my personal income, when they reach 18, I transfer the account to my kids, and there will be no CGT on my end, except CGT on my kids only when they sell. Is this correct? 2. Do I have to transfer the account to my kids at 18 or could I transfer at a later year (i.e. 25 or 30)?

thank for sharing

Amazing video. Thanks for the breakdown structure.

Very informative.. Thanks

I am a new investor, and looking to invest reits in Australia. What are the good ones as a beginner with max profit? Thanks

Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 250k on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter

learn to make good content, and they need to learn ot run better

Wow. A lot of important information to digest. What fantastic research. Thanks.

Great video 😃. Very informative 🥇.