Відео

Yes you sure can. Join here: www.avionrewards.com/login/join.html Simply click on the big join Avion Rewards button.

@@RewardsCanada thanks!

The only options here in Canada are cards that earn Marriott Bonvoy points or can be converted to Marriott Bonvoy and then you convert the Bonvoy points to Skyward Miles. Those cards are: American Express Cobalt Card (C$1 = 1.2 to 6 Marriott Points = 0.4 to 2.5 Miles) American Express Gold Rewards Card (C$1 = 1.2 to 2.4 Marriott Bonvoy Points = 0.4 to 0.8 Miles) American Express Green Card (C$1 = 1.2 Marriott Bonvoy Points = 0.4 Miles) Marriott Bonvoy™ American Express®* Card (C$1 = 0.67 to 2.08 Miles) The Platinum Card from American Express (C$1 = 1.2 to 3.6 Marriott Bonvoy Points = 0.4 to 1.5 Miles) You can learn more here: www.rewardscanada.ca/airlinecc.html

@@RewardsCanada thank you so much for the reply

Yes, we don't cover them too often. I think the last time was when the new program launched about a year and half ago (we had blog posts and a video on it). And thank you for the information about under $4 to not pay any tax! I was unaware of that rule in Ontario. This is good to know.

Yes, hopefully these become a regular feature!

That's really interesting and confusing considering it was for Premium Economy. This can be big news, especially or Avion and Aventura cardholders if this is the case. I'll reach out to Air Canada and RBC next week to investigate further.

@@RewardsCanada I reached out to RBC/Avion 2 weeks ago, on two occasions, they have not responded to me. The Air Canada agent said this was a recent change in the terms and conditions, RBC/Visa ignored my inquiry so far, I hope you find an answer. My flight is 8 days away, and I have given up on trying to use eupgrades for it at this point as I dont expect a miracle to happen. I look forward to seeing what you can find out - if this is true there is no point for me to keep the RBC card, and I will just use my TD card. Thanks.

@@RewardsCanada I look forward to seeing what they came back with for you, I was ignored when I reached out to RBC asking them if this was "expected" and if they were aware. Air Canada said this was a "recent change" to the T&C's.

@@drone_video9849 I've reached out and hopefully will hear back soon. That being said the T&C's do state: "Unless otherwise specified, eUpgrades may not be used in conjunction with promotional pass travel or travel industry discount fares (including AIRMILES bookings) unless otherwise indicated. eUpgrades are not eligible on Group Bookings." So if RBC has negotiated/contract rates with Air Canada it is entirely possible they will not be eligible. But let's wait to see what they say.

@@RewardsCanada I don't think I dispute they are in the T&C's today. My point is I don't think they ever were before; I have used e upgrades to upgrade flights for RBC Avion ticket purchase/redemption for years prior to this. This is the first time they have not allowed me to use them. I believe this change only happened recently. I honestly dont even know when exactly as I have not used an RBC booking for about a year.

That's also another good reason to take into consideration for next year's rankings.

Yes, in general the MBNA card is highly underrated and I'm surprised it doesn't do better or get more coverage. Like you said it is an amazing cash back card and the cash redemption options like the deposit and high redemption value on eGift Cards make it a great card. And I think that a look at the cash back from points would make for a really good article and/or video. Thank you!

40% bonus on purchases = not much but it's something! These Aeroplan card offers are great, but with Once-In-A-Lifetime language from Aeroplan.... it's tricky now!

The highest earners for travel for no fee cards are: Rogers World Elite Mastercard 1.5% cash back (2% if you are a Rogers/Shaw/Fido customer) Tangerine Mastercards 2% (for hotels only, if you choose hotels as one of the 2% categories) American Express Green Card 1 point per dollar but when transferred and redeemed via Aeroplan, BA Executive Club or AF KLM Flying Blue you can get 1.5, 2 or even more cents per point in value TD Rewards Visa is 4 points per dollar on purchases made via Expedia for TD - that's a 1.6 to 2% return.

Yes hotels will also be 1 point/$. It will be for any merchant that falls under a travel category - so flights, hotels, car rentals etc.

Can they drop the rate on groceries etc? Sure they can but I don't think they will just for the reason you mentioned, it will end the card period. In my discussions with Amex this past week it is pretty clear they want to differentiate their true travel cards (Gold and Platinum) from the Cobalt and this was the primary driver for that. In the end my guess is they are banking on Cobalt cardmembers that do purchase a lot of travel to add either a Gold or Platinum card to their wallet in addition to their Cobalt Card.

Thank you! And 100% agree, still an amazing card, just need to shift spend for travel, or if you don't buy that much travel the change from 2 points to 1 points won't make a huge difference.

Honestly, it's not the big deal. Plus, there are plenty of other credit cards that offer boosted earning points on travel. What Amex should really do is ENHANCE the Gold card... It's so embarrassing that the Canadian Gold card has so low earning rates and practically non existant statement credits (excluding the travel credit) and other perks in comparison to the USA Amex Gold card.

I agree not a huge deal in the big picture. As to the Gold Card, one can't really compare it to the U.S. one like we used to because of the Cobalt Card. The U.S. doesn't have an equivalent card to the Cobalt. Instead they focused on the Gold and Platinum in their market while Canada went with the Cobalt. In hindsight, perhaps Canada should have done the same and made the Gold better rather than introducing the Cobalt but I believe at the time Amex Canada wanted to keep Gold as only a charge product and wanted a new credit product to increase market share so we had the birth of the Cobalt Card.

Thanks for the suggestion! I am actually planning a more encompassing video on credit card insurance which will not be just specific to the TD API but I can make that card one of the examples so you can learn more!

Based on Aeroplan's terms and conditions you are not supposed to hold two Aeroplan cards in the same tier. So if you have the TD Aeroplan Visa Infinite Card you are technically not supposed to have the CIBC Aeroplan Infinite Card - some people do, but you risk having points deducted, account frozen or even terminated. To be safe you want to make sure you switch to the higher end CIBC Aeroplan Visa Infinite Privilege or the entry level CIBC Aeroplan card as those cards are considered different tiers. Other than that by having both it would definitely increase your Aeroplan earn. Ideally if you want big boost of points you would go for the CIBC Aeroplan Visa Infinite Privilege card with its 80,000 points bonus.

@RewardsCanada Thank you for your quick response with all the relevant information. It is greatly appreciated although I have called them yesterday prior to reading your response the rep stated that as long as it is from 2 different banks I am covered she never brought up the same level cars as well as you explained it. Thanks again for the great content as well as info🙏🏾✨️💯

I would check the terms and conditions of Uber to see if there is any specific to opening another account as they may frown upon that. For example PC Optimum will suspend members who multiple accounts.

I don't believe so but who knows? If anything WestJet has been really trying to differentiate pricing and value between their various fare classes so this could be part of that as well.

Yes it is open to Scotia Amex cards as well - I really should have mentioned that in the video. You can register your Scotia here global.americanexpress.com/card-offers/view-all?locale=en-CA

That is correct and it is even one of the better ones for eats and drinks as well. However we did not include any of the small business cards in this comparison. Plans are to have a separate feature and video for those.

Absolutely, there are always a lot of different factors that can be considered and will vary by individual. For a lot of people though earning 100K EDQ is a tough go when they don't use enough partners and especially so with 1 to 1.5 points earn rates on the majority of everyday spending with the Aeroplan cards. So it is more beneficial to turbocharge their everyday earning with something like the Cobalt.

We all have to shop for necessities, doesn't have to be Starbucks. Many do budget as best they can and in today's world rewards play a part of that. If a place that you shop at does offer a reward program you should actually take advantage of it otherwise you're missing out on potential rewards or savings. I always use the analogy of when you have two gas stations kitty corner to each other and both are selling at 1.59/litre (as they almost always match each others prices) but only one has a reward program, why would you bother going to the one that doesn't reward you? You aren't saving any cash and you're not earning anything towards a potential future saving. And I'll save time as some people may comment about the Costco gas option, but not everywhere has Costco, not everyone has a membership or Costco isn't close so the savings are eroded by driving there, waiting in line etc. so that's why I don't include it in my gas analogy.

Yo

It seems like it might have been an issue UA-cam's side as I just tried the video out in the sections you mentioned on desktop and mobile and there were no issues. Do let me know however if you encounter this again in any of our videos. And thank you for the kind words!

Yes that was my mistake, I forgot to update the title when I used the reuse details option UA-cam has when uploading new videos.

I had not heard of this until you mentioned it. I looked at the RFD thread quickly this morning and it looks like there are some mixed reports that state the bonus will be awarded and others that it won't be awarded. I look into this further and will update our post on the offer from early and perhaps cover it in the next video. Stay tuned.

You're the best! Thank you :)

Pathetic childish nonsense. This channel should feel ashamed for hearting such a worthless meme

@@DontDelete-fp8oy It's either hearting or replying (thumbs up or down don't work) that move initial comments out of the "I haven't responded" in the UA-cam account and I can't stand having it not cleaned up on my end, so unless it needs a response I'll heart a comment. The other option is to delete it but there's no need to delete a comment unless it's offensive, abusive etc.

No, the 2x is only on travel, gas, groceries and drug stores.

Any of the Ultra Premium Aeroplan cards would be a good choice to pair with Cobalt as they are all 1.25 Aeroplan points on base earn. My pick out of them would be the TD Aeroplan Visa Infinite Privilege as it has really strong insurance coverage plus 6 free lounge visits with its Visa Airport companion on top of the Maple Leaf lounge access and it would cover you for places that don't accept Amex. Cobalt+Platinum Business - great for flexibility and earning but you'd still need an Aeroplan co-brand for the preferred Aeroplan award flight pricing but that's easily solved with the no fee CIBC Aeroplan Visa.

@@RewardsCanada you mean visa infinite privilege? Actually, that’s my go to as well but the minimum salary requirements though. Either way, both cards cover the 1.25x. That’s one of the reasons why i got aeroplan reserve as well. I don’t think i’ll be ever to get 150k unless i would be pre approved for upgrade

Thanks for catching that! I did mean Privilege so I have corrected it. And yes the no set income requirement for Amex cards was such a great move by Amex as it does allow a lot more people with good credit to get high end cards that would otherwise be out of reach

Watch for that in a future feature on "Which small business credit card earns the most Aeroplan points"

You've got a one-two punch!

Those definitely make for some excellent earning options! The hardest part for me when it comes to judging these or comparing them against 'everyday' options is that these are targeted limited time offers. Nonetheless, it is great that CIBC offers them and I will definitely make note of and mention them when discussing the cards in future features/videos etc.

Hilton would be a good one - especially if it was similar to their U.S. offerings.

Glad to hear that!

That would be cool as unlikely as it would be!

No word of an Aeroplan Mastercard. Would be nice for Costco but I don't think we'll see one as Visa along with TD, CIBC, Amex were the ones who helped Air Canada buy Aeroplan back from Aimia and I'm sure they wouldn't be too happy about having an Aeroplan Mastercard.

@@RewardsCanada Does the Chase Aeroplan Mastercard predate that purchase? I knew about VISA helping fund the deal but I didn't realize Amex was involved too.

@@NeilBurke00052 No, the Chase card actually came afterwards, TD used to issue an Aeroplan Mastercard in the U.S prior to it as well. I would assume since it was Visa Canada and Canadian banks (well, Canadian arm for Amex) that provided funding that their agreements with Aeroplan are only for the Canadian market so Aeroplan & Chase were free to go with Mastercard stateside.

Good thing you got it now! The bonus for the summer won't be as good.

That would be the next logical step for them. The Visa Infinite requires $60,000 personal or $100,000 household. It would make sense to have one for those with income lower than that to start capturing more of the credit market that is being missed by only having the prepaid cash card.

@@RewardsCanada I mean it is in beta so time will tell. I do got a question where did man start doing birthday bonneses

@@mikeyoung7640 I believe you referring to MBNA? It's been nearly three years since they added the birthday bonus