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Rui Shi
Australia
Приєднався 6 гру 2023
Ex-financial planner turned financial educator helping Aussies make smart money moves.
How Superannuation Affects Your Age Pension
Excel template included! Discover how your superannuation could impact your Age Pension eligibility and income! This video not only covers the basics but also walks you through an example, explaining the recontribution strategy and key considerations.
🔗 Download the Excel here:
ruishi.gumroad.com/l/AustralianAgePensionExcelForCoupleHomeowner
🍿 WATCH NEXT:
►How to Calculate Australian Age Pension in 2024 [Free Excel Template]
ua-cam.com/video/ds_xro7li4U/v-deo.html
►How to Use Transition to Retirement Strategy Effectively
ua-cam.com/video/ZfCOMH4kJ_Y/v-deo.html
►8 Superannuation Changes from 1 July 2024 (Australia)
ua-cam.com/video/4StBjBLmx7g/v-deo.html&ab_channel=RuiShi
►What You Didn't Know About Australia's Tax-Free Threshold FY25
ua-cam.com/video/27yZgk3ARBU/v-deo.html&ab_channel=RuiShi
👩🏻WHO AM I?
Hey 👋 I’m Rui, a financial planner-turned-financial educator. Through my videos here on this channel, I provide practical and actionable information to help you make informed money decisions.
⭐MY FAVOURITE TOOLS & GEAR
► Rize - How I track my time and stay productive rize.io?code=3842F6&name=Rui
Some of the links in this description are affiliate links that I get a kickback from 😜
💌Subscribe for More Insights ua-cam.com/channels/82hYrC09wMVXObP5Mj_boA.html
#superannuation #agepension #recontributionstrategy
⌚️Timestamps:
00:00 Intro
00:32 Three Reasons Why Every Pre-retiree and Retiree Needs to Understand It
01:24 The Basics
03:47 An Example
10:31 Key Considerations
📚Disclaimer
This video is for educational purposes only and is not intended as financial advice. Before acting on any information, you should seek professional advice and verify my interpretations before relying on the content or calculations in the videos, while also considering its appropriateness in relation to your personal situation.
🔗 Download the Excel here:
ruishi.gumroad.com/l/AustralianAgePensionExcelForCoupleHomeowner
🍿 WATCH NEXT:
►How to Calculate Australian Age Pension in 2024 [Free Excel Template]
ua-cam.com/video/ds_xro7li4U/v-deo.html
►How to Use Transition to Retirement Strategy Effectively
ua-cam.com/video/ZfCOMH4kJ_Y/v-deo.html
►8 Superannuation Changes from 1 July 2024 (Australia)
ua-cam.com/video/4StBjBLmx7g/v-deo.html&ab_channel=RuiShi
►What You Didn't Know About Australia's Tax-Free Threshold FY25
ua-cam.com/video/27yZgk3ARBU/v-deo.html&ab_channel=RuiShi
👩🏻WHO AM I?
Hey 👋 I’m Rui, a financial planner-turned-financial educator. Through my videos here on this channel, I provide practical and actionable information to help you make informed money decisions.
⭐MY FAVOURITE TOOLS & GEAR
► Rize - How I track my time and stay productive rize.io?code=3842F6&name=Rui
Some of the links in this description are affiliate links that I get a kickback from 😜
💌Subscribe for More Insights ua-cam.com/channels/82hYrC09wMVXObP5Mj_boA.html
#superannuation #agepension #recontributionstrategy
⌚️Timestamps:
00:00 Intro
00:32 Three Reasons Why Every Pre-retiree and Retiree Needs to Understand It
01:24 The Basics
03:47 An Example
10:31 Key Considerations
📚Disclaimer
This video is for educational purposes only and is not intended as financial advice. Before acting on any information, you should seek professional advice and verify my interpretations before relying on the content or calculations in the videos, while also considering its appropriateness in relation to your personal situation.
Переглядів: 12 943
Відео
How Does Your Income Compare to Other Australians?
Переглядів 60 тис.День тому
Have you ever wondered how your income compares to other Australians? In this video, I'll take you through Australia's average and median incomes, what income level is considered middle-class, and what it takes to be in the country’s top 20%, 10%, and 1%. I will also share some insights into wage growth, inflation, and house prices since the onset of Covid-19. Towards the end, I’ll show you how...
How to Calculate Australian Age Pension in 2024 [Free Excel Template]
Переглядів 3,6 тис.14 днів тому
Excel template included! This is a step-by-step guide on calculating Australian age pension in 2024. 🔗 Download the Excel here: ruishi.gumroad.com/l/AustralianAgePensionExcel 🍿 WATCH NEXT: ►How to Use Transition to Retirement Strategy Effectively ua-cam.com/video/ZfCOMH4kJ_Y/v-deo.html ►8 Superannuation Changes from 1 July 2024 (Australia) ua-cam.com/video/4StBjBLmx7g/v-deo.html&ab_channel=RuiS...
Channel Trailer | Who is Rui Shi?
Переглядів 86821 день тому
Hey, I am Rui. I make videos to give smart money tips to Australians. Welcome! 💌Subscribe for More Insights ua-cam.com/channels/82hYrC09wMVXObP5Mj_boA.html 👩🏻WHO AM I? Hey 👋 I’m Rui, a financial planner-turned-financial educator. Through my videos here on this channel, I provide practical and actionable information to help you make informed money decisions. ⭐MY FAVOURITE TOOLS & GEAR ► Rize - H...
3 Money Lessons Everyone Needs to Know
Переглядів 1,4 тис.Місяць тому
3 best money lessons I learnt from 10 years as a financial planner. Understand and implement these, and you will be on the fast lane to riches and a meaningful life beyond just money. 💌Subscribe for More Insights ua-cam.com/channels/82hYrC09wMVXObP5Mj_boA.html 👩🏻WHO AM I? Hey 👋 I’m Rui, a financial planner-turned-financial educator. Through my videos here on this channel, I provide practical an...
5 Costly Mistakes in Transition to Retirement Strategy
Переглядів 21 тис.Місяць тому
DO NOT SKIP - Top 5 Transition to Retirement Mistakes You MUST AVOID! Watch this comprehensive guide on Transition to Retirement strategy 👉ua-cam.com/video/ZfCOMH4kJ_Y/v-deo.html 🍿 WATCH NEXT: ►How to Use Transition to Retirement Strategy Effectively ua-cam.com/video/ZfCOMH4kJ_Y/v-deo.html ►8 Superannuation Changes from 1 July 2024 (Australia) ua-cam.com/video/4StBjBLmx7g/v-deo.html&ab_channel=...
How to Use Transition to Retirement Strategy Effectively
Переглядів 30 тис.2 місяці тому
This video is a must-watch for anyone in their late 50s or early 60s. Learn how a transition to retirement pension works, and understand how a transition to retirement strategy can help achieve various goals with real-life examples. ⚠️⚠️⚠️DO NOT SKIP - Top 5 Transition to Retirement Mistakes You MUST AVOID! ua-cam.com/video/VmXtRLDbUPc/v-deo.html Video difficulty: ★★★⚝⚝ This video assumes a goo...
Australian Income Tax for Beginners (from July 2024)
Переглядів 1,7 тис.3 місяці тому
New tax brackets come into effect in Australia starting July 1, 2024, This video is your ultimate beginner's guide to these new personal income tax brackets, easy-to-use tax calculators, legal tax minimization strategies, and DIY tax return lodging. 🍿 WATCH NEXT: ►What You Didn't Know About Australia's Tax-Free Threshold FY25 ua-cam.com/video/27yZgk3ARBU/v-deo.html&ab_channel=RuiShi ►8 Superann...
Superannuation Bring Forward Rule Made Simple FY25
Переглядів 2,9 тис.4 місяці тому
Unlock the potential of the Bring Forward Rule and learn how to contribute up to $360,000 into your superannuation in FY25. This powerful strategy can significantly boost your retirement savings, but correct application is crucial to avoid costly mistakes. In this video, we break down the complexities of the Bring Forward Rule, providing you with a comprehensive understanding and practical exam...
What You Didn't Know About Australia's Tax-Free Threshold FY25
Переглядів 37 тис.4 місяці тому
$18,200 is NOT the tax-free threshold in Australia. In this video, I will reveal the actual threshold, explain why the common belief is incorrect, and provide three real-life examples to demonstrate how this knowledge can significantly enhance your financial situation. 🔗 LINKS: ►Low Income Tax Offset: www.ato.gov.au/forms-and-instructions/low-and-middle-income-earner-tax-offsets#ato-Lowincometa...
8 Superannuation Changes from 1 July 2024 (Australia)
Переглядів 85 тис.5 місяців тому
Learn all about the superannuation changes coming on 1 July 2024! Discover how to comply with new rules and optimize your superannuation strategy to retire sooner. Let's stay informed and ahead of the game! 📈🔍 🔗 LINKS: ►Maximum Super Contribution Base rest.com.au/tools-advice/learning-centre/super-tips/maximum-super-contribution-base ►Government Co-contribution Calculator www.ato.gov.au/single-...
FHSS Scheme Changes from September 2024 (Australia)
Переглядів 4 тис.5 місяців тому
Attention all Aussie first home buyers! The First Home Super Saver Scheme is changing from 15 September 2024. Watch this video to understand🔍 What the new changes are ✅ What remains unchanged📋 Important transitional rules. Make sure to watch till the end so you can make the most out of these updates and plan your first home purchase wisely. Don't forget to like, comment, and subscribe for more ...
The Hidden Risks of Skipping Private Health Insurance
Переглядів 2 тис.6 місяців тому
Is private hospital cover worth it? Most Aussies don't know the full impact of skipping it. Watch this video before 1/7/2024 to avoid Lifetime Health Cover Loading increase! In this video, I explain this penalty loading and provide a simple framework for you to assess if private hospital cover is worth it. 🔗 LINKS: Lifetime Health Cover www.ato.gov.au/individuals-and-families/medicare-and-priva...
7 Superannuation Strategies to SAVE TAX in 2024
Переглядів 30 тис.6 місяців тому
This video provides a quick overview of 7 effective superannuation strategies to help you pay less tax in FY24. We discuss the benefits of spouse super contributions, government co-contributions, salary sacrifice, personal deductible super contributions, the first home super saver scheme, carry-forward concessional contributions, and the SMSF contribution reserving strategy. For more details an...
Redraw vs offset account - why you need BOTH?
Переглядів 3,1 тис.7 місяців тому
Redraw and offset are BOTH necessary for different strategic purposes! A MUST-WATCH video for EVERY AUSSIE with a loan. 🍿 WATCH NEXT: ►Redraw Facility TRAPS (for EVERY AUSSIE with a loan) ua-cam.com/video/iOCS4QIe4XM/v-deo.html&ab_channel=RuiShi ►What You Didn't Know About Australia's Tax-Free Threshold FY2024 ua-cam.com/video/37F8QqmrReQ/v-deo.html&ab_channel=RuiShi ►Must-Know Superannuation I...
Redraw Facility TRAPS (for EVERY AUSSIE with a loan)
Переглядів 32 тис.7 місяців тому
Redraw Facility TRAPS (for EVERY AUSSIE with a loan)
how to invest for beginners (to minimise mistakes)
Переглядів 1,5 тис.8 місяців тому
how to invest for beginners (to minimise mistakes)
Must-Know Superannuation Insights for Australians Under 45
Переглядів 3,4 тис.8 місяців тому
Must-Know Superannuation Insights for Australians Under 45
TOP CRYPTO TAX INFO YOU MUST KNOW 2024
Переглядів 1,4 тис.9 місяців тому
TOP CRYPTO TAX INFO YOU MUST KNOW 2024
Why I WON'T Use Salary Sacrifice For FHSS Scheme
Переглядів 4 тис.9 місяців тому
Why I WON'T Use Salary Sacrifice For FHSS Scheme
Rabobank Review (HIGHEST Savings Interest Rate in Australia 2024)
Переглядів 1,7 тис.9 місяців тому
Rabobank Review (HIGHEST Savings Interest Rate in Australia 2024)
8 Surprising Facts about First Home Super Saver Scheme (FHSSS)
Переглядів 5039 місяців тому
8 Surprising Facts about First Home Super Saver Scheme (FHSSS)
5 Mistakes That Makes First Home Super Saver Scheme (FHSSS) Useless in 2024
Переглядів 5 тис.9 місяців тому
5 Mistakes That Makes First Home Super Saver Scheme (FHSSS) Useless in 2024
Franking Credits | Everything you need to know in 2024
Переглядів 1,4 тис.9 місяців тому
Franking Credits | Everything you need to know in 2024
What You Didn't Know About Australia's Tax-Free Threshold FY2024
Переглядів 9 тис.10 місяців тому
What You Didn't Know About Australia's Tax-Free Threshold FY2024
A Beginner's Guide to Understanding Australian Income Tax 2024
Переглядів 1,5 тис.10 місяців тому
A Beginner's Guide to Understanding Australian Income Tax 2024
3-Step Process for Setting SMART Financial Goals
Переглядів 40510 місяців тому
3-Step Process for Setting SMART Financial Goals