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ArboRisk
United States
Приєднався 19 лис 2013
Insurance and Business Solution for Tree Service Companies.
Our mission is simple: get every arborist home safe each night and have a job waiting for them in the morning. We help tree care companies properly protect and grow their businesses.
www.ArboRiskInsurance.com
Our mission is simple: get every arborist home safe each night and have a job waiting for them in the morning. We help tree care companies properly protect and grow their businesses.
www.ArboRiskInsurance.com
Insuring Permanently Attached Equipment
It’s no secret, the vehicles that tree services are utilizing today are becoming more specialized and more important to the overall success of the company.
Almost every vehicle that a tree service operates has some form of permanently attached equipment now. Whether that is the traditional forestry unit or a knuckleboom crane, the value of that truck with the attached equipment is obviously much different than what it was when the cab and chassis was rolled off the assembly line.
Because of this, you should know what options you have on how that truck can be insured.
Ready for more? Watch the video above or click below to read the full article!
arboriskinsurance.com/2024/05/insuring-permanently-attached-equipment/
Almost every vehicle that a tree service operates has some form of permanently attached equipment now. Whether that is the traditional forestry unit or a knuckleboom crane, the value of that truck with the attached equipment is obviously much different than what it was when the cab and chassis was rolled off the assembly line.
Because of this, you should know what options you have on how that truck can be insured.
Ready for more? Watch the video above or click below to read the full article!
arboriskinsurance.com/2024/05/insuring-permanently-attached-equipment/
Переглядів: 11
Відео
Cost New - Business Auto Insurance
Переглядів 162 місяці тому
A common question we get asked is what does the “Cost New” value mean on my Business Auto policy? If you look on your Business Auto insurance declaration page you will see a dollar value listed for each of your trucks and trailers under the heading of “Cost New”. This number is an important underwriting guide for the insurance company from an insurance pricing and claims standpoint. It does not...
What to Expect from Your Business Insurance Agent and Agency
Переглядів 82 місяці тому
Many times we hear tree services refer to their business insurance as a “necessary evil”. And while there may be some truth to that, the tree care companies that actively engage with their insurance agent quickly realize that having the right insurance partner is actually a “necessity” for the future success of their company. I’ve often advocated for tree care companies to think of their insura...
Positive Risks
Переглядів 133 місяці тому
Until now, all of our risk management articles have been centered around avoiding, minimizing or reducing risk within your tree care company. In simple terms we usually look at risk as a bad thing for your business and since we are an insurance agency who wants their clients to run safe businesses and get every one of their employees home each night that makes sense, right? However, I feel the ...
Subcontractors and Work Comp
Переглядів 303 місяці тому
Using subcontractors for some or all of your labor within your tree care company can be a smart strategic move for your business, however, it must be done correctly to avoid opening your company up to unnecessary exposures. While there are many exposures that tree care companies face with subcontractors, I want to focus this article only on the exposure that comes from an on-the-job injury to t...
How to Maximize a Loss Control Visit
Переглядів 103 місяці тому
What feeling do you get when you learn that your insurance company wants to do a loss control visit with your tree care company? Hopefully a loss control visit would be met with high expectations of a collaborative relationship between your organization and the insurance company, however, we’ve found that most tree care owners are skeptical and even worried about what will happen during the vis...
Crisis Management
Переглядів 73 місяці тому
It seems like you can find a story about a business in crisis almost every day now. Whether it is a local social media crisis or a national news story, the businesses going through those events must handle them appropriately for their businesses to survive. At the TCIA Winter Management Conference in Puerto Vallarta, we learned from Tara Goodwin, founder of Goodwin Consulting and Crisis Interce...
5 Tips to Become a Champion Recruiter
Переглядів 83 місяці тому
Did former Alabama Head Coach, Nick Saban become the country’s best college football recruiter overnight? Of course not. Did he benefit from the history of the Alabama football program? Of course. But what really set him apart during his time at the helm was how he made being an Alabama recruit the ONLY thing that a blue chip high school player could think about. I know what you are thinking, g...
Will Your Employees Stop?
Переглядів 124 місяці тому
Being able to effectively communicate is one of the most important skills that successful people possess. It’s why it is no surprise that it is also the foundation for a great safety culture. Effective communication requires both the sender of the information and the receiver to become actively engaged in what is being discussed. So how can you help encourage effective communication within your...
Elements of a Safety Program
Переглядів 194 місяці тому
Most tree care companies have a written safety program or Injury and Illness Prevention Program (IIPP) in place, however, we often get asked, do we have everything we should in our written document? The answer, of course, depends on the specific operations of your company, however, this article highlights the six general elements that you want to include in your written safety program. Watch th...
What do Corn Flakes have to do with marketing?
Переглядів 236 місяців тому
Ever heard of Bran Flakes? Maybe, but chances are probably not. I’m willing to bet, however, that you have heard of Corn Flakes. You know, the flaky, curled, corn-like cereal that people have been eating for almost 100 years. So, how does everyone know what Corn Flakes are but not what Bran Flakes are? During the Great Depression in the 1930s, people were limiting their spending and the breakfa...
Short-Form Videos: Big Impact for Your Business in the Blink of an Eye
Переглядів 316 місяців тому
If you’ve ever scrolled through Instagram or TikTok, chances are you got sucked into a catchy video that made you slow down and watch, only to vanish before your eyes. This is an example of short-form video content. But what exactly are these videos and why should your business make producing them a priority? Let’s take a look at what these are and how they can change your business’s brand! Wat...
Using AI In Your Tree Care Company
Переглядів 866 місяців тому
By now I’m sure you’ve heard of AI and its impact on marketing strategies. If you haven’t yet played around with AI, specifically ChatGPT, I highly encourage you to start! AI is here to stay and while there are some precautions to take with it, it is a game-changer for content creation for your business. Think of AI as your marketing assistant, but a super smart one! It helps businesses underst...
Marketing Trends to Define 2024
Переглядів 316 місяців тому
Welcome to 2024! As I was researching marketing trends for 2024, I couldn’t help but look back at my previously written articles on this same topic. From 2021, to 2022, to 2023, marketing, and the technology associated with it, has evolved so much. 2024 looks to be no different! Here are 5 trends the marketing world expects to see grow in 2024: 1. Rise of AI-Powered Personalization 2. Interacti...
Pre-Employment Testing
Переглядів 436 місяців тому
Employees represent the largest exposure to every tree care company. From creating liability by damaging property or injuring others, to injuring themselves, to filing lawsuits against the company or other employees, having the right employees should be of utmost concern for every business owner. And of course having the right employees can only happen if you hire the right employees. Unfortuna...
Adding Large Equipment to Your Insurance Policy
Переглядів 197 місяців тому
Adding Large Equipment to Your Insurance Policy
What if Everything You Knew About Business Culture Was Wrong?
Переглядів 49Рік тому
What if Everything You Knew About Business Culture Was Wrong?
Little confuse, can you clarify we have business, the woodchipper & stump grinder are paid off, who should we ask about insuring them in case of accident?
Could I still privately drive an LLC-titled and insured vehicle tax wise and insurance wise?
Yes you can drive an LLC owned vehicle for personal reasons and the LLC auto insurance policy will cover you, however, the insurance company will want to know if you are doing that regularly so they can build that into the rates.
A LLC can be designated to be taxed as a S Corp. You have to pay yourself a normal salary, but profits beyond that (distributions) can be taxed at the lower capital gains rates.
Great video. Learned a lot. Thank you
Great question! You could add a simple line or blanket statement saying that additional work requested may require an additional charge. If your initial proposal is detailed enough, it should be clear what your customer is paying for before any of the inevitable additional requests come.
What do recommend with cutting branches (normally big), after branches are cut customer is asking for more, more, and more. Which is time & money. How can you word that in the proposal with out making the customer feel uptight about service.
I always stay away from Asians, no matter if they Koreans Chinese or Indus they all want to pay cheap, and if I'm not going make money there is no reason to work
phenomenal info, thanks for sharing
ρяσмσѕм 🙂
Can't hear you.
It's a myth that you can be OSHA compliant. If an OSHA inspector wants to fine you, they'll look hard enough and will find something, no matter how safe your company is and how many safety protocols are in place. The only sure way to avoid all OSHA violations is to shut down a business entirely.
Thanks for your comments and I agree that an OSHA inspector can probably find something despite your best efforts, however, I don’t believe that means you should just give up and not try to comply with the regulations or worse yet just close your doors. It’s management’s responsibility to do whatever they can to comply with OSHA regs, which are there simply for the safety of every individual within the company.
@@arborisk4835 What my point was that you can emphasize safety, and that should certainly be done, along training and providing good safety equipment. However, people talk about OSHA compliance as if it's obtainable. While employers should be mindful of OSHA regs so they can avoid obvious violations, OSHA can fine you for normal activity, such as having loose ropes in your truck or at the shop. So there's too many rules (thousands) for even safety consultants to keep track of. This was the same agency that had to be reined in by the Supreme Court when it tried to impose an unconstitutional vaccine mandate. OSHA will exceed their legal authority whenever they think they can get away with it. The emoloyer's solution to OSHA is twofold: a safety culture, along with vigorously litigating all alleged OSHA violations.
Hi sir I’m sorry to bother you I use my own vehicle for this construction company they give me $.65 per mile is that correct or should see little bit more
Nothing in the description. How can I get the 8 things?
Hi Clifton! Please send an email to info@arboriskinsurance.com and we can send you the document! Thanks!
I sent you guys an email with my number this morning please call me thank you!
Excellent content my friend you are appreciated.
I am not really sure I followed you but let’s me ask you the question or put my situation as a case: My company doesn’t have a “company car” for me to use doing the company’s business. I have to use my personal car for that and off course, the company is willing to pay the mileage for. My concern is that I heard lots of things like “once I use my car to do a business trip”, “my personal insurance for the car doesn’t cover it anymore”. You mentioned buying extra liability, can you elaborate on that? And secondly, if I buy that extra coverage, would the company pay for it?
Great questions. When driving a personal vehicle for work you definitely should check with you personal auto insurance company to make sure your policy will protect you. Depending on your line of work and how you use your car a new policy may have to be written.
Baseball bat by the wall!
What does the average "groundsman" make/hr? Ballpark figures
It depends on what part of the country you are in and what duties the ground person performs. Some companies pay ground workers in excess of $25/hr because they run equipment, help with rigging and overall are crucial to the job. I believe most start in the $15-20/hr range. Hope that helps.
@@arborisk4835 Thanks! Yeah, I know it's one of those classic vague questions, but it kinda helps to steer a guy in a direction. Really appreciate your info and a quality video! Be safe! Happy 2021!!
You’re welcome. Be safe as well!
Call a tree service in your area and pretend to be looking for a job!
Thanks for the tips Team!
0:27 sexygirls-here.online
Great stuff!! 👍🏽🌳❤
Hey, could you please tell me what the advantages of this growth model are? thanks!
Thanks for the comment Monkey Dluffy. This article doesn’t walk through an actual growth strategy. It’s meant to bring awareness to the fact that at different stages of your business there are new set or truths as well as challenges to overcome. Identifying where your business is today helps you move your business in the direction you want to go. Eric Petersen
We were going to call too to ask the same question. We're just going to close for the Spring or wait until we GET the all clear from the CDC..... 🤣
Pre-Qualifying potential clients is so important! It's mad important so that sales knows when to walk away like you said. Unprofitable sales may get a commmision but if all you're doing is turning dollars you're putting your job, your reputation and the Company you're working with in Jeopardy of failure or worse.. mediocrity! More golden nuggets from the ArboRisk Team 💲!! Thanks Team 💪🏾
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Great Tips and Advice 🤘🏽💥
Happy New Year and to New Heights! 💪🏾🥂
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Thank you Eric and the team at ArboRisk for these nuggets!!! We have a scheduled meeting with an organization we would like to begin a recruiting relationship with. These points are excellent and we can actually use these to interview them to see if they are a good fit for our recruiting efforts. Thank you very much this will save us a lot of time!!!
Thanks for watching this week's video and for your feedback! So awesome to hear - glad this tip was able to help you and your business. To new heights!
BEST MESSAGE EVER!! Perfectly stated. Eric and Team thank you for your commitment to getting this message out there. Thank you for your passion in helping Tree Care Companies reach Higher Heights through implementing Risk Management systems such as the resources available as part of Arborisk's THRIVE program.
Green Extraction Technologies,LLC Thanks for spreading the word! Let’s get every arborist home safe each night!
This is some of the hardest work and steps that is almost never done in a business. People often only look at end of the year numbers on a financial level and then think about sales for the next year. Goal setting combined with what steps you're going to take to accomplish and then creating metrics which is step #5 to gauge how it's going is crucial. This is the real hard work that when not done in a business leads to failure sooner or later. It's easy to make money and loose it with no consequence when its flowing in abundance but when it's not and these measures are not put into place the doors can close quickly. Most people who own a business really own a job and work in their business because that's all they know. Truly innovative and successful businesses, their founders and owners will tell you the day they started working on their business and not just in them and the day they put their Ego on a shelf and reached out for help was the day they took the first real steps toward the success they now have. That's the stuff people on the outside looking in never see. They see the success of today and often don't know that those successes started out with an intention to admit weakness and get some guidance. Glad Arborisk and it's team is here to help!
Congratulations Abbott Tree!!
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Great presentation at the Illinois Arborist Association Annual Trade Show and Conference in Tinley Park Illinois from you and Eric! We appreciate the information that was shared!!
Peggy is AWESOME we ❤ her!!! Awesome tips Eric and the Team at @arborisk!!!!
Mrs. Peterson...we caught that and the twinkle in your eye when you said it!!!!❤ 👍🏽🔥Well at least we're glad that you used 5/3 Bank instead of Green Extraction Technologies LLC!!!🤣🤣❤🌳
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Good information thanks 🙏
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You got the best hair!
This is like a whole other language thanks for the help!
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Where is the weekly tip? I don't see a link in the description below.
Thank you for bringing that to our attention, we have added the link to the description. You can also find the weekly tip here: arboriskinsurance.com/2019/05/create-cohesive-brand/
We are there now and we have to get this figured out because without more people.....the right people... we can't grow and now find ourselves in a 'Cash Flow Purgatory"
This is some next level shit Fam! Blaze a Trail in the Industry!
People are the biggest asset in a business!! Providing a path a sharing the vision for your Company is so important! Great content Eric!
A huge part of investing in your business is investing in your people to develop a crack team! Great content 😎