FIRE with Dr. Ninja Turtle
FIRE with Dr. Ninja Turtle
  • 89
  • 47 874
How to Retire Early on way less than 500k.
This video discusses how to build your retirement parachute on the way down which includes the good, bad and ugly of my retirement account numbers in the first four years of my early retirement. Some recent videos have done this topic for the first six months or year. This is my personal finance journey and is not a recommendation of what anyone else should do. If I can make this work, anyone can find their own path to FIRE.
Two related videos
@retirethisway
I Retired EARLY - Here’s My Numbers and My Plan ua-cam.com/video/vFkUXr6RPaA/v-deo.html
@HappyonMonday
Stocks, Bonds, & Cash (OH MY!) My PERSONAL Portfolio Allocation
ua-cam.com/video/lhe3qlFygHI/v-deo.html
#FIRE #firemovement #financialfreedom #firejourney #financiallyfree #retireearly #retired #federalretirement #frugal #budgeting #wealthymindset #wealth #motivation #massiveaction #lowincome #newyoutuber #bookreview
Fat Caps by Audionautix is licensed under a Creative Commons Attribution 4.0 license. creativecommons.org/licenses/by/4.0/
Artist: audionautix.com/
Переглядів: 356

Відео

Research on retirement and the FIRE Movement
Переглядів 137День тому
This video goes deeper into the Six Phases of retirement as well as bringing in up to date research (which is what I ask my students to do) on the FIRE movement. I'll admit this was rabbit hole research which is what happens when you are an academic researcher. I will keep trying different videos until I find success. SSSSSS Research SSSSSS Penezic, Zvjezdan & Lacković-Grgin, K. & Bačinić, A.. ...
Life Update: Moving into the RV for a two week vacation
Переглядів 5014 днів тому
This video was done on a wing and a prayer, which is why it is shorter than normal. I recently bought an RV at Lake Jordan in Alabama. I have spent the last few days moving in and cleaning out the bugs, YUCK! I do not have links in this in this video as it was shot live at that lake. I have posted shorts about this and I hope that they are getting me more subscribers. While I did not mention Ju...
The six phases of retirement
Переглядів 6921 день тому
This video was inspired by Julie at Happy on Monday. Julie shared her experience with the Six Phases based on her first 100 days. I provided my perspective based on my nearly 5 years into early retirement on a low income. I have links below to items mentioned in this video Happy on Monday @HappyonMonday 100 Days into EARLY RETIREMENT (The Good, the Bad, and the UGLY) ua-cam.com/video/3u-rSdCTYz...
Book Review: 2 of 2 Secrets Of Self Made Millionaires from Brian Tracy
Переглядів 38Місяць тому
Book Review: 2 of 2 Secrets Of Self Made Millionaires from Brian Tracy
Book Review: Secrets Of Self Made Millionaires from Brian Tracy
Переглядів 17Місяць тому
Book Review: Secrets Of Self Made Millionaires from Brian Tracy
Book Review: Am I going to "Die With Zero"? Book Review
Переглядів 29Місяць тому
Book Review: Am I going to "Die With Zero"? Book Review
Book Review: The Quiet Millionaire, Rich Dad Poor Dad and The Cash Flow Quadrant
Переглядів 43Місяць тому
Book Review: The Quiet Millionaire, Rich Dad Poor Dad and The Cash Flow Quadrant
How I Secure my Finances while Traveling
Переглядів 30Місяць тому
How I Secure my Finances while Traveling
Financial Freedom: Traveling in Retirement
Переглядів 182 місяці тому
Financial Freedom: Traveling in Retirement
Learning my Family's Slavery History has Changed my Future Plans
Переглядів 252 місяці тому
Learning my Family's Slavery History has Changed my Future Plans
Finding my Tribe in the FIRE Community: Links in the Description Below
Переглядів 322 місяці тому
Finding my Tribe in the FIRE Community: Links in the Description Below
Dreaming in Retirement
Переглядів 1272 місяці тому
Dreaming in Retirement
There is no Perfect Way to Retire Early
Переглядів 9832 місяці тому
There is no Perfect Way to Retire Early
Palm Springs Aerial Tram
Переглядів 242 місяці тому
Palm Springs Aerial Tram
I Interviewed Three Certified Financial Planners
Переглядів 682 місяці тому
I Interviewed Three Certified Financial Planners
1.5 months on YouTube: Mid year financial Check in
Переглядів 763 місяці тому
1.5 months on UA-cam: Mid year financial Check in
What Brings me joy Today? Plus Savings Rate Update
Переглядів 683 місяці тому
What Brings me joy Today? Plus Savings Rate Update
Quiet Fired and Quiet Quit: Who Moved My Cheese?
Переглядів 723 місяці тому
Quiet Fired and Quiet Quit: Who Moved My Cheese?
How to Become Financially Free in Spite of a Low Income.
Переглядів 803 місяці тому
How to Become Financially Free in Spite of a Low Income.
How to Never Run Out of Money in Retirement.
Переглядів 1354 місяці тому
How to Never Run Out of Money in Retirement.
Millionaire Behavior 101
Переглядів 1064 місяці тому
Millionaire Behavior 101
My First YouTube Video was an Epic Failure
Переглядів 1394 місяці тому
My First UA-cam Video was an Epic Failure
FIRE and my Early Retirement Story
Переглядів 3964 місяці тому
FIRE and my Early Retirement Story

КОМЕНТАРІ

  • @abdurrashedBd
    @abdurrashedBd 22 години тому

    Hllo sir, your contaent is good , I think you need to do proper SEO for your videos. You have been using eye catchy thumbnail, and you spend a good amount of Doller for video thumbnail, .... but you didn't use any tags, and SEO optimized title and description based on those tags. SEO is very Important to find your video in search bar. I am a professional SEO expert and I know how to grow a UA-cam channel organically. Can I help you?

  • @lesliebratton7896
    @lesliebratton7896 2 дні тому

    Cute puppy ❤

  • @mshirleyrn
    @mshirleyrn 3 дні тому

    This is the first video on FIRE that I've seen that is actually research-based. Thank you for this! As an RN who works in higher education, this is crucial. (Contrary to societal belief, higher education does not pay what it should either. It's a passion project to develop the next generation, or no one would choose to stay. :) Agree with your analysis. Well done!

  • @Midlifeanticrisis
    @Midlifeanticrisis 3 дні тому

    Thanks for visiting my channel, and thanks for sharing how you did it!

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 22 години тому

      @@Midlifeanticrisis thank you for visiting my little channel. I will keep posting weekly but this will not become a job to me.

  • @CurtisRetiredLife
    @CurtisRetiredLife 4 дні тому

    Thanks for sharing, it's nice to see others plans. You have a great mix of income and investments and a great attitude, I hope you continue to grow your channel. 👍🏼🙌🏼👊🏼

  • @FreckleFaceFinance
    @FreckleFaceFinance 4 дні тому

    Sadly, your story of a hostile work environment isn't the first one I've heard of. I'm so glad that you had a chance to leave that job, having options is always awesome. When you say your money is loaned out to real estate investors does that mean you are a hard money lender or investing in REITs? I don't quite understand but I'm intrigued and want to learn more

  • @BudgetingwithTracey
    @BudgetingwithTracey 4 дні тому

    Thanks for sharing 😊

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 4 дні тому

      Thank you for watching. I was late today as I was puppy sitting

  • @HappyonMonday
    @HappyonMonday 4 дні тому

    OK now your video is visible. That's awful that they reduced your salary like that. HSAs are fabulous! I'm glad you guys have that. Roth conversions are also a great strategy. You should have your wife make an appearance in one of your videos! 😁

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 4 дні тому

      She is not into my UA-cam channel. It was enough to get her to record the Intro. She is not into FIRE at all 😁, but she is enjoying the fruits of my labors. I was supposed to have the video up by 3PM but I was puppy babysitting for the first time and that was my priority today. How many videos do you do each week? I do one per week so that it does not become a job. I am really into passive income. Even my teaching at colleges is as passive as possible. I am looking forward to seeing your next video. More River videos please.

    • @HappyonMonday
      @HappyonMonday 4 дні тому

      @@FIRE_DrNinjaTurtle I get it. I just do 2 a week. ☺

  • @Mmsstt77
    @Mmsstt77 5 днів тому

    😊😊😊❤

  • @TheRetirementality
    @TheRetirementality 5 днів тому

    I like this book but I felt like it was geared to people with a very high net worth. I'm working on a book with kind of a similar message but aimed at people with a more modest net worth.

  • @TheRetirementality
    @TheRetirementality 7 днів тому

    great video and great insights. Thanks for sharing all of your wisdom.

  • @alcantwell
    @alcantwell 7 днів тому

    You are so right about the importance of imagination over money.

  • @tonyalaw8197
    @tonyalaw8197 10 днів тому

    WOW! Beautiful! Enjoy 😊🎉

  • @50PlusFitnessJourney
    @50PlusFitnessJourney 11 днів тому

    I achieved Barista FIRE by accident. I didn’t even know what FIRE was, much less Barista FIRE, but here I am. I can’t wait to put both feet fully into retirement!

  • @HappyonMonday
    @HappyonMonday 11 днів тому

    Enjoy your time at the lake! Another great video! 😁

  • @Traveldiva12
    @Traveldiva12 11 днів тому

    That very Lovely… Are youenjoyinh yourself?.. Have you found other hobbies while enjoying?

  • @Traveldiva12
    @Traveldiva12 12 днів тому

    This video is so funny. Ms leslie .. I was just going to send this to you. Your fur baby is so cute..👏🏾👏🏾👏🏾💯💯💯💯

  • @713skywalker
    @713skywalker 14 днів тому

    Nice relaxing view!

  • @TigerOnFIRE411
    @TigerOnFIRE411 16 днів тому

    Well said, great video my friend. I hope all is well and that you are safe from the recent storms. Welcome to the RV world, we bought a 2011 Born Free 22' a couple of years ago to do that. Funny thing is that I am thinking about getting a van and convert it into a RV to get into other places. I am so happy for you and everything you are doing ... keep up the wonderful things you do

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 15 днів тому

      Thank you so much. i am currently working from the RV for 2 weeks as we get settled into the RV Park. So many things to buy and get set up. I never think about those extra costs when I buy something. My only issue is paying rent. I have not paid rent in 30 years, but this place is worth it.

  • @mikecarlton6297
    @mikecarlton6297 16 днів тому

    Water front property is one of our goals. Not sure where exactly, but something I always keep an eye out for. Enjoy!

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 16 днів тому

      This was a surprise purchase. Impulse spending at it’s best

  • @HappyonMonday
    @HappyonMonday 18 днів тому

    I've always wanted to live on a lake. I bet you are loving your property!! 😁

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 17 днів тому

      This is a dream that popped up in retirement. It was not planned, but being financially free allows these things to happen. You are so much more stable than me. I am doing this by the seat of my pants. I love your plan and how organized your retirement plan is. I also love that my retirement costs me very little. A fishing pole, bait, and someday a tiny boat (and I am happy).

    • @HappyonMonday
      @HappyonMonday 17 днів тому

      @@FIRE_DrNinjaTurtle Your retirement seems wonderful to me!! You're doing what you want when you want! 😁

  • @christineavanaman
    @christineavanaman 18 днів тому

    Lil Bad ass, lol

  • @jrlottery7
    @jrlottery7 18 днів тому

    New subscriber here. Found your channel through the shoutout you received from Happy On Monday's channel (see her September Reitrement Portfolio video). Fabulous story! Very inspirational. Thank you for sharing and congratulations on an incredible journey!

  • @Traveldiva12
    @Traveldiva12 18 днів тому

    Thats wonderful for you and Ms Leslie.👏🏾👏🏾👏🏾👏🏾💖💖💖😂💯💯💯💯💯

  • @Traveldiva12
    @Traveldiva12 18 днів тому

    You guys are very blessed that Helene passed you by..🙏🏾🙏🏾🙏🏾🙏🏾🙏🏾🙏🏾💖💖💖💖💖💖

  • @Traveldiva12
    @Traveldiva12 18 днів тому

    Beautiful 👏🏾👏🏾💎💎💎💎

  • @Traveldiva12
    @Traveldiva12 18 днів тому

    That is so beautiful….

  • @Traveldiva12
    @Traveldiva12 18 днів тому

    She is adorable. Thats the kind of dog that Ibwould have…IF I WAS going to have one. Isnt thatba Pomiranian ?.. ignore my spelling …. Whats her name???

  • @713skywalker
    @713skywalker 18 днів тому

    I would like to get an rv in a few years..to travel more and see more of the US😎

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 17 днів тому

      Thank you for watching my video. We bought this in an RV park at the lake. We did not have to buy the truck to pull it around. While it is in a premium spot at the moment, we are going to move to a less expensive spot (which is still close to the lake) for the long run.

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 16 днів тому

      I could drive something smaller, like a sprinter van.

  • @FreckleFaceFinance
    @FreckleFaceFinance 21 день тому

    What a remarkable story! You have overcome a ton of adversity and was still able to have a happy ending/ positive outcome. I love hearing stories like this. So glad you joined the UA-cam community

  • @FreckleFaceFinance
    @FreckleFaceFinance 21 день тому

    A lot of people have a similar experience regarding the toxic work environment forcing them out. We lost a good one, but I'm glad that you got out while you were still healthy and able to enjoy this next stage in your life

  • @FIREWeGo
    @FIREWeGo 24 дні тому

    Great video! That lake looks lovely. We are so glad that you've found a great place to maximize your positive life experiences and invest in your experiences 😊🎉

  • @elizabethnieves-robins2823
    @elizabethnieves-robins2823 25 днів тому

    So cute 🥰 😺

  • @HappyonMonday
    @HappyonMonday 25 днів тому

    Thanks for the shout out! I'm definitely still in the honeymoon phase. 😁Your puppy is adorable!!🐕

  • @427yenko67
    @427yenko67 25 днів тому

    Yep

  • @BudgetingwithTracey
    @BudgetingwithTracey 25 днів тому

    So pretty 😊

  • @lesliebratton7896
    @lesliebratton7896 28 днів тому

    Best hubby!!

  • @lesliebratton7896
    @lesliebratton7896 28 днів тому

    Muah❤🎉❤🎉

  • @sarahthompson5066
    @sarahthompson5066 Місяць тому

    Kristann, you are not alone. Believe it or not, I came down with Covid the day after I got off a cruise so obviously, I got it on the ship. And I was very, VERY careful. We were in a party of 11 and 5 of us got it after the cruise. When I saw the title of this video, I assumed you were going to say "Oh, it was wonderful, I had no problems and I can't wait to go again!" I appreciate your candidness and it really made me think. I can relate because my retirement "Dream" was always to travel a lot. I am not retired yet (I am close) but like you, I am really considering the question "What do I want to do after I retire?" I am appreciating our home and garden/patio a lot and know in the summer, I plan to be right here in my neighborhood and near my friends and family. Traveling is fun but it's always good to go home. And your video makes me think it's ok if I don't want to travel as much as I thought I did. Regarding travel, I have started to do something new and maybe you want to do it too. I track everything expense wise--our costs to park at the airport, get a pet sitter, snacks in the airport, flights, destination (usually an all inclusive but can be a cruise), travel to/from the destination, any extras including tips, and travel insurance. Every cost we incur. I do a budget because some of these I know when I book them ahead of the trip. And the ones I can't control (like airport expenses) I track. Then when I am done, I calculate a cost per day, per person. I am beginning to come up with some norms that apply to different types of travel. A cost/person/day for a cruise vs. an all inclusive vs. a road trip, etc. International vs. domestic travel. At first I went back two years to get an idea but now I track every trip we do. And getting this number helps me plan for the future. So I know if we want to go on a cruise, its going to cost us $XXX/per person per day and if we want to go to an all inclusive, it will cost us $YYY/per person per day and if I go on a local road trip it will cost us $ZZZ/per person per day. Now I have a way to plan and know what it should cost and decide if I want to spend the money doing that or something else. I hope this helps you as you travel in retirement.

  • @HappyonMonday
    @HappyonMonday Місяць тому

    Wow! 75% savings rate is amazing! A plant based diet can do wonders for your health. Same with exercise!! Great video! 😁

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle Місяць тому

      @@HappyonMonday 2025 is going to be the year that I meet you in person. I travel a lot. I have grandchildren in Oregon and a high school friend in Vancouver Washington, so you never know.

    • @HappyonMonday
      @HappyonMonday Місяць тому

      @@FIRE_DrNinjaTurtle What a fun idea!! 😃

  • @marydavis-fw9yb
    @marydavis-fw9yb Місяць тому

    Absolutely a beautiful dog.

  • @Jasonslays
    @Jasonslays Місяць тому

    Pupi

  • @HappyonMonday
    @HappyonMonday Місяць тому

    I love your stories of all the volunteering you've done throughout your life! ☺

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle Місяць тому

      Thank you! 😊. You are just the best. I love watching your channel.