I'm currently 23 and you're such an inspiration for me! Thank you very much for sharing everything so openly, having such a surplus & being careful with it every month at this age is amazing, respect for that! Also, the way you said about what you come from.. I can relate.. Really happy that you've created a better life for yourself, it's a great feeling, cheers!
I watched your video from last year, and as soon as I saw this one recommended in my feed, I had to click on it. 🔥 I really appreciate your transparency 🙏🏻. I’d love to see some content about the process of switching jobs in Switzerland. I’m planning to move there next year, so content on that topic would be really helpful.
Almost 6k surplus every month is super impressive. It's also a very good thing that you're already looking into how to invest that money, you need to get started ASAP to take advantage of compound interest. At one point you mention putting money away to cover unexpected taxes in a 1% yield savings account. I think you should look into low risk investments like bonds and money markets which have a 3-5% return. I'm curious to see what the real estate investment you're teasing at the end is. Personally I stay away from real estate ownership since that needs to be actively managed and I already have a full time job, but I do have money invested in REITs (another thing for you to look into 😉).
Thats amazing man, i moved to Switzerland 2years ago and ive been living in ZH for the last year, this month i decided to self teach coding in the hopes of becoming a software dev through online courses and youtube videos. Stumbled upon your channel and it really motivates me man, keep up the good work awesome videos 💪🏾
Hey Richard 👋, being a software developer is coming in handy to get the side hustles you've gotten! Since you're only 22, you're building 👷♂️ a solid 👌 💪 foundation for your future. I hope 🙏 to see 👀 more of your YT uploads so I can keep up with your progress. 😊
from what I've heard here switzerland aint as magical to live in as everyone's trying to make it look... self-insurance 300+ franks? paying for parking spot at your own firm (and actually at home too, should be included in rent) ... also, you should look for more, 60k/year is too low for full stack in switzerland.
Great video! I'm a junior software developer based in Spain, and I'm really interested in working in Switzerland. It would be super helpful if you could share some advice-if you were in my position, what steps would you take to land a job there? Thanks a lot!
@@RichardStrittmatter Yes, please! I’m excitedly waiting for that video. Could you also include some tips for those of us living in Europe outside of Switzerland, in your point of view as a citizen and junior there?
@@RichardStrittmatterideal, and how would you say the job market currently is for software engineers or tech related roles in Switzerland is ? Love to hear your take!
"Hello, I'm 18 years old and proficient in JavaScript, React, React Native, with a strong foundation in frontend development. Could you please guide me on how to secure a job in this field?"
I disagree. Talking openly about money and being transparent about finances should be normalized. When people stay silent about their financial situation, it gives employers a significant advantage, as it keeps employees in the dark about fair compensation. Transparency empowers workers to know what they deserve and to negotiate effectively. Besides, I find it genuinely insightful to learn what others in the industry are earning-it's valuable information that helps everyone grow.
It takes balls to be so transparent so props for that, there's a ton of videos out there with all fluff and no meat that don't clarify a thing.
I'm currently 23 and you're such an inspiration for me! Thank you very much for sharing everything so openly, having such a surplus & being careful with it every month at this age is amazing, respect for that! Also, the way you said about what you come from.. I can relate.. Really happy that you've created a better life for yourself, it's a great feeling, cheers!
Again, great video! Recently I got a job offer in Switzerland and I am starting soon, your videos are really inspiring.
Best of luck man 🍀
Good luck man!, by chance what websites did you use to search jobs for switzeland?. Greetings!
@@matstark776 thanks, I personally just applied through LinkedIn to active job offers. I work in different industry though taxes to be more specific 😊
I watched your video from last year, and as soon as I saw this one recommended in my feed, I had to click on it. 🔥 I really appreciate your transparency 🙏🏻. I’d love to see some content about the process of switching jobs in Switzerland. I’m planning to move there next year, so content on that topic would be really helpful.
Great video & awesome transparency. Very refreshing. Great to see that you CAN make additional income whilst also having a stable job. Much respect. 🙏
Love your transparent breakdown!
Almost 6k surplus every month is super impressive. It's also a very good thing that you're already looking into how to invest that money, you need to get started ASAP to take advantage of compound interest.
At one point you mention putting money away to cover unexpected taxes in a 1% yield savings account. I think you should look into low risk investments like bonds and money markets which have a 3-5% return.
I'm curious to see what the real estate investment you're teasing at the end is. Personally I stay away from real estate ownership since that needs to be actively managed and I already have a full time job, but I do have money invested in REITs (another thing for you to look into 😉).
Thanks for the hint. I'll look into that for sure :)
Thats amazing man, i moved to Switzerland 2years ago and ive been living in ZH for the last year, this month i decided to self teach coding in the hopes of becoming a software dev through online courses and youtube videos. Stumbled upon your channel and it really motivates me man, keep up the good work awesome videos 💪🏾
Thanks man, best of luck to your career path.
Loved the videos, keep them coming!
Really appreciate your transparency. Subscribed!
My friend, you just got a new subscriber, greetings from Nicaragua! Great Video!
Hey Richard 👋, being a software developer is coming in handy to get the side hustles you've gotten! Since you're only 22, you're building 👷♂️ a solid 👌 💪 foundation for your future. I hope 🙏 to see 👀 more of your YT uploads so I can keep up with your progress. 😊
Awesome video. thanks for sharing!
7:45 Ah my eyes are just sweating until I see this part
Tax
Apartments
Car
Parking
Food
Subscription
Everything covered in your side business
Watched three of your videos.....thanks for your openness......i have suscribed so that u can make more money on UA-cam...😊
And there is a difference from Eastern/Central Europe...you charge a friend for coaching 💀💀
I said more like a colleague and not a friend 😂
@@RichardStrittmatter Have you graduated from university?
You are doing great given your age, congrats!
Great vlog
what if, if you are a non citizen of SWISS and work there do we still need to pay a taxes ?
from what I've heard here switzerland aint as magical to live in as everyone's trying to make it look... self-insurance 300+ franks? paying for parking spot at your own firm (and actually at home too, should be included in rent) ... also, you should look for more, 60k/year is too low for full stack in switzerland.
It's 80k not 60k
I, as a hardball Techlead, need to be over-employed to reach 11K monthly.
Switzerland is probably the only country on the globe for people.
It has its downsides too man. Not all that glitters is gold
You're an FPV pilot too?
Whar stack do you use at work?
Symfony & React mostly
Which city do you live in Switzerland? Please reply. Thanks a lot.
Basel, Switzerland
living in BEISEL switzerland, never heard of that town Kappa
And i am earning 2,000 USD in a year as a software developer.
Great video! I'm a junior software developer based in Spain, and I'm really interested in working in Switzerland. It would be super helpful if you could share some advice-if you were in my position, what steps would you take to land a job there? Thanks a lot!
Since a lot of people seem to be interested in the whole „working in Switzerland“ topic, I think I’ll make a dedicated video for this soon.
@@RichardStrittmatter Yes, please! I’m excitedly waiting for that video. Could you also include some tips for those of us living in Europe outside of Switzerland, in your point of view as a citizen and junior there?
Same here, I also live in Spain. Even though I'm still just a student, but I'd like to move to Switzerland at some point, it seems really nice
Awesome video, I got a question also 🙋, as a software engineer is language typically a barrier when trying to secure a job ?
Depends on where you want to work. Big companies usually allow only English but smaller ones want you to speak the local language.
@@RichardStrittmatterideal, and how would you say the job market currently is for software engineers or tech related roles in Switzerland is ? Love to hear your take!
mfw social deductions are like double the minimum salary in my country
Can you make a video of your educational background
btw. you are already job hopping. change company every 2 years for max. profit
Not really tho. It’s my first ever job change? Technically I’ve been almost 4 years at the old company counting my apprenticeship time aswell.
How your English is so good? Where are you actually from?
Thanks :) I'm from germany.
@@RichardStrittmatter Mate, how do you have so good english? What do you do?
"Hello, I'm 18 years old and proficient in JavaScript, React, React Native, with a strong foundation in frontend development. Could you please guide me on how to secure a job in this field?"
This feels like a chatgpt comment
did you ask chatgpt to write this comment for you
@@xxfortniteslayer69xx82 it is lmao he forgot to remove the double quotes
nice
what about nazi gold you stole in ww2?
You should ask the swiss banks about that. I don't have anything 😂
You can ask your grandfather.
Can you do ASMR with your keyboard, money and your cute voice next time?
😘😘
🇨🇭🇨🇭🇨🇭❤
Bro same 22
Your expenses and SaLaRY shouldn’t matter to anyone but you. Weird content and anyone who disagrees should reevaluate their priorities in life.
I disagree. Talking openly about money and being transparent about finances should be normalized. When people stay silent about their financial situation, it gives employers a significant advantage, as it keeps employees in the dark about fair compensation. Transparency empowers workers to know what they deserve and to negotiate effectively. Besides, I find it genuinely insightful to learn what others in the industry are earning-it's valuable information that helps everyone grow.
@@RichardStrittmatter ratio lol
If you didn't have a side income you basically would not be saving almost anything, that's unexpected.
True, but I think i would also lower my expenses without side income.