Definitely going to check out billcutrz to see if they can get me a discount on my ridiculous cell phone bill! Also need to shop car insurance, with 2 teens on my plan. Yikes! Thank you so much for sharing your knowledge!
Oh yeah! Guess what I did? I saved on my dog and cat food by doing the Amazon subscriber thing, and saved 20 dollars a month! That's $240.00 a year! I must have been living under a rock! I'm saving like crazy now and it actually REALLY fun!
Most definitely an changing out my old lightbulbs. TODAY! Thank you. Just found you today and wish I’d have heard about you much sooner. I’m going to spread the word about you, your name, and where to find your packed full of useful information. Thank you, Sherry
You said plan for long term soooo my long term goal is live with you, learn and clean house!!! So I save on rent like you did!! Your wife will become my friend and I’m really funny!!! Boom I have a plan!!
I've been afraid to do this and didn;t know who to talk o about lowering interest rate. My credit rating went from 650 up to 785 and still paying 25% interest, time to get better rate or move my business! Thanks for the help, ready to stand my ground!
Wow, the lightbulb switch really blew me away. My husband keeps telling me to turn the lights out because they cost so much. Well now I can use LED bulbs and keep my lights on. I just added a ToDo to my weekend plans.. Thanks for all the great tips. I added the calling credit card companies to his list.
For paper products I use coupons that convine with stores offers, is another good way to save money. Thanks for your videos, are great way to save money.
I'm going to call and negotiate my credit cards for sure! Also, I paused the video right after step one was explained and signed up for BillCutterz right away. Now all of those bills are uploaded and I'm just waiting to see how much money they can save me!
BillCutterz ending up saving me $203 a year! The second thing I did was switch credit card companies. I got a significantly lower APR from the new one. The old one refused to lower the APR and I told them I would be switching and canceling the card and they didn't even bat an eye at it. Their loss I guess! The third, and final, thing I did was swap out all my light bulbs to LED in my house. It was $46 for 32 bulbs and I can't wait to see the savings I get on my energy bill! PS - I did shop around for insurance, but found I'm already paying less than any quote I got!
Hi Bob you can also save in batteries on Office Depot, from time to time they offer to members free batteries most of the time “Duracell” brand, they offer 100% reward on a couple of packs, last time were 4 packs, you ‘ll can chose several types AA, AAA, and others, you’ll paid a high price but after 2 days you’ll have that money back in your Office Depot account, so you can use the money to pay other things that you will eventually need, but do not use the same money for the next batteries they offer with rewards, they will reduce your rewards on half, they have a lot of products they offer to members, some are 100% back in rewards, some for less % but you will buy what you really need.
Thanks. Already switched to LED but had no idea they were so much cheaper on Amazon. Will definitely try billcutterz and policy genius since i don't carry debt on credit cards.
I'm looking into Billcutterz and will probably try Subscribe and Save on Amazon. My daughter just got me an Amazon Prime membership for 50.00 for a year and a half for Mother's Day! Hopefully, these tips will save me even more. Thanks!
Great tips! I had never heard of billcutterz. Will be checking them out! Thanks! I am excited to see how much we can save on a monthly basis and let you know. Glad I stumbled upon your channel this week.
We already use Amazon prime. I saw SNS and considered it but it was overwhelming. Thanks for the info. Will start here, but going to implement them all. Have a very low limited income. Thanks so much and God bless!🙏✝️😁
I'm definitely going to try them all! I have put off the SNS for a long time now but it is time to try it out. I will be trying number 4 first though because of the ease and how much it saves. Number one will be next!
Hey Bob, Thanks for the heads up on Amazon Subscribe and Save. I didn't know this and combining that with my Ebates money back makes me a huge winner!!
I've totally done the lower interest rate on CCs before and even some may say no but then I ask if they can lower it for a limited time and they will do like 6 months, so it helps...please enter me in the contest...LOVE amazon and will try the amazon SNS...thanks great video!!
Out the door now to buy LED bulbs for the lights in my house that aren't already! Definitely starting Amazon SNS and calling my credit card company and shopping insurance rates as well.
I use something similar to billcutterz but it is called Trim. I might try billcutterz though. I also have a service that shops car insurance for me and automatically shops the lowest rate for me when my insurance is up for renewal (both homeowners and auto). They just notify me if I want to accept it. I also make money (about $50) for every person I refer that makes changes.
Before going out to buy led find out if your electric company has free packages of bulbs. I received 6 led bulbs from them last month...no cost!!!😄😄😄 more savings!!!!!
Umm. I can't believe how much I'd save from just changing light bulbs!! I have counted 82 incandescent light bulbs in my home. Wow! I'm definitely going to try out #4 - Switch to LED Bulbs. I'll soon, hopefully, be seeing a difference in the electric bill! Thanks so much for sharing this information. Blessings!
It’s so true about the led light bulbs and it has saved plus the light bulbs cost more but the old bulbs don’t last as long led bulbs last any where from 9 to 13 years when the old ones last at the most 6 mouths so you go from mouths to years so that right there saves you money on top of the savings on your monthly bills So you have longer lasting on your light bills then u have your bulbs lasting for 9 to 13 years so all and all you save it save you thank you for showing me how to save
Is it too late to enter for an Amazon card? I would love to switch from our Mercury packed bulbs that I fear when the balls start flying ( I fear we will have to evacuate from the mercury dust in air). Also whatever my husband uses where I try to make art & where my parents try to see to get down from exterior steps...is too dim because "he wants to save money". But broken bones & losing eyesight is not worth it. Would love to win ten dollar Amazon card to use towards re- bulbing our home! Thankfully I have found you here. I shared with husband, hopefully he will get really inspired by you also! Thank you for your knowledge sharing!!!
If you do transfer to a new card, what do you do with the old one? Close, leave it open, other options? Obviously it could have a negative effect on your credit score if you close the old account.
It depends on your situation. For me I always keep open my oldest card - the one with the longest credit history and then close all the newer ones down when I am done with them
You guys have some great options in the US - especially Billcutterz Wow! Of the rest they could very well be doable in my country too. We have switched to LEDs - super suggestion; negotiating Car insurance rates also sounds good - I could share that with other members of my family - I personally don't have a need for a car, I prefer UBER and OLA or just the ordinary taxis / public transport, by the grace of God I am able to pay off CC bills without accumulating interest but I've never consciously tried Amazon SnS and I'm always buying things on Amazon. So that one I will surely check into. Thanks a lot for sharing. Your ideas are cool! God bless!
Thanks, Bob. I called my credit card as you suggested and they lowered my interest down from 21% to 0% for the next 12 months on new purchases!
Love hearing this!!
I like the idea of changing the bulbs to LED, I don't pay the electric bill, but I can save them some $$$ to help! Awesome!
Look into the negative health effects of LED lights. OK outside or garage, but not in your house.
Definitely going to check out billcutrz to see if they can get me a discount on my ridiculous cell phone bill! Also need to shop car insurance, with 2 teens on my plan. Yikes! Thank you so much for sharing your knowledge!
Oh yeah! Guess what I did? I saved on my dog and cat food by doing the Amazon subscriber thing, and saved 20 dollars a month! That's $240.00 a year! I must have been living under a rock! I'm saving like crazy now and it actually REALLY fun!
Love it Nikki!!
Which one? All 5. Thank you! I didn't regret clicking one bit. Bonus: a little refreshing break from binging Dave Ramsey. 😉
You are welcome! glad it helped!
Most definitely an changing out my old lightbulbs. TODAY! Thank you. Just found you today and wish I’d have heard about you much sooner. I’m going to spread the word about you, your name, and where to find your packed full of useful information. Thank you, Sherry
You are awesome Sherry!!
I’m negotiating and changing light bulbs!! Thanks!
I will use bill cutters,Amazon’s&s and start using led bulbs- Thank you!😗👌
Bill cutterz, and the Amazon thing, heck the bulbs as well eventually, All great ideas thanks!
You are welcome!
We replaced our light bulbs in our house. We have saved 100's of dollars doing this. Because this is an old house and it helped tremendously. Thanks.
Love it!!
You said plan for long term soooo my long term goal is live with you, learn and clean house!!! So I save on rent like you did!! Your wife will become my friend and I’m really funny!!! Boom I have a plan!!
I've been afraid to do this and didn;t know who to talk o about lowering interest rate. My credit rating went from 650 up to 785 and still paying 25% interest, time to get better rate or move my business! Thanks for the help, ready to stand my ground!
Wow, the lightbulb switch really blew me away. My husband keeps telling me to turn the lights out because they cost so much. Well now I can use LED bulbs and keep my lights on. I just added a ToDo to my weekend plans..
Thanks for all the great tips.
I added the calling credit card companies to his list.
For paper products I use coupons that convine with stores offers, is another good way to save money. Thanks for your videos, are great way to save money.
Thanks!
I didn’t know about Amazon, I’m going to start using it tomorrow. Thanks for the tips!
You are welcome!
I’m checking my lightbulbs to see what I have and switching out to led!
I am going to try all of them... I have had the same car insurance for years and am calling my credit card company... thank you
You are welcome Kelly!
Shopping for insurance! Thanks Bob😊👍
I'm going to call and negotiate my credit cards for sure! Also, I paused the video right after step one was explained and signed up for BillCutterz right away. Now all of those bills are uploaded and I'm just waiting to see how much money they can save me!
Let us know bryce!!
BillCutterz ending up saving me $203 a year!
The second thing I did was switch credit card companies. I got a significantly lower APR from the new one. The old one refused to lower the APR and I told them I would be switching and canceling the card and they didn't even bat an eye at it. Their loss I guess!
The third, and final, thing I did was swap out all my light bulbs to LED in my house. It was $46 for 32 bulbs and I can't wait to see the savings I get on my energy bill!
PS - I did shop around for insurance, but found I'm already paying less than any quote I got!
I will be using numbers 2, 3, 4, and 5 immediately! Thank you for your super tips and advice for managing money God's way!!
Awesome! glad to be of service!!
I've never heard of BillCutterz and I think it's a genius idea. I'll definitely be using their services. Thanks so much for recommending them!
Glad to help!
I'm definitely switching to LED... and checking out Bill Cutters! My cell phone and cable bills are ridiculous right now. Thanks!
Hi Bob you can also save in batteries on Office Depot, from time to time they offer to members free batteries most of the time “Duracell” brand, they offer 100% reward on a couple of packs, last time were 4 packs, you ‘ll can chose several types AA, AAA, and others, you’ll paid a high price but after 2 days you’ll have that money back in your Office Depot account, so you can use the money to pay other things that you will eventually need, but do not use the same money for the next batteries they offer with rewards, they will reduce your rewards on half, they have a lot of products they offer to members, some are 100% back in rewards, some for less % but you will buy what you really need.
Invest in a battery charger, it has saved me $. Also better for environment.
My goal is to hit all 5 tips throughout the next 3 months of summer. Starting with the lightbulbs!
Love it Jenny!
Thanks. Already switched to LED but had no idea they were so much cheaper on Amazon. Will definitely try billcutterz and policy genius since i don't carry debt on credit cards.
We're about to move into a new home next week, so I'm definitely going to be checking all the lightbulbs :)
I'm looking into Billcutterz and will probably try Subscribe and Save on Amazon. My daughter just got me an Amazon Prime membership for 50.00 for a year and a half for Mother's Day! Hopefully, these tips will save me even more. Thanks!
I've started the light bulbs. I found a four pack for $.99.
I am going to all but #5, since If I not use credit cards.
LED bulbs, Billcutterz and definitely shopping for cheaper car insurance! Thank you for posting these tips.
I am going to look into the Billcutterz. I really hope to lower some of my bills. Thank you!
I am going to give Policy Genius a try and then double checking to see if all our bulbs are LED! Thanks, Bob!
Great tips! I had never heard of billcutterz. Will be checking them out! Thanks! I am excited to see how much we can save on a monthly basis and let you know. Glad I stumbled upon your channel this week.
Glad you found us too, keep us updated on your success!
the LED switch is the one that I plan to look into and replace my light bulbs. thank you for the information.
I love this this stuff! Wow. I’m going to do everything. Soon!
I have changed some light bulbs already, definitely going to change the rest!
I am a CNA I try to save at least 10,000$ (savings)a year. I try to live within and under my means. I pay bills all on my own.
We already use Amazon prime. I saw SNS and considered it but it was overwhelming. Thanks for the info. Will start here, but going to implement them all. Have a very low limited income. Thanks so much and God bless!🙏✝️😁
definitely going to try #1, 3, 4
Thanks for the tips. I will definitely start with the LED bulbs and try the Amazon SNS. Thanks, again!
Thanks for sharing. I'm glad I took the time to listen to the whole video, this is very good information.
Love hearing that! Thanks for the comment!
I love this channel! Thank you
I'm definitely going to try them all! I have put off the SNS for a long time now but it is time to try it out. I will be trying number 4 first though because of the ease and how much it saves. Number one will be next!
Billcutterz for sure! I'm loving the lightbulb tip too! Thank you. :)
All really great advice, and I appreciate your time! Look out bills here I come! 🕆🙏 Lord please help us all.
So many great ideas! will check out SNS with Amazon and the car insurance. Thank you !
You are welcome
We are definitely going to do the lightbulbs and shop for car insurance!
I'm trying out 1, 4 and 5 asap!
Very helpful. Thank you! I'm going to change light bulbs.
+Mary Leslie you are welcome!!
Thank you so much for this! Pretty helpful information!!!!
Love hearing that! Thanks for the encouragement!
Absolutely number 2!
Thank you for sharing these tips!! Can't wait to try the Amazon SnS and LED lightbulbs!!
Call about the car insurance and Led bulbs and cc interest rate
New LEDs and shopping the insurance carrier!
Great video, I can't try out all the tips yet, but I'm definitely going to replace all lights with LED bulbs. Thanks for all the info!
Awesome! I am going to use all 5 money saving tips!! Thank you Bob! : )
Hey Bob, Thanks for the heads up on Amazon Subscribe and Save. I didn't know this and combining that with my Ebates money back makes me a huge winner!!
Yea I know!!
Thank you I will change my light bulbs for SURE :)
I will definitely change out my light bulbs.
I replaced the florescent shop light with LED big savings. ☺😎
I will definitely look into Billclutterz, I , may be able to reduce phone & electric bill.. Thanks for the heads up!
My pleasure Cathy!
All great tips. I am going to use the BillCutterz link. Thank you for all you do!
I've totally done the lower interest rate on CCs before and even some may say no but then I ask if they can lower it for a limited time and they will do like 6 months, so it helps...please enter me in the contest...LOVE amazon and will try the amazon SNS...thanks great video!!
I'd love to try BillCutterz--just have to convince my hubby! LOL
So let me know: which of the tips are you going to use?
SeedTime will be using all of it. Thanks for your help as always.
Does billcutterz apply to oversea bills? I live in Germany (US Army).
Out the door now to buy LED bulbs for the lights in my house that aren't already! Definitely starting Amazon SNS and calling my credit card company and shopping insurance rates as well.
1, 3 and 4
SeedTime Money please, what is SNS" ON AMAZON? THANK YOU!
Cool tips, I'll try the LED bulbs!
Yes to the Amazon Subscribe! Saving money and having it delivered to your door for the win.
I’m going to try Billcutterz, had never heard of them and I trust your judgment.
You are going to love them Vickie!
Thx 4 sharing.. GOD BLESS...
Thank you Bob, great information. I'm going to try #1. Thanks again.
I use something similar to billcutterz but it is called Trim. I might try billcutterz though. I also have a service that shops car insurance for me and automatically shops the lowest rate for me when my insurance is up for renewal (both homeowners and auto). They just notify me if I want to accept it. I also make money (about $50) for every person I refer that makes changes.
I have heard of Trim, but haven't tried them out yet...
And what is the name of that insurance service? I would love to check them out!!
For straight insurance service, it's Answer Financial. To get paid, it is a different process and requires a state license.
I will go with billcutterz..thanks for the idea!
You are welcome!!
Before going out to buy led find out if your electric company has free packages of bulbs. I received 6 led bulbs from them last month...no cost!!!😄😄😄 more savings!!!!!
So cool Brandi - great idea!
I cannot just choose one. I will be using Amazon, car insurance, and the led lights. Thank you so much.
I am going to try #1.
Thank you for this! I will be looking in to it! Thanks!!
Definately will be checking my car insurance!!
Umm. I can't believe how much I'd save from just changing light bulbs!! I have counted 82 incandescent light bulbs in my home. Wow! I'm definitely going to try out #4 - Switch to LED Bulbs. I'll soon, hopefully, be seeing a difference in the electric bill! Thanks so much for sharing this information. Blessings!
Wow Mary!! Crazy!
I love Edison bulbs and you can get those on Amazon. Definitely doing this.
Thank you
It’s so true about the led light bulbs and it has saved plus the light bulbs cost more but the old bulbs don’t last as long led bulbs last any where from 9 to 13 years when the old ones last at the most 6 mouths so you go from mouths to years so that right there saves you money on top of the savings on your monthly bills So you have longer lasting on your light bills then u have your bulbs lasting for 9 to 13 years so all and all you save it save you thank you for showing me how to save
I live in an apartment so there are considerably less total bulbs than a home, but I'm going to switch to LEDs to see if it can make a difference!
Is it too late to enter for an Amazon card? I would love to switch from our Mercury packed bulbs that I fear when the balls start flying ( I fear we will have to evacuate from the mercury dust in air). Also whatever my husband uses where I try to make art & where my parents try to see to get down from exterior steps...is too dim because "he wants to save money". But broken bones & losing eyesight is not worth it. Would love to win ten dollar Amazon card to use towards re- bulbing our home! Thankfully I have found you here. I shared with husband, hopefully he will get really inspired by you also! Thank you for your knowledge sharing!!!
Plan on get lower apr on my 6 Ccard
I’ll try changing my lighting
Great tips! I'm going to put LED bulbs in all of the light fixtures in the house I'm moving into. I'll check out bill cutterz, too!
If you do transfer to a new card, what do you do with the old one? Close, leave it open, other options? Obviously it could have a negative effect on your credit score if you close the old account.
It depends on your situation. For me I always keep open my oldest card - the one with the longest credit history and then close all the newer ones down when I am done with them
You guys have some great options in the US - especially Billcutterz Wow! Of the rest they could very well be doable in my country too. We have switched to LEDs - super suggestion; negotiating Car insurance rates also sounds good - I could share that with other members of my family - I personally don't have a need for a car, I prefer UBER and OLA or just the ordinary taxis / public transport, by the grace of God I am able to pay off CC bills without accumulating interest but I've never consciously tried Amazon SnS and I'm always buying things on Amazon. So that one I will surely check into. Thanks a lot for sharing. Your ideas are cool! God bless!
Awesome, thanks Shally!
Thank you. I will try the Amazon SNS.
Does BillCutters work on student loans?
I don't think so, but you should check this out... seedtime.com/student-loan-forgiveness/
Definitely Amazon SNS. I can save a bunch of $ and time not driving to store for diapers/wipes, etc!
Thank you for the great tips. I’d definitely try the Amazon tip.
You are welcome!
Use bill cutters! Thank you!
You are welcome!
Gonna switch my bulbs Bob! Thanks!
Thank you, Bob!
Number 4 for sure. Then the rest one by one..
Light bulbs for sure and I heard if you unplugs cable box you can save too
Thanks for the tip Mary!
I'm going to do the LED bulbs...great tip! Ty
Is there a way I can get a debt consolidation really thinking about trying something new
I’ll try billcutterz ... I wonder if there is an Australian equivalent. Also I’ll check car insurance. Great video. Thanks.
Yes I have electric only no gas and a landline ☎ Billcuterz can help me.