Budgeting Method for Beginners/ Sinking Funds | Low Income | SimpleShopz

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  • Опубліковано 26 гру 2024

КОМЕНТАРІ • 58

  • @sheilakellman1043
    @sheilakellman1043 Рік тому

    I live all the way in the UK, Birmingham, and had been studying different methods and taking on tips from different videos. And omg I came across yours, thank you. I totally love some of the simple methods you use. It's been a pleasure and a joy to watch. Though finances is done in $ even I get the gist what you do. Please keep it up.😂❤

  • @faithbasedliving9391
    @faithbasedliving9391 2 роки тому +4

    Here to support one of my favorite cash stuffers 😊 Starting a cash budget is a huge step!

    • @simpleshopz
      @simpleshopz  2 роки тому +1

      Awwwww thanks hun you are so sweet! 😘

  • @irenec8478
    @irenec8478 2 роки тому

    Thank you for making this so simple.

  • @mumaliyah2025
    @mumaliyah2025 2 роки тому

    Thank you for this video definitely was one of the easier ones I have seen yet

  • @angelasmith5251
    @angelasmith5251 Рік тому

    Great explanation of budgeting! New subbie 😊

  • @catherinehernandez9625
    @catherinehernandez9625 2 роки тому +1

    I love your pen! Where can I purchase it?

  • @CristaBudgetsPlans
    @CristaBudgetsPlans 2 роки тому +1

    This makes more sense while other tutorial be like oh stuff here and stuff there, they never be saying how to calculate such. Thank you gor being more detail, now I am excited to "divide and stuff".. 🤭 that what I rather call it then saying budget.

  • @ginaestrada7411
    @ginaestrada7411 2 роки тому +1

    I love your videos. Minimalist and most efficient. Can't wait for the next one.

  • @starsshinerosie1058
    @starsshinerosie1058 2 роки тому

    Thanks for sharing, I love the simplicity n everything has a place. An idea transportation funds could also be public transportation, n sinking funds I'm always trying to stay ahead of car repairs - that's another good one.

  • @NikkiSapien
    @NikkiSapien 2 роки тому +1

    I really never understood how to budget and your video really helped me understand in an organized way to use envelopes. What/where do credit card debt fall into place? And I mean real credit card debt for a family

  • @trinacollier3779
    @trinacollier3779 2 роки тому

    I am new to your channel and already loving it.💙💙💙

  • @TeeClausell
    @TeeClausell Рік тому

    What are some examples of things you use the 'spending' category on?

  • @APHappyPlanning
    @APHappyPlanning 7 місяців тому

    Love your channel! What pen are you using?

  • @SavingsWithSam
    @SavingsWithSam 2 роки тому +1

    Loving the simplicity and very thorough and easy to follow!!🤗💜🤗

  • @kristalpena8289
    @kristalpena8289 2 роки тому

    I’m so new to this so this definitely helps so much! Thanks

  • @41yearoldnewdriver
    @41yearoldnewdriver 5 місяців тому

    I am budgeting too! Thanks. I have no children. I am in my early 40s.

  • @MZMOCHA13
    @MZMOCHA13 2 роки тому

    OMG! This video was so helpful very easy to understand thank you so much for sharing. 😊💕

  • @mireyabender1503
    @mireyabender1503 2 роки тому

    Love ALL your videos! Thanks for sharing 👍💕

    • @simpleshopz
      @simpleshopz  2 роки тому

      Thank you for watching hun 😘

  • @gomovephysio
    @gomovephysio 2 роки тому

    This is a very easy to follow guide to budget better! Love the calculator BTW!

  • @naomies5409
    @naomies5409 2 роки тому +1

    Hello what if paycheck #2 is lower? I did miss some days at work. How do make a budget? Help🥺

    • @simpleshopz
      @simpleshopz  2 роки тому

      Hey Naomie, try to build a miscellaneous fund for just in case or an emergency fund. 💙

  • @beautymombudgets
    @beautymombudgets 2 роки тому

    Super super helpful!! Thank you. Great video!
    💖🫶🏻

  • @budgetingapryl5640
    @budgetingapryl5640 2 роки тому

    VERY VERY EASY TO FOLLOW!!

  • @babydiamond1204
    @babydiamond1204 2 роки тому

    Very easy and to the point, thanks for sharing❤❤

  • @TheChristianBudgeter
    @TheChristianBudgeter 2 роки тому

    I newbie can easily follow this! Thanks for sharing!❤️😊

  • @esmeraldagarcia11
    @esmeraldagarcia11 2 роки тому

    Omg i love this so much!!! Thank you for breaking this down!! 🫶🏻🫶🏻

    • @esmeraldagarcia11
      @esmeraldagarcia11 2 роки тому

      Also ! That pen you’re using! Where can I purchase lol

  • @docsonabudget
    @docsonabudget 2 роки тому

    Love the way you broke this down!! 💕

  • @natsbudget4040
    @natsbudget4040 2 роки тому

    Great video girly ✨🦋

  • @Roxys_budget
    @Roxys_budget 2 роки тому

    That is grate very well explained ❤

  • @ChristinaVCreates
    @ChristinaVCreates 2 роки тому

    I love love this. Super helpful. 💖 I’m definitely am still learning and this is really great.

  • @tatianabritton6258
    @tatianabritton6258 2 роки тому

    I’m starting out with budgeting and I have a dumb question (so I do apologize in advance). What is the difference between a savings sinking fund and an emergency sinking fund? More so in what scenarios would you be required to dip into a specific fund. Thank you!!

    • @Laswm4950
      @Laswm4950 Рік тому +1

      I know this is old but I thought I’d give you an example of how I use my envelopes. When the starter went out on my car I used all of car maintenance and a little of savings. When my husband got sick from covid I used our emergency fund. Our emergency fund covers 3 months of his pay checks for that reason! I just started working again on Saturday and Sunday to build those both back up quickly while homeschooling our daughter M-F. I work in healthcare so I can find work easy. This time I’ll double what we saved just in case. He was only off two weeks but I like to keep money in those envelopes at all times. When the main breadwinner is not working, that’s an emergency lol 😂. Sorry that was so long.

  • @hapycatt
    @hapycatt 2 роки тому

    Hi, new subscriber here! Can you tell me when you will have the quilted pink binders back in stock? I just made a purchase on your etsy but would love that binder as well....thank k you 🙂

  • @hikeronabudget
    @hikeronabudget 2 роки тому

    Thanks for sharing 👍🏽☺️

  • @RosaKing8
    @RosaKing8 2 роки тому

    Thank you so much for this video 🥰

  • @mengtimbol
    @mengtimbol 2 роки тому

    hi is it only me 😊, wondering the total of all your fixed, variables & sinking funds is $2257 only there is $743 missing watched twice to check. Just saying love your minimalist way of budgeting ❤

    • @simpleshopz
      @simpleshopz  2 роки тому +1

      Hey hun, I’d have to watch it again. This is not my income though, I was using these numbers as examples. 😂💙

  • @charmedkitten
    @charmedkitten 2 роки тому

    💜💜💜💜💜

  • @SunnnySkies
    @SunnnySkies Рік тому

    Groceries is $100 for 2 weeks. That’s cap. Where is Car Payment, gas, and auto insurance

    • @simpleshopz
      @simpleshopz  Рік тому

      I live in NY, we don’t need a car here. So we don’t pay for car payment, gas, auto insurance. We use public transportation. Groceries expense is split between my husband and I. This is my portion. 😜💙

  • @elvinmesa125
    @elvinmesa125 2 роки тому

    Invite by shamel factor

  • @deniseavila145
    @deniseavila145 2 роки тому

    I am super early

  • @Elizzz.e92
    @Elizzz.e92 2 роки тому

    New subbie here this was very helpful
    I’m new to this saving budgeting stuff so I’m trying to learn what works for me and this was easy to follow
    I started following you on tik tok and ig as well the stuff you create are so cute hopefully when you restock I can get some things ☺️

  • @annshineemaas1035
    @annshineemaas1035 2 роки тому

    Invite by shamel factor