Home Loan Interest Rates Update 2024

In 2024, the economy is still in recovery, and the real estate market is relatively subdued. Let's check the current interest rates offered by banks and Pag-IBIG. In my last update, the average interest rate for a 1 to 3-year fixed period was 7%. Are these rates still applicable?

[@KaizerCarpio]

Salamat for dis boss chris

[@kaletsugas]

Thank you for this! After the 1st quarter of 2024, baka mag update and may new promos. :)

[@AljoGatuslao-wm6du]

Keep on making video sir.

[@metanoiasworld4281]

Somethings fishy on BPI's promo, I mean what's the catch? I think on the 8th year biglang taas ng Interest rate hehe... Security bank is good as well though.

[@im-grace]

Hi Sir, meron po ba kayo information if ano policy ni Union Bank for Advance to Principal or Pre-termination. Thank you po

[@DJParulan]

Hello sir! I heard that negotiable daw ang interese rates after the fixed rates, is that true? And negotiable din ba sa pagibig?

[@ejm110]

ganda promo ng bpi ah, pero di ko maiwasan maramdaman na too good to be true

[@jean84]

Sir, matanong ko nga po, sa bank loan po namin sa housing bakit po anlaki ng transfer fee? Sa AUB sana kami mag loan, napaatras kami sa transfer fee, paano po ba kino compute ang transfer fee?

[@dongsumayod8836]

Sir may Tanong lang po Ako Bago po Kasi mag pandemic eh NASA factory worker po Ako 2019 nag food delivery na po ako kaylangan ko parin bang bunuin Yung 24 months na requirements nila kahit may hulog nman dati Yung pag ibig ko 3 years po Ako as factory worker

[@dabarkovlogs4658]

sir new subcriber here...ngayon sir tumaas ng 12% ang interest ng hulog ko s bank coming from 9% sir bkit amg taas sir

[@ChrisSuarezRealEstate]

Tapos na po ang fixing period?

[@dabarkovlogs4658]

@@ChrisSuarezRealEstate every year sila nag bibigay ng fixing period sir ganon b tlga sa banko?yesterday nag email sila n panibagong repricing sir

[@yourcasualgamer4552]

@@dabarkovlogs4658Kapag tapos na sir yung initial fixed rate period ninyo, every year na sila magbibigay ng panibagong interest rate. Pwede niyo sir explore mag refinance para makakuha ng fixed rate for 3 or 5 years. Compute niyo lang magkano ang matitipid sa total interest savings less refinancing fee from new bank and pre termination fee sa current bank ninyo.
Tanong lang sir, sino po yung bank niyo na nagbigay ng 12% interest? Grabe naman haha. Ang taas nga

[@lampaklampak6433]

anong bank po yan 12%