3 Credit Cards that WON’T Deny You (Instant Approval)

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  • Опубліковано 18 чер 2024
  • Have Bad Credit and Can't Get Approved for a Credit Card to Rebuild It? No Problem. Today's video is how you can get approved for a credit card no matter what your credit score is! These 3 credit cards will instantly approve anyone so don't worry about getting denied!
    FIND OUT YOUR REAL CREDIT SCORE HERE - www.myscoreiq.com/get-fico-pr...
    💳 Credit Videos - • How to INCREASE Your C...
    Since making this video, I found a new card that hasn't declined ANYONE - click.shawnmalkou.com/ast
    Cards in Video:
    1 - www.discover.com/credit-cards...
    2 - apply.creditcardbroker.com/af...
    3 (no longer available so here's' a good alternative) - apply.creditcardbroker.com/af...
    💎ENTIRE CAMERA/PC/OFFICE SETUP ➟ click.shawnmalkou.com/setup
    🔥 Check it➟ www.dream2succeed.com/
    QUESTION - Ever have a question about Online Video, Tech, Marketing, Entrepreneurship, Finances, Real Estate, or Anything Else? Post in comments section of this video!
    Connect with me further!
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    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a small commission if you click through and make a purchase and/or subscribe. With that being said, this will NEVER impact my opinion.

КОМЕНТАРІ • 6 тис.

  • @ShawnMalkou
    @ShawnMalkou  11 місяців тому

    New and Improved Video is Out with Updated Cards! 💳 - ua-cam.com/video/Etpw1FouGRM/v-deo.html

  • @Chaycetownson
    @Chaycetownson 2 роки тому +1107

    Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.

    • @Chaycetownson
      @Chaycetownson 2 роки тому +17

      We can help anyone here get this done because every clients sent over to us have always had successful results.
      Delete negative items, correcting incorrect personal information, inquiries and collections removal and boosting credit score swiftly

    • @Chaycetownson
      @Chaycetownson 2 роки тому +18

      If you have a bad credit, ... *we got you covered today*

    • @Chaycetownson
      @Chaycetownson 2 роки тому +17

      Check our Channel for more info

    • @camillebarrow2349
      @camillebarrow2349 2 роки тому

      This is not the best time for anyone to be left out when going for digital assets See myself in this Brotha, but like he, the switch turned on. For anyone who finds this video of success know YOU are worthy of success. Now, GO GET IT!!!✊🏾👑 they fixed mine

    • @odithegoldenretriever2158
      @odithegoldenretriever2158 2 роки тому

      Thank you so much for encouraging the whole world to do better and life, To make us stay positive and motivated in focus on our goals & dreams and stay away from negatively so we can prosper in life everyone on this video stay strong and safe May God bless you and your families. financial problem and credit issues , reach out ⬆⬆

  • @laylonipenny3445
    @laylonipenny3445 2 роки тому +528

    VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

    • @markanthony.01269
      @markanthony.01269 2 роки тому +3

      I just want to say thank you for all your help and education regarding credit. This is important stuff, and the fact that you want to help others in this way is simply amazing! I'm trying to go through and look for every video that you've aired so that I may put this knowledge to work! Your overall demeanor while speaking is pleasant and easy to relate and understand. Again, just a simple thank you! Finally got mine fixed with negative marks deleted; *Linux tech corps* is outstanding !!! ..

    • @elizabethmckenzie6367
      @elizabethmckenzie6367 2 роки тому

      Hi how are you doing

  • @debbiepowell1451
    @debbiepowell1451 2 роки тому +513

    Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!

    • @nosicamathurin7245
      @nosicamathurin7245 2 роки тому +1

      Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *Linux Tech Corps* for me for every successful deal we conducted ..

  • @shaundixon765
    @shaundixon765 2 роки тому +345

    Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up

    • @monicabond8654
      @monicabond8654 2 роки тому

      I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!

  • @robertseales5823
    @robertseales5823 2 роки тому +334

    Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations

    • @heyokannika1207
      @heyokannika1207 2 роки тому +2

      Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 26 with over 800 credit score, time was put into that to build it up by *Credit backdoors*

    • @troydixon3396
      @troydixon3396 2 роки тому

      Hey dude mag now really like cards all over the bed with money

    • @camillebarrow2349
      @camillebarrow2349 2 роки тому

      When trying to get late payments removed on an active account, if it cannot be verified by the bureaus, do they remove that late payment and show on time payment for that month, show no information available for that month, or delete that account off the credit report? I want to get my late payment history corrected but not sure how disputing with the credit bureaus affects the active account if they cannot verify the information to be accurate, I wouldn't have been able to take them off if not me meeting 850FINANCIALASSESSMENT⊙COM

    • @troydixon3396
      @troydixon3396 2 роки тому

      I rem

  • @stephenbutler6593
    @stephenbutler6593 2 роки тому

    Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼

  • @youtuberbilal-o5721
    @youtuberbilal-o5721 2 роки тому +1

    Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?

  • @ShawnMalkou
    @ShawnMalkou  4 роки тому +138

    Don't forget to check out my other credit videos 💳 - ua-cam.com/video/MdBwQKN2-9A/v-deo.html

    • @all4onejerzy94
      @all4onejerzy94 4 роки тому +4

      Quick question Shawn , YOUR not suppose to cancel a credit card are u , because that wud hurt ur score, Unless u meant closing it which does differ from canceling? So ur saying close don't cancel. Yea the authorized signer is the best way they don't loose out on credit card but once u shoot up ur credit shud u cancel from being a authorized signer? I get the point is to build that credit from the authorized user and too use it or create something from that credit, but do u ever cancel once ur score is up?

    • @naveenbalasubramanian1113
      @naveenbalasubramanian1113 4 роки тому

      All4one Jerzy I boosted my credit with my credit tutor ( @royalblade1 on telegram and twitter ) helped me boost up 57 points in 2 days. Yay!

    • @flowersandcandyflowersandc9093
      @flowersandcandyflowersandc9093 4 роки тому +3

      I was denied for creditone, but was approved for capital one, so you figure that one out for me........

    • @freddiec5565
      @freddiec5565 4 роки тому +4

      Thanks for the video. Also has anyone ever told you that you look like Jake Gyllenhaal

    • @ggrantz135
      @ggrantz135 4 роки тому

      Quick question if your score is elevated due to becoming a signer on someone with excellent credits accounts wont the opposite become true to their score. Meaning it will decrease by taking you on as a signer due to your bad credit. Should make you have second thoughts about letting just anyone become signer is it worth damaging your credit to help theirs. And if this is not the case why not?

  • @pankygoforth4733
    @pankygoforth4733 3 роки тому +1

    Thank you for the information.

  • @jordanbrown1337
    @jordanbrown1337 2 роки тому

    Great video will try these especially the signer thank you will keep updated

  • @monicabond8654
    @monicabond8654 2 роки тому +3

    I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!

    • @reallybodine6421
      @reallybodine6421 2 роки тому

      Thanks for recommending, their service works !

    • @reallybodine6421
      @reallybodine6421 2 роки тому

      Thanks for recommending, their service works !

  • @johnpaulbacon8320
    @johnpaulbacon8320 2 роки тому

    Nice video. Sometimes getting a "store" card example "Target" - etc. might be a good choice as well. My first card was from Sears.

  • @kidcluth34
    @kidcluth34 4 роки тому +9

    I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.

  • @asifkhaled1536
    @asifkhaled1536 2 роки тому

    Appreciated the info 😌

  • @EddieEdsta101RojasJr
    @EddieEdsta101RojasJr 2 роки тому

    Hey bro looooooooved the info on this video! Especially @7:06 that was great!

  • @garyfarrell4076
    @garyfarrell4076 2 роки тому +26

    I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.

    • @caroljohnson5048
      @caroljohnson5048 2 роки тому +1

      howdy - may I suggest we make *Futureimperative . net* correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.

  • @markanthony.01269
    @markanthony.01269 2 роки тому +3

    I just want to say thank you for all your help and education regarding credit. This is important stuff, and the fact that you want to help others in this way is simply amazing! I'm trying to go through and look for every video that you've aired so that I may put this knowledge to work! Your overall demeanor while speaking is pleasant and easy to relate and understand. Again, just a simple thank you! Finally got mine fixed with negative marks deleted; *Linux tech corps* is outstanding !!!

    • @kevinmiller3584
      @kevinmiller3584 2 роки тому

      At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself

    • @elizabethmckenzie6367
      @elizabethmckenzie6367 2 роки тому

      Hi mark

  • @chucalissa9231
    @chucalissa9231 3 роки тому

    Awesome info 🌻🌻🌻

  • @JimmyVYouTube
    @JimmyVYouTube 2 роки тому +1

    Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!

  • @michaelhillman4699
    @michaelhillman4699 3 роки тому +5

    Thank you SO MUCH BRO! I applied to the first one and got in. Had no luck for months but now I got my first credit card

  • @kailesancez
    @kailesancez 4 роки тому +3

    Oh boy wish I would have known this before I got into credit card debt.

    • @duniajolly
      @duniajolly 2 роки тому +1

      Me too, it should be a class for high-school students about credit but I guess this against the system” s interés They want to keep us ignorant.

  • @ginaflores5738
    @ginaflores5738 2 роки тому

    Thank You Greatly Appreciate This ..

  • @jackgonzaleztv8615
    @jackgonzaleztv8615 3 роки тому

    Love this!

  • @SimonKelly7836
    @SimonKelly7836 Рік тому +6

    I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.

    • @Tonyforeman659
      @Tonyforeman659 Рік тому +1

      It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.

    • @osaka1866
      @osaka1866 Рік тому

      @@Tonyforeman659 Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.

    • @SimonKelly7836
      @SimonKelly7836 Рік тому

      @Doukas Amal Hello Do you trade on your own?

    • @SimonKelly7836
      @SimonKelly7836 Рік тому

      @Doukas Amal That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.

    • @SimonKelly7836
      @SimonKelly7836 Рік тому

      @Doukas Amal Is her service available outside of the US? As her broker is registered in the US.

  • @AdultingShouldntSuck
    @AdultingShouldntSuck 3 роки тому +17

    Holy crap I’ve never seen so many spammy/fake comments! I guess that’s what happens when your video blows up with over 1MILLY views!

  • @mouriferreira5970
    @mouriferreira5970 3 роки тому

    Great information

  • @xxvxx6822
    @xxvxx6822 2 роки тому

    Thank you so much sir 🙏

  • @laurabacinich6742
    @laurabacinich6742 2 роки тому

    Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!

  • @blkbeauti05
    @blkbeauti05 3 роки тому +4

    I was starting over. I got the cap one and discover. I started at 545 now I have a 735 fico score in less than 1 year.

    • @AdultingShouldntSuck
      @AdultingShouldntSuck 3 роки тому +1

      For those who see your comment and are wondering how you did it... how’d you use your credit card responsibly to build your score so fast?

    • @blkbeauti05
      @blkbeauti05 3 роки тому +1

      @@AdultingShouldntSuck My circumstances have changed . I’m sitting at 780 FICO.. I now hold 5 cards and one store card (J Crew). I paid off 9 collections, requested deletion letters (No cards just bills). Once things started dropping off, I applied for the Cap One (Secured) then Discover (Secured). Discover graduated me after 7 months and Cap One gave me an increase (They don’t graduate). My utilization across all accounts is 2%, no late payments, no balances, no black marks, no collections. I hope this helps someone.

  • @heyokannika1207
    @heyokannika1207 2 роки тому +12

    Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 26 with over 800 credit score, time was put into that to build it up by *Credit backdoors*

  • @kellyfoxx2549
    @kellyfoxx2549 3 роки тому

    Thank you so much!

  • @jamesbradley3291
    @jamesbradley3291 3 роки тому +5

    2 of the 3 are SECURED credit cards!
    Any bank will give you a SECURED credit card.
    Big friggin deal!

  • @Grevlain
    @Grevlain 4 роки тому +371

    Capital One! Get a Capital One (unsecured card) and stay the hell away from CreditOne. Please.

    • @indiejones4683
      @indiejones4683 4 роки тому +21

      whats wrong with credit one. Ive had them for a year and its been fine so far

    • @kareemmance5845
      @kareemmance5845 4 роки тому +52

      @@indiejones4683 they are the WORST CREDIT CARD "COMPANY EVER" Let me qualify that statement, there interest rates are high, their customer service sucks and God forbid you make a late payment due to extenuating circumstances they will have their customer service reps call (from some call center in India) you relentlessly. Disclaimer, I only mentioned India because sometimes its hard to understand what they are saying.

    • @FGO23
      @FGO23 4 роки тому +21

      @@indiejones4683 they are the worst man... It's a fee harvester card I never recommend anyone to get one of those cards.

    • @indiejones4683
      @indiejones4683 4 роки тому +21

      @@FGO23 Im sorry so many folks have had a bad experience. Im not denying any of that. I just personally have never had that issue. I dont pay interest when i pay my bill on time in full and I only have a yearly fee of 35 dollars. They even gave me more credit and ive only been with them about a year. They have 4 different types of cards each having different incentives and fees. I even get 2% cash back. Thanks for the heads up but its working for me so far so ill just stick with it.

    • @crazykong1967
      @crazykong1967 4 роки тому +3

      You cannot even create an online mobile account. Even while I was talking to a customer service person. Customer service was friendly. Credit one is like a slow motion train wreck.

  • @FrankTilleyIII
    @FrankTilleyIII 4 роки тому +8

    Thank you man just applied and got that discover it card.

    • @roylusby2564
      @roylusby2564 4 роки тому

      Bro Discover it card is the best card ever

    • @roylusby2564
      @roylusby2564 4 роки тому

      Spend a lot on gas like ever time u get gas u get 5 percent back

  • @mcpniko239
    @mcpniko239 4 роки тому +6

    First on this awasome vid!

  • @SamsterEntertainment
    @SamsterEntertainment 3 роки тому +9

    The Discover It credit card is awesome

    • @silverlong476
      @silverlong476 3 роки тому

      Plugcarder10 I love you.... I just got another credit cards from em on telegram..

    • @willianjohn6460
      @willianjohn6460 3 роки тому

      I bought a cc from @Darkteckh on telegram best vendor I know and very trustworthy.He sell cc,fullz,Ban📱📱💯💯

    • @luxxyj9734
      @luxxyj9734 3 роки тому

      I won’t get approved

    • @willianjohn6460
      @willianjohn6460 3 роки тому

      @@luxxyj9734 He will sell cc with high balance for you

    • @shadeoben6302
      @shadeoben6302 3 роки тому

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

  • @frankelse745
    @frankelse745 3 роки тому +8

    I can’t believe credit one is being recommended

    • @rafita1214blue
      @rafita1214blue 3 роки тому

      I had it for a couple of months and it helped me raise my credit score to 700

    • @mulattopapi9741
      @mulattopapi9741 3 роки тому

      They are literally trying to take me to
      Court right now for a 300 credit limit from 4 yrs ago I hate them 🤣🤣🤣🤣

    • @frankelse745
      @frankelse745 3 роки тому +1

      @@mulattopapi9741 Don’t pay. Meet them at court and ask for original agreement and they will run like roaches.

    • @mulattopapi9741
      @mulattopapi9741 3 роки тому

      @@frankelse745 I’m all ears , explain lol’

  • @anthonypantoja5052
    @anthonypantoja5052 2 роки тому +3

    How do I make sure that I’ll get approved ?

  • @garyCauser
    @garyCauser 4 роки тому +15

    Capital one. Make five on time payments they increase you credit limit...

    • @mindsinmotion2825
      @mindsinmotion2825 4 роки тому

      I use capital one also

    • @brittanymike1014
      @brittanymike1014 3 роки тому

      MINDS in Motion same to me. My credit was boost to 870 thanks to *mikeskyler* on telegram yesterday and I tried him he is real💯and legit

  • @karinerossi1351
    @karinerossi1351 3 роки тому

    You are great thank you so much

  • @UltimateAviator
    @UltimateAviator 2 роки тому

    Ya kinda look like "Doug" from the movie "The Hangover" lol 🤣🤣🤣🤣

  • @kdeloris2225
    @kdeloris2225 4 роки тому +7

    I can't believe you don't have Capital One unsecured credit card on your list

    • @vickytechy2441
      @vickytechy2441 4 роки тому +3

      Pretty simple - Capital One doesn’t approve everyone.

    • @kdeloris2225
      @kdeloris2225 4 роки тому +1

      @@vickytechy2441 😊yes they do honey

    • @JusJ0
      @JusJ0 3 роки тому

      @@vickytechy2441 U R absolutely correct! They do NOT aaprove EVERYONE!

  • @nikki5368
    @nikki5368 4 роки тому +4

    Discover it secured is a great card, mine just graduated ! Awesome card benefits 🙂

    • @greenskeeper9883
      @greenskeeper9883 4 роки тому

      How many months did it take?

    • @nikki5368
      @nikki5368 4 роки тому

      @@greenskeeper9883 everyone is different my journey was approx 10 months. I graduated to unsecured credit line $7,500

    • @janemarcus6084
      @janemarcus6084 3 роки тому

      Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅

    • @janemarcus6084
      @janemarcus6084 3 роки тому

      I thought this was scam at first, but you cleared my mind all thanks to *carder111* on telegram for that cc you’re the best

  • @Blastkin
    @Blastkin 2 роки тому

    So i was trying to get that song called no credit card by neil cicierega and now those videos are flooding my reccomendation

    • @caroljohnson5048
      @caroljohnson5048 2 роки тому

      I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.

  • @angelclark2193
    @angelclark2193 2 роки тому +1

    Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....

  • @qtcheez1238
    @qtcheez1238 3 роки тому +3

    Discover denied my application

  • @lizmariposa1
    @lizmariposa1 3 роки тому +6

    I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.

    • @mendosanonymoushackongoogl839
      @mendosanonymoushackongoogl839 3 роки тому

      All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving

    • @mendosanonymoushackongoogl839
      @mendosanonymoushackongoogl839 3 роки тому

      All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving

  • @francescofloridi6972
    @francescofloridi6972 3 роки тому

    Good job sir

  • @DatriellHarris
    @DatriellHarris 2 роки тому +1

    I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org

  • @nael2770
    @nael2770 4 роки тому +4

    i thought at this point in time the easiest card to get is the apple card? well as long s you have iphone that is...

  • @pamelahaywood7859
    @pamelahaywood7859 4 роки тому +5

    How can anyone deny you for a secured credit card??? You are actually spending your own money and paying yourself back with no risk to them.

  • @ShallowExistence
    @ShallowExistence 4 роки тому +14

    Dill Pickles all growd up

    • @lafreyadavis6564
      @lafreyadavis6564 4 роки тому

      😂😂

    • @janemarcus6084
      @janemarcus6084 3 роки тому

      Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅

  • @MissEnglish123
    @MissEnglish123 4 роки тому +148

    If u have to get creditone credit card, get rid if it as soon as u can, ur actually better off with a secured credit card

    • @goddessgoddess7069
      @goddessgoddess7069 4 роки тому +6

      MissEnglish123 I agree Credit one is horrible

    • @johnlukach4091
      @johnlukach4091 4 роки тому +10

      They raised my credit 100 points within the first 4 months

    • @jadaashley2517
      @jadaashley2517 4 роки тому +2

      Hello guys, I was introduced to Fixmyfinance01@ gmail com while researching getting late payments removed from my credit report. I was reluctant at first but gave it a try by sending a mail to them. I was very surprised to see the improvement made on my credit report last month. They cleaned my credit reports and even helped me clear my debts, now my credit score is excellent and I got approved for a $15k limit credit card recently

    • @tc4119
      @tc4119 4 роки тому

      How do I get rid of it?

    • @joshbeekman5474
      @joshbeekman5474 4 роки тому

      @@needtoknow1989 32 percent

  •  2 роки тому

    VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

  • @greymatter2321
    @greymatter2321 2 роки тому

    You sir are the Jake Gyllenhaal of all things lending/credit. Thank you soooo much! You have been liked, subscribed, that bell has been rung, and notification mode has been activated! 😁👍

    • @ShawnMalkou
      @ShawnMalkou  2 роки тому

      Hahaha thank you so much!! Glad you enjoy the content :)

  • @faraz584
    @faraz584 3 роки тому +3

    These are all rigged comments.... would not recommend the #2 & #3 cards. Discover is the best option to go for when building credit.

  • @badhabit714
    @badhabit714 4 роки тому +272

    Stay away from CreditOne.

    • @barbarasmith6414
      @barbarasmith6414 4 роки тому +8

      Credit One bill me $75.00, a week after receiving the card. I hadn't even charge anything. I call them and cancel the card

    • @mgeek1
      @mgeek1 4 роки тому +17

      I've heard nothing but bad things about Credit One. They keep sending me mail saying that I'm pre-approved but I throw it in the trash.

    • @SmazzitSEOTrainingInstitute
      @SmazzitSEOTrainingInstitute 4 роки тому +2

      Yes I heard

    • @diyoverhauler5432
      @diyoverhauler5432 4 роки тому +5

      They suck. They sent me a $150 check Night Before Christmas. My bank cashed it and they didn't even honor it.

    • @babssb2ba
      @babssb2ba 4 роки тому +9

      @@mgeek1 That's because most people never read the terms and conditions apply for the card received the card then go oh my God its because they never read the terms and conditions everything is in there.

  • @eduardamcclure7993
    @eduardamcclure7993 3 роки тому

    thank you very much I love it.

    • @trendyvibez7354
      @trendyvibez7354 2 роки тому

      Just wait until the government takes complete control of credit scores and bureaus. I can't even imagine the mess. And honestly the current credit system is not that hard to get at all as long as your IQ is not below room temperature. If you really can't get it and aren't responsible enough to make it work, nobody should be lending you money anyways but try to reach out 850FINANCIALASSESSMENT🟡COM to fix your credit report and get best things for yourself

  • @fondrees
    @fondrees 2 роки тому

    i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.

  • @ohgaspanais
    @ohgaspanais 4 роки тому +21

    Discover also converts you to unsecured if you are a good customer for 9 months

  • @carmendale9710
    @carmendale9710 2 роки тому

    Thank you 😊

  • @lizzardzilla
    @lizzardzilla 3 роки тому

    My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.

  • @nofunybiz
    @nofunybiz 4 роки тому +4

    So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.

  • @Reg44T
    @Reg44T 4 роки тому +19

    Anyone with common sense will not let any bad credit person on their card!

  • @kennymiller5408
    @kennymiller5408 3 роки тому +6

    My chime card raised my score 87 points in 2 months so far

    • @AmirKhan-yv8jm
      @AmirKhan-yv8jm 3 роки тому

      How do you apply for that?

    • @kennymiller5408
      @kennymiller5408 3 роки тому

      @@AmirKhan-yv8jm you gotta have a chime account in order to get one

    • @elizabethescobar1296
      @elizabethescobar1296 3 роки тому

      Saying thank you is not enough to show how much I value everything about you on Telegram I got a very high balance on your credit card's... So Amazing*** you Are the best❤Darkcreed90😚

    • @elizabethmckenzie6367
      @elizabethmckenzie6367 2 роки тому +1

      Hi Kenny

    • @kennymiller5408
      @kennymiller5408 2 роки тому

      @@elizabethmckenzie6367 heyy

  • @akin242002
    @akin242002 4 роки тому +23

    Discover is the best and most ethical of all those choices.

  • @joseclaudio9051
    @joseclaudio9051 3 роки тому +2

    I clicked the like button and my credit score went up 147 points👍

  • @normanknutson2277
    @normanknutson2277 2 роки тому

    I'm aware of adding tradelines but do they override cards you defaulted on with benifits?

  • @kevinmiller3584
    @kevinmiller3584 2 роки тому +10

    At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself

    • @robertseales5823
      @robertseales5823 2 роки тому

      Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Linux Tech Corps* to my friends and people I know regarding any credit situations ..

    • @elizabethmckenzie6367
      @elizabethmckenzie6367 2 роки тому

      Hi Kevin

  • @SuperJohn131313
    @SuperJohn131313 4 роки тому +11

    Great choice on including the secured discover card! Just one tip; you get the refundable deposit back from the Discover it secured card after about 6-8 months of having it. You don't have to close it to get it back. 😁😁😁😁

  • @Machinima5000
    @Machinima5000 13 днів тому

    Good Job Donnie Darko.

  • @tiktoknalingjakjak329
    @tiktoknalingjakjak329 2 роки тому

    Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & amazing; I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & the sauce; for Ur transparency!!! I recommend ANDYHACKSCREDITFIX🎡ORG for those with bad credit after recommending this clip to learn some knowledge about credit....

  • @shay9993
    @shay9993 4 роки тому +51

    If you don’t have $200-300 you shouldn’t be opening any CC to begin with! What you going to do when it’s time to pay your CC bills? Run away?

    • @mikeevans5583
      @mikeevans5583 4 роки тому +9

      No dumbass ... I'm not going to max out my card... it's called "credit utilization"... and some people dont have it like that... like people who live paycheck to paycheck...have kids.. other things.... some people dont have your luxuries....

    • @eduardo48296
      @eduardo48296 4 роки тому +5

      Pay it with another credit card duh

    • @bluemetaphor
      @bluemetaphor 4 роки тому +1

      Shay ikr!!!

    • @thegrandnewbie1474
      @thegrandnewbie1474 4 роки тому +1

      I just screamed laughing!🤣🤣

    • @monica62888
      @monica62888 4 роки тому +1

      Exactly.

  • @rontech34
    @rontech34 4 роки тому +6

    You said 3 cards that won't deny you then your video says if you don't get approved try this card lol

    • @moriahspaulding321
      @moriahspaulding321 4 роки тому

      Maybe the people who applied didn’t have a requirement of the card like a bank account or maybe the income was poor or they might have a lot of debt

  • @christinafarrish6953
    @christinafarrish6953 2 роки тому

    I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *LINUXTECHCORPS🟡ORG* , Love the knowledge keep it up

  • @lifeofviea4807
    @lifeofviea4807 3 роки тому

    Im trying to get approved for a mortgage, Is Open Sky truly the best card? I LOVE my Discover It card. I already have 2 unsecured cards. I been pre approved for the Indigo Mastercard should I take the offer?

  • @shiuvaunh3166
    @shiuvaunh3166 4 роки тому +14

    You need to update the information on the OpenSky card, there is a $35 annual fee with it. Just FYI!

    • @mdecimal
      @mdecimal 4 роки тому +1

      Appreciate the update on your part 💯🙌🏽

    • @dependablehack002onig8
      @dependablehack002onig8 4 роки тому

      You need bout paying off your credit card bills ?

  • @showguyer
    @showguyer 4 роки тому +10

    I like how he throws in (secured) meaning you need to give them the money before you use it.

    • @Mrsniffles17
      @Mrsniffles17 4 роки тому +2

      Honestly if you have bad credit it's better than nothing

    • @rosejames5822
      @rosejames5822 4 роки тому

      How can we help you

  • @EthanCowlbeck
    @EthanCowlbeck 2 роки тому

    Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy

    • @caroljohnson5048
      @caroljohnson5048 2 роки тому

      I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.

  • @CartofDreams
    @CartofDreams 2 роки тому

    I feel sorry for those left behind to deal with staffing shortages. I've worked at a company that downsized during challenging financial times. It was a nightmare. The company expected those left to deal with it and work as much as necessary to make sure the work got done... regardless. As salaried employee's, we worked many more hours, for no more money. This just amplifies the stress, burn-out, and exodus. *Credit Backdoors* created stress-free ways of making money through the pandemic assistance funds

  • @deenabee6279
    @deenabee6279 4 роки тому +40

    It's an Authorized User.... Not a signer. Ask them to add you as an AUTHORIZED USER. And it really does work!

    • @andykopyloff9737
      @andykopyloff9737 4 роки тому +1

      Deena Bee you could be added as a signer on some cards and they help much better than authorized user

    • @deenabee6279
      @deenabee6279 4 роки тому

      Andy Kopyloff - I will look into that, thank u!

    • @chaseezell5929
      @chaseezell5929 4 роки тому +2

      Ok, so becoming a signer boosts your credit; does it possibly negatively affect the authorized user?

    • @kionyaf7408
      @kionyaf7408 4 роки тому +1

      Chase Ezell it will only affect the user if the person that has been authorized is given the card ,does not pay it so it’s best not to give the person a card just add them on

  • @nickfortunato2938
    @nickfortunato2938 4 роки тому +6

    Capital one was the only company that gave me the opportunity to prove myself, and today I'm where I need to be with my credit.

  • @baujefajn
    @baujefajn 2 роки тому

    When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Creditbackdoors🟢Com .

  • @JamEZ87
    @JamEZ87 4 роки тому +31

    I have OpenSky and the annual fee is $35. I got that and Self Lender on top for a rebuild from Bankruptcy.

    • @keithhines5319
      @keithhines5319 4 роки тому

      How did that work out because I am in an active bankruptcy,and were considering doing the same thing.

    • @dredheadluna420
      @dredheadluna420 4 роки тому +1

      How is Self Lender? How much are u paying? U signed up on the website?

    • @JamEZ87
      @JamEZ87 4 роки тому +2

      @@dredheadluna420 Yeah start out small which is $500 and make monthly payments of $25 until it's paid off while they report the credit bearus.

    • @JamEZ87
      @JamEZ87 4 роки тому +1

      @@keithhines5319 So far so good.

    • @keithhines5319
      @keithhines5319 4 роки тому

      @@JamEZ87 have you seen a big increase in your credit score

  • @frankofam1069
    @frankofam1069 4 роки тому +6

    I'm maxed out credit one credit card when I was 19.
    So stupid. .
    17% APR.
    I didn't understand what I got myself into.
    Ahh so stupid lol.
    I had a 200 limit but owed 600 bc I was stupid and did not pay it off right away

    • @docfabz
      @docfabz 4 роки тому

      I did the same thing. But you live and you learn.

    • @ericalitts
      @ericalitts 4 роки тому

      Yup I did that too and when I tried to pay it off with another card they refused my payment so for a $200 credit limit from like 17 yrs ago they want over $800 now. Capital one is not worth it!

  • @KittyMama61
    @KittyMama61 3 роки тому +2

    I'm laughing just thinking about trying to persuade my 84-year-old mom to add me to her credit card.

  • @angelabellagill3551
    @angelabellagill3551 2 роки тому +348

    A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Andyhackscreditfix🟡org

  • @bearbear4030
    @bearbear4030 3 роки тому +2

    A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!

  • @stonerecommendingcelviccod8748
    @stonerecommendingcelviccod8748 2 роки тому +1

    At 20 years i feel ready to start up a family after boosting my credit score with the help of the name above. He is a professional in it

  • @Underthestarsbabe
    @Underthestarsbabe 4 роки тому +116

    Best card I think is capitol one they gave me 300 after 5 on time payments they raise to 500

    • @Tbot2020
      @Tbot2020 4 роки тому +2

      Same here bro!

    • @mgeek1
      @mgeek1 4 роки тому +1

      Same. I just got my increase.

    • @goddessgoddess7069
      @goddessgoddess7069 4 роки тому +2

      mgeek1 Yes I just got one in November for $500. I went through the Walmart site for mine. I just applied for it on a whim.

    • @kennethpitts4034
      @kennethpitts4034 4 роки тому +5

      Not to mention the secured version allows you to get a $200 CL for $50, $100 or $200 (if your credit is like completely ruined, bullet holes in and left for dead on the side of the road)

    • @portfolio291
      @portfolio291 4 роки тому

      Tearose yes #1

  • @tonywhite5085
    @tonywhite5085 2 роки тому

    I have bad credit and capital one gave a 2k unsecured card. I was surprised

  • @jackreston8188
    @jackreston8188 2 роки тому +1

    When i started rebuilding my credit discover turned me down flat....TWICE!!!

  • @kenneycooper6199
    @kenneycooper6199 4 роки тому +24

    I've had a creditone card and I got rid of it. They are out of Las Vegas, Nevada in case you don't believe me and I didn't like it.

  • @vicbona8269
    @vicbona8269 3 роки тому +3

    Open sky has an annual fee. Not sure why you think their is no annual fee

    • @lukechandler4094
      @lukechandler4094 3 роки тому +1

      Well the video caption says three credit card companies that WON’T deny. Then before he tells what they are he says if you can’t get approved for the first one then move down the line 🤦🏻‍♂️ I’m thinking he doesn’t know what he’s talking about.

  • @calupax
    @calupax Рік тому

    Ughh I have two first premier cards at 0 balance. Worth closing them? Will it hurt of benifit me in the long run?

  • @nezzie777
    @nezzie777 4 роки тому +8

    If you get credit cards keep your utilization low

    • @mr.js2
      @mr.js2 4 роки тому

      Free Game that's the real key!

    • @lilmamma807
      @lilmamma807 4 роки тому

      10% or less is where I keep my utilization.

  • @reneagadediva67
    @reneagadediva67 4 роки тому +6

    I have a credit one card but I also have a capital one card I really like the capital one card the best

  • @__anthonythomas
    @__anthonythomas 3 роки тому +1

    When becoming a signer on the person with the good credit and if you have bad credit does the bad credit affect their score?

    • @kramerhack7156
      @kramerhack7156 2 роки тому

      No it doesn't affect their score, please d.m me on IG @kramer_hacks to put you through that.

  • @Xcepticus
    @Xcepticus 3 роки тому

    Thank you for sharing! Keep up the outstanding reviews! 🤝