How To Save Income Tax In India With No Investment?

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  • Опубліковано 3 січ 2025

КОМЕНТАРІ • 793

  • @AssetYogi
    @AssetYogi  Рік тому

    Join All-In-One Video Finance App here: vidfin.com/
    Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

  • @hemant_Hk_music
    @hemant_Hk_music 3 роки тому +1

    sir apko mai salon se follow kr rha hu ... apki help se mai apne paise bahut achhe se manage krke lyf me achha kr rha hu ... thanks 🙏

  • @DeveshMolasaria
    @DeveshMolasaria 5 років тому +15

    Best video.... Most of the salaried employees can benefit from this. Myself belonging to technical background has no understanding of accounts. This video made everything so clear that I'm confident I can claim the right amount I've already paid and save tax. Thank you Asset Yogi!

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Glad to hear that 😊

  • @SimranKaur-uc7pt
    @SimranKaur-uc7pt 5 років тому +46

    1. HRA (House Rent Allowance) or Rent Paid
    2. EPF (Employee Provident Fund)
    3. Tution Fees
    4. Stamp duty & Registration
    5. Home Loan (Principal & Interest)
    6. Education Loan (Interest)
    7. Donation
    8. Medical Treatment (Self & Dependent)

  • @kunwarpalsingh6449
    @kunwarpalsingh6449 5 років тому +2

    इसमें standatd deduction ₹40000 नहीं घटाया और handicapped के लिए TA ₹38400 भी नहीं घटाया
    Tax calculation में in बिंदुओं पर भी विचार होना चाहिए था
    बहुत ही अच्छी सूचना प्रद विडियो. 👍

    • @yogeshkadam6085
      @yogeshkadam6085 5 років тому

      Traveling allowance ke badle slandered deduction laya hai

    • @kunwarpalsingh6449
      @kunwarpalsingh6449 5 років тому

      @@yogeshkadam6085 इस fy के लिए standard deductible ₹50000 है
      Traveling Allowance ₹38400 handicapped employees के लिए होता है.

  • @anushasansharma2055
    @anushasansharma2055 4 роки тому +6

    When you bring out the result zero, I was shocked!!
    Great job...Sir

  • @ramanak2213
    @ramanak2213 5 років тому +4

    really, sir most of us have no idea on anything, among this, u r explanation is soo good that even from an pure technical background person like me also learning this valuable unavailable financial wisdom, Thanks for ur work.

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Thank you for appreciating Ramana

  • @sushantsurankar4831
    @sushantsurankar4831 5 років тому +51

    Meaningful, useful , to the point, very well explained. I wish this video would have released few years back. I would have saved my lot of tax. Great Job !!!

    • @AssetYogi
      @AssetYogi  5 років тому +9

      Better late than never :)

    • @tusharratra5504
      @tusharratra5504 4 роки тому

      @@AssetYogi in the section 80 ddb senior citizen can claim upto 1 lakh for special or chronic disease

    • @sanjayrao2958
      @sanjayrao2958 4 роки тому

      @@tusharratra5504 q

    • @sangeetamahto3205
      @sangeetamahto3205 3 роки тому

      Aaaaaaaaaaaaaaaaaqa

  • @deepakdhiman5182
    @deepakdhiman5182 5 років тому +1

    For Govt. Salaried Person (HRA Components)...
    Only Basic to be consider or (Basic+DA)...

  • @namdeojadhav2854
    @namdeojadhav2854 5 років тому +3

    Mukul sir apka Kam bahot accha hai Paisa kamana nahi balki Paisa bachana badi baat hai.....

  • @bibhutibhusanmishra9511
    @bibhutibhusanmishra9511 5 років тому +2

    Boss ..a very few people are doing some golden work like You.... Many thanks to you...

    • @AssetYogi
      @AssetYogi  5 років тому

      Thankyou for appreciation Bibhuti:)

  • @harvindersingh8286
    @harvindersingh8286 3 роки тому +4

    Thanks for such an awesome video AY. I really loved it. I appreciate your efforts. God bless you and keep making videos likes this.

  • @amitabhmaheshwari
    @amitabhmaheshwari 4 роки тому +2

    Salary for purposes of HRA exemption is basic and DA if DA forms part in calculation of retirement benefits

  • @sanjaypatel5677
    @sanjaypatel5677 4 роки тому +2

    Very useful information..ofcourse I will subscribe your channel and will share with my friends

  • @hardrockeester
    @hardrockeester 3 роки тому +3

    awesome video !!!!!! it has covered almost all issues and I must say your videos are the one-stop solution for a layman.

  • @vimlendrasingh3426
    @vimlendrasingh3426 5 років тому +4

    Very good Rahul could make it zero income tax without investment.
    I shall request that similar way how a pensioner of age 75 years old can get rid from income tax who's yearly income is eight lacs.
    Thanks with warm Regards.

  • @ilovekittens7005
    @ilovekittens7005 4 роки тому +1

    Bahut behtareen👍👍👍👍

  • @ankitmodi3300
    @ankitmodi3300 5 років тому +8

    Thanks sir for informative video. It's really helpful for me and my family. Keep updating us on the fiance part. Long way to go. Stay blessed!

  • @ManiSingh-jr8sf
    @ManiSingh-jr8sf 5 років тому +7

    Sir please make a video on mutual funds which is with long term n short term plans more over which is best for a middle class person

  • @Ajay24555
    @Ajay24555 5 років тому

    बहुत बहुत बहुत शानदार वीडियो, Nice👍

  • @clearurconcept
    @clearurconcept 5 років тому +33

    Thanks sir for this helpful information
    Plz make a video on how to fill itr .no one have made any video on this topic .can u do this dare sir .we will be highly obliged 🙏

  • @panwardeepak79
    @panwardeepak79 5 років тому +1

    Nicee वीडियो मुकुल जी😊😊😊👌🏻👌🏻👌🏻🇮🇳🇮🇳🙏🙏🙏

  • @bhanupratapsinghtak1577
    @bhanupratapsinghtak1577 5 років тому +4

    Hello Mukul Sir . Thanks for making such a valuable informative videos. I am your regular viewer. I love your content. Keep it up.. God bless you.

  • @beinghuman1288
    @beinghuman1288 4 роки тому +2

    Good explanation skills👏🏻👏🏻👏🏻

  • @microtech2448
    @microtech2448 5 років тому +22

    80C limit should increase, that's is very lower at the moment

    • @DMIndia_Official
      @DMIndia_Official 5 років тому +2

      Because Government want to give benefit to Middle and Lower Middle Class only.
      1.5 lakh means around 15-20 lakh Income people covered under it. Above that is higher income groups.

    • @Abhishek-1966
      @Abhishek-1966 4 роки тому

      @@DMIndia_Official that 1.5 lakh is for year

    • @gamerz_2k
      @gamerz_2k 4 роки тому

      @@Abhishek-1966 DM india ko kuch samjhta nahin...comment karte hein..

  • @mohdhasan72
    @mohdhasan72 2 роки тому +1

    Excellent explanation 👍

  • @dilipshelake803
    @dilipshelake803 4 роки тому +4

    Very informative, very well explain. really appreciate your efforts sir.

  • @gopalpatil3718
    @gopalpatil3718 4 роки тому +2

    Very good information about calculation of income tax helping in calculation of the employee & also proper investment for saving tax,thanks.

    • @AssetYogi
      @AssetYogi  4 роки тому

      I hope this will be useful

  • @vipulhamirani4927
    @vipulhamirani4927 2 роки тому +2

    Can I adjust loss from trading in shares with profit in mutual funds? Please suggest

  • @PuneetKapoorPK
    @PuneetKapoorPK 4 роки тому +1

    Loved this explanation clear and precise

  • @basudevbehera6686
    @basudevbehera6686 4 роки тому +2

    So well explained .. please keep it up and release video for 2020-21 tax slab.

  • @talentedidea9237
    @talentedidea9237 2 роки тому +1

    Income tax return filing ka sara video cover kre ... theoretical as well as practical

  • @PradeepYadav-ss3yr
    @PradeepYadav-ss3yr 3 роки тому +1

    Well effort and nice explanation.

  • @sathiroychanda3662
    @sathiroychanda3662 5 років тому +5

    You are a doing a wonderful job Mukul.
    Can you please make a detailed video on Builder Buyer Aggrement.
    Thanks in advance.

  • @dhirendrasingh7281
    @dhirendrasingh7281 4 роки тому

    Please also tell us income tax calculation taking consideration of capital gain from sale of Plot and sale of house property, donation received ,and let us know the calculation of income tax .donation received from whom is exempted 100% please explain.

  • @bskumar8910
    @bskumar8910 5 років тому +2

    Namaskar sir
    Please provide a full vedio of itr filling online of sailary holder. Where i have to fill HRA AMOUNT DURING FILLING ITR.

  • @wolverine008
    @wolverine008 4 роки тому +1

    Big fan of urs sir....keep doing good work

  • @gauravkudalkar5610
    @gauravkudalkar5610 5 років тому +2

    Really Excellent Video, Thanks alot for sharing such valuable information.Keep up the good work !! 👍👍

  • @anupammishra9734
    @anupammishra9734 5 років тому +6

    🙏Thank you so much Mukul ji for useful information ,
    Please make a video on best interest rate on FD offering by Banks...

    • @vikash121sk
      @vikash121sk 5 років тому

      Best FD: choose RBL or Jana Small finance Bank : Open account in your parents name so no TDS charged on interest paid out

  • @Nileshmhaske55
    @Nileshmhaske55 Рік тому

    Nice Informatic video sir

  • @vishakhamore.8073
    @vishakhamore.8073 5 років тому +1

    Helpful video..but u did not mentioned LTA

  • @raghunandan3199
    @raghunandan3199 5 років тому +2

    सर नमस्कार
    बहुत अच्छी जानकारी दी गई धन्यवाद
    हाउस लोन और एजुकेशन नहीं ले रखा है और इनकम 9 लाख प्रतिवर्ष है तो कैसे मैनेज करें

  • @raghvendrasingh-hh5us
    @raghvendrasingh-hh5us 4 роки тому +2

    Helpful
    Is there any deduction on composite fees of the children or there is only deduction in the tution fees

  • @VinodKumarme
    @VinodKumarme 5 років тому +1

    Awesomely Explain Sir 👍👍👍

  • @harish23081987
    @harish23081987 5 років тому +3

    From FY 2017-18, the 'loss from house property' was restricted to Rs 2 lakh per annum for rented houses and 'deemed to be let-out' houses. Is it correct??

    • @CMA_parveen
      @CMA_parveen 5 років тому

      No its only for the purpose of set off of losses with another income you can carry forward losses beyond 200000 upto next 8 A.Y

    • @NP_JSN
      @NP_JSN 5 років тому +1

      My interest on second house is over 5 lakh, my employer don't give benefit after 2 lakh in form 16. So ceiling of 2 lakh is true.

    • @CMA_parveen
      @CMA_parveen 5 років тому +1

      @@NP_JSN balance you can set off in next FY

  • @sarveshkhare6233
    @sarveshkhare6233 4 роки тому +1

    Very nice and well explained 👍
    Thank you .

  • @deepakshegaokar
    @deepakshegaokar 4 роки тому +1

    Fantastic sir👍👍👍👍

  • @atulgupta6061
    @atulgupta6061 5 років тому +1

    Very nice & useful video at this point of time , this will help us in ITR filing also

    • @AssetYogi
      @AssetYogi  5 років тому

      Glad to know that you found the video helpful Atul

  • @asv420
    @asv420 2 роки тому +1

    Sir ji please please answer
    Mai चार साल के लिए contractual employee हूं yearly total salary छ लाख तीन हजार है
    तो प्लीज itr का कोनसा फॉर्म भरना है जी जी🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

  • @shubham9868262856
    @shubham9868262856 3 роки тому

    Vry nyc & knowledgeable video sir👍

  • @PrashantSingh-mb1sz
    @PrashantSingh-mb1sz 5 років тому +2

    Keep up the good work sir...nice job

  • @bhawanidoi5138
    @bhawanidoi5138 5 років тому +1

    Stamp duty rebate residential plot ki liye b milti h ya only for constructed home

  • @sapnaarora6918
    @sapnaarora6918 3 роки тому

    In case of residential joint property between husband and wife (1) does it mean that each holder can purchase 2 individual residential properties, i.e in total 4 residential properties ;. (2) does capital gain of less than 2 crore apply on per assessee basis.. i.e., less than 2 crore for 1st holder of the property and less than 2 crore for 2nd holder of the property OR the correct interpretation is that the capital gain of less than 2 crore is nothing to do with joint holders it means on the property itself. Pls clarify SIR for everyone's benefit 🙏

  • @nkssoni
    @nkssoni 4 роки тому +1

    Very nicely explained

  • @nafeesraeen4406
    @nafeesraeen4406 5 років тому +2

    Thanks Mukul Bhaiya🏅🏅🏅🏅🏅

  • @Ghumakad
    @Ghumakad 4 роки тому +1

    Very nicely explained.

  • @MohammadAli-ng5il
    @MohammadAli-ng5il 5 років тому +2

    1.Can I claim Stamp duty charges for residential land purchase?
    2. Last year I didn't not claim insurance premium and Stamp duty charges. Now can I claim that along with current years expenses like insurance premium of last and this year.
    U have not consider payment 10k for medical expenses and 10k interest received from saving account.

    • @namanmaloo7260
      @namanmaloo7260 5 років тому

      No jis saal pay kia ussi saal claim karna hota hai

  • @bhalchandrakhairnar3323
    @bhalchandrakhairnar3323 4 роки тому +2

    Mukulji,
    Thanks for this video... Very much informative...

  • @happytime8452
    @happytime8452 4 роки тому +1

    Document kaise denge
    Example.. tuitions . coaching
    Bahar me rent payment
    Treatment etc

  • @nitinkumar3378
    @nitinkumar3378 5 років тому +2

    Again fabulous.

    • @AssetYogi
      @AssetYogi  5 років тому

      Thank you for appreciating Nitin

  • @mnr5330
    @mnr5330 4 роки тому +1

    Sudexo Meal voucher card can be exemption in which section?

  • @rohitahuja8502
    @rohitahuja8502 5 років тому +5

    Do you any excel sheet in which we put all the data and calculate for ourselves
    Please provide one that will help
    Thanks for the information

  • @Gops369-v2p
    @Gops369-v2p 4 роки тому +1

    Pls make a video on tax saving instruments for defense service personnel's also.
    It will be a great help to them.
    It should cover how to set their financial goals.
    How to achieve them.
    How to invest smartly to save maximum tax on salary.
    Regards

    • @AssetYogi
      @AssetYogi  4 роки тому

      Here it is: ua-cam.com/play/PLSiDKpku4U_X2r8M3Qw2jz0AqZC7eGs64.html

  • @Caleb_and_Kiara
    @Caleb_and_Kiara 4 роки тому +1

    Sir thank you for the valuable information. May I know which graphic tablet your using? As I need it to teach Maths. Can you send the link of purchase

  • @deep6359
    @deep6359 5 років тому

    Very nice Video always there is something to learn or something to be noted for future reference in your video. However, I feel there is 2 thing to be noted in above calculation
    1. EPF is investment and employer is liable for max 1800/- P.M.
    2. Tution Fees Deduction is not avaiable in 80C only school fees are available.

    • @Noone-hh5cq
      @Noone-hh5cq 4 роки тому

      Only tuition fees paid to university, school or college is allowed as deduction

  • @vdiitd
    @vdiitd 5 років тому +1

    Is the rebate on stamp duty or registration charges applicable on buying a residential plot also?

  • @anusangwan8333
    @anusangwan8333 5 років тому +2

    Sir I am learning a lot from your videos

  • @anildhanawade9896
    @anildhanawade9896 5 років тому +4

    Sir
    50k standard deduction
    And normal 120k for my rent
    So remained amount is only 30k under 80c
    Am I right?
    And in above case in normal way only I will not be under taxable income till 7 lakh?

  • @ramkishanbairwa5778
    @ramkishanbairwa5778 5 років тому +1

    Thank you sir for video.
    राज्य कर्मी को सेवा काल मे उपार्जित अवकाश के बदले नकद भुगतान लेने पर इस राशि का टेक्स लगता है या टेक्स पर छूट मिलेगी। कृपया सुझाव दे।

  • @everythingeverything111
    @everythingeverything111 4 роки тому +1

    15:39 Sir, please, dependent parents ki detailed definition par ek video bana sakte hain kya please.
    Doubt is as follows:
    Parents ko govt employee par dependent hone ke liye parents income "₹9,000+DA" se kam honi chahiye. Toh, ye ₹9000+DA mother aur father ki individual income hai ya combined income (Matlab 9000 mother ke aur 9000 father ke ya dono ke milakar bas 9000)? Aur suppose koi father farmer hai to wo income mein count hogi? Aur agar hogi toh uspe DA wali condition bhi lagegi?

  • @rajinderchopra4309
    @rajinderchopra4309 4 роки тому +1

    Sir,Please add one example of income over 12 lac.

  • @deepakrathore4368
    @deepakrathore4368 4 роки тому +6

    Very helpful video, thank you so much for such a precious advice.

  • @yogeshgaikwad6246
    @yogeshgaikwad6246 3 роки тому +1

    Best explanation sir

  • @Daytradingdon
    @Daytradingdon 5 років тому +1

    Video banane ke liye kaun sa software use karte hai?

  • @anjalibansal9952
    @anjalibansal9952 4 роки тому

    Very good, meaningful, useful video, clear very good aspects

  • @sharma7001-y7z
    @sharma7001-y7z 4 роки тому +1

    sir tuition fees के बारे में आपने जो टैक्स saving बताई हैं उसमे यदि कोई employee अपने बच्चों की tuition fees के बिल से अपनी company से wapas refund कर लेता है तो उस condition m वो टैक्स saving m के लिए tuition fees को itr भरते समय show करके टैक्स में छुट ले सकता है क्या

  • @rinkukuntal1239
    @rinkukuntal1239 4 роки тому

    It's too helpful vedeo but every person doesn't know about these rules

  • @ashrajutube
    @ashrajutube 5 років тому +2

    If holding Mutual funds on SWP mode, will TDS be deducted or we would be required file returns in July of the next year?

  • @sunilkanabas8815
    @sunilkanabas8815 5 років тому +1

    You didn't consider 50,000 rupees which is standard deduction.This financial year budget has increased 40,000 to 50,000 standard deduction.

  • @sidhnathsingh3825
    @sidhnathsingh3825 4 роки тому

    Pensioners ke case me koi example dekar IT saving ka upay batayen.

  • @ashisharora6800
    @ashisharora6800 5 років тому +4

    But tax slab says , no tax till 2.5 Lakh, then 10% from 2.5 till 5 Lakh, doesn't rahul fall in tax slab 2 ??

    • @rajatkholiya
      @rajatkholiya 5 років тому +2

      Its 5 percent for 2.5 -5 and also below 5 there is max tax rebate of Rs12500 therefore zero tax

  • @maulikgandhi9947
    @maulikgandhi9947 3 роки тому +1

    Very well Explained

  • @sanjayratnani644
    @sanjayratnani644 5 років тому +1

    Very good explaination & very informative video, thanks

    • @AssetYogi
      @AssetYogi  5 років тому

      Thank you for appreciating Sanjay

  • @udaynarayan5411
    @udaynarayan5411 5 років тому +1

    Very nice lesson

    • @AssetYogi
      @AssetYogi  5 років тому +1

      Hope it helps you Uday

  • @krishnanshuagarwal
    @krishnanshuagarwal 5 років тому +2

    Sir if possible can you please make a calculator for these tax calculations as well, I have seen in some other videos of yours.

  • @kunalTyagi-xe2bb
    @kunalTyagi-xe2bb 3 роки тому

    Best video , I have ever viewed

  • @swarnadipkundu8778
    @swarnadipkundu8778 4 роки тому +1

    Very good 👍

    • @AssetYogi
      @AssetYogi  4 роки тому

      Hope it's helpful 😊

  • @santoshkumaryadav8864
    @santoshkumaryadav8864 5 років тому +1

    What are the certificate one has to provide? For taxation

  • @amarjitbajaj2075
    @amarjitbajaj2075 5 років тому +2

    very informative, but i wonder how Rahul will manage his expenses after all these deductions?

    • @mamtalele5674
      @mamtalele5674 5 років тому

      Haha. Kuchh bhi

    • @DMIndia_Official
      @DMIndia_Official 5 років тому

      Deduction is claimed from Expenses. House Rent, Medical, Education etc all are Expenses.
      Also Travel expenses save our taxes too. many things are there. Depend on knowledge of your CA and your personal awareness.

    • @Noone-hh5cq
      @Noone-hh5cq 4 роки тому

      @@DMIndia_Official Hi. Could you please explain how does travel expenses save our expenses

  • @parmanandvishnujik1095
    @parmanandvishnujik1095 4 роки тому +1

    Nicely explained sir...

  • @rajnijahya
    @rajnijahya 5 років тому +3

    I like your video because it gives lots of in knowledge which is useful in daily life. Sir, I suggest you to make one video explaining income tax payable on certain profit incase you have proprietorship firm and corporate tax including dividend distribution tax in case the same business is converted as Private Limited firm considering prevailing rate of taxes with 5 to 50 crore of turn over. This will be useful to those who are running large size of business under proprietorship and wanted to shift to Pvt Ltd firm. Thanks.

    • @AssetYogi
      @AssetYogi  5 років тому

      Noted. Will try to cover in a future video

  • @manojsinghjalal565
    @manojsinghjalal565 4 роки тому +1

    Mukul g , great video

    • @AssetYogi
      @AssetYogi  4 роки тому

      Thanks for appreciation 😊

  • @savdanindia
    @savdanindia 5 років тому +2

    Sir agar self occupied home ho to kya mentenense kharcha Ko tax se chhut mil Sakti h

  • @girishkumarnishad7368
    @girishkumarnishad7368 5 років тому +1

    Sir under construction property ke principal & Intt. Payment par bhi tax rebate milega kya..

    • @AssetYogi
      @AssetYogi  5 років тому +1

      No. Only for ready to move properties

    • @girishkumarnishad7368
      @girishkumarnishad7368 5 років тому

      @@AssetYogi Sir,🙏🙏 iska matlab under construction property ka construction purn hone avam possession milane ke bad jo installment paid hoga uska hi tax rebate milega ?

    • @CMA_parveen
      @CMA_parveen 5 років тому

      No only for completed property

  • @nikhil1888
    @nikhil1888 5 років тому +1

    What will happen in case if home is on name of two members and both are earning. Can both of them claim from interest?

  • @mdnayab5839
    @mdnayab5839 3 роки тому +1

    can i claim exemption on stamp duty on buying land?

  • @pravinsalunke5984
    @pravinsalunke5984 4 роки тому +1

    Lekin sir tax rebate kese claim karna hain aour kahape

    • @AssetYogi
      @AssetYogi  4 роки тому

      You can watch this playlist: ua-cam.com/play/PLSiDKpku4U_X2r8M3Qw2jz0AqZC7eGs64.html

  • @SUNNYKUMAR-kx3qu
    @SUNNYKUMAR-kx3qu 4 роки тому +1

    Very nice sir....thanks a lot

    • @AssetYogi
      @AssetYogi  4 роки тому

      Thankyou for appreciation :)

  • @yogeshb3d
    @yogeshb3d 5 років тому

    Thanks... Sir prosnal loan ka kuch kar sakte hai kya??

  • @FilmsKiDuniya555
    @FilmsKiDuniya555 5 років тому +3

    Stock market ke series start kro sir full detail video banao aap stock market lr bare main