@@vijaychoksi3783 before taking an entry to a stock, we are referring past data, past results and chart. If there is any other way to predict the future then let me know
Compare risk adjusted returns, not just returns. PPFCF is much better than quant in risk adjusted returns. Imagine giving above category average returns at 20% cash levels. I sleep better knowing if there is a market crash, PPFCF will be there to make the most of it.
You seem to have missed a major aspect of quant Flexi or for that matter all equity funds they manage. Please ignore the fact sheet and look at the excel sheet portfolio, it will show a new facet, we are not used to in our domestic MF. It is the future contracts which is not specifically disclosed in the fact sheet. Its impact is vital
For Flexi cap, you have to be a long term investor, as the value of compunding actually kicks off after 10 years. Having said that it has to be PPFAS Flexi cap, as we all know that its Value investing which wins in the long run. But as an investor, we need to have a bit of diversity. Apart from a Flexi cap, one should have a mid cap, and a small cap. My choice in that will be Motilal Oswal Mid cap and SBI/Quant small cap. Lastly everyone should have a little amount of dividends, there its HDFC dividend mutual funds. Lastly you dont need two different flexi caps !!
Why u r not informing investors about the status of SEBI investigation against Quant for alleged front running? Do u think that all most all investors a r fool? Quant has been giving negative returns & underperforming since last six months.
Hi. My question is regarding to take Home loan or redeem my mf portfolio. I fall under 30% tax and opted for new tax regime. I have bought a land in upcoming society where i have paid 10% on my own and next year onwards i have to pay 30% for next 3 years. My question is should I get home loan to pay that amount or should i redeem my Mutual funds to pay. I personally don't want to redeem mf and disturb compounding. As i have opted for new tax regime, only option to save tax is home loan. Plz guide me through this. Many Thanks.
Not sure about your capital in mf but you can take a loan and try to fill the loan using a systematic withdrawal plan from your MF. In a way your MF capital will still remain after you have paid your loan ....
If you are buying a home to stay then it is okay, but just for tax saving purposes I don't think buying a home is much sensible. The govt actually states in other ways- you don't make much return from home, so you don't need to pay tax. Buying real estate (jameen) makes sense for investment purposes. ** I am against taking loans at any cost, unless very much needed (including home loan)**
Quant or PPFAS: Which flexi cap fund would you choose?
Choosen PPFAS flexi. Thinking about to change to quant
I do think the same@@nikhilsoo
Quant, if you just go with past over one year returns AND you trust blindly the fund manager
i have sent my query but i didnt get my answer yet now..?
@@vijaychoksi3783 before taking an entry to a stock, we are referring past data, past results and chart. If there is any other way to predict the future then let me know
any reason to ignore JM flexicap despite better performance across years???
You need to compare Parag parikh and JM flexicap funds.
I exited quant flexi after 3 yrs of SIP.. No more interested in their Allocation with Reliance and Cash calls.. Still an awesome fund
Quant is one of the fund houses that I will sincerely stay away.
Me to
@@darkprince5935why?
Please tell me, i am a beginner
Why? Can u tell?
Because SEBI has been investigating against it for alleged front running.
@@jeetendapanda2591 ok thanks
Keep both ...
Quant flexi cap 35% motilal Oswal multicap 35% jm flexicap 30% allocation my portfolio low voltaile decent return ❤
Compare risk adjusted returns, not just returns. PPFCF is much better than quant in risk adjusted returns. Imagine giving above category average returns at 20% cash levels. I sleep better knowing if there is a market crash, PPFCF will be there to make the most of it.
What happened last 3 months?? For quant??
You seem to have missed a major aspect of quant Flexi or for that matter all equity funds they manage. Please ignore the fact sheet and look at the excel sheet portfolio, it will show a new facet, we are not used to in our domestic MF. It is the future contracts which is not specifically disclosed in the fact sheet. Its impact is vital
At no point investors are warned that Quant is involved with front running issues 😡
Nice content
For Flexi cap, you have to be a long term investor, as the value of compunding actually kicks off after 10 years. Having said that it has to be PPFAS Flexi cap, as we all know that its Value investing which wins in the long run. But as an investor, we need to have a bit of diversity. Apart from a Flexi cap, one should have a mid cap, and a small cap. My choice in that will be Motilal Oswal Mid cap and SBI/Quant small cap. Lastly everyone should have a little amount of dividends, there its HDFC dividend mutual funds. Lastly you dont need two different flexi caps !!
Investment in 5 funds .. you are better off investing in index
Why u r not informing investors about the status of SEBI investigation against Quant for alleged front running? Do u think that all most all investors a r fool? Quant has been giving negative returns & underperforming since last six months.
Have SIP in both....
Where is Parag Parikh. Don't u receive commission from them?
What about jm flexicap?
Yes. I was about to comment. They gave 18% cagr from 2013 to 2020 pre covid period which is great. Post covid also, did well.
Ya their er is also very low.@@Bullish-bull
Jm flexi is like multicap heavy in mid,small
CHOOSE SBI FLEXICAP RATHER THAN THESE BOTH
Y.
Hi.
My question is regarding to take Home loan or redeem my mf portfolio.
I fall under 30% tax and opted for new tax regime.
I have bought a land in upcoming society where i have paid 10% on my own and next year onwards i have to pay 30% for next 3 years.
My question is should I get home loan to pay that amount or should i redeem my Mutual funds to pay. I personally don't want to redeem mf and disturb compounding.
As i have opted for new tax regime, only option to save tax is home loan.
Plz guide me through this.
Many Thanks.
Not sure about your capital in mf but you can take a loan and try to fill the loan using a systematic withdrawal plan from your MF. In a way your MF capital will still remain after you have paid your loan ....
If you are buying a home to stay then it is okay, but just for tax saving purposes I don't think buying a home is much sensible.
The govt actually states in other ways- you don't make much return from home, so you don't need to pay tax.
Buying real estate (jameen) makes sense for investment purposes.
** I am against taking loans at any cost, unless very much needed (including home loan)**
Keep mf as it is...
And take home loan which has very low rate of interest as 8% to 9% and in future interest rate may be cut down by 1% to 2%...