Federal Retiree Wish List - I Wish I Invested in a Roth Earlier

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  • Опубліковано 20 гру 2024

КОМЕНТАРІ • 6

  • @noway5976
    @noway5976 3 дні тому +2

    Wish I started earlier, but i needed every extra cent I could get at that time. Have one now though.

  • @pamelar.edwards2617
    @pamelar.edwards2617 3 дні тому

    I contribute to a Roth IRA and traditional 401k on my job. Can I open another Roth IRA independent of that with a brokerage firm without being penalized. I edited this post.

    • @FederalRetirementPlanning
      @FederalRetirementPlanning  3 дні тому +1

      Roth 401k and regular 401k or TSP have nothing to do with a Roth IRA, so yes, you can do a Roth as long as you are under the income limit which is around 220k

    • @pamelar.edwards2617
      @pamelar.edwards2617 3 дні тому

      @ I edited the post. Sorry for the inconsistencies.

    • @FederalRetirementPlanning
      @FederalRetirementPlanning  2 дні тому

      @@pamelar.edwards2617Roth IRAs aren’t offered my an employer but Roth 401ks can be.
      You can have as many Roth ITAs as u want but can only contribute a total up to the IRS limit