CREDIT SCORE EXPLAINED 🇨🇦 | HOW TO BUILD A HIGH CREDIT SCORE IN 🇨🇦 CANADA? | Piyush Canada

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  • Опубліковано 27 сер 2023
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КОМЕНТАРІ • 205

  • @vikramjitsingh8816
    @vikramjitsingh8816 11 місяців тому +11

    Pinned kardo bhai
    Pehle waalo mein se hu ❤❤

  • @bishnoi.pawnesh
    @bishnoi.pawnesh 11 місяців тому +52

    Bhai you are the only creator to upload GENUINELY needed topic for international students...while others are busy in misguiding students by making negative videos about canada only for few views.Keep uploading thses type of information videos bro

  • @shubhamchaurasia9147
    @shubhamchaurasia9147 10 місяців тому +4

    Real business no bullshit no mustang no show offs i like the simplicity of ur vlogs. Thanks for sharing insights appreciate ppl like you on youtube specially when a person is planning to study and immigrate as a responsible mature being ❤

  • @aaykay4060
    @aaykay4060 11 місяців тому +4

    Very informative for newcomers. I’ve heard so many people say you need to carry a balance in order to build a credit history. Anyone who says that doesn’t know what they’re talking about and don’t take financial advice from them.

  • @sufyanmukri9610
    @sufyanmukri9610 11 місяців тому +9

    I agree with ur pts of auto pay. In my opinion, we should keep even credit card bills and monthly rent on auto-pay because those also should not be missed. However, we should keep checking regularly what transactions and inquiries are done

  • @AkankshaJain95
    @AkankshaJain95 11 місяців тому +1

    Your videos are so well researched! Love watching them!

  • @rajveersharma007
    @rajveersharma007 11 місяців тому

    Great video!! Unique and detailed! I didn't know that the TYPE of credit accounts I have mattered too. I thought only paying my phone bill and credit card bill on time (early) is enough. Thanks for the info!

  • @ishantkaushik3336
    @ishantkaushik3336 11 місяців тому

    Was waiting from a long time for this proper video considering you always include this in your most videos

  • @ziahyder
    @ziahyder 11 місяців тому +2

    Thanks a lot. It's really a precious information that reflects all over our life. Looking simple but critical in depth.

  • @SachkiratSinghCanada
    @SachkiratSinghCanada 10 місяців тому +1

    Super Informative video Piyush! 👏🏻

  • @Diewob
    @Diewob 10 місяців тому +1

    Thankyou for making it soo easy Piyush, you made it soo smoothly to transition from India to Canada.

  • @writtickbiswas5238
    @writtickbiswas5238 11 місяців тому +1

    Very informative video Piyush....

  • @sumeetgavade8492
    @sumeetgavade8492 11 місяців тому +1

    Very informative. Thank you. 👍👍👍

  • @manavbhola
    @manavbhola 10 місяців тому

    very informative video @piyushmrewal, i dont even know about the credit score and how all the measures we have to take. It really help me shaping the credit score of mine.

  • @ayeshatabassum4372
    @ayeshatabassum4372 11 місяців тому +1

    hi piyush thanks for providing us such an amazing and informative videos....

  • @daljeetkaur6957
    @daljeetkaur6957 10 місяців тому +1

    Piyush beta aap pehle bande ho Jo sab kuchch positive se batatey ho otherwise all r says negative
    They sapred negativity for Canada now
    All the best 👍👍🎉

  • @Theone.fitness
    @Theone.fitness 11 місяців тому

    One of the Most helpful creators on YT.

  • @shahanahmad_2236
    @shahanahmad_2236 10 місяців тому

    Informative vedio
    Keep up the good work

  • @devpatel6502
    @devpatel6502 10 місяців тому

    Wow, brother that was the thing that I was genuinely looking for since I came to Canada. Thank you Piyush bro.

  • @leprechaun130
    @leprechaun130 9 місяців тому

    Well explained. Thank you for the video.

  • @ViratRana22
    @ViratRana22 11 місяців тому

    Wow! I totally agree with your thinking that all of this should be taught in schools/colleges.

  • @ruchibarot8902
    @ruchibarot8902 11 місяців тому +1

    Very informative video 🙌🙌 thank you 😊

  • @yasirhussain2597
    @yasirhussain2597 10 місяців тому

    piyush maza agya awsome jis dedication se tu btata hai na yar maza agya jiger hai tu bro

  • @janvichoudhary3296
    @janvichoudhary3296 11 місяців тому

    Thankyou for this informative video . Really appreciate your content .

  • @reubenpaul11
    @reubenpaul11 9 місяців тому

    Extremely Brilliant. Very well explained.

  • @Harman_Chopra
    @Harman_Chopra 11 місяців тому +3

    Nice video, thanks for the info. If possible, please make a video on investments one can do apart from TFSA, FHSA and RRSP.

  • @parthsolanki9273
    @parthsolanki9273 11 місяців тому

    Loved the content 😮

  • @fardinahmed7255
    @fardinahmed7255 11 місяців тому

    It was really really helpful brother, Thanks for your efforts ❤️

  • @Avneet839
    @Avneet839 11 місяців тому +1

    Bhai really appreciate your content you are so gwnuine and real

  • @RajniChoudhary-dk5db
    @RajniChoudhary-dk5db 8 місяців тому

    Keep sharing such informative videos. ❤

  • @JeetSan
    @JeetSan 10 місяців тому

    Literally the guide newcomer needed

  • @jasleengulati
    @jasleengulati 11 місяців тому

    Epitome of Reliability 🎉 and educational content 😊

  • @Jeet_Rekha
    @Jeet_Rekha 8 місяців тому

    You really cleared my doubt too good ❤

  • @prabhjotsingh647
    @prabhjotsingh647 9 місяців тому

    Very well explained 👍🏻
    Bro please make a video on line of credit?

  • @LS-ot5rp
    @LS-ot5rp 7 місяців тому

    Excellent Job))) Thx

  • @bristibhatta19
    @bristibhatta19 6 місяців тому

    Thank you so much!!! Just yesterday I check my credit twice in two different places to buy a new phone but they declined as I am not employed yet and my credit score is minimum. Thnak you for the precious information.

  • @ca.tirthbarbhaya
    @ca.tirthbarbhaya 11 місяців тому +1

    Piyush bhai, your videos are amazing truly, you have actually explained every aspect.
    I just have one question ,
    Let’s say I have 3 domestic bank credit cards and I have been using that for past 2 years.
    Now if I am coming to Canada for some time, should I close and surrender those credit cards ? Or should I keep as it is ?
    If I close and surrender it, shall I close all 3 or only 1/2 of it ?
    Also, This credit score that I have built for past 2 years, will that be counted in Canada ?

  • @tajeshwarsingh6648
    @tajeshwarsingh6648 11 місяців тому

    Such an informative video. Thank you for making such amazing videos and helping people like us who are newcomers or will be coming in few month(s). Loved the video. 🙂
    But my 1 question: In India while getting loans or things like Phone, Cars etc etc, we have options like SOFT ENQUIRY & HARD ENQUIRY. Soft enquiry which does not reflect your score, and hard enquiry is where it gets checked and your credit score gets impact. DONT WE HAVE THING LIKE THAT IN CANADA?
    Eager to know.
    And Piyush bro, again One request from a long time: PASSPORT RENEWAL FOR PGWP RENEWAL Video. PLEASE DO MAKE !! EAGERLY WAITING FOR THAT. When can we expect that video?
    Hope you'll revert for both the questions.

  • @jaypatel1083
    @jaypatel1083 10 місяців тому

    i needed this a lot thanks

  • @agastepaul
    @agastepaul 11 місяців тому

    Again thanks for ….more …Amazing video ❤means a lot and hope u fine there and take care

  • @rv99
    @rv99 11 місяців тому

    ✨Best knowledge videos for international Students ✨

  • @aerynhellscythe3145
    @aerynhellscythe3145 11 місяців тому +4

    Good morning Piyush.... Could you please tell me best credit card for international students like I heard cibc dividend is good but there is also highest cash back wala Neo card.... Please help as I have cibc appointment in 3 days ! Have a great day

  • @princesseshiba5179
    @princesseshiba5179 11 місяців тому

    Very informative video

  • @abhiabhinay4876
    @abhiabhinay4876 4 місяці тому

    It's very clear thanks

  • @PrabhjotSingh-kt3fq
    @PrabhjotSingh-kt3fq 11 місяців тому

    Bro as u said in the video, i was unaware about that walmart’s mastercard, one of the associate’s came to me and asked me to apply for the same ; i got that credit card one month ago but haven’t activated it yet and now when i checked my recent credit history my credit score dropped by 30 points . Now what should i do with that walmart’s card? Should i close it or leave it inactive?

  • @simrantaneja8371
    @simrantaneja8371 11 місяців тому

    Very informative ..I was just thinking from where to get reliable information on how credit system works here in Canada. It really helped.

  • @ishanbhale4539
    @ishanbhale4539 11 місяців тому

    Thank you bro, abhi credit card he collect krne ja rha tha.

  • @UprootedWanderer
    @UprootedWanderer Місяць тому

    Thank you so much!

  • @JasS-pb29
    @JasS-pb29 10 місяців тому

    Bro taxes par vdeo bnao har province ki alagg alagg
    Puri detail mai

  • @sandippatelia8009
    @sandippatelia8009 11 місяців тому

    You are right brother

  • @siddheshkakade_
    @siddheshkakade_ 9 місяців тому

    Hello Piyush,
    Thanks for sharing such a detailed information. I am confused between Neo CC and PC financial CC, could you please let me know which one is better and also could you please share your reference link, thanks.

  • @VivekSingh-hy1dk
    @VivekSingh-hy1dk 11 місяців тому

    Keep more of this content coming. Financial literacy ki koi bhi baat nahi kar raha.

  • @sunitag9284
    @sunitag9284 10 місяців тому

    Thanks a lot..
    Please explain what are credit products.. Want to know more..

  • @Canadavibez
    @Canadavibez 10 місяців тому

    very good bro may be u forgot but i watch ur vedios before i was in dubai now i am in bc kelowna last 2 months i really follow ur advise even for single sim cards thanks ablot for make my life easy bro keep it up❤❤

    • @Canadavibez
      @Canadavibez 10 місяців тому

      but i have 1 question if i use credit card 30% and but i pay off before genrate statement and i think paid more 6$ so my balance shows -6$ so its effect good or bad?

  • @user-un5nk8bu2j
    @user-un5nk8bu2j 2 місяці тому

    Can you please make a viedo how to use credit points while booking a flight ticket

  • @muhammadhaseeb9818
    @muhammadhaseeb9818 6 місяців тому

    For buying a car which points to consider for financing and leasing. What key points to remember or if u already have another video

  • @meshwapatel7077
    @meshwapatel7077 11 місяців тому

    bhai, smipli CIBC k upar ek video banao....that how it works..?

  • @AbhiSinghThakur
    @AbhiSinghThakur 11 місяців тому

    Need more videos on financial literacy

  • @8DHungama
    @8DHungama 5 місяців тому

    I hope you reply to this comment. I never missed a payment, used under 35%, used for different transactions, one credit inquiry, not able to take my score over 740

  • @Deepak-kl1lh
    @Deepak-kl1lh 10 місяців тому

    Anyone for UNIVERSITY OF NEW BRUNSWICK Saint John campus January intake or any other college in the city?

  • @gagangill5465
    @gagangill5465 6 місяців тому

    Bhai jab bill generate ho Gaya to kya abhi pay Kar sakte Hai ja Fer near the due date he kare?

  • @harsh8307
    @harsh8307 10 місяців тому

    Where can i get more information on using reward points or points by using my credit card for transactions? also does using rewards points to get something affects my credit score or my credit history?

  • @Hundal22Youtube
    @Hundal22Youtube 11 місяців тому

    Awesome

  • @amandeepsingh7564
    @amandeepsingh7564 10 місяців тому

    my credit score today is +700 all credit goes to you piyush vai agar me apko india se follow ni krta apko points ko consider krke unko abide ni krta to ye kabi ni ho pate. thank you so so much piyush vai to put out content that actually helps people like us rather than posting bs like dark reality and stuff which rather got you more views and numbers. I really admire your dedication towards the quality of your content. you inspire me a lot piyush vaii :))

  • @Momma_and_babies
    @Momma_and_babies 11 місяців тому

    Good content

  • @dominicex1132
    @dominicex1132 11 місяців тому

    Should our available credit always be at its limit ( 1000 dollars ) ? Or if it's around 500 600 so it's fine ?

  • @shahanahmad_2236
    @shahanahmad_2236 10 місяців тому

    Hi, as you told you are in finance field so how much average finance or accounting person make annually if he has professional qualification like CMA, ACCA, or after completed CPA canada.
    Secondly, How much current average monthly expenses.
    Thanks in advance

  • @deepabhatt40
    @deepabhatt40 10 місяців тому +2

    My son just moved to toronto for studies & I am always worried about him but your videos gives me strength.... I watched your videos from last 3 months and its very helpful 😊

    • @PiyushCanada
      @PiyushCanada  10 місяців тому +1

      You’re very kind. Thank you.

  • @utkarshsingh6876
    @utkarshsingh6876 10 місяців тому

    Can you make more videos on credit cards, credit scores and bills with more details? Please 🙏

  • @fillerriller9463
    @fillerriller9463 8 місяців тому

    Bro as you said , you had paid your tuition fees through credit card , how much is your credit card limit and what is mandatory amount to pay fee every month

  • @lakhwinderkahlon5201
    @lakhwinderkahlon5201 2 місяці тому

    Thank you 👍 bro

  • @ajinkyapardhi936
    @ajinkyapardhi936 11 місяців тому

    What if I want to check my credit score for now applying for credit but self awareness

  • @mohitloura5866
    @mohitloura5866 11 місяців тому

    What if your statement generates on 10th of every month, due date is 28th. You pay bill on 22nd - 25th but you use it again on 26th or 27th?

  • @mr.himalayan6258
    @mr.himalayan6258 10 місяців тому

    You are also in BC so you also know MSP, Many students don’t pay so it also affects their credit score, if yes then how much, like how many missing monthly payments affect our score

  • @siddharthsolanki6152
    @siddharthsolanki6152 2 місяці тому

    which is the one credit card you recommend for new work permit immigrant . please tell

  • @Hundal22Youtube
    @Hundal22Youtube 11 місяців тому

    Please make video how to remove unwanted credit accounts on your credit card i mean like mismatch information with soemone. It will help thousands of people its request from me . Thanks

  • @Theone.fitness
    @Theone.fitness 11 місяців тому

    Bhai Construction mangement ka scope batao Canada me. Ya koi video banao please.

  • @preettkang
    @preettkang 11 місяців тому

    Bro short term trading Konsi app sy kru yha ontario my binance ban hai edr as a student kaise me trading start kr skta Hu bta skte ho ?

  • @hardeep0047
    @hardeep0047 7 місяців тому

    Bro, I just got a credit card (2 months ago)and I didn’t liked it at all. I want to close it now. Will it negatively affect my credit score

  • @InnocentAstrolabe-zy8yg
    @InnocentAstrolabe-zy8yg 2 місяці тому

    Piyush vaiya should we take marketing or which specialization in BC for PR? During MBA

  • @Singh-mf6gx
    @Singh-mf6gx 6 місяців тому

    Phone bill ka alwa or kon sa payment kr sakta ha jiska sath credit score increase ho
    Room rent ka toh possible nhi hq koi uska price hi bahoot zadda ha or credit card ki limit hi 30percent ha
    Any other bill which relates to increase credit score ???

  • @Sumanprabh
    @Sumanprabh 9 місяців тому

    While opening gic account..my account show i already have credit card and I didn't got student credit card from Scotia and this thing still not fix it i tried everything.....what is the fast way to remove that thing ....?? Any suggestions

  • @dzeners
    @dzeners 10 місяців тому

    Does your Indian equifax score impact your Canadian score?

  • @naniparikimastiyanpakistan6507
    @naniparikimastiyanpakistan6507 7 місяців тому

    Thank you from Pakistan Canada 🇨🇦

  • @tomatocurry
    @tomatocurry 8 місяців тому

    May we know which card should we select? Please

  • @manavpatel7428
    @manavpatel7428 Місяць тому

    Bhai jese apne kaha ki TransUnion ka credit report hum download kar sakte ho to vo kese kar sakte he?

  • @MohaPlaban
    @MohaPlaban 11 місяців тому

    Bro make videos on used car in details

  • @maisunali2805
    @maisunali2805 10 місяців тому

    Bhai sab course sahi choose kro bol rahe hai Bhai kensley college Montreal me cyber security lene ki sonchraha hu kiya wo sahi rahega???

  • @abhayrajyadav7702
    @abhayrajyadav7702 11 місяців тому

    Piyush bhai aapne kaun se domain me MBA kri hai....???

  • @Calgarylyf
    @Calgarylyf 11 місяців тому

    Can I check my credit score weekly or monthly?

  • @AmitKadyan23_
    @AmitKadyan23_ 10 місяців тому

    Heya brother!!! I wanna ask you about the scope of digital marketing in Canada?!!

  • @status__king3390
    @status__king3390 10 місяців тому

    Bhaiya please guide me I want to study in medical field in Canada please help me I don't no how to apply for visa and all other processes for moving please make video on that topic I'll be greatful to you 😌

  • @Avneet839
    @Avneet839 11 місяців тому

    Bro bc ke transit pe ek video bnaooo

  • @aaykay4060
    @aaykay4060 11 місяців тому

    There’s hard credit checks and soft credit checks. Hard checks can temporarily lower your score but if you’re paying your bills on time then it rises again soon enough.

    • @smwk2017
      @smwk2017 11 місяців тому

      When you apply for a credit card or auto loan, it is a hard credit check.

  • @ramsinghkhalsa2789
    @ramsinghkhalsa2789 8 місяців тому

    Hi bro. Please make a video to fix bad credit score

  • @oldskool8371
    @oldskool8371 28 днів тому

    If my score 560 after 4-5 months landing here so is it bad for me or its going good ?

  • @loansservice901
    @loansservice901 4 місяці тому

    Sir canada me loan DSA code apply kr skte hiii

  • @user-wl3qj2zl1w
    @user-wl3qj2zl1w 8 місяців тому

    Bhai hm 2 credit cards use kr skde koi v bank ka ho ?

  • @SukhwinderKaur-rl1we
    @SukhwinderKaur-rl1we 6 місяців тому

    kush negetive payments ko kaise remove krenge?

  • @user-wl3qj2zl1w
    @user-wl3qj2zl1w 8 місяців тому

    Bhaiya 1000 dollar per month ho ta hai ? Ya full year ka