Negotiating Business Loans 101 - Beat The Bank With These 5 Tips

Click The Link Below To Purchase the Commercial Loan Term Sheet Template on the FinanceKid website. Thank you for your support!
www.financekid.ca/products/co...
How to negotiate a term sheet for debt financing? How to negotiate personal guarantees on term sheets? How can I reduce my interest rate on a term sheet over the course of the loan? What are common negotiation areas for debt term sheets and what cannot be negotiated easily?
In today's video, we will be covering five common areas where investors and entrepreneurs can effectively negotiate their debt financing term sheet to reduce their interest rate and other ancillary costs over the course of the loan. This video is geared towards business owners dealing with commercial banks and "A" lenders. The five areas are;
1) Interest rate pricing grids
2) Reducing your upfront commitment fees and ongoing review fees
3) Changing your funding conditions to avoid funding delays
4) Limiting your exposure to required personal guarantees
5) Reducing the cash equity required to acquire real estate or finance a business acquisition
If you enjoyed the video and found it helpful, please like and subscribe to FinanceKid for more videos soon! If you want to reach out directly, contact me at; [e-mail]
If you are looking to sell your business and would like to learn more about Roblee Capital, please reach out to me for an introductory call. You can contact me through email or through my LinkedIn at;
/ robert-bezede-20ab8a6a
Roblee Capital is a Toronto-based M&A Investment Bank focused on serving companies with revenues between $1MM to $100MM primarily offering sell and buy-side M&A services. We work with Canadian-based business owners looking to sell their lower mid-market business. Check out our website at;
www.robleecapital.ca/

[@jenyalongcountry7099]

Wow, that's actually great information very structured and concise! I'm following!

[@faiffummer3265]

Hey man, appreciate the contents. Also, i would personally love to see a video explaining how distressed debt desks in S&T work, including how the illiquid bonds are purchased and negotiated from lenders, and how they are traded.

[@financekid3163]

Thanks for the comment and watching, not sure if I would have the best experience with this topic. I do have some experience in valuing public bonds but securitizing illiquid loans is not my area of expertise especially seeing that I am based in Canada where banks traditionally hold onto their loans rather than securitize and sell them off to third-party markets like USA-based banks.

[@tarekalsherif57]

Thank you for the valuable information!

[@whateverman181]

All the best! Good content. Want more content from you.

[@user-ln6ym4de8b]

Thank you for sharing!

[@Truthhurts808]

Fantastic, very informative and practical tips. 👍

[@financekid3163]

For any investors, students or commercial organizations looking for a commercial loan term sheet template, please visit the FinanceKid website below to purchase your editable copy:
www.financekid.ca/products/commercial-loan-term-sheet-template-for-lenders

[@JorgePena-rm4up]

Did you ever do a part 3 on IORE or OORE?

[@citrinehills7131]

You are great at this business and so savvy. Do you have a vid on wealth advisor as a career?

[@financekid3163]

In the future I would like to cover this area as well, it may take a while to get to. Thanks for watching.