NIC ASIA might actually COLLAPSE, here's why
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- Опубліковано 25 лют 2024
- In this video, we delve into the recent concerns surrounding NIC Asia Bank, examining claims that it might face collapse. Shedding light on the alleged closure of 50 branches and the subsequent denial by the bank's Deputy CEO and Information Officer, Sudhir Nath Pandey, we explore the truth behind the rumors and the potential implications for customers. With insights into the financial landscape and the credibility of such reports, we aim to provide clarity on the situation at NIC Asia Bank amidst the swirling uncertainties.
#NICAsiaBank #BankingCrisis #FinancialRumors #TruthRevealed #NepalFinance #BankCollapse #TransparencyMatters #indepthstory
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Thank you for shedding light on the most important issue. This is the content I pay internet for.
best
Huss sir 😂
1@@sashankkafle3605
WorldLink
This is bullshit content ngl
Thank you IDS for this much detailing as required in NEpali.
सारै सजिलो सरल भाषामा वुझाउनु भयो। सचेत भयौ। NIC ASIA वढि चलखेल गर्ने वैक हो भन्ने सुनिन्छ यसैले भरोसा टुट्यो भने डूव्छ।
NICA बैंक डुब्यो भने नबिल , इभरेष्ट , GBIME, SCB, SBL, Prabhu,Sanima,Himalaya,Citizen,SunriseLaxmi,NMB NImB सबै डुब्छन। जुन 0.00001% सम्भावना छ। त्यसैले बैंकको प्रणालीमा सबैले भरोसा गर्नुपर्छ। किनकी बैक मात्र होइन कि संसार नै बिश्वास मा अडिएको छ। धन्यवाद ❤❤
जय नेपाल, जय नेपाली
Dherai kaam nai manche holan jasle biswash vanne kura bujcha. You are very right .
Well said brother, ma ta dhukka xu
Thank you IDS for your attempt to minimize the panic among people and showing the true picture of banks
now NIS Asia bank thert you badly but don't delete video ok sudip bro.
@@user-qv9uc6ze7wsai Kura sabaila paisa jhikna lagapaxi tw Jun bank Pani dubxa
😂😂
@@user-qv9uc6ze7wNot only editing he have his team for research in his videos topic. Every thing he say in this video is 100 % true . First his team will research deeply then only he will make video 🙌👍
I think You are the staff of NIC ASIA 😂🤣🤦🏻♂️🤣
@@prabeshadhikari004 research resource chai sab dubious financial online portal dekhiyo arthasarokar, bizshala, which are well known to bend news afno profit ko lagi 😂
@@prabeshadhikari004right 🤣🤣
Thank you so much
एक्दम राम्रो जानकारी
I don't know full facts, But as a Nepali I subscribed you for lighting the truth.👍
जानकारीको लागी धेरै धेरै धन्यबाद
brother price valid that point aswell as fundamental too
Brother you really are brave person.. thank you for sharing such informative video
बैंक तथा वित्तीय संस्था अर्थतन्त्रको मेरुदण्ड हुन्।केहि समस्या भए उजुरी गर्ने निकाय छन।बैंक भनेको कुनै ऋणि ले ऋण नपाएको झोकमा,कुनै पत्रकारले विज्ञापन नपाएको झोकमा गरिने अतिरन्जित ख्यालठट्टा होइन ।वित्तीय क्षेत्र भनेको बिश्वासले चलेको क्षेत्र हो।एउटा मा समस्या आउने बित्तिकै अन्य सबै मा समस्या आउने हो।त्यसकारण बैंकिङ क्षेत्रलाई भद्दामजाक नगरौं।
मेरो केरा खा 🍌😀
once again great and genuine content..Thank you ids team........
धेरै राम्राे जानकारी
Thank you so much for updating and information ℹ️
Thanks for information ❤
Well explained ♥️....the best speech i found... thank you for such a wonderful video.... great work...
I lost my brother, property, family, home and my bright future due to NPL policy of NIC asia ! 😭😭
So sad to hear ! Keep faith in God ! Time will heal !
NEPAL PREMIER LEAGUE??
TRY NIC EUROPE
Very sad to hear it. But have we reviewed our financial planning???
NPL policy of NIC hoina. NPL policy of banking system bhanum...
Thanks for the information ❤
Hard Work pays off. Evidence based without taking any side just as it is so I love it and believe what you say.❤❤❤😊😊😊
9:41 ( I wonder how you got it, can anyone ask for these police reports)
6:57 rescheduling/restructuring policy doesn't allow BFIs to sanction additional loan. Borrower can defer their obligation.
yes they can but bank le pressurize garera dues pay garna additional loan diyepaxi k garne ta? It's their conspiracy
@@canabin7798borrower Le afno obligation pay timely pay garna parcha. But however ahile ko economic condition Le Garda garna sakeko chainan. So rescheduling/ restructuring is a relief to the borrowers. Motive bhujum bro. Please follow "disinformation"
Thank you for sharing in depth story of NIC asia bank.
thank you for nice coverage and bringing clarity to us.
Thank you so much for the deep and detail information
Best analysis, got to learn how modern banking system works. Great conclusion.
The conclusion given by this video is that if a panic situation occurs, the bank may collapse. I don't appreciate you for this video because as per the current situation, most of the depositors are horrified and the conclusion given by this video resembles that the bank may collapse. Depositors will panic more and your video will work as a catalyst for it. So it's better not to make depositors more frightful with this type of content. You can make a documentary later when the situation becomes normal. It's better if you delete this video for now and post it later when the situation becomes normal.
Or atleast change the title and thumbnail.
After spending more than 10 long years in banking and more than 5 years explicitly in the risk management department of Bank these are the reality there are few flaws but the content is not wrong. People need to be aware of their money. The trust they hold towards the bank shouldn't be blindfolded. The current situation is dragged by these so-called big banks. Few banks in Nepal should fail so that the rest of the bank will take banking a serious job. Sadhai NRB le haat thamera bank chaldaina. Aeuta duita bank dubepachi everyone will realise chyau jasto khuleko bank haru ma deposit rakhda and loan Lida dherai Kura sochnu parcha! Everyone in this banking sector knows ajha ko situation few banks ko over confidence le garda.bhayeko ho. Despite of weak loan repayment capacity, inadequate analysis of sales and working capital etc huge flow of credit has alarmed this situation.
kahile kahi bank dubna pane parxa ane balla bad players market bata exit hunxan... ane k he time ko lage market ramro hunxa. naramro garepaxe ta bigrinu paryo ne natra teslai protshan gariyo vane zhan vayabaha abastha aauxa. grow fail and learn to grow ....
Common, man. You can't be faint-hearted when it comes to your investment and money. There are a lot of contents out there on the internet, and the good trait of an investor is to analyze the information received and decide if his/her investment is safe or not. I don't find anything misleading in this video. People have the right to information about all the stuff going out there. Only time can tell, if NICA prevails or tumbles down, but as an investor, it's high time people should decide to minimize the risk. Maybe, moving 50% of your liquid to some other bank is not bad decision in this scenario. It's as they say, "Better late than never", and "Never put all the eggs in the same basket". What if panic situation actually arise and the bank collapses? Chances could be slim, but we can't discount this fact given all the saga that's going around.
Pakkai yo manxe NIC Asia bank ko worker hunu parxa
I don’t uderstand why people believe a hoax creator such as durga prasai. People must understand about the situation themselves instead of others.
❤Need this type of content more and more
I myself is the victim of NIC ASIA bank. Thanks to IDS for shading light to this crucial topic. Fata haru ho saab yo nic asia
Kati thyo timro account maa? 300rs? You are not a victim bruh. You can say that you are victim if the bank refuse to give your money back.
Abo mero fixed deposit ko paisa kasari jhikney ?
@@samratrajvaidya9357 temro 2rupiya ko anwar lai k tha
@@AshTheDukeif urgent please premature FD. Ani cheque/ mobile banking / internet banking bata
Ekdam ramro detail.bank jun sukae hos ekae choti lina gayo bhane dobcha. So halako pachadi najau. Everything will be fine.
Bro le panic nagarau vanera vaneko cha tara yaa manche haru purai video naheri, judge garirachan.
Bro, look at the Tittle of this Video.
@@samratrajvaidya9357people of this era doesn’t have anytime to watch full movie airey gairey ayera j pai title rakhdiyo tei title bata judge garyo waahhh
Banks also holds huge chunk of institutional deposits. This deposits were penetrated through corporate deals,which are less likely to be withdrawn. Further, if whole individual withdraws money from banks,then where will they keep thier monies at. Morever, NRB has various measures to safeguard if any banks goes problematic.
Nice info but sabai jana ekai choti afno poisa niklda jati boliyo bank poni dubu halxa ni josto lagxa hjur
Thank you for imformation good news❤i had 😊this bank
To those comments saying IDS bro le bank dubcha vaneko cha , paila purai video ta hernu ni! Kaaha Dubcha vanya cha ra.
Ekaichoti aatiyera sab paisa jhikna gayesi po dubcha vanya ho ta. Tyo case ma ta NIC matra haina, sab bank dubcha.
Durga Prasai yei fear ta create garna chahancha ni,
thank you bro for the rightful explaination as always
Tyo Durge lai desh Nikala garnu parchha. Afai bank ko loan khayara baseko chha.
Sabai le paisa nikalyo bhane pani dubdai na brother, Nepal ko A class bank haru sanga jati manche harule deposit gareko cha tyo bhanda 4 times or more than that amount ko reserve cha, yetikai A class ma audaina ni brother
Lack of financial education in Nepal...Bankrun is not possible in Nepal right now...Durga is 1.5 yrs late...banks ma liquidity falafal cha aile as CD ratio is 80 percent...besi cash vayera NRB le interest diyera banks BATA liquidity liraheyko cha...and remittance is incoming 1 kharba rs per month as well...
lol 1.5 yrs agadi tara situation arkai thiyo... banks haruko cd ratio 90 percent nai thiyo...tyo Bela aileko jsto halla chaleyko vaye NRB le 2 3 OTA banks samalna parthyo hola...
American Bank ta bankrupt hunxa mula yo ta Nepal ko bank ho😂😂😂
@@hikmatkushmi3516aile ko kura gariracha hau, aile bank ko condition ramro cha so bankrupt hune chances chaina bhaneko, ani tesai ni bank collapse hune bela ma goverment le help tesai ni garihalcha
@@hikmatkushmi3516Nepal history ma bankrupt keile vako xaina . Tei Pani A grade ko bank Kaha dubxa Ra yar yeti sajilai . NRB is too good to manage all things.
Cd ratio vaneyko k ho padna jau Bhai...
Aile liquidity falafal cha Nrb le ultai paisa taniracha bankbata aile at 3 percent...
Aile nic Asia BATA deposit gayo vaney ultai nic Asia lai nai Faida huncha cost gatcha maag nahuda...
those who dont know what C/D ratio is Loan-to-Deposit ratio which tells us how much of a bank's deposits are being used to make loans,80% cd ratio means 100 rupiaya deposit barabar bank ley 80 rupiya loan diraxa, higher loan higher risk of default , higher risk higher profit
जानकारी दिनुभएको मा धन्यवाद
Thank you for the information ❤
Thank u for information
Most needed content ❤
Thanks for video❤
Well done bro.. bank collapse hunu hudaina.. corrupt banker baru niskina parxa.. bank dubnu bank matra hoina desh dubnu ho
Detailed and clear .hats off bro . Brave man 😊
kati ramro analysis.
Bank is not safe ..now we should save our money in esewa😂😂
Ime pay maa gara bro kamsi kam ime payle interest tw dinxa jun esewale didaina😅😅
Exactly👍🏻well said 🙏
Good video respected sir
I agree on the conclusion you gave at last. But not our sheep community will understand this. A lot of sheep are withdrawing money. With this community, Nepal will never develop.
bro sheep tetikai bhanna banaudainau . Most of the people ma awarness hudaina , timi afai bhana timle yo video na hereko bhae timi afai pani Panic hunthyou hola . Main problem is we lack awarness . Most people are illeterate . SO it's our duty as a awared citizen to pass correct info amongst the regular civilian.
So what Nepal ma eutai matra bank cha ra? Its not about sheep 🐑 pakhe jasto kura na gara. Jinddagi bhari dukha garera rakheko paisa ho, so panic jo ni huncha. Safe side jasle ni khojcha and no one will Risk. It is better to transfer money to other Bank
Bank aucha jancha ..yes ma development ko kura kata bata ayo...its all about trust once is broken its broken...and lastly its better be safe then sorry..and i would rather feel safe ..u kunt
This is the most idiot comment I saw in this video. People have the right to withdraw their money and move to other banks. You can not say anyone is a sheep. The only thing here is why this happened. Is it not the Bank's fault? Is there any reason you think this bank should not collapse? It is the open market, one goes, another comes.
Thank you for information
Bhai timi chau ra ta video herna maan lagxa i love you bhai
ads chae gajjab ley dimag lagako ho la 😁😁😍
12:58 lmao best part of this video. litterally my stomach started to hurt by laughing.
edit: !!! 'what ???' meme guy in the background scene
😂😂😂
🤣🤣🤣🤣
Daii MA hjrr koo Fan chii hoinn raa panii yO channel dakii video horuuu sunuuu yaa harnuu ramiloo laxa aja kal ❤
Very best vedio 👌
Love u ❤❤❤
Effort for research is there but referring to biased sources,while collecting information, could create vicious cycle of misinformation.
Not advertising such a bad situation is to prevent panic in the nation, panic may lead to collapse of banks as we know it
good one
what a clear explanation on to the point .
It is very helpful for educational purpose
thanks for clearance
The last line was best bro ❤❤
I had work with NIC Asia Bank, I know what exactly is the problem with this Bank has , So does NRB, But being a deaf ear wont resolve the problem, Bank yetai kai dubdaina, But bank lahi thik belama control garerna bhane bank sahit aru bank lahi ni samasya awuncha. So supervision should be in such manner that would benefit the whole economy and bfi's Covid ko belama ma almost bank and finacial insitution ma 30-35% ko grwoth bhanekai supervision ko failure ho. "Too big to failure" le garda NRB
for better understanding watch other video like of ideapreneur nepal
Last ko 10 seconds ma magical word xa ❤❤ #banda
आज के भयो हजुरलाई
हिजै एउटा भिडियो आयो
१ दिनमै नया भिडियो
very good and keep going daii❤
Very deep & true analysis
Nice content 🎉
for this case I will suggest you guys the video from "Ideapreneur Nepal's" nic asia case video for battery Banking system explanation & more information about this field 👍👍👍
Good content
Amazing yr bro
Good contain👏
NIC एशियाको cd ratio 90% होइन 79-80% छ। अहिलेको अवस्थामा बैंक डुब्ने अवस्था आएको छैन। सबै जना पैसा लिन गएर बैंक डुब्ने होइन। त्यस्तो बेला राष्ट्र बैंकले over गर्छ र सहयोग गर्छ।
यस्तो negative र अनुमानको vdo please नेपालको अर्थतन्त्रलाई हचुवामा हिट गर्छ।
Nadubney bank pani janta veda vayexii dubxa tei ho..hawa hawa halla failaayo..Sab financials rmro xa NiCA ko ..k karaan ley dubxa dubna chaii?? Mula bank dunga hora sajilai dubna , NRB ley herihaalxa ta kina aateko sab ..
Ekdam ramro vhanu vhayo Malai chae biswas thiyana fake news pari tae pane Nepal rastra bank Bata ka barga ko ijaajatt Pako xa just Example kae gare testai vhayo vhane rastra bank la jimma linxa ne
Cyber syaal😂
Financials vaneko data ta ho manipulate garna sakki halcha
NIC asia vaneko ekdam aggressive bank ho
CAR ni near limit, SLR ni kaam, ekdam weak condition
So testo naramro ni haina testo ramro ni haina
Nic koi staff ta hoina yo comments Hanney.....social media ma fake id banaera positive news fyalnu vanne order cha re...maile hoina mathi video le vaneko😂😂
Janta veda bhan chas ta chai Nic le paleko paltu hos
worldlink ko ninja technique ho pasia kamauni utai bata internet slow banaidiyo ani user lai beacon use garnu fast without intruption vandinxa.
Waiting...
Comments shows 😂 everything
Your last line was amazing nic aisa dubcha ki dubdaina vanera manchey haru ley j sochyo tei huncha
Great work brother..
Loan tirna loan diyeko kina hola vanne aja prasta vayo its a good point youve given...i have seen a lot
Make video on political events from 2007-2017 and 46-62
Unbiased
जसले जे भने पनि यो बैंक चाहिँ लूटेरा नै हो
बैंक को त विस्वास थियो तर यस्तो गरेपछि अब सरकारी स्वामित्वको वैंक वाहेक अरुको भर नै नपरौँ
I'm here now 🙏
यो भिडियोमा अलिकति वित्तिय साक्षरता पनि मिसाएको भए हुन्थ्यो । सबै मान्छे पैसा लिन गए स्वीस बैँक पनि डुब्छ ।
100%
True
Everything in the video is great except the fact that most of the visual content is of the COVID era when clients of the bank were in mask and stood really maintaining distance -- these visuals project mourning in general - a PARADOX today except for the core executives of the NICA and shareholders.
Beyond it let's unite and convey to Durga Prasai that NICA is not an entity of just few Marwaris , its just another commercial bank where Genuine Nepalese citizens of all ethnicities deposit their savings which in turn is Lend to aspiring entrepreneurs.
Durga Prasai will himself face consequences. If there is fall in deposits at NICA , it will increase the interest rates return on deposits and so shall interest charged on loans shoot up. The same will happen in all of the banks and finally Durga Prasais obligations will skyrocket.
So Durga Prasai relax and chill NRB exists and will intervein.
All you have caused is transfer of holdings of shares of NICA from small investors to larger ones causing consolidation.
I therefore humbly request you to edit the video and mention in it that no one should try to over rule NRB........at least because NRB is not merely a conglomerate of Marwaris.
यस्तो sensitive कुरामा अनुमानको भर मा कुरा नगरौं।
In-depth story ko admin pnni bank ko staff wa bank le promotion garna lagako jasto xa😂
सुदिप भाइ पैसा निकल्न सबै बचतकर्ता एकै पटक गए भने त स्विस बैंक पनि डुब्छ। nic asia लाई मात्रै डुब्छ त भनेर प्रश्न गर्नु ठिक होइन है?
यस्ता लाई के भन्नू यार । पक्का युटुबे रहेछ यो च्यानल ।
Aati nai ramro 🥹🥹
जनतालाई लुटने घरबार बिहिन बनाउने बैंक लाई कडाकारवाहि हुनुपर्छ
Aago content ❤
Bro aap suntala saau nepal mai falxan tara pani hami mahango poisa halera kinera khanxam asko in depth story k ho please next video banaunu na !!
expensive vayera
Season ma faleko fruits large scale ma store garne facility navayera
Definitely Nic Bank kehi Malpractice ta gareko cha
Tara reason why it would'nt collapse:
*Capital Adequacy 12℅ Enough
*Reserve enough
*Paid up capital enough
*Nrb ko regulation and Inspection ma cha
*Problematic nae merger garau cha Nrb le
*Npl ta thikae cha 10 jati hola real ma Tara thyo sabae bank ko cha resheduling na garne vaye
= Yekae choti Deposits jhikale Rastriya banijya Bank me dubcha!
Wow fabulous video ❤
Can I know from which source u get information for ur videos ????!?!!!!!!??????????!!???????????
Biswas ko khel nai ho dai.. splendid video
As a banker you are 100% right
बैंकलाई गाली गर्दै बीचबीचमा wordlink को इन्टरनेटको विज्ञापन गर्ने कुरो चाहिँ अलि ठीक भएन के भाइ यार तिमी पनि अलि फटाफटाहा नै निस्कियौ। worldlink पनि नेपालको माफिया इन्टरनेट प्रोभाइडर नै हो यार यो गतिलो होइन।
Quality content..!!!
Nice dai ......
Manxey le banking money processing bujney ho vaney bank matra hoina sahakari pani dubdaina dherai jasto manxey money wheeling ko process nabujera sahakari haru dubeko bujinxa
अब सहकारी डुब्दै गइरहेका छन्। बिस्तारै बैंकिङ क्षेत्रमा पनि यो समस्या देखापरेका छन्।
Very good analysis but still you need to have better research at least about the policy and procedure of NRB circulars. If you dig more into the NPA level of the entire banking sector leaving SCB aside, none of the banks have shown clear pictures on their NPa level. These are all manipulated. I request you to do more research on NPA level and you will know where our banking system is heading.
NRB has itself indirectly hinted to control over the NPA's by rolling out various circular to come over this. If the provision amount piles up more and more ,then there might be panic situation all across the nation. This may lead to fall down of whole system in a while.Right now,the banks are implementing CD ratio instead of CCD ratio which is very instrumental while there will be huge withdrawals by customers.
10 wrongs don't make 1 right. here he is talking about NiC only and he has to disclose what is wrong..