my money management system 💸 | my first million 🎯

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  • Опубліковано 26 тра 2022
  • today i'll share with you an overview of my money management system -- how i plan my money & set targets, monitor my finances, strategize for my savings and investment, compartmentalize my bank accounts & credit cards, use different wallets to organize my finances. leggo!
    🎯 my first million playlist:
    bit.ly/myfirstmillion_playlist
    this video is in partnership with GInvest.
    -
    socials:
    📷 instagram: / theasybautista​
    🌟 facebook page: / theasybautista
    🍵 tita talks ph community: / titatalksph
    💬 twitter: / theasybautista​
    -
    ☎️ for business/sponsorships: hello@theasybautista.com
    #MyFirstMillion #TitaTalks #PersonalFinancePH #MoneyManagementSystem #UnlockYourLifeGoals #KayaMoGInvestMo

КОМЕНТАРІ • 236

  • @TheaSyBautista
    @TheaSyBautista  2 роки тому +66

    Halooooooo!!!!!!! Pano kayo mag manage ng finances nyo? Pashare naman po ❤️

    • @charlietanala192
      @charlietanala192 2 роки тому +2

      Google sheets LOL

    • @kcqnts
      @kcqnts 2 роки тому +2

      Hello po baka pwede pasend ng sinking funds na system niyo po, nawawala po kasi yung formula nung link na nasa sinking funds niyo po na vid 😊

    • @edelestranero9590
      @edelestranero9590 2 роки тому +3

      I have my "financial notebook" where I write my financial goals, to do list, budget even my meal plans kasi I want all in one na. Pero one thing I learned is to always segregate your accounts per purpose. Based on experience mahirap mag track ng cash flow just by checking each and every transactions. More of these vids pls. I'm an avid viewer and a fan☺️

    • @ishymarimat5654
      @ishymarimat5654 2 роки тому +2

      san po makabilii ng money organizer?

    • @ishymarimat5654
      @ishymarimat5654 2 роки тому

      Yung foreign currency po ba nagopen ka po separate account sa bank dito sa pinas? san po kayo nagpapalit form peso to foreign currency? Thank you

  • @gabrielle9417
    @gabrielle9417 Рік тому +48

    I remember mama ko ganyan before madami cyang wallet for savings, utility etc. I'm proud na ang income ng parents ko when growing up is from my father's hard earn money as a jeepney driver. Nakapagaral pa kami ng brother ko sa private school in college. Thanks papa and mama!

  • @Sunny-ff8xi
    @Sunny-ff8xi Рік тому +11

    I’m 13 and I have been taught that money is important because it buys freedom and I want to be financially stable enough to take care of my Mom because she means a lot.

  • @user-zm8nd8iq1m
    @user-zm8nd8iq1m Рік тому +18

    I'm in the lugmok stage right now, and I've been binge-watching your videos to help myself reach financial freedom.

    • @jam4182
      @jam4182 Рік тому

      How are you doing?

  • @lextinenicole
    @lextinenicole 2 роки тому +32

    Kinda same ng way to manage finances

  • @Hino_55
    @Hino_55 2 роки тому +13

    Yes to the DIY automated money management system!

  • @darynehannahalilam7088
    @darynehannahalilam7088 2 роки тому +15

    Ako po, gusto ko po ng tutorial on the basic formulas para po ma-customize yung sheets. I tried using the sheet ms. thea gave us way back Dec2020 pero masyadong broad para sa amount ng salary na meron ako for now huhu as much as i want to increase my salary, no opportunity has been kind to me yet recently (na-scam pa nga to the point na simot saving kswkswkshuhu) pero ayun po. Gusto ko po matuto para di lang po maging dependent kay ms. thea sa sheets hehehe may basic worksheet knowledge naman po ako pero sa formulas po mga vlookup lang po usual na ginagamit ko hehehe gusto ko po talaga matuto
    salamat po palagi ms thea, been a silent supporter since start of this year, til now yiee hahaha

    • @TheaSyBautista
      @TheaSyBautista  2 роки тому +9

      Sigiii will work on this vid!

    • @jemmagracee8589
      @jemmagracee8589 2 роки тому

      @@TheaSyBautista in Microsoft Excel po hopefully please 🙏💕 thanks in advance!

  • @JustineAprilJ
    @JustineAprilJ 2 роки тому +57

    Personally, na-ooverwhelm ako sa dami ng kailangang paglaanan ng savings. Career-wise, I'm still a young professional, but age-wise, nasa marrying age na. I feel that I have to save for my future house, car, a big business I have in mind, etc... Tapos may retirement pa! I know with little steps I'll eventually accomplish those, pero nakakalula lang talaga minsan. :)
    Looking forward to your retirement savings video. Since I'm just starting out with my career, and may potential pang umangat ang lifestyle, hindi ko talaga alam kung anong level of funds ba yung need ko. Also, do you account for inflation? Hoping you could account for these 🍵ta!

    • @BR-hx4hb
      @BR-hx4hb 2 роки тому +2

      I believe the assumption is that your expenses grow 100% (2x) every 10 years accounting for inflation. I think I saw it on Graham’s video.

    • @yohan433
      @yohan433 2 роки тому

      @@BR-hx4hb oh I see

  • @johnluigilamarca8137
    @johnluigilamarca8137 Рік тому +1

    Hanggat namamali or sumobra ako ng gastos inuulit ko lang tlga panoorin to Ate Thea

  • @Nura.imani11
    @Nura.imani11 Рік тому +1

    Thank you as always, Ms. Thea

  • @aljeanjoygulle208
    @aljeanjoygulle208 2 роки тому +2

    I always enjoy these kind of video. Thank you, Ate Thea! ❤️

  • @catherinejoymusic
    @catherinejoymusic 2 роки тому +2

    Thank you as always, Ms. Thea! 🥰

  • @noellenicole4565
    @noellenicole4565 2 роки тому +2

    this is very informative. now im inspired to do it as well. thank you!

  • @monicalaxamana2276
    @monicalaxamana2276 Рік тому

    Yes to the DIY automated money management system 😊

  • @lovelyesguerra2403
    @lovelyesguerra2403 2 роки тому +3

    Sana yung next #MyFirstMillion episode would be the updated budget planner. tysm :)

  • @saysajoy
    @saysajoy Рік тому

    Thank you for this! Looking forward to the DIY automated money management/tracking system! :)

  • @arvzgarcia.agency
    @arvzgarcia.agency Рік тому

    Thank you Miss Thea. Liked and Subscribed. I will watch every videos you have within the week!

  • @m.jmusiclover7261
    @m.jmusiclover7261 Рік тому

    I love this topic thank u ma'am for enhancing our knowlegde how save money to reach our goals in life.

  • @ZaieN13
    @ZaieN13 2 роки тому +8

    So far I only have an emergency fund and sinking funds account. My next goal is to invest but I need to increase my income kasi sakto lng ang sweldo ko for my expenses after I set aside some of it for savings. But will probably try Ginvest if it works for me. Thank you Ms. Thea dami ko na nman natutunan ☺️

  • @seemzgurlrabuyabenabente
    @seemzgurlrabuyabenabente 11 місяців тому

    Thank you for this Ms.Thea😍😊

  • @penrenthingtv990
    @penrenthingtv990 2 роки тому +1

    Thanks Thea, looking forward sa DIY customized money management...

  • @lala_arnee
    @lala_arnee 2 роки тому +8

    Hi Thea! Thanks for this wonderful video! I learned a lot and would love to learn DIY / customized money management system from you. Thanks and God bless!

  • @alymae4155
    @alymae4155 2 роки тому +3

    You’re an inspiration tita thea!! 🫰🏻🤍

  • @jemmagracee8589
    @jemmagracee8589 2 роки тому +6

    Gulity here 🙋‍♀️ conscious effort talaga to refuse online shopping temptations. I am in the stage now talagang seriously focusing on consistently investing bilang nasa financial institution ako ☺ your videos are my reminder to keep going. Thanks Thea! 😍

  • @kaiiiph4414
    @kaiiiph4414 2 роки тому

    Hi maam very nice video. Dami ko po natutunan ❤️❤️❤️

  • @healthy-productivity1973
    @healthy-productivity1973 Рік тому

    I love you miss thea for the advice ♥️

  • @balsingh8037
    @balsingh8037 Рік тому

    Wow now lng po kita ulit nkita. Thanks for your ideas❤

  • @michellemuhlfeld
    @michellemuhlfeld Рік тому +1

    Super helpful! More more videos plssss! ang galing

  • @leiclaro2310
    @leiclaro2310 2 роки тому +1

    Finally new video again❤️

  • @lmgm3283
    @lmgm3283 Рік тому

    I wish I have found you earlier. But it's not too late. Thank you for this.

  • @valoclipsph6767
    @valoclipsph6767 2 роки тому +2

    galing mo din po mag explain, ang detalyado din grabe hahahahaa tatlo na kayo sa mga idol ko sa mga ganitong bagay

  • @angeloscofield1384
    @angeloscofield1384 2 роки тому +5

    I found credit cards to be useful too, AS LONG AS may cash ka na equivalent sa igagastos. Maganda kasi sya, mas madali i manage expenses, then sa end of month nalang bayaran lahat. 👍

    • @syvallespin6560
      @syvallespin6560 2 роки тому

      Question. Hindi ba mas mahal siya gamitin compared sa mag cash nalang diretso? Salamat sa sagot. Di ko kasi gets masyado ang ganito pero marami ako mabasa or marinig na mas magka utang2x dahil sa credit card

    • @kurapikakurta3863
      @kurapikakurta3863 Рік тому

      @@syvallespin6560 nope. As long bayaran mo siya on time you're not going to incur any interest. Saktuhan mo lang ng promo na walang annual fee or kung meron man. Sayang din kasi yung mga rewards and mga vouchers na pwede ma earn.

  • @christinemondejar5216
    @christinemondejar5216 2 роки тому +2

    Hi Ms Thea, waiting for DIY automated money management system!! Badly need that po para sa mga nagsstart palang

  • @lengtdr
    @lengtdr 2 роки тому

    Looking forward sa how to compute your retirement fund video 😍😍💗

  • @dreamerscraft7713
    @dreamerscraft7713 2 роки тому +1

    Super love this and ofc you Ms. Thea :)

  • @sweetcaroline8888
    @sweetcaroline8888 Рік тому

    Well said.. helpful tips ms Thea..

  • @KyriekateTv
    @KyriekateTv Рік тому +3

    Thank you Thea, I always watched about how the proper managing finances, your ideas and videos are really a lot of help.

  • @rochellekistadio-lq9zm
    @rochellekistadio-lq9zm 8 місяців тому

    laban tayo with prayers . zero for now pero babangon ngayon .

  • @jLoLu
    @jLoLu Рік тому

    Yes po..vid on how to create tracker..nalilito ko sa tracker ko..😅

  • @kayefer
    @kayefer 8 місяців тому

    So true yung “out of sight, out of mind”

  • @web3adjentures
    @web3adjentures 2 роки тому +1

    Yes to DIY tracking system video please!! 🙏

  • @user-kf7zt2pw3u
    @user-kf7zt2pw3u 2 роки тому

    Dami ko po natututunan sa inyo Ate Thea.Ako po kasi hindi ako marunong maghandle ng money kaya napunta ako dito sa video nyo.Thanks po.Godbless

  • @darwinponcecano4662
    @darwinponcecano4662 Рік тому

    Nice vlog it's all about managing money in day to day lives

  • @aizatv6350
    @aizatv6350 Рік тому

    Thanks for so inspiring video maam..

  • @nmbkjiwos1979
    @nmbkjiwos1979 Рік тому +1

    ate, super thank you talaga sa tita talks series mo. as someone na 21 years old at want magretire early, your videos are very helpful po promise.

  • @ma.angelibaquiran1201
    @ma.angelibaquiran1201 7 місяців тому

    As a college student, this really helped me! Thank you Ms. Thea! ❤

  • @blyana2979
    @blyana2979 2 роки тому +1

    Wow congrats 😍

  • @jessarea8706
    @jessarea8706 2 роки тому +1

    Yes please sa basic formula and how to Diy our own tracker! Super helpful mo po Ms. Thea dahil sa inyo naka excel at spreadsheet na din ang financial tracker ko ❤️❤️😍

  • @trixtia
    @trixtia 2 роки тому +3

    Thank you for this Ms. Thea! :)

  • @alanthonyintong584
    @alanthonyintong584 2 роки тому +5

    Hi, Ms Thea. Thank you so much sa mga videos mo, namotivate akong magsave. Tho at age 23 now palang ako magstart, I hope I'll get there na lalaki din savings ko. I agree din na may expenses na kailangang i zero out specially those na hindi naman talagang needs. Please keep on making these kinds of videos. I wish you more success po 🙏❤

  • @herchaelpareja821
    @herchaelpareja821 2 роки тому +1

    . ms thea mag what's inside my bag vlog ka nman po🥺

  • @nikitaloretteaguilar4714
    @nikitaloretteaguilar4714 2 роки тому +2

    I hope you post more videos on #myfirstmillion because I’m setting up this 1M goal for myself this year too!

  • @JNBTwo21
    @JNBTwo21 2 роки тому +1

    Dami ko talaga natutunan sa mga videos nyo and very realistic sya. Parang similar sa envelope system yung pag segregate ng mga expenses. Basically saken 20% for savings 10% for investment then 50% needs and 20% for wants. Pero I'm still working kung anu pa ok pa na % ng bawat isa

  • @gretheljanelubrin1781
    @gretheljanelubrin1781 Рік тому

    Nice financial educational video. Keep going po.

  • @dazenjeniecastro6877
    @dazenjeniecastro6877 2 роки тому +1

    Hello po ate thea 👋
    First time ko po mag start mag ayos ng finances ko and very helpfull po yung mga videos nyo lalo na sa katulad ko na di marunong mag badget and napaka dali lng po maintindihan lalo na at tagalog at sine share nyo din po experience nyo po. Thank you po! 🥰

  • @chiksr7825
    @chiksr7825 2 роки тому

    Yes please on diy.. i fine your excel really helpful kaso for someone like me na basics lang in and out ng funds, medyo overwhelming yung sample sheet na posted. 😅

  • @sandzn8328
    @sandzn8328 2 роки тому +5

    Yes pleassee would love to know how to create/DIY our finance tracking system... Been trying so many apps but none suit how I like track our finances. I have tried your spreadsheet as well but haven't gotten a hang on it just yet as I try to customize it :-) thanks in advance Thea!

  • @operativealyssa
    @operativealyssa 2 роки тому +2

    Looking forward to that video that will talk about computing the total amount I need saved up for my retirement.

  • @geeelabautista
    @geeelabautista 2 роки тому +4

    Link please for the wallet with zip compartments. Thanks Miss Thea always.

  • @jbjb6602
    @jbjb6602 2 роки тому

    Huhu ang galing!

  • @momdaughtertalk8008
    @momdaughtertalk8008 2 роки тому

    Thanks for sharing this 👍

  • @lorenz048
    @lorenz048 Рік тому

    Slamat S Mga Vedio.

  • @fritzdelosangeles3459
    @fritzdelosangeles3459 Рік тому

    hi mam thea.. na inspire ako sa video mo. problem ko talaga paano mag ipon at imanage ang finances ko, im earning an very good amount every month kaso di ko sya mamanage.. panoorin ko lahat ng video mo and i apply ko din.. thank you

  • @MrsR28
    @MrsR28 2 роки тому +2

    Thea. Thank you for this idea. Very helpful. I'm older than you, pero ang dami kong nakukuhang tips sayo. I always looking forward to your vids. Keep it up girl. I'm a fan. I feel like I have an online finance consultant. Thank you.

  • @francecarlomendoza9338
    @francecarlomendoza9338 2 роки тому +2

    Pls pls pls pls make a podcast, Thea! 🥺

  • @josephjaypaalisbo1877
    @josephjaypaalisbo1877 2 роки тому +2

    Sobrang ganda ng series and discussion mo Tita Thea 🥰😍. Excited to watch your content every time nag upload ka.

  • @levipollisco8421
    @levipollisco8421 Рік тому

    Good job... I hope millennials and gen z will be more financially educated... Especially mas exposed kayo ngayon sa accessibility ng credits and pressure ng to fit in given yung nakikita sa social media platforms... 🙏

  • @mercycandelaria7053
    @mercycandelaria7053 Рік тому +1

    Hello po Ms. Thea. San nyo po nabili ung money organizer? Mas ok po ksi sya compared sa nabili ko mukhang matibay ung sa inyo po. Pasuyo nman po Ms. Thea. Thanks, love your videos, 🥰🥰🥰❤️

  • @ellaine4073
    @ellaine4073 Рік тому

    hi! thank you for this wonderful content

  • @VitoCruz
    @VitoCruz 2 роки тому

    Ohhwwkay... Subscribed.

  • @sh9nuu
    @sh9nuu Рік тому

    waiting for retirement fund topic!!! 💫

  • @alitabanie8511
    @alitabanie8511 2 роки тому +1

    Miss Thea. Gusto kodin ng tutorial pra sa DIY tracker hehe. Sobrang helpful ng sheets n bnbgay mo. Nagstart akong mag tracker nung networth pti budget ng seryosohan nung 2021. Gmit un sheets n bngay mo. At least dnako negative nayon hehehe. Gamt ko pdin sya up till now pero un bago mo net worth tracker ang gmt ko now. Pti un budget tracker. Napabili nadin ako ng money lover app dhil sayo hahaha 🤣. Thank you thank you tlga sa lahat ng videos mo 😊

  • @rubyannmalayba908
    @rubyannmalayba908 2 роки тому

    Ms Thea just wondering if possible na mag release ka ng merch mo ? Ang cute ng card wallet mo Ms Thea

  • @stateoftheort
    @stateoftheort Рік тому

    Please make a video on how to customize money management tracking system..thanks

  • @hayashaart
    @hayashaart 2 роки тому

    avid follower po here 💚

  • @intjane
    @intjane 2 роки тому +14

    We have a similar system po. :) I use an accordion-style envelope to keep my cash, Tonik and CIMB for emergency funds, BDO Securities for my stock portfolio, Sunlife for my mutual funds (but I do NOT recommend it), and BDO and Landbank for my day-to-day accounts. :) I have not been using a credit card here in the Philippines because my expenses are not high enough to warrant perks, and we're moving abroad soon anyway.

    • @Sav._18.
      @Sav._18. 2 роки тому

      Why not Sun Life po for MF?

    • @JianaQuinn08
      @JianaQuinn08 Рік тому

      Hi. Bat di niyo po nirerecomend ang Sunlife mutual funds?

  • @migz9077
    @migz9077 2 роки тому

    Sakin pinasimple ko nlng po 50% savings & 50% expenses. Sa savings ko 50% nun savings & emergency fund and 50% investment & travel. Ung sa expenses kasi mahirap pababain ng 50% since ako tumutulong sa parents ko(wlang work) and nagbabayad ako ng tuition fee ko na ginastos ng tita ko. Akala ko bigay ung pala need ko bayaran kaya medj mahirap.
    May isa lang akong small na negosyo ung cash in cash out ng gcash kahit papaano nakaka 2k din ako dun per month.
    And i do buy and sell ng old coins pero ngayon hndi sya kalakasan so parang investments ko nlng tumataas nmn presyo habang tumatagal :)

  • @soleireese
    @soleireese 2 роки тому

    please please for the diy of tracking system huhu. 🙏 kalat po ang trackers ko hahaha

  • @thessramirez6278
    @thessramirez6278 Рік тому

    pls share a DIY on tracking expenses tnx

  • @sae399
    @sae399 2 роки тому

    Awww first 💗💗💗

  • @anavictoria6872
    @anavictoria6872 2 роки тому

    hello po!! maybe you can make a video like a guide into everything we need to know about buying a condo?? 🥺 breakdown ng expected expenses or sumthngg huhu thanks pu!’

  • @elizabethwilliam9822
    @elizabethwilliam9822 Рік тому

    A successful financial future always starts with intentional and determined action, which induce wealth creation, the dream of every individual is to possess a buoyant financial portfolio through conscious actions of wealth creation , also safe .logical and rationale inputs . The dream should not be to manage finance but to expand and generate wealth.

  • @KatWalkTV
    @KatWalkTV 2 роки тому

    Ang ganda ng phone case nyo po. Saan nyo po binili?

  • @roselnicolas9489
    @roselnicolas9489 Рік тому

    Hi ms. Thea. New subscriber here . I found your videos very helpful. I hope you can also share your DIY money management system na pwede ko sanang magamit. As of now po, nasa laylayan ako ng lipunan ngayon. Ang daming utang at mga bayarin na hindi ko na alam pano makakabangon. Hoping and praying someday maging maayos na ulit ang finances ko. Thank you.

  • @sheenamae8039
    @sheenamae8039 2 роки тому +1

    ate thea, san nyo po nabili yung money organizer nyo po na wallet?

  • @ma.luisabechayda9230
    @ma.luisabechayda9230 2 роки тому

    Finally! 😍

  • @janettomimatsu476
    @janettomimatsu476 Рік тому

    Hi new subscriber nyo ako. I found your content very informative sana you'll make a video on the formulas you use in your financial budget, etc. Thank you

  • @esselsuan7860
    @esselsuan7860 Рік тому

    Hi po. San nyo po nabilli ang TV console nyo po? thank you.

  • @annabucketlista5582
    @annabucketlista5582 2 роки тому +6

    Very helpful as always Ms. Thea ❤️ currently I do the cash envelope system and zero-based budgeting. Masaya naman pag nakikita ang progress kahit konti lang income 😅

  • @marichuocdenaria6162
    @marichuocdenaria6162 7 місяців тому

    Im a new fann.. thank you po very helpful videos. Where to buy those wallets po?

  • @SDLaMadrid
    @SDLaMadrid Рік тому

    next video mo naman are your sources of income in detail

  • @mercycandelaria7053
    @mercycandelaria7053 Рік тому

    Hello Mam Thea Sy Bautista. San nyo po nabili ung Walter organizer nyo? Pa share naman po. Thanks.

  • @ALouiiseScarlet
    @ALouiiseScarlet 2 роки тому +1

    Hala di ako nakaabot ng premier kakatapos lang ng meetings grrr

  • @robinfaigmane10
    @robinfaigmane10 2 роки тому

    Good to see you again Ms Thea. Condo tour pls hehe

  • @tommytheboy100
    @tommytheboy100 2 роки тому +3

    Thanks Ms Thea. Looking forward po sa retirement vid and sa basic formula vid ❤️

    • @tommytheboy100
      @tommytheboy100 Рік тому

      @@pinned.by.theasybautista4640 @thea sy bautista is this user you rin po? Thank you

  • @mylessalibay8849
    @mylessalibay8849 Рік тому +1

    Very nice topic .. gagawin ko yan.. but first may I know where can I buy your organize wallet? Tnx

  • @Lalah099
    @Lalah099 2 роки тому

    New subs po maam..Thx sa info

  • @gojima9698
    @gojima9698 Рік тому

    Hi Thea can I make request ,can video on how to maximize credit cards o Kung paano paikutin, without using cash for monthly budget. Tnx😃

  • @allyg267
    @allyg267 Рік тому

    Ms thea san niyo po nabili yung wallet organizer?

  • @floriannemariequitevis9980
    @floriannemariequitevis9980 2 роки тому +4

    Saan niyo po nabili yung wallet niyo?