IS CITROEN AMI INSURANCE EXPENSIVE? - AMI COMMUTES (EP3)
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- Опубліковано 29 вер 2024
- SO MANY people ask about insurance, so let's answer this really common question!
Also... something's not quite right.
#CitroenAmi #NotACar
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I did it again! Forgot to switch to 360 mode for the journey home. Apologies.
Not good enough Gary. Just not good enough 😂😂😂😂😂😂
Great video as always.
Didn't notice, great video again!
Never notice, was too busy listening for your squeak
stop waffling and just say what you pay and how that compares to other vehicles you have had and how many years ncd you have .
What I pay is irrelevant, that’s the entire point of this video!
@@ModernHeroes its what everyone wants to know and is probably watching to hear
🤦♂️
Quoted £300 - less than £1 per day. Still 50% too dear.
I had a similar issue when I bought a Dacia Duster back in 2013 when they first came to the UK. The year later when I renewed the insurance it wasn't a problem.
Great little video as always mate, love these commute videos.
Thank you for info on insurance, Ami arrives tomorrow, believe I'm 186 in country if that helps. Keep us informed of your problem, where you go we follow, And get the decals on 😂
And the ‘Modern Heroes 28’ sticker; ours is proudly affixed above the rear window Ami graphic.😊
Another Good Video. This might interest you, if you go to Poundland you can but a Pack of Two LED Push Lights. Don't forget to buy the Batteries. Once you put the Batteries in, find the best position for you to put it on the inside of the roof. Then remove the cover on the back and stick it on the roof. It is very bright and lights up my livingroom. Because they are round and have a small height, you could use the other one as a torch and keep it where those three pointless containers are on the top of the Dashboard.
Maybe the belt is damp with the weather change but definitely get the dealer to check it out to be sure.
I investigated whether the Ami can be insured for AM licence holders, as publicity & the Citroen website say it can be driven on an AM (moped) licence. Insurers would only quote for a full or provisional car licence and that included specialist quad insurers. Citroen then confirmed to me that insurers will not cover for AM holders. So this means it is not ever going to be driven by 16 year-olds and makes the 28 mph limit (a moped speed limit) needlessly restrictive. I would love to know how many youths are driving these in France. Love the look and the idea of small electric vehicles, but the Ami has too many restrictions at the moment.
It’s still type approved as L6 which requires the 28mph speed limit so it’s not needless at all. So many people seem to want Ami to be many things it isn’t, forgetting that the only reason it’s even being sold here is because of demand.
I'd consider an Ami as a second car if it wasn't for the fact that it seems they're more expensive (or almost the same) to lease than a Vauxhall Corsa-E, Nissan Leaf and GWM Ora O3. They can be had for peanuts in places like France, but I just can't see how to get one cheap here? As it's a second car and I don't know my needs in 3-4 years, I really don't want to buy one outright. Any hints?
I paid £198/mth but when I wrapped it, I had to switch insurers to one costing £441/yr!
How far is you dealer? Just being curious as you mentioned pickup for possible drive belt issue.
I am used to having dealers and service centers within 3-5 km I sometimes just bring my bike, to go back home, or some other place in the neighbourhood.
The dealer’s
Interestingly LV= with whom I insure three EVs and the Citroen Ami appeared on their drop down menu said Sorry...
...we don't insure this type of car. Righto up to them I suppose 😂
Yeah it’s quite surprising to see an insurer that claims to specialise in EVs do that. Maybe they’ll change their mind once there’s a few more of them around.
They covered my Think for 1 year and then at the year end in August they said that I’d need to go elsewhere. No idea why, my mileage is minimal, it’s constantly garaged and no claims made. However I easily found an alternative who happily took it on. LV make a big song and dance about being EV friendly but in practice…..not so much for anything out of the ordinary.
Although unique to us I’ll throw the figure in for our insurance; £197 for fully comprehensive for 2 drivers aged 60 & 65 both with clean licence, no accidents, nil no claims (currently being used on 2 other EVs), £400 excess (£250 covered by GoCompare free excess insurance), insured with Privilege.
Thank you, that's a really useful post, it's so hard to get a ball park of what others are paying.
You didn’t answer the insurance question.its half of that car .its 25% more than this . Can you not just state I’m paying X amount .very Annoying. We don’t need a lecture on how insurance works and all the variables. Is the real reason it’s bloody expensive compared to mainstream cars.
I do enjoy some of your content.i think the ami is too slow for uk roads .my Twizy done at least 50mph and I didn’t hold traffic up.ins was £400 and as I say bloody expensive compared to £250 for a golf .
You made me laugh when you said I don’t think the Ami is down on power.it never had any in the first place.
As I said, my premium is utterly irrelevant to anyone else’s so what use would it be? It’s cheaper than my other EV and my diesel car so clearly not overly expensive 🤷♂️
@@ModernHeroes Quite right, your quote won't help other much. It's like those people that say x insurance company is cheapest. Insurance is based not only on you, you're vehicle, location, miles, employment but it's also based on the type of risk the insurance company is after to balance the books.
Biggest issue this time of year is fogging. Looking forward to product reviews. Shaving foam if you have a spare can is pretty good though.
New belts stretch the most in the first few months ,so it could need adjustment
Loving the ‘Ami commute’ videos! Looks like reasonably quiet traffic conditions where you are too!
Early start and relatively late finish on a Saturday skews it a little - it’s much busier when I’m actually working!
Ah man, we all understand the variables in insurance but you could at least say "well, its the same/ more/ less / far less than a fiat 500 or picanto or something as a ballpark reference.
Latest video on insurance probably gives you the answer you’re looking for.
It's amazes me that French 14 year olds can drive these on public roads. How great is that.
Excellent camera work at 6:40. Really showing how this vehicle can glide around urban traffic. Loved seeing you pass the turning cars on the left!
Still haven't found the best way of getting in & out of the Ami yet with the front opening door. Any tips I'm 6'2.
It’s certainly not the most graceful experience 😆. I don’t think there’s any particular knack to it.
Another interesting video and the Ami sounds a whole lot better than Ferrari's F1 cars have this season - they are horribly whiny!
I looked at getting an Ami for food delivery, but couldn't get a quote for hire & reward. Indeed insurance quotes for hire/reward for second hand electrics (such as Renault Zoe) were astronomical compared to hybrids and diesels.
Thank you so much for these videos. They have been invaluable and helped guide my decision. Ordered mine last week with an 8 week lead-time. Insurance quote is similar to my 15 year old renault clio so all good there. I asked the Ami team about numbers and they reckon there are currently between 800-900 out ther in the uk as of mid Feb 2024.
Maybe mainly because of my age, the cheapest insurance that I've been quoted is around £500 a year with Direct Line over £600. I have a clean license with a no claims discount for many years. The insurer that I use for my Clio, LV, don't insure an Ami. Insurers, as part of the quote, stress that it includes such things as get you home, an alternative car in the event of an accident and even stays in an hotel, which are irrelevant for an Ami with a range of 45 miles. Either the insurance companies just can't be asked to analyse what an Ami is or, as you suggest it's new and they are being ultra cautious.
I live in London, and I only have CBT. Can I buy and drive one of these ?
No. It needs a full licence.
There are so many petty ideas non-EV folk have. Suggesting higher insurance being one. As soon as someone hears of one high quote, it's just another item on the "why not to buy" list. It was suggested to me that my Zoe will just be freezing cold in winter, is that because nothing gets burnt? The heaters aren't dependent on the fuel burning, to warm up. My first winter experience of frozen rain last year showed me these folk just need an education. What is annoying is folk just sitting in their ICE cars warming them up, or because they want to hear the radio, or even because they think it will charge their mobile better? Folk simply don't know that modern cars should be able to cope without the engine on for a while. Do folk actually know how to use the car heater and de-misters?
When they see you with Ami, they'll be able to back up some of their ideas?
Keep it up and prove those EV doubters wrong, or at least get folk to doubt the carmakers like Citroen's commitment to EV driving.
😁😁
I pay 100% more for my 2016 leaf 30 than my 2009 panda active eco but panda is obviously worth 10 times less
The insurance for me is £302 with moneysupermarket I am 47 years old been driving 29 years full ncb and living in linconshire in cleethorpes parked on the road that's cheap
I have notice an intermittent squeal on initial acceleration. Just about covered 200 miles in 3 weeks. Also my display seems darker on right hand side so maybe the backlight (if applicable) isn’t working correctly. Not contacted my dealer yet.
I just did a quote on line and the cheapest i could find was 400, I've also got a porsche mecan and thats 550 a year!
On rain X and other window treatments, please either remove it before selling or put a note somewhere. I tried to clean my car windscreen the other day and made it a lot worse, couldn't figure out why (clean microfiber cloth, auto glass cleaner) until I remembered those products. One kitchen roll later and it's all clear.
Insurance? Of course, people LOVE to hear actual prices. Schadenfreude is a great way to keep warm and cheer yourself up as winter bites.😁
The last time I insured a car (T-reg Nissan Micra 1.0 a decade ago) it cost me £160 for the year with Admiral, fully comprehensive. The year before it was £157 with Churchill [Ohhh yusss]; the year before that, £149, also with Churchill. I live in the north of England. In Little Britain terms, I'm what they'd call 'A Lady' of a certain age.
I have a clean licence. Never been in any kind of trouble. Nobody needs to know that I used to be an amateur rally driver and completed the East African Safari twice in the Group-B era. I sold the cuddly little Micra and gave up driving altogether after 2012 because I wasn't doing enough miles to justify owning a car.
By way of comparison, also ten years ago, a friend's 19 year-old son (who's not a lady) was quoted £2,185 by Churchill (😲Bad dog! Get in your basket!) for a year's third-party cover on a second-hand Citroën Saxo. I think he got a motorbike instead. Young people, eh?
I've sometimes wondered what the insurance premiums are like on today's ultra-sophisticated EVs, but only vaguely. It's a different world, and I don't really care. Not REALLY.
Let's be honest: the typical EV owner will just pay whatever's asked because paying is good and only poor people shop around trying to save money, and part of the lovely EV deal is that owners are soooo busy banging on about the zero servicing costs and the negligible Vehicle Excise Duty (road tax) and the piffling fuel expense ("The electricity's FREE, darling! My home's £28,000 solar array charges my car for absolutely nothing! Hooray!") that paying thousands of quid to insure - or service or repair - a £50,000+ car must seem quite reasonable.
Something to laugh about at the gym or pilates class or golf club.🙄
Meanwhile, the likes of Tesla zealots will never, ever, EVER say anything negative about their EVs, so insurance costs and electricity prices and service deals and those (alleged) colossal accident repair bills are PERFECT, all right? They're PERFECT! Now SHUT UP!
Red faced, dewy eyed, speaking in tongues and filled with the holy spirit of their blesséd saviour Ego Muskrat, Tesla owners will gladly pay through the nose to insure their cars because hey, it's only money. Give till it hurts, guys. It's a GOOD pain. Mmmm. Fitting a 'hair-shirt' seat cover will remind them of how the Prophet suffered when wandering in the wilderness before -
But that's not important.
The joy they feel when spending all that Earthly dosh means that their transformation into a higher form of life is progressing according to plan, and soon they'll be ready to set out on the journey to Mars, 'way up in the middle of the sky'...
Or not. Who cares. Driving in Britain was, is, and remains an expensive rip-off.
Driving in Britain is pretty cheap all in all. It must be because a considerable number of people seem to burn loads more petrol/diesel than they need. Keeping their engines while waiting, accelerating to a stop on there way to a roundabout or traffic lights and speeding.
"Meanwhile, the likes of Tesla zealots will never, ever, EVER say anything negative about their EVs" You must not many reports by Tesla owners as there are loads complaining about their cars.
You'd need a massive house for £28,000 of solar. A 4KW system on a house will be around £4.5k - 8k. If you had the solar installed 6 + years ago, it was more than paid for by the FIT, i.e everyone that pays an electricity bill, so some of us are getting free power 😉
To give an idea for gthe ami insurance, for me it's the same as insuring a 1.2 TSI polo hatchback
Do you know anything about the first 2000 buyers who get their car delivered getting free electric charging for 3 months. Only just saw this on the website, but never been ex0lained during the buying process.
It’s an offer in conjunction with Ubitricity - who have a fairly small network mostly in London. Of zero use to me so I never looked into it any further.
really this car really suits very short trips.
it is more better aim would be an elderly person transport, to shops, or bingo, or church trips.
🤷♂️
I think you've clarified the likely insurance cost for most people, especially the explanation about the Ami being aimed at the commuter market.
I wonder how the future implementation of £165 annual road tax on a zero-emissions quadricyle will affect sales, especially when low mileage commuters will be able buy an older zero rated small ICE car that will only be charged £20?
I think it’s utterly absurd that it’ll be taxed the same as any other new car. Shows how behind the curve the UK treatment of quadricycles really is.
i think id buy a 2kw diesel heater from amazon and they are remote control to , you can heat the ami up from the house 20 mins before you get in the car and some have a timer so you can get in a warm car after work. you would need a decent battery to run it though.
I don’t see the logic in either adding a load of weight nor burning diesel though I do know quite a few people are looking at doing just that.
Still waiting, no updates and 5 weeks past lead date…..
I'm very surprised to hear the ami uses a drive belt? Surely in this day and age of technology it could use a direct drive system?
🤷♂️ it could be a lot of things but it’s not.
Do you have any information about putting on personalised number plates, as they seem to be pre registered and the customer has to sort this out themselves and change the reg and numberplates and insurance which would normally be done if you bought it direct in a showroom.. i have emailed Citroen ami and trying to get it sorted before they register car now I have paid and it’s due for delivery in a few weeks.
That’s right, it’ll be centrally registered and delivered on a B*72*** reg. You’ll need to transfer the reg onto it after delivery - it’s really easy to do this online though these days.
My v5 arrived 2 days after delivery. I then went online and swapped to my retained plate within minutes. Then got plates made using form provided online.
@@rayand007 do you know what size the plates are for the front and back on the blue AMI not the ones with the blackout bumpers. Just trying to get some made up. Was told if there’s black on the front back they have two different sizes. Just wanted to try and get plates made in advance with retaine dplate form or what did you get possibly in inches as I am not sure as most would be like motorbike plates. No real guidance anywhere and Citroen replied eventually saying they wouldn’t sort it out, or no way of doing it. Wanted to find out so others may want help in future
17 pounds month insurance ami
Get it back to the dealer.
I just tried a quote with direct line. My wife and I in rural Devon, both retired. No no claims as we have another car. £161. Not bad really.
My quotes were coming back around the £160 mark too. I’m 53 and, like you, I have no no claims as that’s tied up with the main cars. The rest of my collection of battered old junk is on a “fleet” policy, but they couldn’t add an Ami as it doesn’t yet appear on their database. I suspect that come renewal time next year these things will be more commonplace and adding it to the fleet policy will be straightforward.
How far is your commute to your delivery job Gary, and do you always leave home fully charged?
The reason I ask is because yesterday it was cold and with a range of 18 miles when we set off it was painfully slow, and I mean REALLY slow to the point of embarrassment!
Cold again this morning but fully charged when we set off and the issue didn’t repeat; perhaps the cold temperature and low charge is the culprit, we’ll have to see.
It’s only about 3 or 4 miles each way. Not experienced this issue but I am hearing more reports of it 🧐
The insurance might be high (ish) because it is a left hand drive?
I think they are all left hand drive
The only insurance you require, is life insurance. You'd be safer on a bicycle.
wonder what the cost would be for an electric motorbike for insurance.
You clearly have never cycled in the UK !
After being run over at a roundabout cycling to work because I sold my ancient Volvo and am still waiting for the ami to arrive……I can categorically state your wrong my friend