Hi Christie, Happy New, I came across your channel 2 years ago, so glad to say that using loc system you talk about I will be mortgage Free this year 2025, Only took 5 yrs to be free and clear of this Mortgage. Thanks so much for teaching everyone about this!? Regards: Will in Canada..
Hi Christie, I just wanted to say that when I clicked and watched your video on Jan 1st 2024, it changed my life. Thank you so much for all you did and do for people who think they have no more way out of their debts. THANK YOU
I feel so free when doing velocity banking because I have my checking attached to the LOC and things come out automatically from the LOC since its free and unlimited overdraft protection. My check goes into my checking and all I have to do is transfer my check to LOC twice a month. Otherwise, I don't have to do anything!!!!!
I am using your teaching to pay off credit cards. I just took a loan on my insurance today to get my mortgage back on schedule. Thanks and happy new year. God bless you. 🙏🏾
After your explanation and encouragement I went and opened a line of credit (yesterday New Year’s Eve)! I have a positive cash flow and I will pay off my car loan SO much more quickly!! Great way to start 2025! Many thanks
Happy New Year 🎈 thank you for striking this in my life. I have never had anything financially, this is my time to make change in my life financially 🙌🏽🌹
I wanted to relay...I am in Austin area..I don't have the best credit, literally, and I just winged it and applied for a PLOC at UFCU credit union and was approved.
Happy BEAUTIFUL New Year, Christy and ALL the Vanns!!!🎉❤🎉 I'm SO VERY BLESSED to be actively pursuing Velocity Banking!! In my later years (67 years young) and recently widowed left with a hefty mortgage, I've been pouring my retirement savings and pensions into this mortgage thinking that my golden years are to be spent in debt. I started VB at the end of November this year and in one month, my credit score is climbing!! I'm completely unfamiliar with HELOCS but excited and ready to learn!! I'm sure I'll be asking questions along the way and forever watching your videos!!! I BLESS YOU!!!! 💐
@ I have a capital one credit card right now. I keep overpaying the payments and barely owe them anything, I also am using flex for my rent which is raising my credit score as well because I always pay on time. I’m doing better I just still have a lot to learn after a lifetime of being in poverty.
Hi Christie thank you so much for your videos . interesting to know how things work in the USA . Unfortunately here in Australia no one offers HELOC anymore and you can not get whole life policy . Still I like your videos I will keep watching Thanks Tony. From Western Australia
Can you do this concept using a larger amount? 100,000 (minimum withdraw) HELOC at 7.86 % variable with 90k debt consolidation and income of $6000. Could be $8000 if the funds routed to savings is rerouted.
Thank you for your videos! I am planning to start velocity banking starting 2025. My question is, mainly, I have 3 credit cards and a mortgage. So would it be helpful to transfer all credit card balances to a 0% interest transfer card and, at the end of promotion, use a HELOC or continue to use CC?
I always side with paying down any credit lines. For the simple fact that it increases your safety net and have higher interest rate. This will also lower your utilization, which can help you to easier qualify for new or better LOC. If sent to student loans the money is gone and your utilization isn't going down as fast. Have a great day.
Such a breath of fresh air compared to Ramsey’s slow as molasses debt pay off method. He seems to think that if we all just got a jobs delivering pizza we could get out of debt. Well most people who have full time jobs have a very hard time getting hired for part time work. Managers don’t want to hire someone who has a 9-5. They won’t bother scheduling around your full time job. I’ve been denied many times for part time work. They want people who have “flexible” schedules (aka no other jobs).
I don’t think they named an insurance company i watched the video a couple times trying to understand how infinite banking works my simple mind was having a hard time
Hello, thank you. Started doing VB in November and seeing results, I’m about to apply for a PLOC and in a video you mentioned the questions to ask when applying, would you kindly repeat those questions Thank you thank you
I need to get rid of 15000 dollars no mortgage...sounds like morgue ugh. Just have 3 credit cards 15000 make over 130000 I feel stupid with money need help I spend too much on crap but cant pay 15000 dollars of credit cards. Help please...need it so stuck not in order in my funds
Yes!! I claim it!! I’m so thankful I came across your channel!!
@Lisasharp76 GOD BLESS YOU!
Your advice is transforming! Plus you have an awesome personality! Your Joy runith over!
@joe I appreciate your kindness! Happy New Year!!
Hi Christie, Happy New, I came across your channel 2 years ago, so glad to say that using loc system you talk about I will be mortgage Free this year 2025, Only took 5 yrs to be free and clear of this Mortgage. Thanks so much for teaching everyone about this!?
Regards: Will in Canada..
Hi Christie, I just wanted to say that when I clicked and watched your video on Jan 1st 2024, it changed my life. Thank you so much for all you did and do for people who think they have no more way out of their debts. THANK YOU
@mareahmom !!!!🙌🏻🙌🏻!!!! Thank the Lord! I appreciate you sharing. So happy for you!
I love when you said we are one in the Spirit…… They will know us by our Love. I haven’t heard that song in years.
I feel so free when doing velocity banking because I have my checking attached to the LOC and things come out automatically from the LOC since its free and unlimited overdraft protection. My check goes into my checking and all I have to do is transfer my check to LOC twice a month. Otherwise, I don't have to do anything!!!!!
Twenty five twenty five, it's a great time to be alive, and that ain't no jive
Love your videos, your smarts, and positivity. Now, I just need to get my finances in order, and thanks to you I see a bright financial year ahead.
Happy 2025, Christie! Joy, hope and love to you and your family.
@elaine THANK YOU! GOD bless you!
Thank you for all you do! You are helping so many people. We are going bowling with family tonight. I pray you have a wonderful 2025!
@sammillard THANK YOU SO MUCH! Happy New Year!
Happy new year, Christie!
Thank you for sharing!
Thank you for always delivering such great information.
2024 was awesome! Can’t wait to finish in 2025
I love your (ENERGY) I've been watching you for awhile
@clayhunter THANK YOU! Happy New Year!
I am using your teaching to pay off credit cards. I just took a loan on my insurance today to get my mortgage back on schedule. Thanks and happy new year. God bless you. 🙏🏾
Thank you for your declaration!
Your quote poor no more in 2024 was my motto the whole year. And I wanted one for 2025 so I came up with" Thrive in 2025" I like yours too.!
@daniellevargas Hi! Mine is THRIVE IN 2025!
After your explanation and encouragement I went and opened a line of credit (yesterday New Year’s Eve)! I have a positive cash flow and I will pay off my car loan SO much more quickly!! Great way to start 2025! Many thanks
@Bell IT ONLY GETS BETTER!! Congratulations and HAPPY NEW YEAR!
Greatest OF ALL TIME
300k+ Subs…VANNtastic Congratulations! #debtfree #cashflow
@cameronsy8065 THANK YOU!!!
Thank you for sharing your wisdom. Could you do a video about how young adults could get started without having good credit.thank you!
Happy New Year 🎈 thank you for striking this in my life. I have never had anything financially, this is my time to make change in my life financially 🙌🏽🌹
We are just hanging out at home with the cat.😂 Happy New Year!
Thank you Christy!!!
@gonetoflorida1 HAPPY NEW YEAR!
@@VanntasticFinances happy new year!! Thrive in 25!! going to get on board!!! thank you
I wanted to relay...I am in Austin area..I don't have the best credit, literally, and I just winged it and applied for a PLOC at UFCU credit union and was approved.
Happy BEAUTIFUL New Year, Christy and ALL the Vanns!!!🎉❤🎉
I'm SO VERY BLESSED to be actively pursuing Velocity Banking!! In my later years (67 years young) and recently widowed left with a hefty mortgage, I've been pouring my retirement savings and pensions into this mortgage thinking that my golden years are to be spent in debt. I started VB at the end of November this year and in one month, my credit score is climbing!! I'm completely unfamiliar with HELOCS but excited and ready to learn!! I'm sure I'll be asking questions along the way and forever watching your videos!!! I BLESS YOU!!!! 💐
I’m not in debt and I don’t have a mortgage, but I want to raise my credit score so I am happy I found your channel. 😊 Happy New Year! 🎊
Get a secured credit card with your bank or credit union. It will raise your score.
@ I have a capital one credit card right now. I keep overpaying the payments and barely owe them anything, I also am using flex for my rent which is raising my credit score as well because I always pay on time. I’m doing better I just still have a lot to learn after a lifetime of being in poverty.
It’s a good time to buy a home when you need a home!
It was a great video! I saved it to watch again! Hope to find out next week if I can qualify for a specially designed whole life policy! :)
I Like that tooo , may god bless you 🎉🎉🎉🎉
Hi Christie thank you so much for your videos . interesting to know how things work in the USA . Unfortunately here in Australia no one offers HELOC anymore and you can not get whole life policy . Still I like your videos I will keep watching
Thanks Tony. From Western Australia
What is the link for a consultation? We are going to start velocity banking @ don’t want to screw it up!
“It is 2025 and it’s a great time to be alive“ #barszzz
I'm excited about 2025! I'm working tonight but I'm ok with that.
Can we request personalised assistance for a charge? I would love some help for 2025
Go to her website she has her services listed.
Also all fees to get a HELOC are about 1500 dollars 💵. Is that about how much it costs????
Can you do this concept using a larger amount? 100,000 (minimum withdraw) HELOC at 7.86 % variable with 90k debt consolidation and income of $6000. Could be $8000 if the funds routed to savings is rerouted.
I’m still wanting to know what whole life policy to buy? Also should I use my helco to pay my mortgage or pay for a whole life policy.
You're a poet and didn't know it.
Hay Christie, Just getting to know about Velocity banking. Are your videos in some kind of order? Is there a list somewhere???
Is a Secured Credit Card comparable to a PLOC in terms of interest rate? The rate I'm seeing through my credit union is 10%.
Thank you for your videos! I am planning to start velocity banking starting 2025. My question is, mainly, I have 3 credit cards and a mortgage. So would it be helpful to transfer all credit card balances to a 0% interest transfer card and, at the end of promotion, use a HELOC or continue to use CC?
Can I get a policy at being 70yrs old and on SSI please?
If we inherited some extra money, would it be better to pay down student loans some or pay off credit cards?
Thanks in advance!
I always side with paying down any credit lines. For the simple fact that it increases your safety net and have higher interest rate. This will also lower your utilization, which can help you to easier qualify for new or better LOC. If sent to student loans the money is gone and your utilization isn't going down as fast. Have a great day.
Has anyone made a velocity calculator yet?
How do you fund infinite banking with velocity?? Wouldn't that cancel out interest gains?
Will the webinar be available after. I am not able to attend.
@caryngallione5557 YES..it will be recorded
What if your bank doesn’t offer LOC or your debt to income is too high to apply for it?
What if you don't own a home if you have no mortgage to get a line of credit?
Such a breath of fresh air compared to Ramsey’s slow as molasses debt pay off method. He seems to think that if we all just got a jobs delivering pizza we could get out of debt. Well most people who have full time jobs have a very hard time getting hired for part time work. Managers don’t want to hire someone who has a 9-5. They won’t bother scheduling around your full time job. I’ve been denied many times for part time work. They want people who have “flexible” schedules (aka no other jobs).
Which whole life insurance company was recommended and trustworthy ?
I don’t think they named an insurance company i watched the video a couple times trying to understand how infinite banking works my simple mind was having a hard time
Pray on it Mikey. @@MikeyAR7373
infinite banking policies. Christy has them and trust Chris Naugle. Watch the recent video. Hope this helps 😊
Hello, thank you. Started doing VB in November and seeing results, I’m about to apply for a PLOC and in a video you mentioned the questions to ask when applying, would you kindly repeat those questions Thank you thank you
@jonnooney7102 You can go here to learn more and schedule a free consultation... moneyschoolrei.com/christy
I need to get rid of 15000 dollars no mortgage...sounds like morgue ugh. Just have 3 credit cards 15000 make over 130000 I feel stupid with money need help I spend too much on crap but cant pay 15000 dollars of credit cards. Help please...need it so stuck not in order in my funds
So I started this last Wednesday and my credit has plummeted 14 points…has anybody else experienced this? Not sure what I’ve done wrong
@jen Yes, that’s completely normal. If you keep doing VB correctly your score should increase significantly!
@ oh thank you so much! I sort of figured, I just wasn’t expecting it that’s all. Thank you!!
@vann. Is HELOC also called cash-out refinancing?????
No.
@Rosy NO. That's a mortgage refinance.