From working in a call center to heading a company he has grown exponentially I'm sure he has worked hard for that. Available at the right place at the right time he is a major boost to his Career. Amazing sir.
It matter bro, even buffet said the same thing. If he was born 50 yr after or before he would have not made it. This is what made me believe in God or probability. Even if we were 5 beds apart our life would have been so diffeen4 forger years.
His mindset was his real investment. I can see the difference of mindset right here in my house. I am a kind of middle class mindset and my elder brother rejected the idea of middle class . He struggled for about 8 years and now his business turnover is more than 2.8 crs with 70% profit.
Gold rate in 2004 - around 5000-6000 Rs. His first job salary was more than 10g gold rate. It's like today's fresher getting the salary of 1 lac. On top of that he was earning 30k monthly incentive. It is very easy for such a person to retire at 35. Not everyone can follow his footsteps.
extremely hard working person who hs the drive to do something good and big and executed it without any lavish set up of business. absolutely worth imbibing
I'm 30. My salary is 10 lpa and I'm in sales. Every month my job is at risk. I have zero savings. My investments are 4 lakhs. I need 10 lakh for my marriage by year end. 5-7 lakhs for house renovation. After 3 years I need 20 lakhs for my sister's marriage and of course other expenses. My job is at risk. My mind is not working.
This is video is good. Better than those videos in which people spend their money on useless things. I am also on the same path saving 90% of my money, the only difference is I don't have 1cr+ salary 😆 Thank you Anshuman.
I can see that people in the comments are ranting about saving 90% salary. I feel sad for them as they are stuck in their so called expenses of useless things that they see saving 90% salary is impossible. Saving 90% of income require dedication and complete control over money by living your life as frugal. And it is 1000% possible if people control their emotional purchases.
@@abhishekshrivastav7941 Lol. Still ranting about not marrying. You have to earn more when you are married. Instead of upgrading you skills and earning more you are giving excuses of not marrying to save more. 🤦
While his approach and attitude are commendable, its rare to see such exponential growth in salary whether in a startup or own business. He definitely lucked out with that. He did work hard and even when his salary was 1.8cr he kept his expenses low in comparison and that helped. Good on him. Leading a great life. I too used to work in a call centre back in 2004 but of course bug of being a software engineer hit me hardnlike it did to an entire generation at the time. If someone had told me the potential of earning in a sales field was more, inwouldve dropped my IT job long time ago. But no worries. I got to travel to kultiple countries on work and now lead a very comfortable life. Not very rich but comfortable and my needs are very minimal.
@@rajpradeep87#### Very Practicaly In Sentence By Word I M Need To Reach / Achive #### ஒரு அப்பனுக்கு ##### With Added Wrong #### If You Know The Path Kindly Guide Me/Advice Me....!!!! Otherwise Kindly Do Your Work....!!!! And Take Care With Others....!!!! Thanks....!!!!😂🤣✍️👋☝️
One of the very real motivating discussion i would say rather interview. If felt after listening to Kaustaban that I was listening to a new neighbour. Very real, raw, simple and most important honest. Please make and interview these kind of individuals. Highly motivating.
You are on the right track. Think in terms of multiples. You are now at 4X in 3 years. That is 33% annual growth. If you've done this, you're doing something right. If you maintain this growth trajectory, in 2027, you will be at 15 LPA, this is where it picks up speed. In 2030, you will be at 60 LPA. What do you need to do to achieve this?? 1. Invest in yourself - Upskilling 2. Learn, Unlearn, Re-learn 3. Network 4. Provide Value. You'll get there. 2033 should see you at 1.2 Cr to 2.4 Cr. Stay Positive & remain focussed. Enjoy yourself while doing all this, else there no point.
always keep your temptations in check and build a savings cushion (don't go after all those show off thing) after you have this, just go for good calculated risks and keep leveling up in terms of Salary/earning.
Wow so clear and confident and very practical man I have seen along with maintaining financial decision so greatly with having mindset of leave out of middle class trap..and last dream life of farming+ sports+ travelling 🎉🎉🎉
The beautiful classic wooden sofa these bummers are sitting on are probably made by a hard working and experienced carpenter aged 60. World is made by people who are hard working and the visionaries, people who think what all can I achieve with rest of the time I have and not keep counting when can I retire. But obviously you need to love whatever you do, and if it is your taste to eat with all the savings you made by 30 or 40 for the rest of your life, then good for you!
I'm literally this guy's junior version. Now I believe that there are some people who you corelate with . I can't believe this guy's mindset and mine is kind of similar and peculiar. Except I'm in tech and he is in non tech
@@rhl1110 not 1 year 🤣. 10 years. But why people r jealous if I say that I'm also progressing. Those who wanna be jealous just keep your burnol handy 😉
Not jealous. People won't believe your words, they believe in data. You didn't share your data on your plans, current income, how much % u r saving/investments etc.
I worked in 3 early stage startups in my career. I couldn't find a job, so I was forced to take such a job for the first job. I realised what he realised during the first job and continued trying my luck in early stage startups. It was my early stage career, so I thought I can take some risks. It was an extreme stage of stress, confusion, excitement and exponential learning. It was a mixed bag to be exact. The expectation was that one of them might click and unfortunately, that didn't happen and responsibilities kind of guided me to choose a stable company. I might try my luck again sometime or am I too old for it? I don't know.
Very nice story with everything clarity like how to retire, money management and after retirement. Thank You Very Much to you both for sharing wonderful knowledge.
Besides his hard work and sales skills, I would say this guy had a lot of luck going his way. The kind of increments and jumps he got are not possible for a normal person. This guy is an exception.
Well with 1.8 cr ...ur 10% is 18 lacs which is enough to live a good lifestyle in metro ..good thing is he didn't waste his money to make some impulse purchase..like latest iphone pro max latest car, luxury branded clothes..he can afford it
How many of you think that he is faking out. Boss, even a top notch HNI have more failures than success. Quick point of recommendation - you aren’t doing justice by sharing such content to aspirants who want to learn something new. Money is no game. It is a process.
Really concerned about rising heat…i always want to plant more trees…also only planting tree wont help we need to grow them and for that need water…because in my hometown, water is available every 6 days…at such place growing trees is a challenge i think…
Not all startups increase salaries when their profits increase exponentially unless they give employee ESOPs. I worked in a startup for 2 years which grown like anything..but my salary went from 8k to 16k. So I had to resign from it
Mate welcome to Bangalore. in 2010 you would have been able to afford a 3bhk gated community in Marthahalli orSarjapur for 75-80 lakhs and the current rent there is around 60 -70k. Feel free to google. I don't think an apartment you buy today in 2024 is gonna give u 10% right away at start if that's how u r thinking
It could be his yield on cost as he might have bought the property way cheaper than what it is now. Yield might be around 4-5% but yield on cost might be higher.
Mate I am kannadiga and from bangalore. Property bought in 2010 and rent you are saying is 2024. Watch carefully in video he is saying immediately after buying he started getting 10% yield. That means person or builder who sold property at such a low rate is fool?? Common mate.
Startups don't succeed many times. I always worked in start-ups and let me tell you, if you ain't got T shaped skillset or M shaped skillset, don't join.
I don't get these salty comments about 90% savings, luck, earning 8k-35k in 2004 If he got an 8k-35k in 2004 there must be a reason he got that incentive He was able to take a job that pays 2cr because he had a emergency fund if not for that he wouldn't have had I agree there is luck involved life is not fair and never has been
what will u do after early retirement. watching TV at home. its a stupid thought to retire. work till u r alive.. rather u call it as financial frredom
He can travel a lot ...explore everything..watching every single movie and learning from it .. ..rather than doing slavery job 9 to 5 ...# living a life. One life live the life ...buddy
1. What was the company name? 2. How did salary grow from 8 L to 1.5 crore? 3. What is the point retiring at 35? Health is paramount This is nothing but a bunch of he said she said, for a clickbait interview.
He saved 80% of his income for years comprising his lifestyle to achieve a goal i.e. retire at early age and when the time came, He achieved his goal but then again after few years he back to square one because he started working again. So, my question is what was the point of comprising lifestyle and saving money nd oll that. Isn't all were irrelevant?? There are unlimited things to do for new experiences in this world but the guy choosed to go into the same Matrix , Work for money or even if working for experience that to experience which leads u to money game once again.? I m 29 today and i myself craving for early retirement and aim is to retire before 35. But once i achieve it. I definitely wont go to a 9-5 job or a full time business. Have lot of things to do which gives me joy rather than again going into same Matrix working for money for lifetime.
- No Dependent Parent (As No Info Provide) - No Wife - No Kids - No Details around having family wealth. Lot of parameters are involved and people will never look into those as everyone wants to just join the bandwagon without having complete info. Everyone has their own story and there's no one thing works for all of them thing. Go at your own pace and enjoy your life.
From working in a call center to heading a company he has grown exponentially I'm sure he has worked hard for that. Available at the right place at the right time he is a major boost to his Career. Amazing sir.
Ghis gaya hoga without ghisna kisko nehi mila i am glad he succeeded because sab race mai lage hue hai
It matter bro, even buffet said the same thing. If he was born 50 yr after or before he would have not made it. This is what made me believe in God or probability. Even if we were 5 beds apart our life would have been so diffeen4 forger years.
@@varjunind1😊
@@varjunind1😊
His mindset was his real investment.
I can see the difference of mindset right here in my house. I am a kind of middle class mindset and my elder brother rejected the idea of middle class . He struggled for about 8 years and now his business turnover is more than 2.8 crs with 70% profit.
What type pf business does he doo
Q
No business exist with 70% profit .
If it does it will soon be diluted by competition
❌️❌️❌️❌️❌️❌️❌️❌️❌️❌️
naah. that proit is a lie.
This is my favorite episode. What a man and his values? He is amazing
Gold rate in 2004 - around 5000-6000 Rs. His first job salary was more than 10g gold rate. It's like today's fresher getting the salary of 1 lac. On top of that he was earning 30k monthly incentive. It is very easy for such a person to retire at 35. Not everyone can follow his footsteps.
Exactly 💯. Job market has saturated like crazy. 15-20 years back even undergrads used to make good money. We are now in late stage of capitalism
This is awesome. Managing lifestyle inflation is real and not announcing to the world that you are rich is the key.
Luck also matters .. from 12 lacs to 1.8 cr in 2 years ..rare happening
Not 12 it's 24
Very rare.
@FirstNameLastName-lo6dgsb mumbai m ni rhte bro
Remember most of the start-ups fail
HE IS AN INTELLIGENT GUY FOR SURE PLUS HIS INCOME GREW EXPONENTIALLY....KUDOS TO HIM 🎉
This man is what I would be in another 10-15 years, Im 25 right now
What are you doing right now?
😂😂 he has proper luck please don't set such expectations
all the best buddy
@@CorporateRider-lx8lf Thanks buddy
I believe in you, best of luck young man !!!
Amazing ❤ I love this man and his mentality. Also, thanks to Anshuman for asking the right questions and not interrupting his thoughts. 🎉
extremely hard working person who hs the drive to do something good and big and executed it without any lavish set up of business. absolutely worth imbibing
Conclusion ---
Life Before Joining Startup -- > Normal Middle Person
Life After Joining Startup -- > Millionaire (Rich Class)
Also this is before 2010-15, corporate world has changed now
@@peak_911what do u mean
Depends which start up you join ! Luck 🤞🏽 timing always matters
Only for 5%
It's kind of a repeated telecast for wint wealth subscribers
Man this gives me hope thanks a lot for taking this interview
this guy is an example for all those people who crib around in corporate
Most people cribbing are married
Hahaha ... marriage + kids + job targets = WWE triple threat match
@@jaypalnitkar4400actually WWE pays well. I wish I was a pro Wrestler at AEW or WWE 😢
I'm 30. My salary is 10 lpa and I'm in sales. Every month my job is at risk. I have zero savings. My investments are 4 lakhs. I need 10 lakh for my marriage by year end. 5-7 lakhs for house renovation. After 3 years I need 20 lakhs for my sister's marriage and of course other expenses. My job is at risk. My mind is not working.
Open UA-cam channel and start getting paid 😅
Reduce marriage expenses. If you don't have the money
You have to get right on your finance. You need to get contact with a good financial advisor to do it properly for you.
Forget about your sister marriage, if she wants to get married she should find her own way to do it.
@@gray9050 that’s not how it works in middle class families sir
This is video is good. Better than those videos in which people spend their money on useless things. I am also on the same path saving 90% of my money, the only difference is I don't have 1cr+ salary 😆 Thank you Anshuman.
I can see that people in the comments are ranting about saving 90% salary. I feel sad for them as they are stuck in their so called expenses of useless things that they see saving 90% salary is impossible.
Saving 90% of income require dedication and complete control over money by living your life as frugal. And it is 1000% possible if people control their emotional purchases.
It also need you to not marry and not having any kids. And when your hair is white in 45 you will have a kids crying in your lap.😂
@@abhishekshrivastav7941 Lol. Still ranting about not marrying. You have to earn more when you are married. Instead of upgrading you skills and earning more you are giving excuses of not marrying to save more. 🤦
35k in 2004 is brilliant 😅
Ikr
He was 20 back then.
How much did you make when you were 20 years old?
I am going to school on 2004 my 10 th
Yeah thats amazing! People still make the same as a fresher in TCS and similar firms 20 years later
Yes
While his approach and attitude are commendable, its rare to see such exponential growth in salary whether in a startup or own business. He definitely lucked out with that. He did work hard and even when his salary was 1.8cr he kept his expenses low in comparison and that helped. Good on him. Leading a great life.
I too used to work in a call centre back in 2004 but of course bug of being a software engineer hit me hardnlike it did to an entire generation at the time. If someone had told me the potential of earning in a sales field was more, inwouldve dropped my IT job long time ago. But no worries. I got to travel to kultiple countries on work and now lead a very comfortable life. Not very rich but comfortable and my needs are very minimal.
Guy never got married, 90% savings seems practical
He is married bro, see the interview properly
If he is earning 1 cr every year
10% is 10 lac is enough to make family to spend
90% is saying it real and true by what is telling this guy
@Sammker aise konse city me rhta h bc
@@rajpradeep87#### Very Practicaly In Sentence By Word I M Need To Reach / Achive ####
ஒரு அப்பனுக்கு ##### With Added Wrong ####
If You Know The Path Kindly Guide Me/Advice Me....!!!! Otherwise Kindly Do Your Work....!!!!
And Take Care With Others....!!!! Thanks....!!!!😂🤣✍️👋☝️
Very interesting chap. Nice interview.
Its all about mentors man getting the right mentors and exposure is so important in life.
One of the very real motivating discussion i would say rather interview. If felt after listening to Kaustaban that I was listening to a new neighbour. Very real, raw, simple and most important honest. Please make and interview these kind of individuals. Highly motivating.
My starting salary was 8k in 2021...Now its 33k in 2024.... This is not relatable at all... Still good for the lad... Happy for him
Maybe ur not that good as he was or u dont take risks
You are on the right track.
Think in terms of multiples.
You are now at 4X in 3 years. That is 33% annual growth.
If you've done this, you're doing something right.
If you maintain this growth trajectory, in 2027, you will be at 15 LPA, this is where it picks up speed.
In 2030, you will be at 60 LPA.
What do you need to do to achieve this??
1. Invest in yourself - Upskilling
2. Learn, Unlearn, Re-learn
3. Network
4. Provide Value.
You'll get there.
2033 should see you at 1.2 Cr to 2.4 Cr.
Stay Positive & remain focussed.
Enjoy yourself while doing all this, else there no point.
Flex your finance
😂
Immense respect for this guy
always keep your temptations in check and build a savings cushion (don't go after all those show off thing) after you have this, just go for good calculated risks and keep leveling up in terms of Salary/earning.
I want to retire financially as soon as possible however I also want to do the work I can do best till death. thank you for the video
han🤔 karna kya chahte ho
Zabardasth video....START to END 👌
Wow so clear and confident and very practical man I have seen along with maintaining financial decision so greatly with having mindset of leave out of middle class trap..and last dream life of farming+ sports+ travelling 🎉🎉🎉
What a Story! What a guy!❤
His journey highlights how pursuing roles in smaller, dynamic companies can lead to substantial personal and professional growth 🚀.
Tooo honest.... Very transplant....what we expect the concept. . Thank you
For his scenrio Skill + Hardwork + Luck are worked very well.
Beautiful furniture and decor.
bhai par where are you fixing his finances he was just here for flexxing
Kaustabh still is crazy for cricket. I remember he and his two roommates were always playing during weekends of our MBA days.
Good for him !!!
This gives the motivation to people like me who started investing just a few months ago. Thanks for making such great content.
4ra having Finch as an ambassador adds a layer of trust and class to their events pure quality 👌⭐
Really fantastic video, am so happy to watch anshuman you asked questions so humbly.
The beautiful classic wooden sofa these bummers are sitting on are probably made by a hard working and experienced carpenter aged 60. World is made by people who are hard working and the visionaries, people who think what all can I achieve with rest of the time I have and not keep counting when can I retire.
But obviously you need to love whatever you do, and if it is your taste to eat with all the savings you made by 30 or 40 for the rest of your life, then good for you!
One of the best episode
He took RISK by joining startup during 2012 and he REWARDED accordingly
Risk is a gamble. Luck was by his side
I'm literally this guy's junior version. Now I believe that there are some people who you corelate with . I can't believe this guy's mindset and mine is kind of similar and peculiar. Except I'm in tech and he is in non tech
Haha keep dreaming
@@sb-dz5vv what do you think what would be my age and my income ?
Keep your goals high. Try to achieve everything in next 1 year, which otherwise you would achieve in next 5 years. And nobody can beat your pace.
@@rhl1110 not 1 year 🤣. 10 years. But why people r jealous if I say that I'm also progressing. Those who wanna be jealous just keep your burnol handy 😉
Not jealous. People won't believe your words, they believe in data. You didn't share your data on your plans, current income, how much % u r saving/investments etc.
I worked in 3 early stage startups in my career. I couldn't find a job, so I was forced to take such a job for the first job. I realised what he realised during the first job and continued trying my luck in early stage startups. It was my early stage career, so I thought I can take some risks. It was an extreme stage of stress, confusion, excitement and exponential learning. It was a mixed bag to be exact. The expectation was that one of them might click and unfortunately, that didn't happen and responsibilities kind of guided me to choose a stable company. I might try my luck again sometime or am I too old for it? I don't know.
Thanks for sharing this experience sirjey and anshuman for bringing this... ignore the hate comments of crabs,, i just loved this video
Thank you sir, inspiring story. Appreciate your guidance.
Thanks a lot for beautiful clarity
If u want Early retirement then u need to earn in crores. That's it
Very nice story with everything clarity like how to retire, money management and after retirement.
Thank You Very Much to you both for sharing wonderful knowledge.
Besides his hard work and sales skills, I would say this guy had a lot of luck going his way. The kind of increments and jumps he got are not possible for a normal person. This guy is an exception.
Well with 1.8 cr ...ur 10% is 18 lacs which is enough to live a good lifestyle in metro ..good thing is he didn't waste his money to make some impulse purchase..like latest iphone pro max latest car, luxury branded clothes..he can afford it
He is an excellent financial management person
How many of you think that he is faking out. Boss, even a top notch HNI have more failures than success. Quick point of recommendation - you aren’t doing justice by sharing such content to aspirants who want to learn something new. Money is no game. It is a process.
With Finch as an ambassador 4ra always feels more premium and reliable great vibes every time 😜🎗
Kindly make a video on how to buy land and sell it??? Everything related to it .
Please 😅
He is still young he must continue to increase his wealth
Really concerned about rising heat…i always want to plant more trees…also only planting tree wont help we need to grow them and for that need water…because in my hometown, water is available every 6 days…at such place growing trees is a challenge i think…
Worth watching 20 minutes!!
Amazing session 👌🏻
Anshuman your doing amazing job 🎉❤
Sales is where its at
Great video ❤
so inspiring
According to me retirement should be is when u have bad health conditions can't move even for taking water or daily tasks to be healthy in your life
Mottaiya irundhalum scene ah panran 🔥
20 min video and important details missed.. which was the comp he joined? what is the comp he is running now? what is the revenue/profit?
This is not the case. I think he is not going to share his current income.
What business does he do now?
He should have answered this.
Home interiors & renovations
Anshuman bhai nice podcast about Finance. Brother, One request starts uploading on Spotify, it will be easy to listen to the podcast while driving.
Inspiring!!!
I'm 41 now... going through bankruptcy.. any suggestions to come out of it ??
Kindly cover some of the government employees journey
This Guy is extremely Lucky
👇 People earning ₹8000 in 2024 ?
Us moment ho gaya ye toh
😂😂😂
Finch at 4rabet events is like a stamp of excellence always a sign that things are gonna be awesome 🤩🎉
How can onE save 95% of salary. Tax on such high income is 35%. So after tax one is left with only 65%.
Did he pay his taxes.
😂😂😂😂😂😂
May be he was talking of post tax savings
businesses pay tax after expenses , definitely it wont be as high as 95% but it wont be as small as 65
5% of 2cr is 10L. That is around 80k per month
14:01 Anshuman plz explain, when he said 50% savings he meant 50% he was investing to get a 6.5 cr corpus?
Abey jaldi kar, panvel nikalna hai
What a guy!
Why should salaried class pay direct taxes when we are also paying indirect taxes to the Govt ?!
Not all startups increase salaries when their profits increase exponentially unless they give employee ESOPs. I worked in a startup for 2 years which grown like anything..but my salary went from 8k to 16k. So I had to resign from it
One thing is he didn't have responsibilities.. he wasn't married or had a sister to marry off
He is lying like anything. Dude in India which area or city rental yield is 10%???
Host: you will lose your credential if you interview such people.
Mate welcome to Bangalore. in 2010 you would have been able to afford a 3bhk gated community in Marthahalli orSarjapur for 75-80 lakhs and the current rent there is around 60 -70k. Feel free to google. I don't think an apartment you buy today in 2024 is gonna give u 10% right away at start if that's how u r thinking
It could be his yield on cost as he might have bought the property way cheaper than what it is now. Yield might be around 4-5% but yield on cost might be higher.
Mate I am kannadiga and from bangalore. Property bought in 2010 and rent you are saying is 2024. Watch carefully in video he is saying immediately after buying he started getting 10% yield. That means person or builder who sold property at such a low rate is fool?? Common mate.
You must remember he said he bought at 30 to 40% discount , spruced it up , furnished it and then rented it.
Startups don't succeed many times. I always worked in start-ups and let me tell you, if you ain't got T shaped skillset or M shaped skillset, don't join.
I don't get these salty comments about 90% savings, luck, earning 8k-35k in 2004
If he got an 8k-35k in 2004 there must be a reason he got that incentive
He was able to take a job that pays 2cr because he had a emergency fund if not for that he wouldn't have had
I agree there is luck involved life is not fair and never has been
what will u do after early retirement. watching TV at home. its a stupid thought to retire. work till u r alive.. rather u call it as financial frredom
He can travel a lot ...explore everything..watching every single movie and learning from it .. ..rather than doing slavery job 9 to 5 ...# living a life. One life live the life ...buddy
Excellent
Great job anshu
How can anyone save 90%, when the income taxes will be around 35%.
This guy is not married that's the reason why he is able to save 90% of his income
He is married. Watch till the end
May be you didn't watch the whole video. He's married.
Practically possible
He is married and may be his wife must be affording her own lifestyle!
Rents are high in hyd and bangalore because of IT services ...
1. What was the company name?
2. How did salary grow from 8 L to 1.5 crore?
3. What is the point retiring at 35? Health is paramount
This is nothing but a bunch of he said she said, for a clickbait interview.
i think more than anshuman he should stsrt a course on the above points
He is just telling lies 🤫
Hi how were you able to fetch the property in discount ???
How come being a businessman is a retirement !!
Which company grew so exponentially.. Name?
He saved 80% of his income for years comprising his lifestyle to achieve a goal i.e. retire at early age and when the time came, He achieved his goal but then again after few years he back to square one because he started working again. So, my question is what was the point of comprising lifestyle and saving money nd oll that. Isn't all were irrelevant?? There are unlimited things to do for new experiences in this world but the guy choosed to go into the same Matrix , Work for money or even if working for experience that to experience which leads u to money game once again.?
I m 29 today and i myself craving for early retirement and aim is to retire before 35. But once i achieve it. I definitely wont go to a 9-5 job or a full time business. Have lot of things to do which gives me joy rather than again going into same Matrix working for money for lifetime.
Why to retire? When you love your job ?
Is that a pickle jar on a coffee table? Interior design these days is interesting 🧐
Eventually, you need to do start up right?
Tell us about his new venture tooo
- No Dependent Parent (As No Info Provide)
- No Wife
- No Kids
- No Details around having family wealth.
Lot of parameters are involved and people will never look into those as everyone wants to just join the bandwagon without having complete info. Everyone has their own story and there's no one thing works for all of them thing. Go at your own pace and enjoy your life.