This guy is very smartly selling you Bajaj personal loan Card Fees: 499+gst/Renewal fee:499+gst E-madante to allow bajaj to auto-debit your bank savings account Pay Gst on every single emi Bajaj will never debit your account on time [charges applicable on late fee] This will reflect as a personal loan in your cibil report not credit card.
Well showing it as personal loan isn't a big deal. I have had 70k shown as Personal loan for years for my Flipkart pay later. My cibil has always been good. Now the renewal charges, you sure it's 500 per year?
The card is awesome as well as Dangerous. If u are a person who is aware of all charges and will pay the emi before the due date then no problem. But if u missed u will be blaming yourself why you used this card...😂
I know bro maine 34k ka ak Phone liya tha sala ak EMI missed hone par 450 Bajaj Leta hai aur 295 Rs Bank ka ECS Failed ka Charge lagta hai 12 Month ke EMI me mera 4 Baar Aisa hua but 2 baar Account me Balance rehte huye bhi paise nahi Kate.
Sir maine apne ghar ke lie ek sath bhut se saman kharide the aur usi store me Bajaj finance wale ne mera saman ka finance Kiya tha mgar sir usne ek scam kar diya mere se bina puche usne 10,000 ka tv ka insurance daal diya . Maine us samay dhayan nhi diya mgar jab may ghar to tab maine dheka . Maine usko call Kiya usne bola apse bina puche hum insurance nhi daal sakte aur usne kha aap yha aakake humse mile aur apka insurance ka paisa mila jayega mgar usne uspe bhi ek sharat rakh di usne mujhe se form fill karwa ke bola agar ho sake tabhi company paise wapas degi 😢aur usne 3 months ka time diya but sir n to paise aaye aur Sara ka sara emi bhi cut ho gya us 10000 ke insurance ka . Is scam ke bare me bhi logo ko bataiye taki dusre jab bhi saman kharide to pura emi cheak kar le aur pure confidence aur time dekar hi koi document pe sing kare .... 😢
Mere pas bajaj ka emi card hai maine advance me emi pay kiya tha phir bajaj walo ne penalty lagai 200rs maine mail bhi kiya wo bole paisa wapas nhi hoga
I was gonna apply for Bajaj Finance card but after acknowledging about their E-Mandate system & the scam for applying for life insurance without customers consent ,I have change my mind Not to apply for it..😊😊
Aapne bahut hi sunder tarike se bataya sir.. very good.... personal loan me bhi bilkul aisa hi hota hai. Ab mujhe samajh aaya ki Maine jo HDB se personal loan liya to bounce charge aur 3,50% monthly joint karke charges banaya hai.
Thanks sir आप ने बहोत अछे से 😊पूरा साफ साफ समझाया 😅है और हर एक व्यक्ति को आप का वीडियो समझ में आएगा 😊❤ Thenk you so much 💯👇👇👇 Thanks sir you have explained very well And every single person will understand your video 😊❤ Thank you so much
Your way of teaching is on another level. Amazing informative video as always. Please make a video on Bajaj Supercard credit card too so that we can know which one would be a better choice.
@@Siddharth1909_ bas access le Raha hai 25k Tak pay karne ki, 25k nahi lega. Aapka auto pay active ho jayega,Upto 25k. Jab aap kisi product ka EMI karoge toh upto 25k hii aapka bank approval dega/month.
WAAH BHAI SAAB WAAAH. 👍👍👍 ISE KAHTE HAI EK REAL PROPER VIDEO. A TO Z OR Z TO A SB EXPLAIN KIYA HAI AAPNE. NA KOI DOUBT RAHNE DIYA NA HI KOI QUESTION. SUPER VIDEO
0:35 Minimum annualized percentage rate is 13% and maximum annualized percentage rate is 26% with a flexible repayment period of 12 to 60 months. Also full repayment in 30 days or less is not allowed. Consider a salaried customer avails a Personal Loan of ₹1 Lakh at an interest rate of 14%. The lenders also charge a processing fee, that needs to be paid to get the loan processed and is usually 0-4% of the loan amount. Consider the processing fee to be ₹2250 for a tenure of 60 months. Then, the total interest payable is ₹39,609 and total amount payable is ₹1,41,859. The EMI will be ₹2,326 per month.
Aapne ye to bataya hi nahin ki card activate karane ke baad minimum 5000 ka ofline shoping karna usi address pe Jo aapne card activate karne ke time pe Diya tha. Agar apne ghar se door kisi other city mein rahte hain aur aapne card me address apne Village ka Diya hai to aap us City mein shoping nahun kar paayenge, uske liye aapko us City ka local address Dena padega. Aur annual charg tab lagta hai jab aap card active hone ke within 1 year koi bhi shoping nahin karte hain tab.
Bhai mene fees pay kr di h 599, or ab e mandate ki alag fees charge kr rhe h agr pahle apka vdo dekha hota to m ise apply he nhi karta .thank you bhai information dene k lye
Video don't skip very important information in video if you want to buy something from online or offline Market on emi with 0 intrest this video is useful for you
First tym aapse bhot acche se sb kch clear hua h bhaiya maan kush ho gya video dekh ye bilkul pointed videu tha isliye subscriber kr rha hu aapka first video se hii impressed ho gya me ❤❤😊
My father bought Iphone 14 without any problem from apple store. They didn't do any cross selling of insurance, with zero down payment. Although Bajaj app was installed. And we dont even use it..Will uninstall it after EMI are over.
Please reply on this , Bro u said that that bajaj employee will convenience / force us to take a life insurance / phone insurance is that mandatory to take ?
I have a question in my mind i feel glad if you answer this : When we talk about maintaning a good cibil score we use it 30% so this rule will also apply here or not and one more thing if we are going offline to use this card so how can we use this card so that no other person get personal information like card number or what becuase no cvv is their.
When you purchase offline using it, Bajaj finserv agents will ask your mobile number only and they'll fetch the details. You don't need to present card there. Their App will do rest of the work
if you buy any product online no down payment is required it will deduct 250 rs in the first month as processing charges for example If you are purchasing any device for rs 30000 so it will deduct 5000 per month for 6 months and rs 250 will be added in first instalment and no other charges
Sir Card acha hain but offline store main processing fee ke name main 1 ya 2 hazar extra charge karta hain dukandar ..... Alag alag product main kavhi kavi 3 Hazar main processing fee le lata hain dukandar.
First, of all a very much thanks for such knowedgable videos. Your videos have given me a lot information in advance related to bank process and services we need in future will help us. Thanks very much. Please keep continuing with such interesting videos.
Sir can we use this card for flight booking? And is it necessary to use it offline for the first time? And sir for E manadate there's a charge of 118. Please let me know
Will they provide any physical card like our debit card? I live in Bengal and here they take rs 2000 per bajaj card. Horrible! Thank you brother. You gave a clear idea. This video must be shared with everyone.
🎉 This card is not provided free service because bajaj finance has been charged 500 processing fee every single transaction. But this is better than credit card because credit card have more charges but this card have one time charges who pay with downpayment and every purchase transaction.
Bajaj finserv also include a processing fees at the time of down payment. Should never miss EMI of Bajaj finserve because Bajaj finserv change their penalty and also the bank will charge a penalty for check bounce.
Lockdown jab laga tha us time pr logo k account me pese the but bajaj walo ne mostly customer ki EMI bouny kr di without any reason and 500 rupay penalty lga rhe the daily us. Time to bajaj aise hi apni earning krta h
Bade chalaki se apne BAJAJ FINSERV ke marketing kar diye 👍👍
बहोत बहोत धन्यवाद इतना विस्तृत ओर सरल भाषा मे इस युग मे कोई नही बताता❤राधे..राधे
Sir ye UA-cam ki first video hai jisse mujhe more jankari mili hai bajaj finserv card ke thanks you so much sir 😊😊😊😊
This was the first video I clicked on and it was totally worth it
I understood everything point by point
Thank you
I am 20 years old kya mai ye card le sakta hoon ?
@@dhirajchapke1296nhi
@@dhirajchapke129621+
This guy is very smartly selling you Bajaj personal loan
Card Fees: 499+gst/Renewal fee:499+gst
E-madante to allow bajaj to auto-debit your bank savings account
Pay Gst on every single emi
Bajaj will never debit your account on time [charges applicable on late fee]
This will reflect as a personal loan in your cibil report not credit card.
Well showing it as personal loan isn't a big deal. I have had 70k shown as Personal loan for years for my Flipkart pay later. My cibil has always been good.
Now the renewal charges, you sure it's 500 per year?
Bahut zabardast jankari di Bhai aap ne Gob bless you ❤
The card is awesome as well as Dangerous. If u are a person who is aware of all charges and will pay the emi before the due date then no problem. But if u missed u will be blaming yourself why you used this card...😂
I know bro maine 34k ka ak Phone liya tha sala ak EMI missed hone par 450 Bajaj Leta hai aur 295 Rs Bank ka ECS Failed ka Charge lagta hai 12 Month ke EMI me mera 4 Baar Aisa hua but 2 baar Account me Balance rehte huye bhi paise nahi Kate.
Bhaai flipkart se kuch order krna h no cost emi milega kya?
@@AlexanderXchaudharyha mil jayga bas Bank ka processing fee lagega 300 tak first emi ke sath
You are absolutely right, they have to sell their products at any cost.😂
Best channel... Who do deep analysis...
Informative ❤
Lige kedar bai
16:00
Thank u Sar aapane Mera confusion Tod Kar Diya
सीधी सी बात है सरकर ऐसी कंपनियों को पोटैक्टशन देती हैं और ये आपको लुटकर अपनी जेबें भर्ती है
Sir maine apne ghar ke lie ek sath bhut se saman kharide the aur usi store me Bajaj finance wale ne mera saman ka finance Kiya tha mgar sir usne ek scam kar diya mere se bina puche usne 10,000 ka tv ka insurance daal diya . Maine us samay dhayan nhi diya mgar jab may ghar to tab maine dheka . Maine usko call Kiya usne bola apse bina puche hum insurance nhi daal sakte aur usne kha aap yha aakake humse mile aur apka insurance ka paisa mila jayega mgar usne uspe bhi ek sharat rakh di usne mujhe se form fill karwa ke bola agar ho sake tabhi company paise wapas degi 😢aur usne 3 months ka time diya but sir n to paise aaye aur Sara ka sara emi bhi cut ho gya us 10000 ke insurance ka . Is scam ke bare me bhi logo ko bataiye taki dusre jab bhi saman kharide to pura emi cheak kar le aur pure confidence aur time dekar hi koi document pe sing kare .... 😢
Thanks bhai term & conditions samjne ke baad sign karna hai ❤
Mere pas bajaj ka emi card hai maine advance me emi pay kiya tha phir bajaj walo ne penalty lagai 200rs maine mail bhi kiya wo bole paisa wapas nhi hoga
Thik kaha
Same happened with my 20,000 phone.they done 3000 insurance without asking me
Koi na hota H
God bless you bro 💕❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ kuchh bhi Ho baat karne ka tarika accha hai
Agar apka civil score 681 hai tab apko bajaj ki taraf se personal loan bhi mil jata hai. Bajaj is good
All Questions Clear ❤
I was gonna apply for Bajaj Finance card but after acknowledging about their E-Mandate system & the scam for applying for life insurance without customers consent ,I have change my mind Not to apply for it..😊😊
UA-cam no.1 banking channel process koi bhi bata deta lekin analysis important he👍👍👍
Aapne bahut hi sunder tarike se bataya sir.. very good.... personal loan me bhi bilkul aisa hi hota hai. Ab mujhe samajh aaya ki Maine jo HDB se personal loan liya to bounce charge aur 3,50% monthly joint karke charges banaya hai.
Apne video bahut acchi Banai hai mujhe pura proper samajh mein aaega thank u Sar Itna batane ke liye
Processing fees 375+ rupees applicable on every product.
Thanks sir आप ने बहोत अछे से 😊पूरा साफ साफ समझाया 😅है
और हर एक व्यक्ति को आप का वीडियो समझ में आएगा 😊❤ Thenk you so much 💯👇👇👇
Thanks sir you have explained very well
And every single person will understand your video 😊❤ Thank you so much
Bhai ap bohot atsese samja teho..lekin 13:37 pe ap v achanak bada ho gya mai to daar gaya😂
Your way of teaching is on another level. Amazing informative video as always. Please make a video on Bajaj Supercard credit card too so that we can know which one would be a better choice.
.lww❤❤❤❤❤❤ okk 23 12
X
Maine 599 pay kiya abi tak kuch b nai aya bhai log 💳 card to nai aya
@@mohdeliyas9853tcccccccccccccccccccçccccccçccç tog
Great explanation sir
Plz no cost emi card ki vi ek details video do kaise emi charge karte Hain proof ke saathe
very informative and hard working creativity in your videos!!!! every videos i wathed very informative!!! keep it up!!!😊👍👍👌👌🙏🙏👏👏👏
Thank you 👍. Mujhe total 599 rupees payment karna pada joining fee. And e-mandate nahi hua Maine UPI se e-mandate kara tha
E mandate me 25k paise dene hote h kya??
@@Siddharth1909_ nahi bhai,
@@Siddharth1909_ bas access le Raha hai 25k Tak pay karne ki, 25k nahi lega. Aapka auto pay active ho jayega,Upto 25k. Jab aap kisi product ka EMI karoge toh upto 25k hii aapka bank approval dega/month.
Best explanation so thanks for deeply explain 👍
WAAH BHAI SAAB WAAAH. 👍👍👍 ISE KAHTE HAI EK REAL PROPER VIDEO. A TO Z OR Z TO A SB EXPLAIN KIYA HAI AAPNE. NA KOI DOUBT RAHNE DIYA NA HI KOI QUESTION. SUPER VIDEO
10:18 but if your due your emi you can ask bajaj and idfc to waiver of charge
✨Your Explanation is very good. ❤ Best UA-cam Channel👌👌
Sir aap bahut ache se samjhate ho ❤❤❤❤
Sabse acha ek kam karo sab jo bhi card le.......stamp duty paper pe agent ka full agreement likh lo ki itna hi emi hoga
The best information no time best full knowledge ❤❤
Yes sir effort toh sach me AAP ne bhout lagaya hai thankyou
0:35 Minimum annualized percentage rate is 13% and maximum annualized percentage rate is 26% with a flexible repayment period of 12 to 60 months. Also full repayment in 30 days or less is not allowed.
Consider a salaried customer avails a Personal Loan of ₹1 Lakh at an interest rate of 14%. The lenders also charge a processing fee, that needs to be paid to get the loan processed and is usually 0-4% of the loan amount. Consider the processing fee to be ₹2250 for a tenure of 60 months. Then, the total interest payable is ₹39,609 and total amount payable is ₹1,41,859. The EMI will be ₹2,326 per month.
Aapne ye to bataya hi nahin ki card activate karane ke baad minimum 5000 ka ofline shoping karna usi address pe Jo aapne card activate karne ke time pe Diya tha. Agar apne ghar se door kisi other city mein rahte hain aur aapne card me address apne Village ka Diya hai to aap us City mein shoping nahun kar paayenge, uske liye aapko us City ka local address Dena padega. Aur annual charg tab lagta hai jab aap card active hone ke within 1 year koi bhi shoping nahin karte hain tab.
It's better to purchase with credit card when there's NO cost EMI offer. Atleast there are lifetime free credit cards
Which credit card is life time free ??
Sir apka samjane Ka tarika bahut Sahi hai
Your video is crisp 👍🏻to the point.
Really loved it 👍🏻
Bhai mene fees pay kr di h 599, or ab e mandate ki alag fees charge kr rhe h agr pahle apka vdo dekha hota to m ise apply he nhi karta .thank you bhai information dene k lye
Wow, that was expertly constructed. The timing of each shot and the overall rhythm
Just pay full and final amount one time and be happy 😊
I was charged 1400 as one time interest..... And 600 was taken as processing fee.....
And first EMI I was charged 150 or 160 around extra fee....
Are kya apka card activate ho gya mere to sirf paise cut gye
Thank you very much sir. You have explained everything very clearly.🙏🙏
Fully informative videos ❤
Video don't skip very important information in video if you want to buy something from online or offline Market on emi with 0 intrest this video is useful for you
First tym aapse bhot acche se sb kch clear hua h bhaiya maan kush ho gya video dekh ye bilkul pointed videu tha isliye subscriber kr rha hu aapka first video se hii impressed ho gya me ❤❤😊
Thank you for information....
Love from ODISHA state
Video starts 15:00
Thanks 😂
काफी जानकारी praft हुई 👍👍
Thank you for this video. Much appreciated 👏
you deserve more sir ❤❤ well explained
Great information bro
Keep it up ❤
Bahut hin useful video hai sir.... ❤
Overall all the deep analysis is good
Such a great informative video hats off brother ❤
Very informative video👍 thank you🙏
बहुत अच्छा समझाते हो
Amazing explanation
My father bought Iphone 14 without any problem from apple store. They didn't do any cross selling of insurance, with zero down payment. Although Bajaj app was installed. And we dont even use it..Will uninstall it after EMI are over.
Wow, you are the fabulous sir > Thanks to tell this very properly & clearly🙂🙂
Well explained brother . concept clear💯💯
Nice sir bohut achaa information Diya apna
Please reply on this , Bro u said that that bajaj employee will convenience / force us to take a life insurance / phone insurance is that mandatory to take ?
sir आपके information बहुत अच्छे होते.!👌
PF Rs. 176, Conv. fee Rs. 117.00,CIBIL report Rs.46 will be added in the 1st EMI.
Bajaj Finance Ltd
Aap jo bolrahere hay o online buy karne par lagta hay
Mei khud BAJAJ ka employe hu
If you buy in offline and You have good relation with SHOP OWNER then you also discount processing fee and others gift also
@@TUNGIDIGHIBAJAJFINANCE369Pre aproved 25k bajaj emi card offer aya h likin age 19 h, ab kya kru
Bhi minimum age criteria 21 hay
Really nice sir❤️
Thanks a lot
Right 👍 mare sath end bhi Aisa hua hain
I have a question in my mind i feel glad if you answer this : When we talk about maintaning a good cibil score we use it 30% so this rule will also apply here or not and one more thing if we are going offline to use this card so how can we use this card so that no other person get personal information like card number or what becuase no cvv is their.
30% rule doesn't apply on this Bajaj card because it's a credit line that works like a personal loan.
When you purchase offline using it, Bajaj finserv agents will ask your mobile number only and they'll fetch the details. You don't need to present card there. Their App will do rest of the work
Thank you so much for explaining so perfectly...Good job 👍
Good information bahot ache se samjhaya apne thank you🙏
if you buy any product online no down payment is required it will deduct 250 rs in the first month as processing charges for example If you are purchasing any device for rs 30000 so it will deduct 5000 per month for 6 months and rs 250 will be added in first instalment and no other charges
Good
Galat bata rhe ho
@@KuldeepKumar-sp6ggNope
He's correct
296 charge lagta hai first emi par
You r so genuine ❤
Great effort explained very nicely crystal clear👍
❤
A
A
Sir Card acha hain but offline store main processing fee ke name main 1 ya 2 hazar extra charge karta hain dukandar ..... Alag alag product main kavhi kavi 3 Hazar main processing fee le lata hain dukandar.
Does the consumer loan get created as soon as i get the emi card or only if i buy something using the credit limit?
Achcha Laga aapka video dekhkar aap mujhe pakka Bharosa hai
Did we compulsory need to do first transaction offline?
no you can do it from there site too.
Baki apki information super h bht help full and knowledge ke sath hoti h bt plz help us.
First, of all a very much thanks for such knowedgable videos.
Your videos have given me a lot information in advance related to bank process and services we need in future will help us.
Thanks very much. Please keep continuing with such interesting videos.
Penalty 500/700 har month katega or intrest bhi add kr ke katega jaise agr 1st month me 3% to 2nd 6% intrest lega
Sir can we use this card for flight booking? And is it necessary to use it offline for the first time? And sir for E manadate there's a charge of 118. Please let me know
No charge for sbi bank account
ˢⁱʳ ᵐᵉⁿᵉ ᵃᵖᵖˡᵃʸ ᵏⁱʸᵃ ᵐᵉʳᵉ ˢᵉ 599 ᶜʰᵃʳᵍᵉˢ ᵐᵃⁿᵍʳᵃʰᵉ ᵏⁱʸᵃ ʸᵉ ᵃᵖᵖˡᵃʸ ˢᵃʰⁱ ʰᵃⁿ
Cersai charge 118
Will they provide any physical card like our debit card? I live in Bengal and here they take rs 2000 per bajaj card. Horrible! Thank you brother. You gave a clear idea. This video must be shared with everyone.
your video was very informative, i also have bajaj card. i want to know if i cancel my bajaj card does my cibil score affect ? please reply?
Tum boht badiya trike se samjhaya nyc bro❤
बहुत ही अच्छी से समझाया आपने और बहुत ही बारीकी से
बहुत ही अच्छा समझाए भैया
Thanku soo much
Thanks sir
Welcome
🎉
This card is not provided free service because bajaj finance has been charged 500 processing fee every single transaction.
But this is better than credit card because credit card have more charges but this card have one time charges who pay with downpayment and every purchase transaction.
Not better than credit cards. Get some financial knowledge. If you use responsibly you can get tremendous benefits by using credit card.
Nice joke bro 🥲 have you heard about Lifetime free Credit card?
Bajaj finserv also include a processing fees at the time of down payment. Should never miss EMI of Bajaj finserve because Bajaj finserv change their penalty and also the bank will charge a penalty for check bounce.
Sir you have not mentioned that at the time of purchase they also implies a processing fee extra for the product...
Yes it is correct.
Good job sir bhut acche se samjhatee hon❤
Mera 599 charges dikha raha.
1 number bataya bhai 😅
Maine 2 bar 530 ka payment kiya but ab tak na card bana na paise wapas aye 😂
😅
rou ya hasu😂😢
Bhai main bhi 599 ka payment Kiya tha but card nahi aaya
Your cibil score may be too low !
भाई तू ही चुटिया बन गया ना वह अपने कार्ड को प्रोटेक्ट करता है dedit कार्ड को😂😂😂
Lockdown jab laga tha us time pr logo k account me pese the but bajaj walo ne mostly customer ki EMI bouny kr di without any reason and 500 rupay penalty lga rhe the daily us. Time to bajaj aise hi apni earning krta h
Cibil Kharab kar dete hai bajaj
Timely payment nahi karne se cibil kharab hota hain
Bahot hi badhiya tarika hai bhai aapka samjhane ka love you bro
Thank you so much for explaining about this card
Excellent explanation ❤ great 👍