I had quite a bit of money in the past.. I even started 3 savings accounts too.. I knew what I was doing and was focused! I want this again and I will get it!!
I disagree with paying not paying off your debt. All my debts are paid such as student loans and such . Now I'm able to put aside 3/4 of my monthly income for investment after living expenses. I own my car as well. So I don't have car payments. To me that's an extra $275 per month. I cook mostly at home, as a former sushi chef. I eat out because my passive income can pay for my meals. Good luck all.
I remember when I was a kid, I used to go with my mom when she does grocery shopping. She’ll tell the cashier her exact budget (amount) and tell her to stop scanning products once it reaches the amount. My mom was clever lol It was back home in the Philippines 😅 She’s frugal in a good way. We were never starved. ☺️
Belle I laughed because I do that too! I have a fixed amount for my Target and/or Aldi run (say, $45 for two weeks). I start by placing the most vital items on the belt, and tell the cashier to stop scanning at the $30 mark. I like having that $10 to $15 wiggle room and it often helps me to pinpoint my needs vs my wants from the grocery store. I’m still learning how to maximize my resources .
Income is not wealth. Wealth does not equal income that is a mistake people are making. Wealth is the net worth of a household. Being rich isn't about how much money you make or spend. It’s all about having a legacy which is the safety net of generational wealth.
You are reading my mind. I wish I learned this way back in high school, and believe basic personal wealth management should be a required course, but better late than never. I am committed to reform. It's never too late.
Having a hand full of money is very tempting. In this regard, make a financial plan. Every pay day, you have to set aside at least a percentage of 20% from your salary. Make a habit every pay day.. at the end of year, you grab something that make that money robust. Invest invest invest. Be inspired 😘
I put the money I'm using for groceries and gas in a separate checking account from the one I use to pay the bills. When you get paid, put the budgeted amount for spending in that account, put the budgeted amount for bills in the other account, and put the rest in savings/investment accounts. Easy peasy.
Here I thought I had system down. In college working hours given at grocery store, used envolopes. Rent food, electric, car,clothes laundry in that order. Ate late breakfast, early evening super, so was not hungry, ate pop tarts for evening meal canned fruit ,drank lot of water. Have no credit cards, make list of needs, not wants, spend only some the cash on me. My money goes to ills first, then replunish that expense.
Knowing what to do and doing them, consistently, are 2 different things. Do it is the hard part- but the hardest is changing the mindset about money that You grew up with
I have become very smart with money these past three months and already saved a lot on unnecessary purchases and paid my debts instead. I bring lunch from home, walk instead of taxi, buy cheaper versions of the same product, etc
Number 7 should be number 1 priority once you have a sum of money put aside for emergencies. Yes, getting rid of debt before saving makes saving even easier and accumulating cash assets more lucrative. Borrow from savings to wipe out debt then repay yourself with interest like you would have repaid the bank. Your mindset regarding savings will change automatically.
This video is useful, but I didn't like seeing all of those ads while it was going on. They were too much of a distraction. I don't mind ads at the beginning or end of a video.
Here my two cents Work until you have enough money to invest (Your not a slave for others )Live below your means (Being frugal) pay off all debt when possible (Extra money to invest) .Remain humble
Funny how the shoe purchase illustration actually has to deal more with weight than your wallet. Meaning the the lighter you weigh, the stronger your chances of having those shoes for a longer period. The same can be said for 2 identical cars where one transports heavy people than the other carrying lighter. You'll know the difference spent at the gas station.
I would humbly advise to invest money and then after that investment has grown, to then buy that nice car, because if you do this, after you buy the car, you still have income coming in from your investment. If you just save the money then spend it, it's gone and you are left with a depreciating object. If you still have the investment pouring money in, then you're in a better place because you can have your cake and eat it too.
Hellsing Ghrey I agree so much with you. Instead of just spending the $10, 000. Invest that money 1st so it can make money for you instead of just spending it and having to start over
I make peanuts and am great with money. I like money. No debt. I have 3 savings accounts but keep almost nothing in two. I save 85% of my income. Budgeting is hard but I find if I just avoid spending anything but what most be spent then it's fine. I only splurge on cards that have 0% intrest and I pay off the entire balance the day the intrest rate inceeases. Investing is good but I can't spend it until I make enough passively to survive on it alone. Retirement is to far away. I want to stop working in a dozen years. Don't take on debt unless you absolutely must.
Although my $30 AZ Kadin boots seems it may last just as long as my $450 Stuart Weitzman boot which lasted almost 7 years.. I will have to compare and see in 6 years, if it makes it, lol.
I’m so happy that I don’t live paycheck to paycheck and I live being my means and I don’t try to live like the joneses I pay my rent for the whole year I pay my phone bill for the whole year I only pay for food every month I buy stacks of soap deodorant toothpaste and mouthwash that last me for months and I save paycheck to paycheck I still travel I’m so thankful and blessed
I don't agree with where it says in the video from minute 8:00 to minute 8:25 that using all your disposable income to pay off debt is a bad idea since chances are, that you will end getting into more debt to provide for yourself. I don't really understand how that would be the case. I think Dave Ramsey would disagree as well. I think it's good to use all your disposable income to pay off the debt and live off of ramen noodles in a small basement room for a while, while paying off the debts.
That can be true. You need a higher income than your living expenses to start with. This is easy for most people if they don't make poor decisions early on - like a 20% interest rate loan, having your children prematurely, or majoring in underwater basket weaving. If someone has already put themselves in the hole, it will take more work to dig yourself out.
SoberRS I disagree. My daughter makes minimum wage and has saved $13,000 in two years working part-time and going to college. She’s saving for a down payment on a house after graduation. It’s due able.
And I'm guessing she has the privilege of staying at home rent free, now picture her trying anything like that in her own apartment not a chance, most people don't have that privilege young and old
Money, stay in control. If you buy something and it is still in the box, has the tag on it or is getting dusty in your garage, you don't need it. Save that money or invest it in a 401k.
Just another Bird nah it’s only €10 cheaper in the shop than I bought it for so I’d lose money plus I want it, I bought a 65” LG C9 in the Black Friday sale so I’ll be using the PS4 soon just gonna put the tv on the wall first
*WHAT!?!* How did you get in here?! You're supposed to be learning *IMPORTANT* stuff in school like: What year did Roosevelt became president, or the square root of a right triangle... *THOSE* are what children should know to be successful in life!!! *SECURITY!!!!*
But Isnt It Better To Buy Stuff You Want With Credit Card Rather Than Debit Card Or Money Becuz If Something Happens like Stealed , Warranty Not Occured / Valid And etc ,You can take ur money back / bank cover ur money safety -Graham Stephan
Robert Kiyosaki says that not all debit is bad. Buying a car is bad debit, buying a rental property is good debit that creates cash flow. Plus people that save "end up broke". The interest paid doesn't keep up with inflation and you end up losing purchasing power.
Just give her an allowance. When it's gone, it's gone. I was like that at first, my late husband did this and I learned over time before he passed away. That's the only way to teach her to manage it
My brother in law and husband had exactly the same pair of shoes. Hubby paid £10, brother in law paid £23. They were the same brand too. So this proves your point x
Kahlea P very true! Buy used if possible. It’s unfortunate that so many people over-consume, but it sure makes it easy for me to live with nice things at a fraction of the original cost!
I spend my money at bars, and going out every weekend with my friends. I’m an oilfield worker and all we wanna do after our rotation is go out and party.
I disagree with the credit card and savings account thing. Savings should only be for emergency funds. Use investments to buy expensive items and use credit cards to buy everything as long as you can pay it off. Credit card rewards are great.
That Thing Called Inflation..The More Money Bank Print, The More Less Our Money Valued & That cause our prices in groceries n expenses & etc to grow more higher than before. -Minority Mindset
Thanks for chiming in Robert kiyosaki 😏 and after saving an emergency fund of 1k and 3 months living expenses begin paying off debt and invest money stop saving after you have a few grand in the bank I agree saving money after a few grand in the bank is plain dumb
A higher minimum wage has a disastrous effect on an economy. Businesses adjust by increasing prices for their goods, cutting employee hours, and closing lower performing stores.
@@thomasorchard fake news. Wealth is concentrated in the country (and most others). Workers rights/ unions are non existent and I could go on but facts don't matter so let's keep it moving.
@@thomasorchard your claims have no evidence. I mean they're just claims. "Businesses" is not a relevant term. Most goods and services are provided by mega corporations that have already cornered the market. They don't raise prices, they destroy all competition then SET THE PRICE. "Businesses" (again lol) ALREADY cut employees hours and close low performing stores. Except now their employees don't have the money to recover. Some people care about humans and some people care about businesses (once again LOL).
Freedom works, protecting rights works but in general, government economic control sucks, and many greedy people who are not average income or better often desire the government to STEAL the money via unjust laws, or FORCE others to pay what they demand by law. It ends up worse and everyone is poorer. Gosh guys this debate goes on and on but read some history and economics, objectivist philosophy etcetera.. A principle of human rights is strict property rights. Socialism and our mixed economy etc. is greed = Desire for others money. We have a mixed socialist/capitalist economy now good for the rich who support corporate bailouts and subsidies etc.. The solution is to reduce that and get rid of it, not to give everybody payoffs and guaranteed this and that.
*_Consume > Create = Poor_*
*_Create > Consume = RICH_*
Yas
Being poor is a humble experience teaching you how much is always taken for granted.
I had quite a bit of money in the past.. I even started 3 savings accounts too.. I knew what I was doing and was focused!
I want this again and I will get it!!
I disagree with paying not paying off your debt. All my debts are paid such as student loans and such . Now I'm able to put aside 3/4 of my monthly income for investment after living expenses. I own my car as well. So I don't have car payments. To me that's an extra $275 per month. I cook mostly at home, as a former sushi chef. I eat out because my passive income can pay for my meals. Good luck all.
@Ego Planer Said everyone who's too lazy to cook
ColdPetRat2.99 umm hmm can u explain in detail how so?
sometimes it is good to invest as well. Also, it depends on the interest rate on the debt. Interms of student loans pay them ASAP
@ColdPetRat2.99 I wonder where you live, if eating out is cheaper than cooking at home.
As my grandma always said,
Prepare 4 war in the time of peace. 💵💰!
Saundra Wills...I had to screen shot your comment it’s brilliant
Great comment...Gonna screen shot it also..
That is an actual quote man......, your grama didn't invent it herself
Deadly beauty... she didn’t say she invented it...she said her grandmother said it!!
Saundra Wills 👍🏼
I remember when I was a kid, I used to go with my mom when she does grocery shopping. She’ll tell the cashier her exact budget (amount) and tell her to stop scanning products once it reaches the amount. My mom was clever lol It was back home in the Philippines 😅 She’s frugal in a good way. We were never starved. ☺️
Harry Woods she is!! Thank you! I wish I can do that here in states lol
Belle I laughed because I do that too! I have a fixed amount for my Target and/or Aldi run (say, $45 for two weeks). I start by placing the most vital items on the belt, and tell the cashier to stop scanning at the $30 mark. I like having that $10 to $15 wiggle room and it often helps me to pinpoint my needs vs my wants from the grocery store. I’m still learning how to maximize my resources .
*No matter how much money you make, without proper money management, you will lose it all. i.e. Mike Tyson, NBA players, etc...*
Income is not wealth. Wealth does not equal income that is a mistake people are making. Wealth is the net worth of a household. Being rich isn't about how much money you make or spend. It’s all about having a legacy which is the safety net of generational wealth.
Wealth is accumulated in time. So if you quit your job today how long before your money runs out.
Zachary Laid Finding Freedom drugs
Coz most people spend more then they earn, believing that their income stream will remain constant... big mistake
Yas
You are reading my mind. I wish I learned this way back in high school, and believe basic personal wealth management should be a required course, but better late than never. I am committed to reform. It's never too late.
Having a hand full of money is very tempting. In this regard, make a financial plan. Every pay day, you have to set aside at least a percentage of 20% from your salary. Make a habit every pay day.. at the end of year, you grab something that make that money robust. Invest invest invest. Be inspired 😘
I put the money I'm using for groceries and gas in a separate checking account from the one I use to pay the bills.
When you get paid, put the budgeted amount for spending in that account, put the budgeted amount for bills in the other account, and put the rest in savings/investment accounts.
Easy peasy.
Here I thought I had system down.
In college working hours given at grocery store, used envolopes. Rent food, electric, car,clothes laundry in that order.
Ate late breakfast, early evening super, so was not hungry, ate pop tarts for evening meal canned fruit ,drank lot of water.
Have no credit cards, make list of needs, not wants, spend only some the cash on me.
My money goes to ills first, then replunish that expense.
Knowing what to do and doing them, consistently, are 2 different things. Do it is the hard part- but the hardest is changing the mindset about money that You grew up with
I have become very smart with money these past three months and already saved a lot on unnecessary purchases and paid my debts instead.
I bring lunch from home, walk instead of taxi, buy cheaper versions of the same product, etc
Number 7 should be number 1 priority once you have a sum of money put aside for emergencies. Yes, getting rid of debt before saving makes saving even easier and accumulating cash assets more lucrative. Borrow from savings to wipe out debt then repay yourself with interest like you would have repaid the bank. Your mindset regarding savings will change automatically.
Love this video very educational knowledge that I will incorporate in my life.
We should save something for a rainy day.
This is me every single month without fail
1. Invest
2 housing
3 food
4 phone bill
5 repeat
Is that works?
Athaariq Ardiansyah...sorry I don’t understand your comment
@@Zippo1617 I meant... Are those work as you expected?
Athaariq Ardiansyah... the most important thing to do is investing...
would you like to know what I personally invest in?
Yes please I would like to know if you don’t mind
This video is useful, but I didn't like seeing all of those ads while it was going on. They were too much of a distraction. I don't mind ads at the beginning or end of a video.
When an ad pops up during a video I turn it off as soon as I'm allowed to.
Here my two cents Work until you have enough money to invest (Your not a slave for others )Live below your means (Being frugal) pay off all debt when possible (Extra money to invest) .Remain humble
Funny how the shoe purchase illustration actually has to deal more with weight than your wallet. Meaning the the lighter you weigh, the stronger your chances of having those shoes for a longer period. The same can be said for 2 identical cars where one transports heavy people than the other carrying lighter. You'll know the difference spent at the gas station.
I would humbly advise to invest money and then after that investment has grown, to then buy that nice car, because if you do this, after you buy the car, you still have income coming in from your investment. If you just save the money then spend it, it's gone and you are left with a depreciating object. If you still have the investment pouring money in, then you're in a better place because you can have your cake and eat it too.
Hellsing Ghrey I agree so much with you. Instead of just spending the $10, 000. Invest that money 1st so it can make money for you instead of just spending it and having to start over
Your coaching is awesome and good
I make peanuts and am great with money. I like money. No debt. I have 3 savings accounts but keep almost nothing in two. I save 85% of my income. Budgeting is hard but I find if I just avoid spending anything but what most be spent then it's fine. I only splurge on cards that have 0% intrest and I pay off the entire balance the day the intrest rate inceeases. Investing is good but I can't spend it until I make enough passively to survive on it alone. Retirement is to far away. I want to stop working in a dozen years. Don't take on debt unless you absolutely must.
"Cheap is expensive" 👍
I feel happy and obliged for the love and blessings.
Although my $30 AZ Kadin boots seems it may last just as long as my $450 Stuart Weitzman boot which lasted almost 7 years.. I will have to compare and see in 6 years, if it makes it, lol.
I’m so happy that I don’t live paycheck to paycheck and I live being my means and I don’t try to live like the joneses I pay my rent for the whole year I pay my phone bill for the whole year I only pay for food every month I buy stacks of soap deodorant toothpaste and mouthwash that last me for months and I save paycheck to paycheck I still travel I’m so thankful and blessed
I don't agree with where it says in the video from minute 8:00 to minute 8:25 that using all your disposable income to pay off debt is a bad idea since chances are, that you will end getting into more debt to provide for yourself. I don't really understand how that would be the case. I think Dave Ramsey would disagree as well. I think it's good to use all your disposable income to pay off the debt and live off of ramen noodles in a small basement room for a while, while paying off the debts.
Thank you!
hardest part about being good with money is making good money in the first place..
Wrong wrong wrong
That can be true. You need a higher income than your living expenses to start with. This is easy for most people if they don't make poor decisions early on - like a 20% interest rate loan, having your children prematurely, or majoring in underwater basket weaving. If someone has already put themselves in the hole, it will take more work to dig yourself out.
SoberRS I disagree. My daughter makes minimum wage and has saved $13,000 in two years working part-time and going to college. She’s saving for a down payment on a house after graduation. It’s due able.
And I'm guessing she has the privilege of staying at home rent free, now picture her trying anything like that in her own apartment not a chance, most people don't have that privilege young and old
I'll give you my 1100 net a month I don't care how money sauvy you are not happening
Money, stay in control. If you buy something and it is still in the box, has the tag on it or is getting dusty in your garage, you don't need it. Save that money or invest it in a 401k.
Yeah I’ve a 1TB PS4 pro red dead redemption 2 bundle sitting there still in the box over a year now
Just another Bird nah it’s only €10 cheaper in the shop than I bought it for so I’d lose money plus I want it, I bought a 65” LG C9 in the Black Friday sale so I’ll be using the PS4 soon just gonna put the tv on the wall first
Thank you so much for this information😊
Good to know this since I'm just 14! :>
*WHAT!?!* How did you get in here?! You're supposed to be learning *IMPORTANT* stuff in school like: What year did Roosevelt became president, or the square root of a right triangle... *THOSE* are what children should know to be successful in life!!! *SECURITY!!!!*
Kiddo , u damn lucky
I wish i knew what you know now!
You are bright! Pile up that allowance and small job cash, you will be stunned at how fast consistent saving/investing stacks up.
Same lol well this was a year ago so ur probably 15 now
Dear youtube , do you know that 100% of youtube video ads are dissliked?
You can take out small loans to work towards getting a good credit history.
Two Words: Dave Ramsey
Just don't take his investment advise for those unicorn 12% mutual funds with a front load.
No thanks. Dave Ramsey is awful!
But Isnt It Better To Buy Stuff You Want With Credit Card Rather Than Debit Card Or Money Becuz If Something Happens like Stealed , Warranty Not Occured / Valid And etc ,You can take ur money back / bank cover ur money safety
-Graham Stephan
😜
Hope you have a great day ❤️
You always bringing it to the point.
The more you learn; the more you earn…..
Robert Kiyosaki says that not all debit is bad. Buying a car is bad debit, buying a rental property is good debit that creates cash flow. Plus people that save "end up broke". The interest paid doesn't keep up with inflation and you end up losing purchasing power.
What about when you have a good mindset with saving money but the woman you’ve been with for the last 7 years has the attention span of a 5 year old
Always say that you have less money than you do. Get all the bills paid, treat her to something nice sometimes. And save the rest.
Time to get rid of her
Been there...Cut off everything and make a solid point..End of story..
Just give her an allowance. When it's gone, it's gone. I was like that at first, my late husband did this and I learned over time before he passed away. That's the only way to teach her to manage it
Christine Kleinschmidt it’s not his child
There's no such thing as good debt. It's all bad when you can't pay for it.
I disagree with the cheap thing. just because something costs more doesn't mean it lasts longer.
My brother in law and husband had exactly the same pair of shoes. Hubby paid £10, brother in law paid £23. They were the same brand too. So this proves your point x
I agree. Look for deals on high quality brands if possible. Don't pay full price.
Kahlea P very true! Buy used if possible. It’s unfortunate that so many people over-consume, but it sure makes it easy for me to live with nice things at a fraction of the original cost!
Big brain time: You're always broke because you don't make enough money! :O
Thank you
Pay your self first
My dream is a world where the economy is actually fun to deal with, rather than something that strangles the life of the not so fortunate.
GREAT VIDEO! THANK YOU! ❤😎
With todays economy , the ideals and efforts feel futile - the price of everything has gone way up while the wages remain the same.
Great Video!
More commercials then video...:) However, I like this video...
very good effort
Saw 4 bs real estate investment and Amazon selling classes ads while watching this video. Extra credit for not falling for these ads 😊
I spend my money at bars, and going out every weekend with my friends.
I’m an oilfield worker and all we wanna do after our rotation is go out and party.
Something to think about!
Basic good house keeping
I always saved money, even as a teen.
So I can be better before 30.. I can do better, save better and die better when the time comes... Lol.. Great video.
I disagree with the credit card and savings account thing. Savings should only be for emergency funds. Use investments to buy expensive items and use credit cards to buy everything as long as you can pay it off. Credit card rewards are great.
Great vid🌹
Saving fiat losses value
Make the fiat work for you.. invest
@@droid2645 well everything will be going down soon ...But as for me I have positioned myself
Hey, shoes for 40£ is pretty good haha
Good advices thank you.
How does issues with public transport justify a car loan?
It doesn't.
why are all the comments in *bold*
Internet God 😂
It’s who you know
this video is very good effort
I can even cook Arabic food and I m loving it Lmaaoooo very tasty Arabic food 🤣🤣🤣
Pray for witty ideas & inventions;)
OR you can just live for the moment because life is too short
Why there r many poor people live in rich countries loool
Paying rent sucks I get 200 or more and. They get 500 screw that crap. I rent a hotel now i won’t pay rent. To a apartment. They suck
First thing u need to do is . Walk at least 10 miles a day everyday. And from there you will figure it out
Most poor people do they walk everywhere work groceries laundry and my experience is they are all still poor
i watch these videos alot but why do we take advice from an invisible person in which we have no idea of there financial success or lack there of?
Looooove your video 👍
10 min video with 4 advertisements...you tube is getting annoying.
I want a house not an apartment screw renting
01:14: 9 Ways to be good with money
You lost me at buy red bottom Louie vuittons
Red bottoms are Louboutins, not Louis Vuitton
Slotsalot Sir what’s the difference sounds the exact same
Steven Cardona - like everything else, the devil’s in the details. It really differentiates the mediocre and the great.
but 1 plothole man
if you buy your stuff ultra cheap, you can have it all
now fix dat broken tesla boi
Why would you save money when they can print it faster than you can work for it???
That Thing Called Inflation..The More Money Bank Print, The More Less Our Money Valued & That cause our prices in groceries n expenses & etc to grow more higher than before.
-Minority Mindset
High yield savings - my account with citi is 2.36% apy
You would save money to give you margin in life.
Thanks for chiming in Robert kiyosaki 😏 and after saving an emergency fund of 1k and 3 months living expenses begin paying off debt and invest money stop saving after you have a few grand in the bank I agree saving money after a few grand in the bank is plain dumb
@@nightfangs2910 lol haha
They completely undid all their credibility as soon as they recommended a car loan in any scenario
I dislike this video because there were 9 ads one for each pt he made
Get an ad blocker app. I've never seen an ad on a UA-cam video. Mind you, I use my desktop or laptop for UA-cam, *not* a mobile device.
💯💯💯
Lady laid out in the street.. lol
Stay off bad drugs also
Just smoke weed
❤️
Money under 30 wtf ???
I'm so SCREWED.
Maybe we could talk about a $15 min wage tho...
A higher minimum wage has a disastrous effect on an economy. Businesses adjust by increasing prices for their goods, cutting employee hours, and closing lower performing stores.
@@thomasorchard fake news. Wealth is concentrated in the country (and most others). Workers rights/ unions are non existent and I could go on but facts don't matter so let's keep it moving.
@@amintmk1309 Facts might not matter to you, but they matter to me... You gave no rebuttal to my above claims.
@@thomasorchard your claims have no evidence. I mean they're just claims. "Businesses" is not a relevant term. Most goods and services are provided by mega corporations that have already cornered the market. They don't raise prices, they destroy all competition then SET THE PRICE. "Businesses" (again lol) ALREADY cut employees hours and close low performing stores. Except now their employees don't have the money to recover. Some people care about humans and some people care about businesses (once again LOL).
Freedom works, protecting rights works but in general, government economic control sucks, and many greedy people who are not average income or better often desire the government to STEAL the money via unjust laws, or FORCE others to pay what they demand by law. It ends up worse and everyone is poorer. Gosh guys this debate goes on and on but read some history and economics, objectivist philosophy etcetera.. A principle of human rights is strict property rights.
Socialism and our mixed economy etc. is greed = Desire for others money. We have a mixed socialist/capitalist economy now good for the rich who support corporate bailouts and subsidies etc.. The solution is to reduce that and get rid of it, not to give everybody payoffs and guaranteed this and that.
2020 this me every day: weed, food , gas (REPEAT)!😩
Toni Austin 🤣🤣🤣
Give up the weed.. try Olly gummies for a stress free and calm life.
Unbelievable, 4ads during 10min vid xd
Stop crying, you didn't have to click plus the video clearly took work.
If I'm not a degenerate gambler, I would have money🤷♂️🤦🏻♂️
Hahaha do you think I want an expensive car? Or expensive boots? I want to be able to pay for my rent, conmute and still be able to eat Hahaha :'(
me to,while styding
I had less income than the person I loaned money to - no kidding!
Interest, ha ha ha ha...
The married title infrequently applaud because chair beautifully measure on a awesome acknowledgment. unkempt, voiceless driving
You go to the restaurant because they cook better than you.
Savers are big losers= Robert kiyosaki
Step 11: Don’t have kids
Bullshit, anyone who works and is honest will tell you it's hard to make it