What Happens the Day of Closing? | Signing Day | Closing on a House for First Time Home Buyers!

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  • Опубліковано 7 лип 2020
  • What happens the day of closing? The first thing that will happen is scheduling your signing day with the title company. Join the Hernandez family for their signing day and learn about closing on a house for first time home buyers! In this video you'll learn about closing day what to expect!
    #SigningDay
    #ClosingOnAHouse
    #RealEstateTheUntoldStories
    Special Thanks to:
    The Hernandez Family
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    • Real Estate - The Unto...
    🚀 My mission is to help you take the guesswork out of real estate! On my channel, you'll find transparent content you can use to make well-informed decisions that are right for you for the reasons important to you!
    📱 Ways to Connect with Andrew Finney on Social Media:
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    📒 Show Notes 📒
    Join Adrian & Nacole as they move forward through their buyer game plan meeting aka buyer consultation to closing day! You'll be with them every step of the way as they learn how to buy a house, and navigate the maze of the home buying process with their trusted real estate advisor Andrew Finney!
    #TheHernandezFamily
    Special thanks to:
    The First Time Home Buyers - Adrian, Nacole, and their family of 4!
    🔥 Follow Adrian & Nacole's inspiring real estate stories and what they're up to now on:
    Facebook:
    Adrian - / adrianthinksblue
    Nacole - / nacolerose
    Instagram:
    Adrian - / adrianh562
    Nacole - / mrs_nacolerose
    Video Editor: John Campbell
    jcampbell.media/
    Videography:
    Michael Handler
    mikehandler.myportfolio.com/
    If you enjoyed this video, please donate to help me to create more high-quality content: www.paypal.com/paypalme2/andr...
    The inspiration for this series comes from Andrew Finney's experience in representing 170 home sellers/ buyers over the past 6.5 years (Late 2013- Early 2020).
    This wouldn't be possible without amazing courageous people opening their lives to the world to share their motivations, story, and goals with us through their real estate experience! From the bottom of my heart, thank you Adrian, Nacole and family! Ya'll are awe-inspiring!
    Thank you for watching,
    Andrew Finney
    Trusted Real Estate Advisor, USMC Veteran
    License S.0173260
    Andrew@AndrewFinneyTeam.com
    #AndrewFinney
    Andrew Finney Team
    King Realty Group, Inc.
    6955 North Durango Drive Suite 1004
    Las Vegas, NV 89149
    Disclaimers/ Credits:
    At the time of production, Andrew Finney, S.0173260, is a real estate salesperson with King Realty Group in Las Vegas, NV.
    Andrew's videos are his own and do not necessarily represent the views and/ or opinions of KRG.
    Adrian, Nacole and their family ARE NOT paid actors. This is their real home buying story they wanted to share with you!
    The purpose of Andrew's videos is to educate you and help you make sense of the real estate process. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, professional trades, or any other services where you live, you are advised to reach out to the appropriate professional for further counsel about your own unique situation.
    Video Inspiration: You!
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КОМЕНТАРІ • 78

  • @wildadedelvoix5382
    @wildadedelvoix5382 2 роки тому +9

    I’m closing on my house in 24 hours of watching this video feeling so very happy already. I can’t wait to be on the sighing table tomorrow it was a long journey hopefully everything goes well for my family and I with closing tomorrow.

  • @suryamp12
    @suryamp12 3 роки тому +9

    Katie is awesome at explaining stuff in a calm concise manner!

    • @AndrewFinney
      @AndrewFinney  3 роки тому

      Absolutely! Katie is a rockstar!
      Thank you so much for watching.
      What would you like to watch next?

  • @politicalpapi
    @politicalpapi 3 роки тому +6

    This channel deserves more subscribers. Very informative.

  • @calliey59
    @calliey59 2 роки тому +3

    Andrew is very thorough and conscientious. He seems to really cater to his clients needs.

  • @this.i.command1055
    @this.i.command1055 4 роки тому +10

    Andrew Finney..you are the coolest Real Estate guy I've seen on YT!.. The process of buying a home seems so much more at ease with your attitude and expertise. Im happy for the new home owners and wish them the best as well as you sir. In my home buying process I can only hope to have a trusted realtor like you!.. Thanks for all the info and advice!!

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Hey Lyndon!
      Thank you for watching and for your kind words! You're awesome my friend!
      I'm super happy to learn these videos are helping you gain confidence and putting your mind at ease about what to expect with buying a house. Yay!
      When the time comes for you to buy your new home, just let me know and I'll see if I have a top agent in your area I can recommend to you. =)
      What would you like to watch next?
      Sending you positive mojo for an incredible day my friend!

  • @Presserp
    @Presserp 4 роки тому +7

    Congratulations Hernandez family! I hope you are enjoying your house.

    • @AndrewFinney
      @AndrewFinney  4 роки тому

      Hey Eric!
      Always nice to hear from you my friend!
      Thank you for sharing your positive mojo with the Hernandez family!
      What would you like to watch next?
      Sending you positive mojo for an exceptional day my friend!

  • @nancywinningham1645
    @nancywinningham1645 2 роки тому +3

    This story is absolutely amazing, so encouraging! My husband and I are going through the process now. This story is awesome to the upmost.

  • @T3COLY
    @T3COLY Рік тому +2

    Love your videos 🙏 Thank you for all the information

  • @fallguy4209
    @fallguy4209 3 роки тому +1

    Omg I love this video and this family. Congratulations!!! I can’t wait you my close in 21 days

  • @40belowceo
    @40belowceo 4 роки тому +5

    Love this series Andrew.! Please keep them coming. Wish I had you as my agent on my home purchase in Georgia.

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Awesome 40belowceo!
      Thank you for your kind words and support. I'm super happy to know that you love this series! Yay!
      Yeah, it'd be awesome to be your agent in GA! =)
      What would you like to watch next?
      Sending you positive mojo for an exceptional day my friend!

  • @kaytarracorrea25
    @kaytarracorrea25 Рік тому +2

    We started the process months ago and felt really defeated then my husband went and saw a house while I was at work and I said put an offer in 10k above asking we did and they accepted! Now we close in a few days we're so nervous and excited

    • @AndrewFinney
      @AndrewFinney  Рік тому +1

      Yay! Congrats Kaytarra! I'm super excited for ya'll! Great job keeping with it to follow your dreams of homeownership. May you and your husband enjoy many happy years full of love, wealth, health, happiness, and abundance in your new home as you make your own. Thank you so much for watching! Please let me know anytime you have topic you'd like to see me create. Thank you. =)

  • @calliey59
    @calliey59 2 роки тому +2

    This is a great recording of the home buying process. I prefer a remote signing.

  • @pugluvnapril79
    @pugluvnapril79 4 роки тому +5

    Don’t feel bad, I can’t dance either. So happy for Adrian and Nicole.

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Hey April!
      Good to know I'm not the only who is challenged in the dancing arts! lol...
      It was so much fun though! I'm excited for their season finale next week! Yay!
      Sending you positive vibes for a great day!
      How's your book coming along?

    • @pugluvnapril79
      @pugluvnapril79 4 роки тому +1

      Andrew Finney Team My book is exactly where it has been for the last year. LOL! But I’ve come up with a few more details to add. 😉

  • @fishingfool2644
    @fishingfool2644 4 роки тому +3

    I just found this video, It was great. I’m closing on 7/15 and this helped.

    • @AndrewFinney
      @AndrewFinney  4 роки тому

      Glad it helped Fishing Fool!
      Congrats on your new home! Super excited for you! Yay! =)
      If you'd like to go a bit deeper, here's another video about what to expect on closing day.
      ua-cam.com/video/V3qqyu4aev8/v-deo.html
      Just a quick reminder of who to notify of moving into your new home:
      ua-cam.com/video/eK-SonY0EPo/v-deo.html
      What would you like to watch next?
      Sending you positive mojo for a wonderful weekend and a smooth closing my friend!

  • @laronhall891
    @laronhall891 4 роки тому +2

    Great video Andrew definitely sign documents in person. Can't wait for the dance next week.

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Can't wait LaRon!
      Lol... Well, you'll get to see my art of dance challenged ways in action! rofl... All the same, we had fun and it was great time so it's all good. Hopefully you'll have as much fun as we did when you watch the season finale next week. =)
      What would you like to watch next?
      Sending you positive mojo for an exceptional day my friend!

  • @bulewife
    @bulewife 4 роки тому +3

    Omg im So happy for them, me and my HUsband also goin to do closing next tuesday 7/14 we are so excited because we also expecting our first baby due August 2020. Thank you andrew for the Video, now we know what gonna happen on closing day and stop guessing Lol...

    • @AndrewFinney
      @AndrewFinney  4 роки тому

      Hi bulewife!
      Thank you for watching and for you positive mojo! You're the best!
      Oh wow! Double congrats are in order! Yay! Congrats on your new home and your new baby! That's so exciting! Just in the nick of time! =)
      I'm super happy to know you found this video helpful.
      What would you like to watch next?
      Sending ya'll positive mojo for an inspired day!

  • @1022Ebony
    @1022Ebony Рік тому +1

    That was great information

    • @AndrewFinney
      @AndrewFinney  Рік тому

      Glad it was helpful Ebony!
      Please let me know what you'd like to watch next. Sending you positive vibes everything goes your way!

  • @ShaneCarson
    @ShaneCarson 3 роки тому

    Great information presented and I really enjoy your real estate buying process videos. I’ve got a question for you, but first here is the back story: My wife and I are in the escrow phase now and have a closing date set for Oct 5. We’ve already had the inspection and appraisal completed, both with favorable results. The downpayment and closing cost funds are liquid and available, and have been sourced and verified by the lender.
    1) Is it common for title companies and lenders to move the closing date up by maybe as much as 2 weeks?
    2) Right now we have a 1st mortgage payment date set for Dec 1, 2020. If our closing date does occur before the end of Sept, will our Mortgage payment date still be set for Dec 1st? Or does it get moved forward to Nov 1st?

  • @PhilosBias2000
    @PhilosBias2000 3 роки тому +1

    What's going on in the LV market and what's your forecast for the next 18mo? Thanks Andrew you rock.

  • @natewebb1470
    @natewebb1470 3 роки тому +4

    Definitely signing in person. I ALWAYS prefer to deal in person. Insurance, lenders, signing, etc.

    • @AndrewFinney
      @AndrewFinney  3 роки тому +1

      Hey Nate! Thank you for watching and for sharing with us. That makes a lot of sense! What would you like to watch next?

    • @SerafinN26
      @SerafinN26 3 роки тому

      Can you sing electronically? If you are out of state?

    • @natewebb1470
      @natewebb1470 3 роки тому +2

      @@SerafinN26 most places seem to be going to DocuSign so I’d say yes. I signed a lot of papers during my closing electronically due to Covid.

  • @Makinja
    @Makinja 4 роки тому +2

    Andrew, thanks again. Great detail and learning.

    • @AndrewFinney
      @AndrewFinney  3 роки тому

      Glad it was helpful Makinja!
      Thank you for your positive mojo and support my friend!
      What would you like to watch next?
      Sending you positive vibes for an incredible day!

    • @Makinja
      @Makinja 3 роки тому

      @@AndrewFinney Hey Andrew, could you and your team talk a bit about effective lead generating systems?

  • @TrunksUnchained
    @TrunksUnchained Рік тому

    I wish he would bring these back ❤

  • @Da_Crow
    @Da_Crow 3 роки тому +1

    good stuff

    • @AndrewFinney
      @AndrewFinney  3 роки тому

      Thank you! I'm glad you enjoyed this video! =)
      What would you like to watch next?
      Sending you positive vibes everything goes your way!

  • @jhgandy2653
    @jhgandy2653 3 роки тому +1

    do they recheck credit the day of closing ?

  • @DaynelisS
    @DaynelisS 4 роки тому +2

    Beautiful video 😍

    • @AndrewFinney
      @AndrewFinney  4 роки тому +2

      Thanks Daynelis Beauty! 🤗
      You're the best!
      What would you like to watch next?
      Sending you positive mojo for an incredible day my friend! =)

    • @DaynelisS
      @DaynelisS 4 роки тому

      Thank you for making such great videos. I would love to see a video on what is the process of buying by yourself as a married couple, in one income. Do they check both credits, both dedt to income? Is it a good idea to buy yourself? Me and my husband are planning to buy soon, both have great credit score above 760, no debt, but he is the only one working self employed in his own company... Thank you in advance

  • @nio73949
    @nio73949 4 роки тому +1

    I’m with Keller Williams real estate & due to COVID-19 we’re not allowed to close inside the home, they told us to pull up to the office parking lot & wait in our cars for the paper work

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Hey N Rosario,
      Thank you for watching and for sharing with us!
      Please keep in mind this series was filmed between Oct- Dec 2019. It takes a lot of time to prepare, schedule, film, edit, and release this type of video. The closing process itself was around 28 days and this is a 14 part series that way I planned it out over 14 weeks. Just a bit of insight and perspective. =)
      Thank you for watching.
      What would you like to watch next?
      Sending you positive mojo for an excellent day my friend!

  • @alllovehere1107
    @alllovehere1107 3 роки тому

    🙏

  • @Itsellasky
    @Itsellasky 4 роки тому +7

    Thank you for this! In escrow now I’m CA, closing on 7/24

    • @AndrewFinney
      @AndrewFinney  4 роки тому +2

      Yay! Great job BadBlossom!
      Super excited for you and your upcoming closing! Congrats on your new home my friend!
      What would you like to watch next?
      Sending you positive mojo for an amazing night my friend! =)

    • @Itsellasky
      @Itsellasky 4 роки тому +1

      Andrew Finney Team thank you. Next: should you get inspection on new build? Buying a new build with no real estate agent, just the builders home advisor. Selling and buying at the same time.

    • @SistaSledge101
      @SistaSledge101 4 роки тому +3

      We are closing on 7/27. All of these videos have been so helpful.

    • @Itsellasky
      @Itsellasky 4 роки тому +1

      Rachel Congratulations 🍾

    • @AndrewFinney
      @AndrewFinney  4 роки тому

      Of course my friend!
      Sure thing! So I've created several videos about those topics, here's the playlist links:
      1. New Construction -
      ua-cam.com/play/PLRT4sgnCVqNen-O4wWs-wJYLv67m9xRIz.html
      2. Selling and Buying a House at the Same Time -
      ua-cam.com/play/PLRT4sgnCVqNc0OGlXB8tBx9pjdXjky-Dr.html
      If you have any questions after watching those videos, please let me know. =)

  • @michaeltoney2277
    @michaeltoney2277 4 роки тому +3

    Apparently, I’ll need to find my Social Security card?
    Those seem so silly; they are just printed on paper. Use my ID it’s less easily forged.

  • @annaa4437
    @annaa4437 4 роки тому +3

    I’ve always wondered why escrow asks to fill out previous addresses and occupations.
    Good info for everyone to know l.
    Most people are too excited at signing they forget to ask questions.
    Question- Does Las Vegas have property taxes? I’ve always been curious. I’m from California and in my area they are about 1.2% which is decent.

    • @annaa4437
      @annaa4437 4 роки тому +2

      Answering your question. I’d prefer to do buyer closing documents in person. Nice Wet Bar BTW. Great house feature.

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      You got it Anna! There's a always a reason behind all of those questions!
      I'm super happy Katie Henry was able to join in with us in this episode to better explain everything from a Title officer's point of view to better help out.
      Yes Ma'am, Las Vegas has property taxes. The Clark County tax rate is .91% on average. The only variation I know about is new home construction, which is generally 1%.
      What would you like to watch next?
      Sending you positive mojo for an exceptional day my friend!

    • @AndrewFinney
      @AndrewFinney  4 роки тому +1

      Thank you for answering the QOTD Anna! You're the best!
      Completely agree with you, when possible, meeting up to review and sign your closing document is certainly best practice.
      Thank you! To be honest, my 2 labs get more use out of the wet bar than I do! lol... That's there room with their doggy door in the same area so they have a place inside the house to rest when they want. =)
      Thank you so much for you continued support Anna! You're amazing!

  • @cvmaxtreme-el5sl
    @cvmaxtreme-el5sl Рік тому +1

    Watching this i'm getting nervous. We selling our house (fully paid off) and buying another house putting 30% down from proceeds - closing within days of each other. Without thinking about it we upgraded our small timeshare which cost $40K financed over 10 years. We were only thinking of not making car purchase, but we just didn't connect the dots because it was an upgrade (but technically, the timeshare upgrade it is a purchase). So stupid. We really don't have debt anymore, just credit cards. Is this gonna hurt us? :(

    • @AndrewFinney
      @AndrewFinney  Рік тому +1

      Excellent question!
      The best way to know for sure is by chatting over your situation with a mortgage lender.
      Sending you positive vibes everything is going your way!
      On a side note, if you're curious about what's happening in the current real estate market, here's a link to my newest video: ua-cam.com/video/reaGPfUQJ5I/v-deo.html

  • @loveusoc
    @loveusoc Рік тому +1

    this should be a netflix series

  • @simoniao.carterdtm8989
    @simoniao.carterdtm8989 3 роки тому +1

    We were ready for the final walk thru today, but.... instead we got a call that our loan was being denied. We have 3 jobs ,excellent credit, and closing and downpayment... Now Homeless !!! and out $10 K....

    • @tamikow7630
      @tamikow7630 3 роки тому

      That is scary! I thought when they denied your loan you get your Earnest money back. I guess I’m assuming it’s the bank or Escrow that won’t return your funds.

    • @rickydominic5616
      @rickydominic5616 3 роки тому +1

      Why did your loan get denied if you don't mind me asking...?

    • @SerafinN26
      @SerafinN26 3 роки тому

      I want to know too. I’m in the underwriting step.

    • @calliey59
      @calliey59 2 роки тому

      Were you able to find another home? That is terrible.

    • @sdpikapp
      @sdpikapp 2 роки тому

      what happened?

  • @shanewalton3361
    @shanewalton3361 3 роки тому +8

    Why is there a 24 hr period from signing closing to getting keys?? That’s weird....

    • @LordOcelot
      @LordOcelot 3 роки тому

      I just got mine today after signing. My guess is if someone needed some time to move out.

    • @jhgandy2653
      @jhgandy2653 3 роки тому

      @@LordOcelot did they recheck your credit the morning of closing

    • @LordOcelot
      @LordOcelot 3 роки тому

      @@jhgandy2653 they pulled it on the 9th, and I closed on the 15th. I signed a credit inquiry form.

  • @kabisayago
    @kabisayago 10 місяців тому

    What factors can delays your closing on house?

  • @ANGELSVEN
    @ANGELSVEN 2 роки тому +1

    I don't get it why realtor think they have to "perform." It's annoying and looks unprofessional. Aside from that, this was an informative video. Thanks.

    • @calliey59
      @calliey59 2 роки тому +2

      The performance is all in fun. The realtor is taking part in the celebration.

  • @TheThegorilla14
    @TheThegorilla14 Місяць тому

    Dude got adhd af