citi custom card in order to get 5% you still need to spend on other categories minimum requirement to get to 5% read the fine print. I am AAA Advantage card holder, Truist 1.5% plus loyalty bonus of 50% =2.25% on everything Costco visa for Costco. All in All 5% gas, 3% on groceries , restaurants, and travel =AAA and everything else on Truist = 2.25%. Normal credit card purchases on everything plus bills = $1500 cash back annually. No annual fees on any of the cards.
Amex everyday preferred is trash bc of the fee and the cap unless you get a free upgrade offer or the fee waived. And even then it’s just ok. They cap at 6000 and you pay a fee of 95 dollars. So maxed out on groceries it’s only 4% cash back. There are so many cards that beat that even in Amex.
I wasn’t sure about presales until I came across Alemio. The level of transparency and their roadmap completely changed my mind. Excited to see where this goes!
They gotta stop nurfing the built card I keep hearing about nerfs it’s like when a new game comes out everyone has a good build like diablo 4 then they nerf all the good class styles
I have the Savor and Venture X. Should I just get a Marriott Bonvoy and just get credit increases as I make more $ annually? Venture X is great with Amazon and Whole Foods as well.
@@NaamWynn I cancelled my Bilt account. It didnt seem legitimate and like so many other start ups... it eventually will have a catch that backfires on consumers. I wish you had listed the drawbacks of Bilt.
@american_woman atleast its doing better than the stupid apple credit card by Goldman Sachs 🤣🤣? and how does it not seem legitimate its a credit card from wells fargo u dum dum 🤣🤣🤣
@NaamWynn hi Naam. My landlord only allows me to deposit the rent into his business account using am atm. I applied for bilt but was denied for the credit card. They still issued a bolt account, but I don't know how to use it. please advise
Hope you're safe from the fires! Is the Bilt card worth it if I have a very low rent of $700/month? I'm at 5/24 now and have been on the fence about this card. I have CFF, CSP, CSR, Amex Gold, BOA Alaska Airlines, CO Spark 2x Miles
For groceries what do you think of the AAA Daily Advantage Signature card? It says 5% back on groceries, total cash back capped at $500 in a year, but that means if used strictly as a grocery card that means $10,000 yearly spent on groceries at that 5% back, yeah?
I have the Savor One card and im working diligently to get rid of it and have stopped using it. I've been carrying a balance and the interest is max even with a FICO score over 700. It is one of my worse cards interest wise. But by spring it will be closed. I do agree that their point system is good.
⮕ Current Fav Credit Cards 👉🏾 bit.ly/4g4GOLq
Hey guys, Alemio’s roadmap looks promising, and the presale process was smooth. Took a small position today.
I’ve seen plenty of presales over the years, but Alemio stands out for its professionalism and vision. Looking forward to seeing this project grow!
Alemio’s focus on scalability and practical AI applications is what caught my attention. This isn’t just hype-it’s substance.
I have 4 of the cards that you mentioned and their great! 👍
The Alemio team seems to really know what they’re doing. Their updates are detailed, and they actually listen to feedback. Refreshing to see!
Hey folks, Alemio’s focus on AI and DeFi scalability makes it one to watch. Got in today while it’s still early.
The Citi Cash card is like Freedom Flex. I trust Chase, so I would go for the Freedom Flex.
Alemio’s tokenomics are what impressed me the most. The balance between development and community incentives is spot on.
I rarely feel this confident about a presale. Alemio has a roadmap that actually makes sense and tech that feels innovative.
I’m pretty sure the Venture shed its lounge passes as of the last year. Only offers the 120 dollar global entry credit.
It got nerfed at the end of this year. I missed that update in the video. I’ll make a note of it
Just joined the Alemio community, and I’m already impressed by how active and supportive everyone is. This project feels special.
citi custom card in order to get 5% you still need to spend on other categories minimum requirement to get to 5% read the fine print.
I am AAA Advantage card holder, Truist 1.5% plus loyalty bonus of 50% =2.25% on everything Costco visa for Costco. All in All 5% gas, 3% on groceries , restaurants, and travel =AAA and everything else on Truist = 2.25%. Normal credit card purchases on everything plus bills = $1500 cash back annually. No annual fees on any of the cards.
I have had the custom cash for a while now. And only use it for gas. Max $500 a month. Pay nothing else. No other requirements.
I’ve been burned in presales before, but Alemio feels different-clear vision, great execution, and a lot of transparency.
Very true!!
Amex everyday preferred is trash bc of the fee and the cap unless you get a free upgrade offer or the fee waived. And even then it’s just ok. They cap at 6000 and you pay a fee of 95 dollars. So maxed out on groceries it’s only 4% cash back. There are so many cards that beat that even in Amex.
I wasn’t sure about presales until I came across Alemio. The level of transparency and their roadmap completely changed my mind. Excited to see where this goes!
My two go to cards
The capital one savor card
And Amex blue cash preferred
Great picks
They gotta stop nurfing the built card I keep hearing about nerfs it’s like when a new game comes out everyone has a good build like diablo 4 then they nerf all the good class styles
Alemio’s combination of AI and DeFi feels like a no-brainer. Can’t wait to see how this ecosystem evolves in the coming months.
Can you please advise which card give opening cash reward and 15 or 12 months no apr ?
I have the Savor and Venture X. Should I just get a Marriott Bonvoy and just get credit increases as I make more $ annually? Venture X is great with Amazon and Whole Foods as well.
Bilt?? What about making Mortgage pymt?
It’s in works but nothing confirmed yet
@@NaamWynn I cancelled my Bilt account. It didnt seem legitimate and like so many other start ups... it eventually will have a catch that backfires on consumers. I wish you had listed the drawbacks of Bilt.
@american_woman atleast its doing better than the stupid apple credit card by Goldman Sachs 🤣🤣? and how does it not seem legitimate its a credit card from wells fargo u dum dum 🤣🤣🤣
@NaamWynn hi Naam. My landlord only allows me to deposit the rent into his business account using am atm. I applied for bilt but was denied for the credit card. They still issued a bolt account, but I don't know how to use it. please advise
@@Hand_me_a_handle Thats their rewards account. You will need the card to actually pay rent from it.
Hope you're safe from the fires! Is the Bilt card worth it if I have a very low rent of $700/month? I'm at 5/24 now and have been on the fence about this card. I have CFF, CSP, CSR, Amex Gold, BOA Alaska Airlines, CO Spark 2x Miles
Its still a solid card, but if you will get a better ROI if chasing bonuses. I would still have inbetween apps
For groceries what do you think of the AAA Daily Advantage Signature card? It says 5% back on groceries, total cash back capped at $500 in a year, but that means if used strictly as a grocery card that means $10,000 yearly spent on groceries at that 5% back, yeah?
It’s a solid card
Does the citi custom cash card give actual cash back or just credit towards your bill?
You can redeem for cash back in a Citi checking account or another checking account
citi thank you points that you can redeem for cash back or travel (if you have the strata)
I don’t usually jump into presales, but Alemio’s approach to combining AI with DeFi sold me. Feels like the next big thing!
are you sure the amex everyday cash prefered can be downgraded after a year to avoid the annual fee? are you sure they can't make me pay??
It’s not a guarantee but many datapoints show that this happen quite often
More and more merchants are charging to use credit cards negating the benefits of using credit cards
Honestly, I was on the fence about this presale, but the more I read about Alemio, the more convinced I became. The AI integration is brilliant!
i have a 630 score and 1 credit card. i was denied by every single one of these.. why is that?
Credit profile is likely too thin
It’s Savor, not Savior lol.
How come we don't see videos for credit unions? I would like to see how credit unions cards stack up too
It’s insane to pay that much for rent! If the market is that bad I would just move
Not a choice for everyone unfortunately
I have the Savor One card and im working diligently to get rid of it and have stopped using it. I've been carrying a balance and the interest is max even with a FICO score over 700. It is one of my worse cards interest wise. But by spring it will be closed. I do agree that their point system is good.
Don’t close it, you can do a product change or just leave it and don’t use it.
That’s your problem, you are not using it correctly. The card is great when you use it as a real credit card person.
@CharlieO77 Oh ok. I'll work on becoming "a real credit card person".
@@DarknessFalls29 listen to the host of this channel, the first comment.
Just got my $ALM tokens, and honestly, the presale process was smoother than I expected. Can’t wait to see Alemio launch!
Alemio’s AI tools are going to change the game for DeFi projects. It’s amazing to be part of something so forward-thinking.
This isn’t just another crypto project. Alemio is solving real problems with AI and DeFi. That’s what drew me in.