How to avoid HMRC self assessment tax investigations - AVOID THESE MISTAKES!
Вставка
- Опубліковано 27 кві 2024
- Completing a self assessment tax return can be a stressful task. In todays video I'm covering some common entries and mistakes that often trigger HMRC tax investigations. I'll be using the 21/22 self assessment as an example.
Need help with your tax return? Use one of the forms below
To register for self-assessment (UTT/CIS) click here: bit.ly/utr-number
If you need help with your Tax Return click here bit.ly/cis-rebate
Super clear and helpful! Love how you broke this down into segments too. Thank you!
Today in this video I will show you that answering 'yes' to the "Are you bringing a bomb on this plane" question on your US customs form will increase the likelihood of being subjected to an investigation
Lol - exactly this
Ooh err should I say no???
@@malcolmthomas180 don't respond they only want your signature lol
“All comments made in jest will be taken seriously.”
Here in england people need it explaining to them that the taxman is not a fiendly person to be trusted and nor do you want to be inviting them into your life.
If you go so far as trying to reason that the government is unethical and does things with your money you might not agree with you will be met with resistance and fear
Your explanation earned You a new subscriber. I typed into Google and YT things like self-assessment, starting business masterclass, etc. One of the first things I opened was this video. A long time ago I had an unsuccesfull business and as preparation I attended half day course and purchased 30 pounds worth book. Within Your 15-minute video I gained more knowledge than from that course. And I am talking from a perspective of already having a bit of experience.
Crystal clear, very well explained, thank you.
Glad it was helpful!
Liked and Subbed! Thank u so much Awesome channel man! Very well presented and practically explained, just what I needed!
Thanks, this was good. Nice and clear.
Wonderful video Adam, excellent in fact
Very supportive. Thank you
really useful information thank you
Very useful / my first year of self assessment form without a financial advisor
Thank you for great tips! Good job ;) I have an additional question :) And if I have a letter requesting a deferred penalty for a delayed testimony, can I attach it under the white space?
Thank you for sharing.
You missed out ticking 'yes' to the question about whether you've used estimates in the figures in the tax return. If those estimates are not corrected by actual figures before the enquiry window closes, HMRC will start an enquiry into the estimates used.
A significant number of HMRC enquiries are just random. Ticking "No" to any of those boxes at the start can also trigger an enquiry if HMRC are aware it should have been Yes. A review of the return is NOT an enquiry as HMRC are allowed to correct clear errors on the return such as adding up two boxes incorrectly.
1 Know the rules 2 Submit your return in good time 3 Make full use of appropriate expenses claim (many people don’t) 4 Keep good records. The majority of people don’t make best use of the tax rules
very helpful
Really clear video thank you
Glad it was helpful!
Property Rental Income changed because of Form 17 split between married couple (from 100/0 to 50/50%). Should notes on this change be entered in the White Space Notes or will having a Note be more likely or automatically initiate tax enquiry than no note at all, but with a big change (50%) in Property Income/Expenditure figures ?
Brilliant - what do you do with loans on self assesment if your a sole trader.
Question: for 2022/23 if taxable income is between £6725 and £11908 Class 2 is paid for me and I pay nothing and my pension record is full for that year. If I fall below £6725 I don't have to pay, but I do have to make a voluntary contribution of £162.80 if I want my record to be full (which is crazy). If I declare £6730 will that be a red flag to them as I have cleared the threshold by a fiver and saved money? If my receipts are over £6725 but my allowable expenses take it below, I am not obliged by the rules to claim those expenses am I?
the question regarding 'were you an employee.... it also states agency worker. if i have been paid through a construction company direct with CIS & worked for an agency who paid me through CIS via a payroll company.. what should i tick>?
Thanks for sharing. What happens if someone has NOT included finances in their Wise online merchant bank account for the last 3 years (might be connected to inheritance issues), and includes England and Spain?
Hello: thanks for this video. What if you are employed in the UK but you also have a job with a previous employer in a foreign country but you still work for that employer when you reside in the UK? How would that be entered in the self-assessment?
does this apply to PAYE?
Great video.
Thank you 👍👍👍🥳
Thanks for visiting
@@tax2ulimited hi can you please do a video on mtd for 2024 can we use google drive anything free?
Do you offer accounting work privately for £? Looking for an account to sort through my books in my area however having no luck.
you cart even trigger them to answer the phone.
I always like to add a little joke in the white space for the person checking my tax return :)
as a self employed person i see lots of information of car allowances of commuting you cannot claim. But i am still unsure if i can claim a percentage for car expenses excluding fuel of course. As in road tax, repair costs, insurance etc. i do not use the car for business other than to and from work.
No. Unless it is a business owned vehicle your costs are limited to the approved mileage rate for business use. That would exclude commuting to your normal place of work.
Seis loss relief can that be applied against anything or only a certain gain
As an accountant; I do not let any of my clients trade as self employed.
My clients all operate with a UK limited company and are on the payroll of that plus dividends.
I charge £515 a year for the limited company accounts and corporate tax computation and confirmation statement and personal tax return.
This puts them in a better position if they need to sign on and/or claim Universal Credit in the future.
To be clear for people who do not know. ..an accountant cant force a particular structure on anyone for their business.
They can only advise after giving an unbiased fact based view of the alternatives . Not all people/businesses have the same concerns or needs.
Accountants are professional ADVISORS.
That makes sense. We're being pushed off WFTC and I can't see anyway of separating business income from our "own" money without creating a limited company. We make almost all our income at Christmas. It's not savings. We have to pay rent, rates and utilities on our workshop all year round. Our income and expenses are actually fairly predictable if you look at them annually. We've been doing this for 25+ years! It wouldn't be a problem to plan what we pay ourselves.
@@CC-hx5fz open a separate bank account and/ or have a separate credit card that you pay off 100% within the interest free period. Its tempting to over complicate things.🙂
@@CC-hx5fz As an accountant, you must be crazy not using a limited company. You use the word "we" so implicates there are more than one of you. One of those could be made redundant and get unemployment benefit during the slack period. Dividends are investment income, not earned income. Think about it ! Running a small business in these times, with red tape and government policies is hard and one has to protect ones self and be flexible for situations.
General principle is not to take the piss - ie don't claim to live on a pittance or have a huge amount of expenses even if both are true. A lot of people fall foul of the latter. In terms of time, work, stress and often expense involved in a full investigation you're better off underdeclaring exes and paying a bit more to avoid being flagged. Unfair yes, but that's life.
I got wildcat audited several years ago and it's not fun. If it happens to you, don't make my mistake - take someone along with you, even if it's just a friend, so you have a witness at the interviews. Some agents have a vindictive streak and see themselves as "tough cops"...
Can i claim back tax paid on cashing in a private pension when i am not resident or working in UK. thanks.
Brilliant channel and content!!
Quick question for you, every year there is an allowance for capital gain, and I think the way it's explained on HMRC website is not 100% clear regarding what to do.
If your capital gain is below that allowance you don't have to pay taxes but, do you have to declare it? Even if you are not required to do the tax return for other reasons, would that mean that whatever is your capital gain you will now have to submit a self assessment and if the amount you earned is below that allowance HRMC simply says... ok you are good
If you're in self assessment and hmrc has sent you a notice that they expect you to file a return, you have to do regardless of your income. Now, being in self assessment doesn't necessarily means being self-employed. You can be paye and still be expected to file a return. But if you have self employment income, even if it is less than 12500 you 100% have to declare it because if you don't, the revenue has no other way of finding out. Hope it makes sense.
I had 5 employments,using utr number.do I still answer no for first question.And yes for self employment?
thank you for explaining this but i run a separate UA-cam channel (uk based) that recently (3 weeks ago) got monetized id like to know:
1) how do i register this (self employed) ,
2) do i need to file a tax return right away or wait till April 2023?
3) HOW do i fill this out as being a youtuber is my ONLY job.
I have videos covering most of these points on my channel if you find that an easier way to learn. Congrats on the youtube channel. As you have just started earning that self employment would likely fall into the 22/23 tax year which doesn't finish until 5th April 2023 and the tax return wouldn't be due until 31 January 2024 so you have plenty of time to research. Check out the other videos on my channel because i have a full tutorial on both registering as self employed and completing the self assessment tax return.
@@tax2ulimited Great video, thanks very much! I have subscribed! I have a couple of questions that I hope you will be able to answer:
1. With the question "Did you incorrectly claim an amount of coronavirus support payment?" What do you do if you didn't claim any coronavirus support payments? It does not appear to be an optional question, so I assume you tick no, rather than just not ticking anything?
2. On the final page just before you submit the return it says "I declare that I have included all coronavirus support payments that I have received" "You do not need to complete this box if your only support payments received were as a result of being furloughed as an employee". This box IS optional, so would I be correct in assuming if you did not receive any coronavirus support payments that you can ignore this question and not tick the box?
Thanks for you help!!
Cheers. :)
If your additional/temporary work is locum in your primary place of work[same placewhereyouwork], can you claim a tax return from it
Good work - But honestly we need Tax reform, Tax simplification. I should not have to feel like I need a degree to understand my tax obligations. The best system will be a spending tax system not an income tax system. Everybody must have a bank account every time you Spend HMRC takes a small percentage and it all works out the same - but without the headaches
I’m a professional in my area of business and get paid well for it.. an accountant is a professional in this area so my advice is use an accountant it’s the best money you’ll spend 💯
A lot to be said for that but I'd make two points. 1. Accountants are much like lawyers in that you have to do most of the work for them anyway. 2. For a lot of people the cost of hiring an accountant isn't justified by the amount they make.
Can you claim tax back of sies grant
What about if you take the £2k director dividend (I believe it’s tax free) and no other income from an Ltd AND you have a full time PAYE salary. Is that also ‘no income from the LTD’
I do this. I have a full-time job and I am the director of a limited company at the same time. The limited company has no employees and pays no wages. All profit is paid as corporation tax and dividends. HMRC have never had a problem with it, but I read that the tax free limit on dividends is going to be reduced over the next few years anyway.
I declare my directorship on my self assessment, even though it isn't paying a salary. In the video he says it isn't necessary, but, the tax return asks if I'm a director, and I am, so I put yes. Then under income I put zero, and I put my dividends in the dividends box. It's pretty simple.
Hi PJ, I'm in exactly the same situation, having gone from outside to inside IR35 so taxed at source
I also get £2,000 dividends from a side hustle but no income.
Thanks for clarifying
I have to do a self Assessment due to having a rental income. Where does the tax that I have already paid on my pensions go on the form. Thank you.
If you go to Page 3 of the core return, your state pension is entered in Box 8.
With respect to private pensions, the amount before tax is entered in Box 11 and the tax deducted in Box 12.
I am an employee paying PAYE and NI. I have never filled in a self assessment form but I might just have to next year. I have some dividends. I know i have to pay 8.75% on anything above £500. It seems I have to answer all these questions which seem irrelevant to me.
Move your shares into an Stocks and Shares ISA. Dividends are then tax free.
You may be able to do this in a single transaction ie sell and buy at the same moment pretty much. If you exceed your allowance for capital gains for that year then you’ll have to pay that tax but that is a fair amount per year.
Can I correct a point made on the number of sales? You aren't limited to 30 sales before paying tax, however there's a £1,000 income tax allowance. Platforms are however, required to notify HMRC of sellers makes more than 30 sales in 12 months. That's not an issue as long as the seller makes less than £1,000, in sales (not profits).
I claimed for uniform food travel to work ect I’m not self employed , a while later I started getting fine letters from hmrc . I don’t know why?
You have to declare those items as benefits. Some may be allowable.
Does company director "benefits" include dividends from that company even if no salary is paid, or would that already be asked esewhere on the return?
If you look at the Employment pages, at the bottom of the page you will find find boxes for Company Cars and Vans, Fuel for company cars and vans, Private medical and dental insurance. These are the benefits and normally come from the Form P11D.
How long does it take to get the money really after you've completed self assessment?
Ik it says 2 weeks but is it a few days usually??
How can I ask you a question in private please?
I fear that if I click on these sort of videos, the HMRC will spot this and think I have something to hide so I never do...oh wait....arhh.....
The rules are so complex. Who understands them ?
No-one really, it's designed like this to push people to be PAYE employees.
I fall into the same thing like you, I find it extremely difficult and frustrating at times, i am so confused each and every time I get one, with it being online nowadays, it is just as difficult and frustrating, leaving me feeling really anxious, and sometimes trying to get through to them is a very stressful, difficult and frustrating process, am thinking nowadays is self employed really worth it?
The rule is "pay your tax". If acting in good faith you probably won't have anything to worry about. If they know something they will get their money one way or another. Remember that you have drug dealers earning 50k+ and paying no tax. They won't get away with this forever. You making a mistake that means a few quid here or there doesn't make a great deal of difference to any one.@@markeystephen3074
What is too much expenses on self employed return before red flag if you earned 50 k
If you earn over 100k a year in UK is there any ways to claim money back at all for all the taxes you pay ? It’s employed work one office no uniforms or out ?
Hope you did it within a Ltd company... otherwise 'Ouch' 😃
i pay an accountant but what if my accountant messes up does that mean its on me or them?
Can you deduct any ammount of investment loses which are not related to the self employment business? For example lost of xxx£ to investment to another place.
In the blank space where I can add stuff - is it helpful to explain roughly what my expenses were (e.g. as a tattoo artist I bought tattoo machines and ink)? Or is it useless information?
If you're filling in the self employed pages, there's already boxes to list expenses incurred in your trade.
If you're really not sure what you're doing, consider using an accountant.
I frequently encounter people who have saved a few hundred quid by doing it themselves and cost themselves thousands in tax by doing so.
if you send your return through the post send it recorded delivery because they tell you you submitted late and fine you 100 pound ,i posted in may and they told me they did not receive it till January the following year
You should have got a receipt of postage for it,
I have heard if your property income is less than 12000 pounds ( personal allowance) then you will be exempted to pay tax to HMRC. Is this correct? Or I have been mistaken?
Depends on what other income you have. If you also have a salary of £20,000, for example, then you will be paying income tax at 20% on your property income.
I've never been self-employed, HMRC claims I am even though I've been working for a company or agency for 16 years, now they're asking me for a tax refund they're collecting arrears from my payslip every month what can I do about it?
Write to them explaining and ask why, you maybe down on one or all of their payrolls as self employed.
I am Foster Carer. I have just returned my self assessment. I haven't been taxed. What would money for fostering be termed as?
Unless you’re earning a lot, foster care income is not taxable even though you have to go through the rigamarole of filling in self assessment.I gave up fostering because of the stress of self assessment only to declare fostering income
So can a person who is just employed by someone or an organisation submit a self assessment return?
Yes
I left my previous job on January and then started to work as self employed.
Do I click yes when asked “we’re you an employee blá-blá-blá?”
Yes to both, you can be employed and self employed at the same time.
It’s a nightmare costs me £1000 for an account to pay few hundred in tax in the past. I’m old and it’s complicated. I pay paye and have no other income now
I understand tax return can be complicated, but to have someone help you it should not cost £1000. Depending on your personal situation we can provide a competitive price, just sends us an email to info@tax2u.co.uk
I got compliance checked and ended up 400 quid better off after 😅
That is great :)
I'm screwed
😂😂😂😂😂😂😂😂😂😂this sounds funny
I still used that white space to say how much I made, because it was less than that £1000 but I didn't write the amount anywhere previously, is it going to be investigated?
Most probably not, but HMRC sometimes does random investigations.
What I get from this, if they already know about money don't be stupid and try lying. If there's money they can't know about, don't tell them. And don't say any more than you need to tick the boxes and keep the computer happy.
HMRC are so short staffed they don't look at incomes under £100k. Because whatever they might recover would not pay for the extra work involved.
but they also have computer programs that look at the average income vs costs for particular fields, and if yours is well out the software will flag it
That’s a good summary… what they don’t know about… less is more etc. I guess to avoid being picked up on the algorithm you need to avoid big fluctuations year on year 😊
Where did the £100k threshold come from though…
i'm prevented from using the government gateway service, because i dont have photo id, and i cant according to them confirm who i am its a win win,
Hi, im doing my son’s youtube channel, we got monitised 2 years ago, and its just these 4 previous months we are getting more views. Im wondering how to declare it to hmrc as i reached the £1000 from these months this year? Im also working in the hospital and how will i declare it to hmrc? Thank you in advance and more power to your channel. Very helpful 👍
You'll have to apply for self assessment. Then you fill in the employment section using your P60 for the relevant tax year and fill in the self employment section with the turnover from your UA-cam channel. The turnover is relevant to the 2022/23 tax year, which ends 5th April 2023.
Miscellaneous Income.
Congratulations, I’m guessing that kind of monetisation is quite an achievement!
You surely don’t mean that came from George’s world of fun 2 videos !?
Hi, I have lost access to my mobile number on which I get access code when I sign in to HMRC online account. What should I do? Please help how can I change/add new mobile number? Thanks
Open new account
Phone the HMRC helpline and explain.
Hi can anyone help I am confused. I am a subcontractor so my tax for the year has already been paid so does that mean I need to tick that I am an employee and then click no to the turnover question? I just want to claim my expenses.
Or do I do it the other way round and it will account for the tax I have already paid?
If you are a subcontractor and you already had 20% tax deducted as per your CIS statements, you will still need to submit a SA tax return and you can claim some of the paid tax back. If you need our help, just sends us an email to info@tax2u.co.uk and we can provide a competitive price and help you with your specific situation.
Great channel.... I am 57 and for the last ax year have not been an employee and derive all my income from dividends on shares. Does this mean I am "self employed" ? many thanks in advance.
No is the simple answer. You have a holding/share of the company.
Dividends and shares could be subject to income tax though.
@@samanthahardy9903 indeed. I spent 36 years as an institutional portfolio manager where I was an employee of various fund amnagement companies and so was ‘employed’. I now sit in my office a t home, not retired, not employed by anybody and managing my investments. I would have thought that made me self employed.
@@wesverine5399 didn’t quite understand that ? I spent 36 years as an institutional portfolio manager where I was an employee of various fund amnagement companies and so was ‘employed’. I now sit in my office a t home, not retired, not employed by anybody and managing my investments. I would have thought that made me self employed as managing investments is how I make my living just as before…. Only this time it’s my money I am looking after. If I were managing somebody’s farm or estate in a consultant capacity or an actor’s career I could call myself ‘self employed’. Most people that own their own small businesses are self employed and they pay themselves in the form of dividends… not unlike myself.
@@spivvo That's a great position for you to be in. I'm sure there are many people out there in a similar position. However, I would have thought it could be risky if there was ever a stock market crash. It's good you have the skills and experience in investments to be able to weather the storm. Some like me can't get their head around things like that. My son is more clued up on finances as he's an accountant. He could go freelance and earn more but chooses not to.
What is a 'Tax Avoidance Scheme'?
🤣🤣🤣🤣best question! i see future monetization in someone printing a comprehensive dictionary on different words to express God knows what meaning, in taxation terminology😁. For example, I consider myself very lucky to come across this video, as I nearly submitted the thing, with answering NO to self employment, which obviously is wrong, since I still made some profit, but under 1000; as a matter of fact, I dont even see the point of the question anymore, since it is a MUST to declare anyway the income( be it even ZERO) from self income, so that the ALGORITHM😂😂😂😂 can succeed to bring out the amount of tax owed for both employment and self-employment... Or maybe I am wrong? How can something so simple become so confusing? And why? What is the purpose?
I used Tommy's tax and now I owe all the money back to HMRC including Tommy's tax fees which they won't pay back!
hi what happens if i put 21000 turn over instead of 21700. ive just got cis ive miscounted 700. but ive submitted and its saying im due tax return and ive request the money. what will happen? thank u
Almost certainly absolutely nothing since the HMRC is chronically understaffed and they have much bigger fish to fry than a percentage of your 700
how do i say to them that i am not self employed now
There is a question about when you ceased trading early on in the Assesment
Or just call them and tell them.
You have to do both. I answered the question about ceasing trading but got a £100 fine for not completing a self assessment the next time around.
@@ceribinding4222 you should appeal the penalty.
In my job we are using TaxCalc which is quite expensive. I started my practice and need cheap software for Sa100 ct600. Can you please recommend me something? Btw You speak very clearly and you seem pretty smart
The forms are confusing. As a pensioner (in receipt of both personal and state pensions) I don't consider myself to be an employee. And even by HMRC's own definition of employee, I am not an employee. Just saying.
You're not an employee, but you must submit an SA tax return if you exceed the thresholds and/or the pensions aren't taxed at source. Most are, but safest to submit a return as it will do the calculations for you.
@@ColinDyckes I do submit a TR. But I wouldn't naturally tick the box that says I'm an employee. Just saying the question is confusing....
@@raymondo6665 I think it's clear, but I ran 3 companies for a long time. With just state and personal pensions you should not be ticking the 'employee' box, which then asks for details of each employment.
@@ColinDyckes thanks. I know what to do. Just saying the form is confusing.
@@raymondo6665 Are you self employed, yes or no, what is confusing? If you are not then answer No
Ok but if you have over paid tax and wish to claim that back earlier on in the new Fiscal tax year then you have to complete a self assessment..
As a self-employed can I pay my tax as I earn?
No, you can set some money appart on monthly basis and , you can only pay your tax once Submit Your Tax Return
Hello I need To know how do I get my number together
Great video, thanks very much! I have subscribed! I have a couple of questions that I hope you will be able to answer:
1. With the question "Did you incorrectly claim an amount of coronavirus support payment?" What do you do if you didn't claim any coronavirus support payments? It does not appear to be an optional question, so I assume you tick no, rather than just not ticking anything?
2. On the final page just before you submit the return it says "I declare that I have included all coronavirus support payments that I have received" "You do not need to complete this box if your only support payments received were as a result of being furloughed as an employee". This box IS optional, so would I be correct in assuming if you did not receive any coronavirus support payments that you can ignore this question and not tick the box?
Thanks for you help!!
Cheers. :)
Fkin hell mate calm down
Why would anyone avoiding tax then tell hmrc thry are avoiding tax!!
I dont complete anything i dont pay tax I would never give my name for contract i could never find it in law about paying tax
i have crypto i bought over the last couple of years but haven't sold any, do I need to panick? i earn the minimum wage.
No need to panic. If and when you seel, you simply need to pay tax on the capital gain , if any gain happes at the moment you sell.
Useful video, Adam, thanks... only one small thing: it's "Aitch" M R C never "Haitch" :)
It isn't incorrect. 'Hatich' is how I was taught in school. Different backgrounds and regions have different ways of pronouncing all kinds of words and letters. Just because it isn't your way doesn't make it wrong.
@@clare8871 nope, you were taught by someone who mispronounced it. It's "aitch"
@@GregQchi So I'm doing you the grace of not saying you're wrong because it doesn't matter as we all have different ways of saying things and you come back to saying I'm not educated. Lovely. UA-cam commenters never fail to be dicks.
@@GregQchi Also, sentences should start with a capital letter.
@@clare8871 if it doesn't matter then why are you replying? It's "Aitch".
Never say that any of your tax return figures are provisional.
i guess i may pay for an accountant, i can do it but LOL cba
Keeping professionals in business ;)
@@NeilCWCampbell aha yeah why not 😅
I let accountant do my tax return every year. Best money I spend all year.
Can some one tell me if I received 11k wages from a job threw cis how much did I earn before 20percent was deducted
Your gross income would have been £13,750 with tax deducted of £2,750. Obviously, to get a partial refund of that tax, you will need to complete a self assessment tax return.
ive paid tax2you 28 pounds for my utr number , yes took the money ,tax2u then after asked for id ,thats hard to do with no knowledge of it ,phoned hmrc free of charge for my utr number ,dont fall into the trap
Where do you tell HMRC how much money you earned through PAYE??
Your employer should supply you with the Form P60 just after the fiscal year ends. The information you require will be on that Form.
If you leave your employment before the end of the fiscal year, then your previous employer should give you the Form P45 which has the necessary information on it.
Haitch ???
If HMRC already know all the info, so why the fudge do they need it again.
They should just ask me for the child benefit amount my wife had
Which they also already know
How to avoid paying CMS? I know self employed can help but what else works
🤔
Would an ISA be considered a tax avoidance scheme for the purposes of this question?
no
@@utubeape I thought that ISAs were a way to avoid tax on savings?
@@twig7885 I don't know about other by my bank gives interest gross, with no tax deducted, and on the self assesment form there is a box to fill in for money earned from accounts, I am not sure if it gets taxed, as the interest I earn is so small
@@utubeape You only need to pay tax on interest that exceeds £1000 or £500 if you're a higher rate taxpayer.
@@twig7885but when you say that you’ve earnt say £200 interest they say you owe them £40 odd. Can’t see anywhere tif it says over your allowance. It just say any earnt interest.
Not really mistakes to avoid if you have to claim the error.
I just told them I’m not paying tax anymore as I am not lawfully obliged too.
The word is ‘aitch’ the sound is ‘huh’, neither is ‘haitch’.
Isn't Adam providing this video an avoidance scheme?
Just get into it mate Jesus
Please drop the HaichMRC