Capital One Venture Rewards - 5 Year Review
Вставка
- Опубліковано 15 жов 2024
- Quick overview of the Capital One Venture card from my last 5 years with the card and if it's still worth it today now that the Venture X offering exists.
Capital One Venture Card Referral (75k bonus miles): capital.one/3U...
Man this video is so good. As a first time travel credit card user, you explained everything thoroughly! Other youtubers just show the benefits but dont actually explain it! Thank you so much!
That's great, I'm glad I could help!!
This was a great video! Really liked your take on the Venture. It doesn’t get a lot of love these days as it’s in the shadow of the Venture X, but it’s definitely a grey card.
When I first started picking up new cards beginning of 2022, SavorOne was 1st. I saw the versatility in it especially for travel to Southeast Asia.
I recently product changed SO to VentureOne. That applied for another SavorOne. It's been a busy year so that was my best option. Really happy to have a saver one again. Down the road a few months I may upgrade VO to Venture.
Thank you!
I was thinking of your video when I upgraded my VentureOne to the Venture this week😄
That's great to hear! I hope the card serves you well
I really enjoyed your video and how thorough you explained things.
Q: for someone that doesn’t travel much is the ‘venture rewards’ still a good option for me, or is the ‘venture one rewards’ with $0 fee good enough?
I do like some free flyer miles in a card fyi
Thank you!
Thanks for the feedback. I personally think the 2x multiplier for the Venture makes it a really great card to have even by itself since this is the same multiplier the Venture X gets, with only a $95 annual fee. The Venture One is a good option if you really can not live with the annual fee but you have the option to downgrade your card after you get it (for example Venture X -> Venture or Venture -> Venture One). Hope that makes sense
I’m trying decide between the venture and the Amex Gold…I already have the chase sapphire….the annual fee being 95 with the venture makes it hard to pass up
I think the Venture is a great standalone card if you want something that has a good earning capacity across spending categories, but if you are pairing the Gold with the Platinum to cover your dining/grocery expenses at 4x it would be a good option as well.
@@realprofessoroak thank you!!! Having an overload of options can get confusing at times lol
I have the VX card, not the Venture card... I travel 5 times a year to Asia, yeah the VX is totallllllllly worth the $395 AF. If you don't travel at all, just get the regular Venture card.
Question, how does the Venture card help as a great option if you don’t “Venture” at all?
Thanks for explaining in detail 🙏🏽💯
You're welcome!
I would really like to use one of venture cards, although I'm having difficulty finding all opinions on their travel portal, example hotel room selection, and even lack of acknowledging certain rental car locations. that makes everything so much more difficult, that's the only downside I have seen with C1.
I agree, but I'd say that transferring Capital One miles is always an option that opens it up to booking directly on a particular airline/hotel chain if it's not shown on Capital One Travel
Nice review just got approved for mine for 3k
Love to hear it
Yes, being with Capital One has an innovation buzz. I like the way they think..
applied for venture card 2 weeks ago just got approved today for 10kCL!
Nice, conrgats!!
Great review! Just got approved for the Venture card🥂
Thanks! That's great to hear
What was your credit range if you don’t mind me asking
if I get the Venture X, am I able to downgrade the Venture X to this card on the 2nd yr? thanks
I just got the venture rewards with no annual fee?
This was really good, thanks
You bet!
what's the best way to maximize your points on a flight to Europe?
I’m wondering this too
@@HER6GEARS Working on a video right now for maximizing Capital One points for travel! I'll make sure there's a use case in there for an international flight to Europe
@@realprofessoroak awesome thank you
Great video, do I understand correctly that the 4000 in 3 months on a regular purchase would give you an additional 8000 miles on top of the 75k? Thanks
Yes that is correct, the 75k bonus miles are applied after that 4k spend is reached, and you would earn at least 8k miles on those purchases (at a 2x earning rate of 4k spend), unless it was on Capital One travel, in which case it would be at a 5x rate.
I just got completely sold on a venture card.
oops
Is the auto rental collision coverage primary or secondary?
From my understanding both the Capital One Venture and Venture X are primary rental insurance coverage
@@realprofessoroak No sir. Only the venture X offers primary, the Venture offers secondary.
@@abhijitsen7749 if you know the answer then why ask?
Can I successfully book my flight on the airlines' website using the Capitol One Venture X credit card and claim the '$300 annual travel credit' using the 'Cover Travel Purchases' option?
Do either of those cards come with a period of 0% APR?
No
The Venture vendor transaction fees should be lower than Venture X, and better for small business vendors.
Would they let you get the bonus points if you upgrade to venture X
It depends on if the targeted offer is available from Capital One to upgrade. I personally haven't received an upgrade offer yet which is why I haven't gotten a Venture X (nor do I see a reason to right now if there isn't an added bonus mile offer), even though I've had my Venture Rewards for 5 years now. You can confirm by calling Capital One to see if that targeted offer is available
Greatly appreciated🙏🏽
Thanks for taking the time to shine the light this card . I had been looking at the Venture X which seems to get all the love. This may be more suited to me who travels at most 2x a year. I can also stomach the $95.00 fee much better.
@@realprofessoroak I’ve been waiting to do the same. I want to upgrade my venture to the Venture X, but I want the perk of getting those miles.
Is the venture metal or plastic?
It's a metal card actually
@@realprofessoroak thank you!
Is that for america only?
Capital One cards work anywhere Visa is accepted as a payment processor
@@realprofessoroak thanks for replying, but on their website it asks for an us address. i live in australia
@@daorandrezza9237 Oh okay I see, I believe Capital One only issues cards in the US, UK, and Canada right now. Other major credit cards like AMEX and Chase are available in Australia, however
I want it