How To Get Your Financial Life Together in 2025

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  • Опубліковано 4 лют 2025

КОМЕНТАРІ • 147

  • @patrickmorency
    @patrickmorency 11 днів тому +120

    Brian is rocking the MJ Thriller look🧟‍♂️

  • @StanleySpadowski
    @StanleySpadowski 11 днів тому +42

    Mr. T: I pity the foo!
    Money Guys: always respect the foo

    • @La_sagne
      @La_sagne 11 днів тому +1

      Dave Grohl: Fight the Foo!

    • @alexk7405
      @alexk7405 11 днів тому +2

      I've heard of the FOO fighters, but these guys are the FOO warriors

  • @DachshundPinned
    @DachshundPinned 3 дні тому +49

    I Hit $12,590 k today. Thank you for all the knowledge and nuggets you had thrown my way over the last week . I started with 3k last week now I just hit $12,590…

    • @GloriaJackson-k8m
      @GloriaJackson-k8m 3 дні тому +1

      Bernila George understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her signal are top notch.💯💯💯

    • @VictorFabric
      @VictorFabric 3 дні тому

      YES!!! That's exactly her name (Bernila George) so many people have recommended highly about her and am just starting with her from Brisbane Australia.

    • @FillupJes
      @FillupJes 3 дні тому

      Since meeting Expert Bernila George., I now agree that with an expert managing your portfolio, the rate of profit is high, with less risk.

    • @OptionTrading-u2n
      @OptionTrading-u2n 3 дні тому

      Please, I'm new here how can I communicate with her🙏

    • @GloriaJackson-k8m
      @GloriaJackson-k8m 3 дні тому +1

      *SHE'S MOSTLY ON TELEGRAMS APPS WITH THE BELOW USERNAME✅!!!!?👍🏿*

  • @AnthonyJustice-i9x
    @AnthonyJustice-i9x День тому +123

    You work for 42yrs to have $2m in your retirement, Meanwhile some people are putting just $20k in a meme coin for just few months and now they are multi millionaires I pray that anyone who reads this will be successful in life

    • @shandegabrielrojas9350
      @shandegabrielrojas9350 День тому

      How did you manage to achieve that level of growth? I've been trying everything I can to improve my investments, l want to retire in a few years and I need a better diversification

    • @AnthonyJustice-i9x
      @AnthonyJustice-i9x День тому

      It's Charlotte Gina Miller doing, she's changed my life.

    • @jorgepérez19
      @jorgepérez19 День тому

      The first time we had tried, we invested €14,000 and after a week we received €50,230. That really helped us a lot to pay our bills.

    • @GrozaGroza-ko7fn
      @GrozaGroza-ko7fn День тому

      I'm new at this, please how can I reach her?

    • @stephaniebeddis8069
      @stephaniebeddis8069 День тому

      I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.

  • @diligentDawg99
    @diligentDawg99 11 днів тому +7

    I love your show! I've been watching for over a year now and I am surprised the channel isn't bigger by now. People seem to be overly attracted to wild viral nonsense. I watch a lot of different finance YT accounts and this is my favorite by far. I do my best to respect the FOO. I also share a lot of the content with my family and my brother reached out to me excited looking for some help opening up a Roth IRA and setting up automatic contributions. He is 22 and has so much compound growth to take advantage of. Keep up the good work! Can't wait to see you hit a million.

  • @Mavtech7
    @Mavtech7 5 днів тому +1

    I start the video asking “will Bo be excited” today? Love these guys. Keep up the wisdom and excitement.

  • @JosephDickson
    @JosephDickson 11 днів тому +26

    My emergency fund just covered a large, unexpected auto repair, I'll need to pause investment contributions for a couple months but that's it. Hold an appropriate sized emergency fund, stay out of consumer debt my friends.

    • @jaredfrazier2216
      @jaredfrazier2216 11 днів тому +1

      I don't get stalling investments though just to rebuild E-Fund

    • @GWii-p4g
      @GWii-p4g 11 днів тому +2

      I think you don’t have to cut it entirely but it’s important to realize you’ll likely have to downsize the investments by a decent amount until E-Fund is filled up

    • @ezequielrenovato6608
      @ezequielrenovato6608 9 днів тому

      @@jaredfrazier2216It’s due to emergencies happening and needing an emergency fund. What if he needs another car repair within one month? It couldn’t be ideal to sell investments for emergencies.

    • @Yugiboii
      @Yugiboii 6 днів тому

      @@jaredfrazier2216its because you don’t know when the next emergency is

  • @abramtreadwell722
    @abramtreadwell722 11 днів тому +10

    As a licensed insurance professional of 20 years, I just want to clarify that umbrella insurance does not cover any of your gaps in coverage as Brian suggested. All it does is give you an additional amount of liability coverage on top of whatever liability coverage you already have on your other property and casualty (auto & home) policies you already have. There are sometimes minimum liability coverage amounts that the underlying policies need to meet but it is cheap for the additional liability coverage you get and I would recommend it. But remember it increases the liability you already have, it doesn’t protect you against more things or plug and gaps in coverage. I’m a long time listener and have read your book. Great show otherwise guys.

  • @blitzfreeze3245
    @blitzfreeze3245 10 днів тому +10

    If Brian can wear his jacket, Bo can keep his Mustache

  • @JonathanWellsLoanOfficer
    @JonathanWellsLoanOfficer 8 днів тому +1

    I recently sold my home and moved to a cheaper home to pay off debt, fund my emergency fund and get my life back on track
    I still have more than enough living space and couldn't be happier!
    Thank you Brian and Bo for putting out content like this!

  • @anniealexander9616
    @anniealexander9616 11 днів тому +34

    People never want to cut back. They want a magical cure like refinancing the house to pay off debt every few years. I have people coming to me for help but they only want money. They don't want to do what's necessary.
    I literally have a friend asking me if he can move in as I type this. 😩

    • @JaseVaughn
      @JaseVaughn 11 днів тому +4

      Annie you literally hit the nail on the head with your statement. They do indeed refi their house in order to pay off the bad habits and debt they accrued over the last few years. My neighbor next door to me has done that twice! Her habits are horrible, and she can't stop racking up the debt on everything.. Everything is a payment that's all she knows how to live by and it's really sad.

    • @fabbz94
      @fabbz94 11 днів тому +3

      Annie say no!

    • @crashtestdummy1972
      @crashtestdummy1972 11 днів тому +7

      Annie are you okay?
      So, Annie are you okay?
      Say no lol

    • @anniealexander9616
      @anniealexander9616 11 днів тому

      I said no. Not because I'm an uncaring person but because I know everyone is tired of his bumming. His 86 year old father told him No as well.

    • @anniealexander9616
      @anniealexander9616 11 днів тому +5

      I told him no.

  • @adamthomas7514
    @adamthomas7514 11 днів тому +9

    I don't budget, but I live on about half of my take home pay. The rest is direct deposited into a money market account so it's like it's not even there. I started this about 2 yrs ago and it works great.

    • @arh1234
      @arh1234 11 днів тому +4

      Consider investing the money market account in index funds - let that $$ work hard for you

  • @magicllama9614
    @magicllama9614 11 днів тому +24

    Oh Brian, that jacket bud.........
    Love the show!!! Keep up the good work guys!!!

  • @DevansShah
    @DevansShah 11 днів тому +9

    Love the show guys! So hooked as i have just started FOO and is on step 5-6

    • @jaredfrazier2216
      @jaredfrazier2216 11 днів тому +1

      For real. People ask me if I have a hobby. I tell them FOOing

  • @bryanmclaughlin40
    @bryanmclaughlin40 11 днів тому +6

    Brian this has nothing to do with money or finance, but I was driving home today and heard "Mammas Don't Let Your Babies Grow Up to Be Cowboys" I thought about you and how you used to talk about Willie and Waylon. It just made me smile. Have a great big beautiful today.

    • @MoneyGuyShow
      @MoneyGuyShow  11 днів тому +1

      Luckenbach, Texas - Back to the Basics of Love. What a great tune and I did use to talk about Willie in Money Guy mashup show. Crosby Stills and Nash sending me a cease and desist letter brought it all to a screeching stop 😬

  • @JasonWyche-z4r
    @JasonWyche-z4r 10 днів тому +1

    My head is go crazy right now I need this I'm ready think you guys

  • @SleepinqTree
    @SleepinqTree 11 днів тому +3

    My man out here in the MattPat jacket GOOOLLLLLLYYYYYYYYYYYYYYY

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 11 днів тому +3

    I am comparing the FOO to the baby steps on my channel later today and how I have used them both to get to financial freedom.

  • @Olivia-2019
    @Olivia-2019 10 днів тому +1

    Gamifying finances was the best thing I did about three years ago. I race myself each year on how fast I can max out my Roth IRA. then I see how high I can get my savings percentage for the year (across all categories: retirement, home, vacation, car fund…)

  • @Janice-12345
    @Janice-12345 7 днів тому +1

    25 minute mark: Bo said it backwards about how much to have in an emergency fund. He said you might want to have 3 months worth if you have a family, kids etc depending on you but might want to have 6 months worth if you’re alone.

  • @geraldine1875
    @geraldine1875 11 днів тому +3

    I really like the idea of a networth review every January. Very motivating to see $$ accrue, and to have something to refer back to, and to stay on track. 👍👍

  • @victorbaird8220
    @victorbaird8220 11 днів тому +6

    It’s Brian Preston the money guy 😊

  • @abreh622
    @abreh622 11 днів тому +17

    Loving the red jacket. I hope it continues to make appearances

  • @thepreston1021
    @thepreston1021 11 днів тому +3

    SMART Goals
    Specific
    Measurable
    Achievable
    Relevant
    Time-Bound

  • @Declanmanson
    @Declanmanson 11 днів тому +1

    Good advice to anyone today, Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
    Everyone should have BTC in their portfolio....

    • @Declanmanson
      @Declanmanson 11 днів тому

      Investing in many source of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis.

  • @wesleyroup
    @wesleyroup 9 днів тому

    Awesome vids! Been watching your content for a while now and love the balanced, focused approach. Would love to see a bundle on your resources, as I have interest in purchasing, but seems a little pricey buying everything individually.

  • @xxpowwowbluexx
    @xxpowwowbluexx 11 днів тому +2

    “The opposite of firm is squishy.” 😂

  • @TheUnbrokenTribe
    @TheUnbrokenTribe 8 днів тому

    Valuable, Thank you!

  • @BrienenDreier
    @BrienenDreier 9 днів тому +84

    Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $700k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

    • @JuneHaussmann
      @JuneHaussmann 9 днів тому

      Well, I'd suggest you discuss with a proper fiduciary, particularly if you're not familiar with the market trends or facing uncertainty. I personally have over 180 companies in my portfolio, so if few companies fail, I still have others that can hold me up.

    • @BrienenDreier
      @BrienenDreier 9 днів тому

      @@JuneHaussmann That I'd definitely do. I've had several drawbacks but it's time i looked into working with one.

    • @JuneHaussmann
      @JuneHaussmann 9 днів тому

      It'll save you a whole lot of time and unnecessary losses off the market.
      I'm quite lucky exposed to self planning at an early age, worked full time when I was 19, purchased first home at 38. Going forward, got laid off at 52 amid covid-outbreak, and immediately consulted a fiduciary to stay afloat.
      She’s Katherine Ann McGrath, with an extensive experience in portfolio management.
      As of today, I'm only 10% short of my $1m goal as a result of her experience and strategies.
      She was recommended in one of the episodes and after due research, she was the woman for the job.

    • @NguyenBettyMihn
      @NguyenBettyMihn 9 днів тому

      @@JuneHaussmann
      excellent! how did it work out for you? been on red more than 40% this year, but hoping to bounce back.

    • @JuneHaussmann
      @JuneHaussmann 9 днів тому

      @@NguyenBettyMihn
      that's not so good. Hopefully it's not too late. You should’ve started taking steps when your portfolio was down 10%

  • @jonathanmoore8325
    @jonathanmoore8325 11 днів тому +1

    Red Members Only jacket is 🔥

  • @julieb6680
    @julieb6680 11 днів тому +2

    Michael Jackson vibes..love it!!

  • @dillonblaine2351
    @dillonblaine2351 11 днів тому +1

    What’s up with the fire and ice wardrobe? 😂❤ Money guy fashion show?

  • @Highlander0689
    @Highlander0689 11 днів тому +4

    Is there an affiliate link for that jacket? I'm in the market for one.

  • @rr.2194
    @rr.2194 11 днів тому +3

    Damn, that's a cool jacket!

  • @Lolatyou332
    @Lolatyou332 11 днів тому +4

    @ age 31 bucket allocations:
    80% brokerage funds
    8% Roth IRA
    12% Pre-Tax
    Planned retirement age roughly 50 years old.
    In the initial retirement years I'd do roth conversions on the standard deduction at minimum, and maybe even the 10% as well.. then I'd just max out the 0% for LTGC

    • @topezrosser2759
      @topezrosser2759 11 днів тому

      80% brokerage ? What about expenses ?
      This is very close to what I do with Ira & 401k. I want to put more in my brokerage

  • @johnmichael8748
    @johnmichael8748 9 днів тому

    with the exception of that jacket (just kidding i have one), great show!

  • @tracywilliams7418
    @tracywilliams7418 11 днів тому

    Love the red Thriller jacket!

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 11 днів тому +3

    The Member Only jacket is the new iconic symbol.

  • @WheresWaldoProd
    @WheresWaldoProd 11 днів тому

    Bro, again with the red jacket... 😆
    Thanks for all that you guys do!
    Keep it up!

  • @linda840325
    @linda840325 11 днів тому +2

    Love the show!

    • @wolfman4162
      @wolfman4162 11 днів тому

      I love the red jacket more

  • @jake6483
    @jake6483 11 днів тому +3

    My wife has been eating weird things and cant stand the smell of alcohol. Something tells me I need to get my money situation together, and NOw

  • @JosephDickson
    @JosephDickson 11 днів тому +6

    Brain rocking a red Members Only jacket. 🔥

  • @jesswatt5824
    @jesswatt5824 11 днів тому

    Brian's lookin' cool in that jacket!

  • @nordicice4487
    @nordicice4487 11 днів тому +1

    Brian about to dance to thriller

  • @GarthScrivner
    @GarthScrivner 10 днів тому

    That jacket is tight!

  • @classicsciencefictionhorro1665
    @classicsciencefictionhorro1665 11 днів тому

    Is Brian wearing a 1980's style Members Only jacket? I thought those died out in the early 90's. 👍👍💪

  • @mrmistmonster
    @mrmistmonster 11 днів тому +1

    Brian the Stampede

  • @LandbergPaysinger
    @LandbergPaysinger 9 днів тому +128

    Thanks for featuring Katherine Ann McGrath in one of your episodes. I took your advice and contacted her for investment and budgeting opportunities. The results have been incredible. Started with slightly less than $40k, and now I’ve paid off my $250k loan in 6 months. Now totally debt free with 2 paid off rentals, having no debt for the last 12 months. My stock portfolio now is way over $850k.
    Thank you Katherine Ann McGrath!

    • @MesiahCyru
      @MesiahCyru 9 днів тому

      Just another similar commendation on her expertise, I saw the interview and immediately I knew she was financially intellectual as said.
      She's is quite exceptional person and great in her field of financial services.

    • @AnneLowenthal-l5f
      @AnneLowenthal-l5f 9 днів тому

      This is an impressive achievement. How can I look up the stated expert? I plan on setting my finances on autopilot till the second quarter of the year.

    • @LandbergPaysinger
      @LandbergPaysinger 9 днів тому

      Her website ranks top, you can as well see her certifications and years of expertise on SEC and FINRA broker check

    • @LandbergPaysinger
      @LandbergPaysinger 9 днів тому

      Look up her name online and see if she meets your criteria.

    • @AnneLowenthal-l5f
      @AnneLowenthal-l5f 9 днів тому

      @@LandbergPaysinger
      I just found her on the web and I'm impressed. I've scheduled with her too. You were right, her consulting page ranked top
      Thanks for this lead.

  • @canecorsomom2023
    @canecorsomom2023 11 днів тому +2

    4 things in life are true
    Death
    Taxes
    Dave Ramesy is better than he deserves
    And Bo is excited 😂

    • @thomaslunden
      @thomaslunden 11 днів тому +2

      Great list, but you can add these two as well:
      You should never buy discount sushi
      You should never punt to Devin Hester

  • @derangedone13
    @derangedone13 11 днів тому

    Wow, jacket! That's it. That's all I came here to comment. 😂 Big change of look!

  • @RS-lw9cd
    @RS-lw9cd 11 днів тому

    Members Only

  • @WeezyMcClosely
    @WeezyMcClosely 11 днів тому

    Hey Brian! 1987 called and wants its Members Only jacket back😂😜. Is it an original?

    • @arh1234
      @arh1234 11 днів тому +1

      Recently purchased for an 80s themed party but long-desired per a previous show

  • @Crazythoughtsyoushoudlknow
    @Crazythoughtsyoushoudlknow 11 днів тому

    They always have a tool to sale (interesting)! We can’t spend money on tools 8:29

  • @SAreamusic1
    @SAreamusic1 10 днів тому +1

    I swear Every video for all personal finance is for 20 year olds building wealth. If you are older, like 50’s…..it feels hopeless.

    • @andreamaresh6958
      @andreamaresh6958 6 днів тому +1

      There's a saying: The best day to plant a tree is 20 years ago. The second best day is today. It's not too late to start today. ❤

  • @OldFramer
    @OldFramer 11 днів тому +2

    Seems like my Life Ins Co is gouging me a bit. Healthy 49 yr old male $1600 a yr for 500k 20 yr term coverage???

  • @kayepps6487
    @kayepps6487 11 днів тому

    Is that a Member's Only Brian has on? LOL

  • @GraceLoreno
    @GraceLoreno 11 днів тому +1

    Discipline and strategy were key. I didn't let greed cloud my judgment; Instead, I stuck to my plan, taking profits at strategic points. By the end of the week, my gains amounted to $200,000.

    • @GraceLoreno
      @GraceLoreno 11 днів тому

      Good advice to anyone today, Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.
      Everyone should have BTC in their portfolio....

    • @UrMom-v6d
      @UrMom-v6d 16 годин тому

      BOT

  • @BlindArmyVetern
    @BlindArmyVetern 11 днів тому

    What about victims of crime who forced to retire do to a horrible criminal actand injuries that was caused by that crime preventing that individual from working but responsible for the medical expenses and financial struggles?
    District Attorney Penny Douciere announces that a Richland Parish jury convicted James Tabb, age 33, of the attempted second degree murder of Joshua Butler at the conclusion of a two week trial on September 9th, 2022. ADA Doug Wheeler presented the State’s case, which established that Tabb shot the victim with a compound bow, stabbed, and then beat Butler’s head against a culvert at the victim’s residence on Hwy 425 south of Rayville on August 9, 2018. Tabb was also convicted of attempted Aggravated Burglary of the Butler’s home and attempted Armed Robbery. The verdict of the 12 person jury was unanimous on all counts. District Attorney Penny Douciere credited the success of the State’s prosecution on the hard work of the Richland Parish Sheriff’s Office, numerous other law enforcement agencies, and the Louisiana State Crime Lab.. District Judge Will Barham presided over the trial and has scheduled sentencing for November 2nd, 2022. Tabb, a Rayville resident , faces a possible sentence of up to 114 years.

  • @last9up
    @last9up 11 днів тому +2

    Does paycheck to paycheck mean what I hold in my checking account? You aren't living paycheck to paycheck if you are saving money every month and have three month emergency fund right?

    • @last9up
      @last9up 11 днів тому +2

      Looked it up, paycheck to paycheck doesn't mean what you have in a checking account. It means you spend nearly everything you earn before your next paycheck. So not saving nearly anything of your paycheck.

  • @l_austin_A
    @l_austin_A 11 днів тому +2

    We need the story behind this red jacket.

    • @ericfrasier4045
      @ericfrasier4045 11 днів тому +3

      He talked about it on a episode a couple weeks back

    • @l_austin_A
      @l_austin_A 11 днів тому +1

      @ I missed it 😭

    • @arh1234
      @arh1234 11 днів тому

      Basically, he could never afford one as a kid. He went to an 80s theme party which was the perfect excuse to get one.

  • @xxpowwowbluexx
    @xxpowwowbluexx 11 днів тому +1

    Can’t wait for federal income taxes to go bye-bye.

  • @across2740
    @across2740 10 днів тому

    Somebody get him a white glove please.

  • @lakerfam
    @lakerfam 11 днів тому +4

    With this administration do you really think it's going to be that easy?

    • @Resolve_DigitalMedia
      @Resolve_DigitalMedia 11 днів тому +1

      Interesting take. Mind elaborating some?

    • @stephaniel6867
      @stephaniel6867 11 днів тому

      Yes it will be. Discipline is key

    • @lakerfam
      @lakerfam 11 днів тому +2

      @ I see the bottom falling out during this term as we’re back to the 1930’s on so many levels.

    • @jaynez9027
      @jaynez9027 11 днів тому +3

      You can only control what you can control. I saw another video today.. we’re on our own, corporations are going to benefit from the current administration. So how do we take advantage? Keep investing in those corporations. At least get a little bit of a return

    • @mrtablesalt
      @mrtablesalt 11 днів тому

      Even easier!

  • @eg3961
    @eg3961 11 днів тому

    wtf r u wearing pls remove