“Benchman Financial's Debt Relief Program” | Creepypasta Storytime

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  • Опубліковано 4 жов 2024
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КОМЕНТАРІ • 242

  • @VincentVenaCava
    @VincentVenaCava 3 місяці тому +507

    Yo I wrote this. This story is part of Shadows In The Stacks, a horror anthology featuring 21 stories inspired by literary themes being banned from libraries across the country. If you like my story give me a follow on ig, tik tok, Facebook, or twitter @vincentvenacava

  • @lingaustin2854
    @lingaustin2854 3 місяці тому +67

    Anyone notice how Laticia said she had three sons but then on the phone with Wilcox she only said two boys’ names? That and the fact that she was confused by Matt asking if she had to sacrifice a homeless person don’t make the pieces too hard to put together…

    • @revaslatts4301
      @revaslatts4301 3 місяці тому

      I noticed. Was that a reference?

    • @lingaustin2854
      @lingaustin2854 2 місяці тому +8

      A reference to how her blood sacrifice had to be one of her own kids.

    • @GoldenEntropy
      @GoldenEntropy 2 місяці тому +12

      It's what happened. That's why Wilcox said, “You don't give a damn about your kids.”
      Its also why she said, “They are all I have left,” when she was begging. Because those are the onyl 2 kids she has left.

    • @jaketheripper7385
      @jaketheripper7385 2 місяці тому

      Duh!

    • @alboichone1153
      @alboichone1153 2 місяці тому +2

      I'm surprised the main character didn't put those pieces together. The whole idea of a " sacrifice" is for someone to sacrifice something precious to them. Mxrdering a random person won't cut it. The board can do that on their own, if that was the case. they need people who are desperate enough to sacrifice their loved ones.

  • @Vertindex
    @Vertindex 2 місяці тому +31

    Ngl, I doubted Nina but she was goated in the end

  • @psuedomyspace
    @psuedomyspace 3 місяці тому +180

    The real villain is still the healthcare system

    • @Raymo2u
      @Raymo2u 3 місяці тому +2

      Well if it were another country he'd have the stroke and not be taken care of or not get the treatments he needed if he did get accepted. The problem is when Healthcare is free for everyone, the system is overtaxed and everyone ends up suffering because of it. You end up with systems such as "M.A.I.D" yo try and remove as many people instead of helping them.
      The USA Healthcare is expensive...but the government is the reason for it, Remove Medicaid and other social programs that use Healthcare and those costs would lessen greatly.
      IMO, insurance was the bad guy in the story...but it also can be seen as the end users neglect of what he was buying into as well.

    • @VincentVenaCava
      @VincentVenaCava 3 місяці тому

      ​@@Raymo2uBro, this is unequivocally false. Plenty of countries with socialized healthcare have functioning ER's that can treat stroke patients. Do you think they just let people die on the curb in the UK or Canada? Miss me with that nonsense. Insurance companies are bullshit, but blaming Medicaid for expensive costs is ridiculous. Medicaid isn't the reason pharmacy companies price gouge on life saving medicine and it's not the reason a CAT scan costs as much as a car in a hospital. The problem is unchecked greed. Insurance companies are just one part of a big messed up pile of crap. Silly arguments like this is why the US system is so screwed up. Too many people shooting themselves in the feet because they're afraid of "socialized medicine" while the rich assholes at the top are bumping the prices up all the time because there's nobody who will tell them they can't.

    • @IW3527
      @IW3527 3 місяці тому +1

      What do you think will happen if medicaid, Medicare, SSI, and SSDI are dismantled.

    • @notaperson9831
      @notaperson9831 3 місяці тому +14

      @@Raymo2uthat’s just not true. It would be cheaper for everyone if we had universal healthcare. The insurance companies are powerful lobbying groups that, among others, practically own our government.

    • @paulking6572
      @paulking6572 3 місяці тому

      What healthcare system????

  • @Peter75C
    @Peter75C 3 місяці тому +21

    Man, insurance companies are the worst. Dealing with the one I pay HUNDREDS OF DOLLARS A WEEK to a couple of years ago for my wife's emergency surgery made me understand how desperately the US needs a massive overhaul. They charge you every cent they can, and then when you need them they do everything they can to deny every charge possible.

    • @cerealoffender4000
      @cerealoffender4000 2 місяці тому +2

      You should have come to the UK , we treat everyone for free.

    • @Peter75C
      @Peter75C 2 місяці тому

      @cerealoffender4000 one day maybe the US will figure out how to join the rest of the free world in providing healthcare for its citizens. To be fair, that can't happen until we seriously address our immigration laws and standards, but neither party ACTUALLY wants to fix either of those two things, because lonbyists pay SO MUCH MONEY to keep those issues murky.

  • @James.01011
    @James.01011 3 місяці тому +45

    Who here has watched every video he has on his UA-cam channel and need to wait for videos as they come to enjoy 😅.
    Pls say someone can relate 😂

    • @MeanMilks
      @MeanMilks 3 місяці тому +5

      Rewatched most of the catalog art at this point, lol. Mrcreepypasta, the dark somnium and creepsmcpasta have been the go-to for a while now!

    • @saragog
      @saragog 3 місяці тому +3

      I can definitely relate! I was so pleased to see this notification!

    • @MrNathanperez
      @MrNathanperez 3 місяці тому

      @@James.01011 I've been in the process, our boy has a playlist

    • @grimdclxvi1415
      @grimdclxvi1415 3 місяці тому +2

      Same here. These videos actually give me a lot of peace when im going through tumultuous times, and there have been a lot of those

    • @grimdclxvi1415
      @grimdclxvi1415 3 місяці тому +1

      ​@MeanMilks in my opinion creepsmc and dark som are second rate compared to mcp, there's something monotone about them that just doesn't hit the same way mcp does

  • @theCidisIn
    @theCidisIn 3 місяці тому +68

    This is either a really bad video about financial advise, or a really good scary story. Possibly about the psychological terror of living in debt.

    • @onespicyrn3873
      @onespicyrn3873 3 місяці тому +4

      Witty, Brother. Very witty! 😊

    • @mnsu4820
      @mnsu4820 3 місяці тому +3

      That last part, yep.

    • @cerealoffender4000
      @cerealoffender4000 2 місяці тому +1

      Very astute, the debt angle makes it more sinister. Money is the root of all evil after all!!

  • @GenericClient
    @GenericClient 3 місяці тому +23

    all my homies *HATE* financial debt

  • @Jade-qm5wo
    @Jade-qm5wo 3 місяці тому +8

    I was about to listen to this in my half asleep groggy state, but was IMMEDIATELY jolted awake with excitememt hearing this is a vincent story.

  • @liahlong8823
    @liahlong8823 3 місяці тому +11

    Love hearing you read stories by Vincent V. Cava! Ya'll have always been such a great team. Hope all is well MCP and thanks for the recent uploads. I know you're going through personal stuff but what you do is so appreciated. Always makes my day when you post a new story! 😊

  • @midnighthorrors_creepypodcast
    @midnighthorrors_creepypodcast 2 місяці тому +1

    This is one of the best stories I've ever heard. It gave me chills!!!!

  • @d.ceptionsproductions3880
    @d.ceptionsproductions3880 3 місяці тому +12

    Op sound kinda dumb for going through after seeing what latesha did. I rather live in debt scraping by. Bro i understand your in debt but it sound like he has a good enough job to where his girl is comfortable to buy designer and take trips. Downgrade the apartment stop the expensive dinner and clothes, and save up for a few years. She got a spending problem so they will be back

  • @THEPAGEBURNER1979
    @THEPAGEBURNER1979 3 місяці тому +8

    Holy 💩 a story longer then 20 min you feeling ok MCP 😂😂 and where the hell did
    Bone Saw Vic go 😅😅

    • @samiam3706
      @samiam3706 2 місяці тому

      I just said the same thing!!! Love it

    • @genekendrick679
      @genekendrick679 2 місяці тому +1

      *than not then

    • @cerealoffender4000
      @cerealoffender4000 2 місяці тому

      It is the best, I am so looking forward to the next installment.

  • @king81992
    @king81992 3 місяці тому +5

    Thumbnail Image- The 'financial debt relief plan' will not save him from spiritual bankruptcy or the conventional kind.

  • @aj9751
    @aj9751 3 місяці тому +4

    Vincent venacava?!?! I'm so in this is going to be amazing.

  • @Japanlover79
    @Japanlover79 3 місяці тому +2

    Just want to say the voice acting in this was fantastic

  • @samiam3706
    @samiam3706 2 місяці тому +3

    This was awesome!! I also would love more Bonesaw Vick!!❤

  • @antoniczarnecki9455
    @antoniczarnecki9455 3 місяці тому +3

    I realised who was going to be killed faster than MC. But boy, still too late.

  • @natudavis8092
    @natudavis8092 2 місяці тому +1

    ..."It would be an awkward car ride home but at least she'd be safe"....I died ⚰️😅

  • @Green_thumb-rn1ld
    @Green_thumb-rn1ld 3 місяці тому +2

    I use to listen to you tell these like 12 years ago, it’s awesome to see youre still going!

  • @n0viewers409
    @n0viewers409 Місяць тому

    Vincent and MCP STILL delivering the best content!

  • @kentworch
    @kentworch 3 місяці тому +2

    Thank you MrCreepypasta for another awesome pasta excellent story and narration as usual. I definitely loved this one. Thank you for making my night. 🖤🖤🖤🖤

  • @sirswagabadha4896
    @sirswagabadha4896 2 місяці тому

    As predictable as the twist was, this was an absolute banger

  • @Paroxysm9
    @Paroxysm9 28 днів тому

    Lol that old people demon orgy scene was VERY vivid for my adhd brain.. so thanks for your incredible skill of story-telling

  • @SkyeMama313
    @SkyeMama313 3 місяці тому +5

    I love the VVC stories

  • @VampireSentoki56
    @VampireSentoki56 3 місяці тому +10

    the real horror is the american healthcare system

  • @Sean-uh6te
    @Sean-uh6te Місяць тому

    Incredible performance. Bravo!

  • @CNinjaa
    @CNinjaa 3 місяці тому +6

    😡 I'm holding you and this story responsible for making me imagine the sound and result of a bunch of very old, formerly fat people in an indoor skydiving place. The fluttering and flapping 🤢

  • @auchaplainfci8336
    @auchaplainfci8336 2 місяці тому

    Loved the story with a great ending.

  • @donnavalliere8722
    @donnavalliere8722 3 місяці тому

    I absolutely love these stories, thank you so much. Your narrating maks it all that much better. Looking forward to more.

  • @tjlambaes
    @tjlambaes 3 місяці тому +2

    What a double twist.

  • @undefinedscott
    @undefinedscott 2 місяці тому +1

    I was on his side until the girlfriend was introduced. Dump her and suddenly he'd have a few extra hundred dollars a month. It might not be as much as paying off his entire medical bill, but he wouldn't have to worry about keeping the lights on. Plus, most hospitals are happy to setup some sort of payment plan. Ask them if there is a lesser amount you could have pay most will do it.

  • @jamesbartle9617
    @jamesbartle9617 3 місяці тому +2

    I love your work on UA-cam mr creepy.

  • @Nameless00Soul
    @Nameless00Soul 2 місяці тому

    This is a legitimate fear of mine 😮‍💨
    Great story though! Love to see Vincent back on the channel

  • @duck_lord_of_iron7389
    @duck_lord_of_iron7389 Місяць тому

    a surprisingly wholesome love story

  • @eviltoad746
    @eviltoad746 2 місяці тому +2

    I miss Prozac and Pancake Appreciation Society

  • @cinders2894
    @cinders2894 3 місяці тому +4

    Love the LKOS and Goetia addition. Very cool occult angle. Great story, awesome narration.✴️

    • @VincentVenaCava
      @VincentVenaCava 3 місяці тому +2

      The Lost Key is a concept I've kicked around for years and am only now finally pulling the trigger on. I've studied extensively. There will be more stories about the forgotten 27.

    • @cinders2894
      @cinders2894 3 місяці тому +2

      @@VincentVenaCava How excellent. I'm an occultist going on about 20 years now, so any mention of genuine magical disciplines whilst reading or listening to horror, always peaks my attention. I can't wait to read more of your work!

    • @VincentVenaCava
      @VincentVenaCava 3 місяці тому +2

      @@cinders2894 There's a lot of good stuff out there. Always interested to see occult practices applied to fiction, especially horror.

  • @karenignatowski6620
    @karenignatowski6620 3 місяці тому +1

    Great story, thank you!!!!

  • @beez3DAcc
    @beez3DAcc 3 місяці тому +2

    VINCENT VENICAVA MENTIONED RAAHHHHH

  • @Exodus-101
    @Exodus-101 2 місяці тому

    I’m back fell asleep watching bone saw Vic then got busy for a few weeks but now that I’m listening to this it’s a pretty damn good story and amazing narration as always

  • @Exodus-101
    @Exodus-101 3 місяці тому +7

    So early in the morning

  • @nigel_saxon
    @nigel_saxon 3 місяці тому +2

    Reminds me of "Wolf Ram and Hart" from Angel.

  • @nicolemarie1708
    @nicolemarie1708 2 місяці тому

    This is excellent commentary on the state of our world.

  • @Ghost_70026
    @Ghost_70026 3 місяці тому +1

    Eyy eyy eyy yo yo chill chill my guy!! You don't have to be that detailed 🤣

  • @D4ta1106
    @D4ta1106 2 місяці тому +1

    They really drank the coolaid

  • @leekendall7155
    @leekendall7155 2 місяці тому +1

    great story

  • @PROJECTDARKKNIGHTHORROR
    @PROJECTDARKKNIGHTHORROR 2 місяці тому +1

    Hello my friend....been listening for years. My favourite creepypasta is The Midnight Game. Thankyou for all your amazing stories...The Darkknight...PEACE ❤

  • @greenshiota9801
    @greenshiota9801 3 місяці тому +1

    I need more midnight city please....

  • @heatherhoffman9869
    @heatherhoffman9869 3 місяці тому +4

    For Godsakes, man, file for bankruptcy !!

  • @Dr_1212
    @Dr_1212 3 місяці тому +3

    Awesome 😈

  • @vash121086
    @vash121086 2 місяці тому

    That was a good story, but i was hoping for an epilog to finish up the story, but in the end it was really good.

  • @chivalrousjack
    @chivalrousjack 3 місяці тому +1

    Good story.

  • @paulking6572
    @paulking6572 3 місяці тому

    Best story you've had in ages!!!!

  • @MorgzRenee
    @MorgzRenee 3 місяці тому +1

    Can anyone tell me what this story I've been thinking of but I can't remember what it was? Basically it's a single dad and his son and the son has some doll or toy and he starts getting overly attached and obsessed until the dad takes it and the same thing starts happening to him and he locks himself in his room and completely forgets about his son

  • @TheNonameHousehold
    @TheNonameHousehold 2 місяці тому

    Truckers, janitors, police, security guards, that's just some of the many jobs that i've come to understand that keeps society going during the night when everybody who isn't them is out like a candle.

  • @Exodus-101
    @Exodus-101 3 місяці тому +9

    I’m going to go watch bonesaw vic and fall asleep

    • @vimrawr
      @vimrawr 3 місяці тому

      same

    • @chilledyeti116
      @chilledyeti116 3 місяці тому +1

      I was literally wondering about when the next part of Bonesaw Vic’s zoo will be coming out

    • @jdt9177
      @jdt9177 3 місяці тому +2

      I really like that series…I hope there is more to come.

    • @jeffdishong4853
      @jeffdishong4853 3 місяці тому +1

      Thats a great series as well!! Damn, now im gonna listen to it!😂😂

  • @neganick
    @neganick 2 місяці тому

    Damm this was good. I will have to grab that book!

  • @graysonloyd9024
    @graysonloyd9024 2 місяці тому

    V, it’s time to narrate all 21 stories!

  • @spaceowel363
    @spaceowel363 Місяць тому

    I clicked on a creepypasta bc i couldn't sleep and wanted to feel nostalgia for a simpler time, ended up having to face the horrors of the us medical system

  • @TheDriller64
    @TheDriller64 Місяць тому

    A++ ending 👌

  • @alexnunez4019
    @alexnunez4019 2 місяці тому

    Loved it!

  • @austinc.6893
    @austinc.6893 3 місяці тому

    I quite enjoyed that.

  • @paulking6572
    @paulking6572 3 місяці тому +1

    This company must be a subdivision of Quitters' Inc! 😂

  • @robertdikes2435
    @robertdikes2435 2 місяці тому

    SO A MAN BASICALLY IN FINANCIAL RUIN LOOKS TO SEE CHARITABLE CONTRIBUTIONS FROM A COMPANY BEFORE ACCEPTING ANYTHING 😅THAT IS LAUGHABLE

  • @shawnwalsh5430
    @shawnwalsh5430 2 місяці тому

    Books are always cool !

  • @FurieuxSoCool
    @FurieuxSoCool 2 місяці тому

    think imma save this channel fr

  • @Spyder0000
    @Spyder0000 3 місяці тому

    That was unexpected but SPECTACULAR 😁❤❤❤❤❤❤❤❤as always, YOU KICK STORY TELLIN' ASS ❤❤❤❤❤

  • @vcao915
    @vcao915 3 місяці тому

    Great story as always🎉

  • @alboichone1153
    @alboichone1153 2 місяці тому

    Holy shit! It's like Vincent V Cava is physically unable to write a mediocre story. I already have three of his books, and every single story is a gem. Guess I'm buying Shadow in the Stacks too

    • @VincentVenaCava
      @VincentVenaCava 2 місяці тому +1

      Thank you. It's to support a good cause.

  • @cristinafuentes1341
    @cristinafuentes1341 2 місяці тому

    This was awesome the health care system run by demons to demoralize the weak to make them desperate enough to do evil awesome story awesome narration ❤

  • @ZAZADIABLO
    @ZAZADIABLO 2 місяці тому

    WE NEED MORE BONESAW VIC

  • @brendtjohnson593
    @brendtjohnson593 27 днів тому

    I can see the rich doing these things. It is crazy to think that things like this could happen.

  • @Jake.44Mag
    @Jake.44Mag Місяць тому

    Bankruptcy would have been easier.

  • @libratude9595
    @libratude9595 3 місяці тому

    This was a great yet very sexually explicit story. Liked the plot twist at the end.

  • @darkangel6742
    @darkangel6742 3 місяці тому +1

    I own those books... Lol...

  • @k.nicoledavis8537
    @k.nicoledavis8537 2 місяці тому

    Anyone else picture The Rock whenever Wilcox spoke?

  • @cheypie_cos2765
    @cheypie_cos2765 2 місяці тому

    am i the only one who cried when i heard laticas story? I may be misunderstanding but omg I feel for her

  • @ericfaith2810
    @ericfaith2810 27 днів тому

    I wonder if Ivy atill works with you? She's so funny. 😂 Her descrbing The Backrooms was😱😱. Don't forget, someone has said the carpets of the Backrooms are wet because of...🤢...spinal fluid.

  • @KasirRham
    @KasirRham 2 місяці тому +1

    Meanwhile, in a slightly more rational country old boy got the treatment he needed via universal healthcare.

    • @AndrewL-em9vu
      @AndrewL-em9vu 2 місяці тому

      Venezuela’s healthcare is great I hear. Go there

  • @diannshowers9129
    @diannshowers9129 3 місяці тому

    They want something for that money

  • @IBeerGamez
    @IBeerGamez 2 місяці тому

    Please narrate tales from the road.

  • @orchidism5063
    @orchidism5063 3 місяці тому

    I mean… for $100k+ medical debt to be erased? Tempting 👀

  • @ddbob1
    @ddbob1 2 місяці тому

    I knew he would have same part to do with taht insurance company because he needs people for this ritual and we all know insurance is a scam. Idk why the protag didn't pick up on that or suspect it.

  • @missq146
    @missq146 5 днів тому

    Wilcox is cool guy, fuck it it's creepy but go with the Flow 😂😂😂

  • @cassandrawright2781
    @cassandrawright2781 3 місяці тому +2

    Ummmmmm.....again....all money ain't good money. Imjs

  • @-Samus-Aran-
    @-Samus-Aran- 2 місяці тому

    The background track that starts playing around @38:00 can anyone tell me what it is, please?

  • @lukekebell3146
    @lukekebell3146 2 місяці тому +2

    The real horror of this story is the hospital bills. Im so glad i live in Britain with the NHS, it might not be perfect but its a hellava lot better than being charged out of house & home just to survive a medical emergency...
    If someone here is diagnosed with cancer or hit by a car we are not chatged for the privalage of being saved. So messed up man😔

  • @stevenjames2876
    @stevenjames2876 3 місяці тому

    Sick

    • @ElijahRadioProphet-mb9zu
      @ElijahRadioProphet-mb9zu 2 місяці тому

      Francis E. Dec - Rant Collection (High Quality Audio from the Original Tapes)
      Juke Box Destroyer
      3.22K subscribers
      55,598 views Nov 2, 2021
      00:00 Rant #1
      05:23 Rant #2
      13:37 Rant #3
      19:49 Rant #4
      31:07 Rant #5

  • @joehartman5543
    @joehartman5543 2 місяці тому

    Oh?! A new story by Vincent Vena Cava??

  • @AAVVVAAADDAAAKAAADAVRAAA
    @AAVVVAAADDAAAKAAADAVRAAA Місяць тому

    Damn JERRY what you get into

  • @happymonkey420
    @happymonkey420 3 місяці тому

    Whoop Whoop homies
    ✌🏻🐵✌🏻

  • @AsterBonRacioArec
    @AsterBonRacioArec 2 місяці тому

    His GF is very unlikeable...

  • @jeffreydoherty844
    @jeffreydoherty844 2 місяці тому

    They are the L.A.P.D after all😅😅😅😅

  • @idolhandz3946
    @idolhandz3946 2 місяці тому

    Good story however it brought to mind some situations that we deal with here in America. Not to get too political but the leading cause of bankruptcy in America is medical bankruptcy. Support, universal healthcare, and let your representatives and or senators know. 40 to 50% of American citizens can’t handle an emergency $500 bill.

  • @ivylynnwinchester9311
    @ivylynnwinchester9311 23 дні тому

    No shit i really thought she would do it

  • @ganglians
    @ganglians 2 місяці тому

    Damn I wish I could go backstage to see Taylor Swift

  • @jerichohill487
    @jerichohill487 Місяць тому

    You know a story is written by a rich kid when their idea of "bad debt" is 4k I medical bills.
    Try working about what, if anything, you'll get to eat. Or whether or not you'll have a place to sleep. But I guess medical bills (a bill that doesn't affect your credit, in any way) is rough also.

    • @VincentVenaCava
      @VincentVenaCava Місяць тому

      It was $114K not 4k, and wtf are you talking about? Medical debt can absolutely affect your credit once it goes to collections. Stop making stuff up just to hate.

    • @jerichohill487
      @jerichohill487 Місяць тому

      @VincentVenaCava ok, look, according to the closed caption, it was 4K. And if you believe it affects it, have at it, skippy. I don't have the time, patience, crayons, or a vocabulary with small enough words to explain why you're wrong. So, again, have at it.

    • @VincentVenaCava
      @VincentVenaCava Місяць тому

      @@jerichohill487 "Source: Trust me, bro."
      Thanks for dropping your knowledge.

    • @jerichohill487
      @jerichohill487 Місяць тому

      @VincentVenaCava I am not a teacher. I am not writing a jook.
      If you don't want to take five or ten minutes, to look it up yourself, then don't.
      Personally, I feel it's not your fault. The fault lies with your parents for raising someone like you. They have completely failed at their job.
      And you can sourse that one, buttercup

  • @aliusman1949
    @aliusman1949 2 місяці тому

    moral of the story: move to canada

  • @raydre9
    @raydre9 2 місяці тому

    Slackin on the post plus you needa do one story at a time takes you half a year to finish a story or wont post the next part till a couple months later feels all over the place been here 10 years keep up the good work tho

  • @andylipsco9783
    @andylipsco9783 Місяць тому

    You don't post much anymore do you