People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?
That's right. I am a wife, mother of four and new grandmother, 28 years in Corporate America, retired recently at 57 after discovering the freedom investing could provide, been contributing to my portfolio since the pandemic in early 2020, and have grown a $250,000 savings account to almost 1 million, credits to my investment advisor.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Achieving success hinges on the steps you actively take toward it. Accumulating wealth involves cultivating positive habits, such as consistently setting aside money at intervals for robust investments. Financial management, often avoided by many, can later become a haunting issue. My hope is that anyone reading this finds success in their journey!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learned from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
My CFA ’’ Vivian Carol Gioia, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..!
@@grahamcarmichael6567 congratulations! Btw I don’t include my primary residence as part of my net worth unless I wanted to sell. So my millions are just passive investments.
I know one thing for sure, starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.
Getting a head start on building wealth is crucial, and having a solid strategy is key, personally I think having a coach is the smartest move in today's stock market.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $300k stock portfolio.
There are strategies that can yield solid gains in any economic situation, typically implemented by a portfolio strategist with a lot of experience. My friend introduced me to a financial advisor in 2022 and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream.
Most folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve not with standing inflation, from 275k to 750k
Talking about advisors, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks.
I am a senior citizen and I believe that no one can become a millionaire overnight, it takes years of smart not hard work, time management and the right investments. Every year you don't invest you simply fall a year behind and I say this from experience.
This are some of the many reasons why a few Neighbors at the Bel Air Area, myself included use financial planners. It is difficult to combine work and investments.
@@Angelavaldess I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
I picked up woodworking as a side hustle, it's going so well that I'm making it into an LLC as we speak. Thank you for all the awesome tips and advice, my finances have never looked better!
I'm an amateur investor with a portfolio of 270k but it's hard for me to build confidence. I want to invest another 140k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?
Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.
I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey and still earn five figures in monthly dividends.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
The difficulties that the current generation faces are quite depressing. I wanted to know how to use some money that I had. I used a small portion of it for online sales, but that failed. My primary concern is safeguarding my $300K stock portfolio from loss, but I'm not sure how to go about it.
Yes, things may be difficult now, but I've realized that there are always possibilities to make significant gains in bear and bull markets, recessions, and economic booms. I used to call people out when they boasted about making a fortune in these down situations, until I actually did.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..
My CFA ’Monica Shawn Marti’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
From paying for day care and college, to managing mortgage payments. I'm approaching retirement yet inflation is getting worse. How can I generate more income to retire with at least $3m for long term care? I have about 750k in savings.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with "Kathleen Cheryl Constantz’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
i am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.
The market took a big dive before April, 2020 that hasn't been seen since 2009,The key to financial stability is having the right investment suggestions for a diverse portfolio.
Where did you invest? I'm just trying to learn where or how do I begin so I can start the journey of compound interest. I am 24 and have saved some money, I just do not know clearly where everyone seems to know to put their money. It just says S&P 500 but I don't understand what that means
I'm 33 just got out of debt I might be behind compared to my peers I'm not happy but satisfied that I’m debt free only want to focus on investing I would appreciate if you recommend your advisor for the right knowledge.
You know her too ? I'm also a proud beneficiary of her superb platform. There are the biggest custodians. I also would not be asking investing advice in the UA-cam comments. 80% are scammers.
We’re halfway there at 34 after 7 years on the plan. On our way to go buy a van for cash for our soon to be here 3rd baby while continuing to invest in our retirement on one income.
Ten years ago, I was debt free. Now, I'm over $50K in debt. Why? I didn't have a goal. I also borrowed and spent money on things that I didn't need. The first thing you have to do is set a goal. My wake-up call is that I am 54 and not ready to retire in ten years. I don't want to depend on inheritance to get out of debt and retire. I now have a goal. It isn't to buy a house though. That is the typical American dream for most people and it does build your net worth. My goal is to retire on a sailboat and cruise the seas. First goal: become a millionaire in ten years. Second goal: remain healthy to enjoy my retirement.
You should check out Sailing SVDelos. The guy did pretty much that. Quit office work. Bought a boat. Sailing the world. Met his wife. Had a kid. The 3 of them are still sailing!
Sounds like a great goal! And the fact that you are doing it now also helps. I am 40 and have over 35k in CC debt, got myself in debt over some emergencies and irresponsible spending. I am committed to paying this off, so I can be a millionaire by 50 to 55.
Im surprised when discussing increasing income you never mentioned moving companies. I doubled my salary by doing this. Thankfully Im in tech and this may be more realistic in my field. But definitely consider moving jobs. My first salary was 55k then I left that company for 110k salary at a different company. Doubled salary in one hop. Then a few years later I went from 120k to 170k by switching companies again. Shop around for employers. Sometimes you dont need a side hustle you just need to find a company that will pay you what youre really worth.
Love the principles and I'm not a Ramsey hater, but if I followed Dave's advice to the T, I wouldn't have bought my home which is now worth twice what I paid for it 6 years ago (in what was considered a hot market at the time), nor would I have lost money investing in small cap and international mutual funds. There are going to be different situations where sticking to Dave's plan will frankly delay your wealth building... buying a house today with a 15 year mortgage as a rule is probably the largest rule to ignore - if you can do that then great, if you can then you're likely already independently wealthy. Eliminate revolving credit, pay off high interest accounts first, have a budget, be frugal and smart -- but know that your situation is going to be different than others and you should act accordingly.
The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies
The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
Dave’s general rule is using high yield savings accounts if you plan on needing the money within 5 years. If you think it’ll be more than 5 years, then you can invest it.
I’m 32 and will hit millionaire status this year. If you want to do it quickly you need to start a business and/or invest in real estate. Hoping someday the Ramsey squad will help people in these ways too.
15 year mortgage and only 25% of NET income. That's so low. I'm in the UK so maybe it's different but house values are typically 5 to 6 times Gross Income. I've done just that and on a 30 year mortgage it's about 35% of net income. My home is more than I need but the smallest I could get away with would still be about 25% payment on a 30 year mortgage not a 15 year mortgage.
Research needs to be updated because with social media, technology advancement reaching a millionaire within 7-10 years or less is way more achievable now and you don’t need to take unnecessary risk by investing into things you don’t understand or cutting corners
Married, 3 kids, 43, lethargic here. I am not a millionaire but I will be, following the advice of Ramsey solutions. Yeah I feel like a bot right now but life is good. When your money makes you money it is a sweet thing.
Buy a good cross section of an economy, Build a diverse portfolio that keeps you motivated,Speed up the process where possible:i'm all for dividends and i DRIP into etfs (ARKW, VOO, VXUS, IVV) and company stocks. After my first million I realized that when a stock starts booming chances of you finding out means you are quite late to the party, for this I make sure my CFA handles that, ever grateful to Anna Rounds Fay.it's like turning your notifications to earn more millions.
Smart, I must commend you because etfs will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you must've started big
Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Yeah. for that kid to get to $1Mil in that short a time is to be a business guru turning that $100k into a new business that nets him $100k per month. It IS possible, but it's hard without knowing his skill set that he can use to start a business. Not something easily doable for most people. Most people would take years or even a decade or more to have a business to get to that point.
Anyone can be a millionaire... Just need to start saving and investing young. Live frugally, save and invest 15-30%. Keep looking for opportunities to improve your income.
You don't even need to invest over 15 percent. Time is your real factor. 18k saved in an index fund for 40 years will get you to a million without putting in anything else but the initial 18k. Check out George's video on the power of compound interest which is his 100k video.
Great discussion on the realistic timelines to wealth accumulation! It's crucial to remember that while there are quick wins, sustainable wealth typically requires a long-term strategy and disciplined financial habits. Staying patient and consistent is often more rewarding than chasing quick riches. 👍
I think the point is, It just gets old hearing people complain about the cost of living. It's not going to fix anything and it's not going to help their situation out. It's just a crutch that people use to give up and not do anything about it. What they need to do is start making good decisions and get a real plan and execute that plan. I will be honest, cost of living is crazy right now but it's not hurting me. I do less so I can still save and give just like I did back in the early 2000s. Doing is always better than crying about it.
this is encouraging. my investment horizon is 28 years and if everything goes as planned, im gonna be a millionaire (while my parents where lower middle class)
The key is to not carry a credit card balance but I don't see any problem having credit cards and paying them off every month. Been doing it for years and ill take my little 2-3% discounts in the form of cash back. Doesn't seem like much but who hates free money if you aren't paying interest on balances right?
George would respond: "If you can't afford a 15 year mortgage, you can't afford the house." Make of that what you will. I tend to agree with you, but there's something to be said for being frugal and using the equity from the cheap home to upgrade to a bigger, better home later.
Paying a mortgage off early that has an interest rate under 5% is throwing money away. As an example, I have a 4% mortgage. If I put $1000 a month into a high yield savings, I will make 1% more on interest than I save by paying down that much on a 4% mortgage. Of course if one has a newer, and ultimately higher mortgage rate, this example does not apply.
Im currently on what would be the equivalent to baby step 6, but it's not completely Dave's plan. I look forward to doing a colab with you someday in the not to distant future. ❤
If I'm 65 and I want to retire, what should I do with the 1-2million dollars that I have saved? Leave it in the account and make monthly withdrawals or withdraw all the funds and buy properties and live of the rents?
Nice video, im 29 and my wife is 28, we have a net worth around 385k, im hoping we have the house payed off in 10 years so we can be net worth millionaires by the time we reach 40
@@IrisP989 One million in assets. 50,000 in debts. You would need One million and fifty thousand to be a millionaire. I think we are saying the same thing.
The tools and equipment I’ve bought with debt have allowed me to reach my financial success in ten years. I’d still be doing well without it, but nowhere near as well.
37 year old and hit 2.1 million with no debt. I worked my butt off and had two mental breakdowns in the privacy of my own home and had health issues. I want to buy a home, but everything in my area is 1-2 million for a decent home which would cut my net worth. I’m single, a fairly attractive and highly educated woman, and I’m worried that the money I have is not enough and I can’t stop working. I’m tired. Money is great, but I can see why people say anyone can be unhappy and unsatisfied whether rich or poor. I think once I get to 4 million that will be enough but…at what expense?
"The late novelist Kurt Vonnegut informed his pal, Joseph Heller, that their host, a hedge fund manager, had made more money in a single day than Heller had earned from his wildly popular novel Catch-22 over its whole history. Heller responded - “Yes, but I have something he will never have ... enough.” No milestone will ever make you feel complete. You need to find out why you dont feel fulfilled and work on that. I felt super behind when I first started investing and I invested like crazy (and still do lol). But I realized I would need a milestone where I felt I had "caught back up" and after thinking about it over the course of several years I realized there won't be a point where I feel caught up. So gotta appreciate doing the process. The process will get you to the end goal so make sure you enjoy the process cuz the end goal will never be rewarding in the way you want it to be.
I am 41, in the same boat as you except I am a guy but I did build a home last year. And your net worth doesn't diminish. You are just changing asset allocation. Home in the longer run will only appreciate IF in a good area. So if you want a home, go for it. End of the day you ain't going to take money with you 😊 Or even better move to a diff state IF you can or want to. Easier said than done but you will be fine.
Focus less on work and more time towards building a relationship where you can now be dual income and get laid more regularly/meaningfully and buy a house together.
Never do a 15 year mortgage. Always do 30 year and if you can pay it off early, most certainly do that. 30 year mortgage gives greater flexibility to the homeowner in times of stress.
I have about 250k distributed across various investing accounts, with 35% of my capital invested in an ISA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.
The fastest way to become a millionaire is to help lots of people as a small business. We went from a -$59k net worth to a $500k annual income in 3 years. Lots of hard work and over $1,000 people helped.
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Marisa Michelle Litwinsky for the last five years or so, and her returns have been pretty much amazing.
This recommendation is coming at the right time because i am literally grasping for straws atm! I verified her online and scheduled a phone call with her.
Your house value doesn't actually do anything in regards to your net worth. You cannot buy groceries with it. If you have 10 stock. You can sell 1 and go buy some groceries. You cannot really do that with your own house. Unless you buy down in a home. Or you move into a retirement community.
That simply means it's not liquid. Sure, it affects your net worth: you could sell it to downsize, rent, or even move in with family if a financial crisis hits.
You can find his debt-free scream episode on the Ramsey channel. Someone in that video’s comments did the math & figured he & wife had an additional 6k a month to put into paying their house off early, so they had some serious margin. George has also said in previous videos on this channel that he & wife do make good money so that has really helped in their situation.
Getting married nowadays is a lottery - risk/reward ratio looks horrible, you are much likely will loose your wealth instantly due to marriage. However I agree that if you are lucky enough to found a decent woman who will be loyal to you this will boost your success in life
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Kimberly Smith.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
Disagree. Your home does not count as an asset UNTIL you sell it. Up until that point it's a liability. Home owners are ALWAYS having to spend money to maintain the home. Therefore it is NOT an asset, and should not be counted in the "net" calculation. I know you will disagree, and that's fine. You will certainly reach ACTUAL millionaire status very soon, despite the fact you OWN that enormous liability called, a house.
"" George"" it all COMES down in income.. if your average income in your life time is 50 to 60k.. don't expect to became a millionaire"" if its close to 6 figure plus '' yeah"" Vanguard'' does a study on this topic"" How america saves""
Personally, I think investors will start to seek more market diversification. can i confidently invest about $350k into the financial markets in 2024? I'm still not sure how rates will effect the market just yet, which worries me a lot.
If you have $100,000 at 19 you should put 100% in the riskiest investment to make the most money. The reason is, even if you lose it, you are young and can make it back easily.
People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?
consider investment planning, learning from a well experienced advisor is invaluable
That's right. I am a wife, mother of four and new grandmother, 28 years in Corporate America, retired recently at 57 after discovering the freedom investing could provide, been contributing to my portfolio since the pandemic in early 2020, and have grown a $250,000 savings account to almost 1 million, credits to my investment advisor.
Could you possibly recommend a CFA you've consulted with?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Achieving success hinges on the steps you actively take toward it. Accumulating wealth involves cultivating positive habits, such as consistently setting aside money at intervals for robust investments. Financial management, often avoided by many, can later become a haunting issue. My hope is that anyone reading this finds success in their journey!
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learned from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.
My CFA ’’ Vivian Carol Gioia, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..!
I hit the millionaire status at 54. It took me 26 years. Yes it does take time.
Nice. It hit it at 53 and it took me 25 years. We all have our own timeline.
@@grahamcarmichael6567 congratulations! Btw I don’t include my primary residence as part of my net worth unless I wanted to sell. So my millions are just passive investments.
Any advice you would give to a 23 year old trying to achieve this?
@@johnplg2586 live below your means and invest. Investing takes patience
@@johnplg2586to follow the advice in this video 😊
I know one thing for sure, starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.
Getting a head start on building wealth is crucial, and having a solid strategy is key, personally I think having a coach is the smartest move in today's stock market.
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $300k stock portfolio.
There are strategies that can yield solid gains in any economic situation, typically implemented by a portfolio strategist with a lot of experience. My friend introduced me to a financial advisor in 2022 and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream.
Most folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve not with standing inflation, from 275k to 750k
Talking about advisors, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks.
I am a senior citizen and I believe that no one can become a millionaire overnight, it takes years of smart not hard work, time management and the right investments. Every year you don't invest you simply fall a year behind and I say this from experience.
This are some of the many reasons why a few Neighbors at the Bel Air Area, myself included use financial planners. It is difficult to combine work and investments.
@@Higuannn It’s important to consult with a financial advisor before making any investment decisions. My two cents.
@@Angelavaldess I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
@@Angelavaldess I'm glad to have stumbled on this commentary, How can i find a decent advisor, It has been very challenging?
@@DanielPanuzi Sure, Alicia Estela Cabouli is the licensed advisor I use. You’d find necessary details on the web to set up an appointment
I picked up woodworking as a side hustle, it's going so well that I'm making it into an LLC as we speak. Thank you for all the awesome tips and advice, my finances have never looked better!
I'm an amateur investor with a portfolio of 270k but it's hard for me to build confidence. I want to invest another 140k over a one month span, but I want to be strategic about doing it so I can grow more and not stay stagnant. Any stock suggestions?
Not offering any particular advice, but I can assure you that it's not as hard as many people think it is. Ordinary investors lack the requisite level of diligence, so having a financial advisor on board is usually highly beneficial. In the market, this is how people generate enormous profits.
I agree. There's a lot of potential in the market. My friend introduced me to a financial advisor in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey and still earn five figures in monthly dividends.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
*Sharon Lynne Hart* is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll send her an email and I hope I'm able to connect with her.
The difficulties that the current generation faces are quite depressing. I wanted to know how to use some money that I had. I used a small portion of it for online sales, but that failed. My primary concern is safeguarding my $300K stock portfolio from loss, but I'm not sure how to go about it.
Yes, things may be difficult now, but I've realized that there are always possibilities to make significant gains in bear and bull markets, recessions, and economic booms. I used to call people out when they boasted about making a fortune in these down situations, until I actually did.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA ’Monica Shawn Marti’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you.
That's so cool you licensed your original music, George! Nashville is a great place for that too.
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
Join the Oxford Club. Smartest thing I've ever done with my money.
The strategies are rigorous for the regular person. In fact, they are primarily executed successfully by professionals who possess a great deal of expertise and knowledge to carry out such trades effectively.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Mind if I ask you to recommend this particular coach to you using their service?
Leticia Zavala Perkins, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
From paying for day care and college, to managing mortgage payments. I'm approaching retirement yet inflation is getting worse. How can I generate more income to retire with at least $3m for long term care? I have about 750k in savings.
You should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.
I've been getting suggestions to work with one, but where and how to find one has been challenging, Can I reach out to the one you use?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with "Kathleen Cheryl Constantz’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Watched Kathleen deliver presentation on Goldman Sachs summit some years back and it was superb. Was very grounded.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Actually its a Lady. Yes my go to person is a ‘MARY KALIOPE BRAUN '. So easy and compassionate Lady. You should take a look at her work.
i am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.
My wife and i net worth was 62k april 2020.
Just hit 550k this week
The market took a big dive before April, 2020 that hasn't been seen since 2009,The key to financial stability is having the right investment suggestions for a diverse portfolio.
Where did you invest? I'm just trying to learn where or how do I begin so I can start the journey of compound interest. I am 24 and have saved some money, I just do not know clearly where everyone seems to know to put their money. It just says S&P 500 but I don't understand what that
means
I'm 33 just got out of debt I might be behind compared to my peers I'm not happy but satisfied that I’m debt free only want to focus on investing I would appreciate if you recommend your advisor for the right knowledge.
Have you not heard of Amelia Jason !
You know her too ? I'm also a proud beneficiary of her superb platform. There are the biggest custodians. I also would not be asking investing advice in the UA-cam comments. 80% are scammers.
We’re halfway there at 34 after 7 years on the plan.
On our way to go buy a van for cash for our soon to be here 3rd baby while continuing to invest in our retirement on one income.
Thanks for calling out MLMs George!
Ten years ago, I was debt free. Now, I'm over $50K in debt. Why? I didn't have a goal. I also borrowed and spent money on things that I didn't need. The first thing you have to do is set a goal. My wake-up call is that I am 54 and not ready to retire in ten years. I don't want to depend on inheritance to get out of debt and retire. I now have a goal. It isn't to buy a house though. That is the typical American dream for most people and it does build your net worth. My goal is to retire on a sailboat and cruise the seas. First goal: become a millionaire in ten years. Second goal: remain healthy to enjoy my retirement.
You should check out Sailing SVDelos. The guy did pretty much that. Quit office work. Bought a boat. Sailing the world. Met his wife. Had a kid. The 3 of them are still sailing!
Sounds like a great goal! And the fact that you are doing it now also helps. I am 40 and have over 35k in CC debt, got myself in debt over some emergencies and irresponsible spending. I am committed to paying this off, so I can be a millionaire by 50 to 55.
Im surprised when discussing increasing income you never mentioned moving companies. I doubled my salary by doing this. Thankfully Im in tech and this may be more realistic in my field.
But definitely consider moving jobs. My first salary was 55k then I left that company for 110k salary at a different company. Doubled salary in one hop. Then a few years later I went from 120k to 170k by switching companies again.
Shop around for employers. Sometimes you dont need a side hustle you just need to find a company that will pay you what youre really worth.
Love the principles and I'm not a Ramsey hater, but if I followed Dave's advice to the T, I wouldn't have bought my home which is now worth twice what I paid for it 6 years ago (in what was considered a hot market at the time), nor would I have lost money investing in small cap and international mutual funds. There are going to be different situations where sticking to Dave's plan will frankly delay your wealth building... buying a house today with a 15 year mortgage as a rule is probably the largest rule to ignore - if you can do that then great, if you can then you're likely already independently wealthy. Eliminate revolving credit, pay off high interest accounts first, have a budget, be frugal and smart -- but know that your situation is going to be different than others and you should act accordingly.
The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government. Especially with the current economic crisis around the word. This is still a good time to invest in various stocks, Gold, silver and digital currencies
The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
I’ve been worried sick about the current state of my portfolio, who is your advisor?
Her name is, 'Rebecca Noblett Roberts’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Opening a Roth for my soon to be 18 year old son. Couldn’t do it earlier, so I’m hoping to give him a better start. The UTMA will help too.
Would you recommend saving for a home down payment through a high yield account or brokerage account?
Dave’s general rule is using high yield savings accounts if you plan on needing the money within 5 years. If you think it’ll be more than 5 years, then you can invest it.
I’m 32 and will hit millionaire status this year. If you want to do it quickly you need to start a business and/or invest in real estate.
Hoping someday the Ramsey squad will help people in these ways too.
15 year mortgage and only 25% of NET income. That's so low. I'm in the UK so maybe it's different but house values are typically 5 to 6 times Gross Income. I've done just that and on a 30 year mortgage it's about 35% of net income. My home is more than I need but the smallest I could get away with would still be about 25% payment on a 30 year mortgage not a 15 year mortgage.
No, it’s not just y’all. Housing prices on this side of the pond suck too
As a French bull dog owner. I agree, but Maverick still is priceless to me.
Research needs to be updated because with social media, technology advancement reaching a millionaire within 7-10 years or less is way more achievable now and you don’t need to take unnecessary risk by investing into things you don’t understand or cutting corners
“Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets.” - Robert Kiyosaki
South Park came up with accountabilibuddies like 20 years ago. It’s a great episode though lol
exactly my thought! lol.
Bah! Wrote the same comment before I checked the comment section! Annoying, but glad to see other men of culture in the audience ;)
@@bvoyelr Glad I could keep you accountabilibuddyable!
I came here to say this too 😂 Love that ep.
I feel like George would talk down literally any side hustle lol while advocating side hustles
Slow and steady wins the race
No, it just means you’re finally a millionaire when you’re old and dripped and can’t actually enjoy being young and rich
I can't hear "1,000 Miles" without thinking of Terry Crews 😂😂😂
What happened to him?
He became President of the United States. Didn’t you see “Idiocracy”? He spoke in front of the House of Representin’ just the other day.
We were Dave-ish until three and a half years ago. Once we stopped being Dave-ish my wife and I have seen our net worth more than double.
Single, slim, 42, millionaire guy here. He's spitting facts. I love the feeling of no debt whatsoever.
married, fat, 24, billionaire here....
Respect!
Married, 3 kids, 43, lethargic here. I am not a millionaire but I will be, following the advice of Ramsey solutions.
Yeah I feel like a bot right now but life is good. When your money makes you money it is a sweet thing.
Are you me? Am I you ?? Well, all but the millionaire part ~ $400K or so. But NO debt, so it's building up fast now!!
Unborn, zero pound, billionaire here. I love the feeling of being superior to everyone.
Trying to become a millionaire takes a long time when you’re following Dave’s 7 baby steps. 😅
Buy a good cross section of an economy, Build a diverse portfolio that keeps you motivated,Speed up the process where possible:i'm all for dividends and i DRIP into etfs (ARKW, VOO, VXUS, IVV) and company stocks. After my first million I realized that when a stock starts booming chances of you finding out means you are quite late to the party, for this I make sure my CFA handles that, ever grateful to Anna Rounds Fay.it's like turning your notifications to earn more millions.
Smart, I must commend you because etfs will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you must've started big
Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Hey, I'm in Qatar. Wondering if the stuff you recommend is USA specific or does it translate to other western countries?
Yeah. for that kid to get to $1Mil in that short a time is to be a business guru turning that $100k into a new business that nets him $100k per month. It IS possible, but it's hard without knowing his skill set that he can use to start a business. Not something easily doable for most people. Most people would take years or even a decade or more to have a business to get to that point.
It's 47% compounded yearly, which is a ton of risk
Anyone can be a millionaire... Just need to start saving and investing young.
Live frugally, save and invest 15-30%.
Keep looking for opportunities to improve your income.
You don't even need to invest over 15 percent. Time is your real factor. 18k saved in an index fund for 40 years will get you to a million without putting in anything else but the initial 18k.
Check out George's video on the power of compound interest which is his 100k video.
Great discussion on the realistic timelines to wealth accumulation! It's crucial to remember that while there are quick wins, sustainable wealth typically requires a long-term strategy and disciplined financial habits. Staying patient and consistent is often more rewarding than chasing quick riches. 👍
Can't wait to read all the comments about people complaining about how much cost of living has gone up, like always 😂
It’s not really complaining if it’s a fact
Is it not true though?..
When you vote for left-commies or they steal it from us, this is what we end up with.
Cost of living doesn’t affect me as much because my entire stock portfolio pays me dividends. My dividends supplement my retirement
I think the point is, It just gets old hearing people complain about the cost of living. It's not going to fix anything and it's not going to help their situation out.
It's just a crutch that people use to give up and not do anything about it.
What they need to do is start making good decisions and get a real plan and execute that plan.
I will be honest, cost of living is crazy right now but it's not hurting me. I do less so I can still save and give just like I did back in the early 2000s.
Doing is always better than crying about it.
this is encouraging. my investment horizon is 28 years and if everything goes as planned, im gonna be a millionaire (while my parents where lower middle class)
The key is to not carry a credit card balance but I don't see any problem having credit cards and paying them off every month. Been doing it for years and ill take my little 2-3% discounts in the form of cash back. Doesn't seem like much but who hates free money if you aren't paying interest on balances right?
Most new homeowners can not afford a 15 year mortgage. The payment wont be affordable for them. Take a 30 yr mortgage and make extra the principle
George would respond: "If you can't afford a 15 year mortgage, you can't afford the house." Make of that what you will. I tend to agree with you, but there's something to be said for being frugal and using the equity from the cheap home to upgrade to a bigger, better home later.
I can’t with “Uncle” George 😂😂😂😂
4:05 accountabilibuddy is from South Park 😂
I have a 20yr old nephew who is positive he's going to be a millionaire by 22. He needs to watch your videos
Paying a mortgage off early that has an interest rate under 5% is throwing money away. As an example, I have a 4% mortgage. If I put $1000 a month into a high yield savings, I will make 1% more on interest than I save by paying down that much on a 4% mortgage. Of course if one has a newer, and ultimately higher mortgage rate, this example does not apply.
Does the 15% include match? I contribute 10% and my company matches with 6%. Does that count for "15%" rule?
he mentioned the lavender oat milk lifestyle creep and and im looking at it on my desk... sad panda.
Im currently on what would be the equivalent to baby step 6, but it's not completely Dave's plan. I look forward to doing a colab with you someday in the not to distant future. ❤
Im 22 and have $600k. I worked full time from age 14 after highschool, and during college. And invested it all into tje S and P
If I'm 65 and I want to retire, what should I do with the 1-2million dollars that I have saved?
Leave it in the account and make monthly withdrawals or withdraw all the funds and buy properties and live of the rents?
Nice video, im 29 and my wife is 28, we have a net worth around 385k, im hoping we have the house payed off in 10 years so we can be net worth millionaires by the time we reach 40
I'm pretty sure "never carrying a credit card balance" means they paid it off every month, not that they never had a card.
Honestly I love the memes, you're hilarious!
We reached a net worth of $1M plus with debt. Does it still count?
Yes
As long as your assets are a million plus whatever your debt amounts to.
You meant minus the debt that we have
@@IrisP989 One million in assets. 50,000 in debts. You would need One million and fifty thousand to be a millionaire. I think we are saying the same thing.
Got it. Correct.
i save/invest roughly 60% of my income,never had debt or any type of loan
i hope its a good start
The tools and equipment I’ve bought with debt have allowed me to reach my financial success in ten years. I’d still be doing well without it, but nowhere near as well.
37 year old and hit 2.1 million with no debt. I worked my butt off and had two mental breakdowns in the privacy of my own home and had health issues. I want to buy a home, but everything in my area is 1-2 million for a decent home which would cut my net worth. I’m single, a fairly attractive and highly educated woman, and I’m worried that the money I have is not enough and I can’t stop working. I’m tired. Money is great, but I can see why people say anyone can be unhappy and unsatisfied whether rich or poor. I think once I get to 4 million that will be enough but…at what expense?
"The late novelist Kurt Vonnegut informed his pal, Joseph Heller, that their host, a hedge fund manager, had made more money in a single day than Heller had earned from his wildly popular novel Catch-22 over its whole history.
Heller responded - “Yes, but I have something he will never have ... enough.”
No milestone will ever make you feel complete. You need to find out why you dont feel fulfilled and work on that. I felt super behind when I first started investing and I invested like crazy (and still do lol). But I realized I would need a milestone where I felt I had "caught back up" and after thinking about it over the course of several years I realized there won't be a point where I feel caught up. So gotta appreciate doing the process. The process will get you to the end goal so make sure you enjoy the process cuz the end goal will never be rewarding in the way you want it to be.
Buying a home wouldn't cut your net worth. You're just moving money.
I am 41, in the same boat as you except I am a guy but I did build a home last year. And your net worth doesn't diminish. You are just changing asset allocation. Home in the longer run will only appreciate IF in a good area. So if you want a home, go for it. End of the day you ain't going to take money with you 😊 Or even better move to a diff state IF you can or want to. Easier said than done but you will be fine.
Focus less on work and more time towards building a relationship where you can now be dual income and get laid more regularly/meaningfully and buy a house together.
Trust me, no number will make you feel good enough. Learn to live and serve.
Never do a 15 year mortgage. Always do 30 year and if you can pay it off early, most certainly do that. 30 year mortgage gives greater flexibility to the homeowner in times of stress.
True, BUT you will carry a higher interest rate.
I have about 250k distributed across various investing accounts, with 35% of my capital invested in an ISA and 25% in index funds. In Q4, 2023, I suffered a great deal. I'm just searching for methods to get better in 2024 right now.
Make a video about how to deal with broke family members trying to get you to support their mlm "business"
The fastest way to become a millionaire is to help lots of people as a small business. We went from a -$59k net worth to a $500k annual income in 3 years. Lots of hard work and over $1,000 people helped.
Hate to break it to you George, but I think South Park did Accountabilibuddies first 😂
I became a millionaire at 40. The next million becomes quicker and on and on and on.
My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.
Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k.
Smart, If i wanted to do the same with my retirement funds too, how do i get started trading?
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Marisa Michelle Litwinsky for the last five years or so, and her returns have been pretty much amazing.
This recommendation is coming at the right time because i am literally grasping for straws atm! I verified her online and scheduled a phone call with her.
I'd love to order a Lyft and have George pick me up!
My 13 year old said that “accountabilibuddies” was used in MLP Equestria Girls! Lol 😂😂😂
Your house value doesn't actually do anything in regards to your net worth. You cannot buy groceries with it.
If you have 10 stock. You can sell 1 and go buy some groceries. You cannot really do that with your own house. Unless you buy down in a home. Or you move into a retirement community.
That simply means it's not liquid. Sure, it affects your net worth: you could sell it to downsize, rent, or even move in with family if a financial crisis hits.
While I’ll likely never get to the million benchmark I think I’ll be just fine as a senior bachelor
0:07
Caller: George, how can I become a millionaire without working, and by 25? Thank you. 😂😂😂
Loved your book.
If you separate yourself from Dave Ramsay, you will gain a TON of credibility, and admiration. Your gains will 100% outweigh any potential losses.
I wish that you would give specific dollar amounts on your situation for transparency
You can find his debt-free scream episode on the Ramsey channel. Someone in that video’s comments did the math & figured he & wife had an additional 6k a month to put into paying their house off early, so they had some serious margin. George has also said in previous videos on this channel that he & wife do make good money so that has really helped in their situation.
Getting married nowadays is a lottery - risk/reward ratio looks horrible, you are much likely will loose your wealth instantly due to marriage. However I agree that if you are lucky enough to found a decent woman who will be loyal to you this will boost your success in life
She got a 60000$ check and moved in with her boyfriend no payment at all
I feel attacked, I’m the Aunt with the wooden wick candle business 😂😂😂
Dual incomes, no kids, and a dog - the ultimate recipe for financial success! 🐶💸
Some of us don't have 20 years to live, George.
Watching George Kamel and there is a commercial for a casino app.😆
Great video!!!!!
Don’t forget to like and share
It was so good I hit like 2 times 😂
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Kimberly Smith.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
she's mostly on Telegrams, with the user name.
Ksmith6 💯
Disagree. Your home does not count as an asset UNTIL you sell it. Up until that point it's a liability. Home owners are ALWAYS having to spend money to maintain the home. Therefore it is NOT an asset, and should not be counted in the "net" calculation. I know you will disagree, and that's fine. You will certainly reach ACTUAL millionaire status very soon, despite the fact you OWN that enormous liability called, a house.
yeah yeah... that all sounds good on paper, but how do I keep up with the Joneses?? ( o.o)
Why would you want to? They're broke!
"" George"" it all COMES down in income.. if your average income in your life time is 50 to 60k..
don't expect to became a millionaire"" if its close to 6 figure plus '' yeah"" Vanguard'' does a
study on this topic"" How america saves""
Sadly, the ‘Smart Investors’ he talks about are very expensive, for me…anyway.
Worldly living tips
I did it at 46. Trucking along.
I did it at 45. Beat ya
Accountabilibuddies is 100% South Park
Kamel Kamel Kamel!!!
Personally, I think investors will start to seek more market diversification. can i confidently invest about $350k into the financial markets in 2024? I'm still not sure how rates will effect the market just yet, which worries me a lot.
If she wants to stay home? Oh, George. You are adorable.
Bro beame a millionaire buy buying a home near Nashville and hit the covid boom.
South Park beat you to Accountabillabuddies
Came for the financial advice. Stayed for the memes.
DINKWACS is another category. Where are all the DINKWACS at? (double income no kids with a cat(s))
If you have $100,000 at 19 you should put 100% in the riskiest investment to make the most money. The reason is, even if you lose it, you are young and can make it back easily.
"This is like data 'n' stuff" 😂
Crazy crazy George 🎉😂
He clearly didn’t know about crypto market. New investment market. Best way to multiple investments by 10x
you lost me at “getting married” 😫😫