Merriman and his band of merry men have changed my life. Thank you so much to the whole team. PS: Chris, I would love to be half the teacher you are some day.
Hi All - I always follow you with great interest. Thank you. To me this is the best presentation and Q&Q session you ever delivered through this channel. So clear and informative. Bravi, Complimenti!
I used Fidelity portfolio performance to look back on my diversified porfolio 12 years. SP 500 clear winner by far. since 2019 SPY etf almost doubled the return of VBR and VTV. been retired 5 years and last years sold bonds for treasury money markets and bought VTI for simplification. No doubt when or if Fed lowers interest rates small cap value will take off.
I kind of think the investors who are like the Northern Fulmar bird at 55:45 won't do well in an S&P fund either. In the 2000s, these investors would have sold out and gone to cash, or switched over to emerging markets right at the point when they were at their highest in 2007. You can't really win by trying to time whatever is the hottest thing. The best approach is to follow Chris's advice and then DON"T PEEK at your portfolio, or at least stop measuring your performance against the S&P 500! Heck, even 10% small cap value is way more diversified than the S&P alone.
Are there similar TDF charts with flexible withdrawals % (4-6) without adding inflation adjustments to annual withdrawals. Thanks Chris for the outstanding work.
Merriman and his band of merry men have changed my life. Thank you so much to the whole team.
PS: Chris, I would love to be half the teacher you are some day.
Hi All - I always follow you with great interest. Thank you. To me this is the best presentation and Q&Q session you ever delivered through this channel. So clear and informative. Bravi, Complimenti!
I used Fidelity portfolio performance to look back on my diversified porfolio 12 years. SP 500 clear winner by far. since 2019 SPY etf almost doubled the return of VBR and VTV. been retired 5 years and last years sold bonds for treasury money markets and bought VTI for simplification. No doubt when or if Fed lowers interest rates small cap value will take off.
I kind of think the investors who are like the Northern Fulmar bird at 55:45 won't do well in an S&P fund either. In the 2000s, these investors would have sold out and gone to cash, or switched over to emerging markets right at the point when they were at their highest in 2007. You can't really win by trying to time whatever is the hottest thing. The best approach is to follow Chris's advice and then DON"T PEEK at your portfolio, or at least stop measuring your performance against the S&P 500! Heck, even 10% small cap value is way more diversified than the S&P alone.
Are there similar TDF charts with flexible withdrawals % (4-6) without adding inflation adjustments to annual withdrawals. Thanks Chris for the outstanding work.
Not yet, but I like the idea! Thanks for the suggestion. I'll add it to the list.