Another great informative video. Thank you! I’ve already received my Transferwise card that you discussed before. Can I get the Rappi card while in the States or do I have to wait until I arrive in Mexico? I’ll be there in 9 days 😁.
Awesome! Be sure to use that Transferwise card at an ATM in the states to activate it before you leave. Secondly, you can only get the Rappi card in Mexico if the city you go to has it. Certain areas do not. They deliver it on their motorcycles like everything else.
@@andibee5060 no you order it through the Rappi app just like you do anything else. The have two cards now a Red Debit Visa card, which is the one I’m referring to and a Black credit card. You will need to verify your identity with scans of your ID and Passports. But once that’s done they will deliver the card to you on a motorcycle just like a normal delivery.
Absolutely great advice! I travel to Mexico on a monthly basis and always withdraw via my US Bank card and never knew this. You're gonna save me lots of money! Thank you!
I watched this several months ago and then when we moved to Chelem a month ago I didn’t remember who I got that tip from so I’m glad it came across my feed again. It has already saved me every time!
Be sure to let me know if you already knew about this or if it was the first time you are hearing about it. And if you like this information, LIKE This video, share it with your friends, and Subscribe to this channel.
What fun to run into you at the amazing Manifesto Barra cafe while I explore Merida! This video is so typical of the practical, very necessary guidance you so generously share. Mucho gusto!
it was awesome meeting you today. I hope to see you soon back in Merida. You should also try 500 Noches before you leave. Good food and live music on the weekends. Excellent breakfast and lunch spot in colonial Mexico
…thx Monte…great informative vlog…yes, we too have been declining DCC, we get great ex rates from our US HSBC account without any foreign transaction charges whenever we have used the ATM withdrawal option...apppreciate other options you have talked about…take care…
Thanks Steve for sharing. That DCC will cost you if you don't know what it is and they make it seem like you have to accept it. It's something that comes up a lot so I thought I would make a video about it. This is helpful when traveling to Mexico even if you are visiting.
It's very important information especially because it comes down to money and if you're like me you want to be able to save. Understanding all of this is the key and you have a very good understanding for me that would take a little work as far as understanding pesos etc. Thank you for being so informative this is very important for people to know who are considering moving to Mexico
Happy to help! If the spirit leads you to hit the super Thanks I would be very appreciative. You will save lots of money world wide knowing about this scam.
i only made this mistake once and then i never made it again! lol. but unfortunately my first mistake was an expensive one. i wish i had seen this video prior to using the ATM that first time. but luckily i only made this mistake once and i think it cost me around $40 or so. could've been worse.
@@Mexitplans yeah, and honestly...what's worse about that situation is that i asked the bank worker to help me that first time. she knowingly pressed that button 😂😭.... people really be out here going out of their way to rob us and it's all legal. 🥺... i'm not too upset but it really withers my faith in humanity when stuff like this happens.
@@Mexitplans one real scam is when restaurants add tax to your bill. As you know it has to be included in the price. I have seen where Restaurants show the VAT but if you do the math they have not added it to the total just broken it out so you see what it is.
@@Mexitplans too many expats in Yucatan most likely the reason. your viewers may be interested in knowing that prices are all in and that in some areas there are scams.
Realize this is an old video but it just can't across my page. Two things: 1. I recently heard about the conversion option bottom which I'd previously misunderstood live others. My concern is that I use several different ATM'S depending on where I am in the city when I need the cash. I've noticed several ATM's do NOT show a conversion button. What does this mean? What conversion rate am I actually getting? It doesn't even show up on the receipt I get back. 2. I read before about the Charles Schwab debit card reimbursing you guys ALL transaction fees so we obtained that debit card and use it for all ATM withdrawals. Didn't know if you are familiar with this one. I'm going to subscribe to your channel as I liked the way you explained things in layman's terms and made it easy to understand. Thanks 4 what you're doing!🙂
Thanks for subscribing. The Charles Schwab card is one people swear by. I’m not sure what rate you are getting if they don’t show you a conversion rate. I would guess you are getting one from your bank. It should be easy enough to determine. Look at your bank app after a withdrawal and see how much they charged you for the amount of cash you received to determine the rate. If you liked this video check out this one because it will save you even more money. How to Avoid the Mexico Vacation Scam! ua-cam.com/video/zeQlFVKTfCE/v-deo.html
Thank you for sharing your experience for the benefit of others. Are there any other banks/atms you'd recommend we use or what machines to avoid. I am travelling to cancun later this month.
Wow!!! This is so useful! Thank you 🙏🏾 but it looks like I’m too late to order my Transferwise card since I’ll be leaving on Monday the 19th 🤦🏾♀️ I truly booked this trip at the last minute but I’ll exchange at the airport then.
No worries on the wise card. Go ahead and signup and get the service and card for your future travels. Be sure to let your bank know you will be out of the country and avoid the DCC. Safe travels!
Thank you for sharing. I moved to Mexico 3 weeks ago from Florida and I can verify that what you are saying is the way it is here. What is the rappi card you mentioned and how do I get one?
Why not just open an account with intercam and transfer money from your u.s account to intercam account and since intercam corporate office is in new York its considered a domestic transfer instead of an international one
One more thing…. Could you do a video showing the difference in the fees charged from the different banks ATMs? I know I saw a big difference but I don’t remember all of them and we don’t have a car yet so it’s hard to get around to all of them to check them all. Thanks!
Hey Lisa. Not sure I’ll make on video on that one. My suggestion is to go to Alta Brisa mall and try several of the machines. They have most of the banks in one place.
This is far from only Mexico, it's everywhere in the world. Saying "accept" or "reject" is such a deceptive way to frame it, the money is still going to be converted, and you'll still get the local currency from the machine
Yeah. I know it’s all over the world. I use the wise debit card. That way I can covert to the local current at a good rate and withdraw in that currency from the atm. wise.com/invite/i/monter
I go to Mexico on vacation to a small town on the coast of the Baja. I rarely need anything but my credit card. Some places have a surcharge, but to say Mexico is a "cash-based" society is a little misleading. Still, it's good to know about this scam.
In comparison to a place like the US where we rarely use anything but debit, credit, or Apple Pay, or Samsung pay it is a cash based society. Also, many vacation spots are going to accommodate you with cc terminals. I’ve been to so many places that are effectivo only. Many of your main bills like rent are cash only. So it’s a small difference from vacationing in a place that will make it easier for you to contribute to the economy versus living in the country. From the perspective of living here, it is a cash based society.
Compared the western nations, I always assume a business accepts credit cards when I walk into any US business. When I go into a Mexican business I first ask before anything else. More than a few times a business fucked me and told me their terminal closes 3:00pm when I asked for the check at 3:05pm or whatever time it was
Vacation and living here are two total spectrum, as a vacationer; all services are catered to you to attract your business. Trying to pay your landlord with a credit card and see how far you'll get.
the dollar to peso exchange right now is one of the lowest I’ve seen. Check out the other videos in the money talk playlist. I tell you what I’m doing right now to get the best exchange rate. My preferred methods usually involve the Wise card or Apple Credit Card by Goldman Sachs. Many of my coaching clients also like the Charles Schwab card and others.
Charles Schwab doesn't just reimburse your ATM fees, it also reimburses your foreign transaction fees for purchases at places like markets and restaurants. BTW-You kept saying "It cost me" when I think you were meaning to say "I received" or "It cost me an additional $2+ dollars" Because I know it didn't "cost" you $42+ to $45+ to get your $800 pesos.
Awesome. It’s been so long since I made this video I would have to go back and watch it to clarify what I was trying to say. Either way watch out for DCC.
That’s not been my experience at any of the ATM as the dynamic currency conversion is optional, although it’s worded in a way that seems like it’s not. If you decline the ATM transaction fee; then your transaction will end. Either way, if it I did go to a machine that would not let me decline the DCC, I would go to another one because they can charge you whatever and you are not going g to get the best rate. They just saved you money.
Hey Mexiplans..So, I'm coming to Mexico City in June. I've ordered the Wise Card and It should be here before my trip. I understand that I need to use the card in the US first to activate it, so my question is...when I load US money onto the wise card from my US debit card bank account before I arrive in MXC, does the wise card automatically change whatever US money I load on the card or do I need to do something on my app to make sure that my money will be in Pesos and ready for me to withdraw when I get to MXC?
Your USD will be held in your account as USD. You need to convert that money into a Mexican Peso account using the wise app. I generally wait until the rate is over 20-1 or at the highest that I can get. But you must convert the USD to MXN in the app.
Helpful video. Thanks. When I travel internationally I always use my Charles Schwab debit card to withdraw cash because they reimburse all ATM fees anywhere in the world. I just spent nine months living in Mexico and that’s how I got my cash. I’ve always declined the conversion option, knowing that it’s a scam. I paid as much as possible by credit card. But like you point out, sometimes you do need larger sums of cash in Mexico like for rent and utilities. And sometimes yes I’ve noticed it takes planning to get enough cash over the course of days. Aside from the ATM fees and bogus conversion offer, do you think the exchange rate provided by our banks is decent when we get cash from atms? Or is it better with Rappi?
Wise is better. The Rappi pay solution no longer works but I also use the Apple credit card and it has no fees and a conversion equivalent to Wise. I don’t withdraw cash with it but I use it to pay for things.
Hello, can you please tell me which banks allow you to withdraw the most in a single visit to the ATM in Mexico? My home bank in the UK allows me to withdraw £300 per day. So, are there banks that allow ATM withdrawals of up to 6000 pesos? I'm flying to Mexico this Sunday. Thank you.
They work really well. They are prescription glasses but it may be time to go to progressives. Feel free to hit the website and drop me some taco funds for the new glasses.
If I self money to Mexico Today WesternUnion On $1000 I will pay $6.99 in minutes rate $18.6339 Mx I will receive $18.634 Mx Wise $8.81 rate $18.8785mx Total $18.713mx
Plan fee$0$9.95† per mo. Per purchase$1.50$0 ATM withdrawal$2.95$2.95 Cash reload$3.95*$3.95* ATM balance inquiry$0.50$0.50 Live customer service (per call)$0$0 Inactivity (after 90 days w/ no trans.)$5.95 per mo.$5.95 per mo.
They have businesses and kiosks in the mall that will change over US Bills. You will get the worst exchange rate using that method. You may as well do it at the airport. It will be the same horrible exchange rate.
Another great informative video. Thank you! I’ve already received my Transferwise card that you discussed before. Can I get the Rappi card while in the States or do I have to wait until I arrive in Mexico? I’ll be there in 9 days 😁.
Awesome! Be sure to use that Transferwise card at an ATM in the states to activate it before you leave. Secondly, you can only get the Rappi card in Mexico if the city you go to has it. Certain areas do not. They deliver it on their motorcycles like everything else.
Thank you, good to know. I’m headed to Merida.
@@Mexitplans is the Rappi card something you buy at a store? Or at the airport?
@@andibee5060 no you order it through the Rappi app just like you do anything else. The have two cards now a Red Debit Visa card, which is the one I’m referring to and a Black credit card. You will need to verify your identity with scans of your ID and Passports. But once that’s done they will deliver the card to you on a motorcycle just like a normal delivery.
Man, I always learn stuff from you. I have always accepted that conversion. Def going to decline that.
Thanks Kellie. That’s Big coming from you.
Absolutely great advice! I travel to Mexico on a monthly basis and always withdraw via my US Bank card and never knew this. You're gonna save me lots of money! Thank you!
You are welcome.
I watched this several months ago and then when we moved to Chelem a month ago I didn’t remember who I got that tip from so I’m glad it came across my feed again. It has already saved me every time!
Awesome. Share the love and bang that super thanks button if you are so inclined.
Thank you for exposing them, king!!!
No doubt. The hustle is real on these ATM's.
@@Mexitplans I plan on moving there one day
@@PinkFridays awesome
Just stumbled upon your channel. I really appreciate how you break things down. I lived in mexico 2 years and i enjoy watching you.
Thanks for wat hung and subscribing. Lots more like this on the channel.
Be sure to let me know if you already knew about this or if it was the first time you are hearing about it. And if you like this information, LIKE This video, share it with your friends, and Subscribe to this channel.
I knew about this, but seeing the screens was very helpful. And it does look like you have no option but to accept.
@@chammer932 they are tricky that way.
Thank you for the heads up! I start my journey into Mexico next month.
Outstanding
What fun to run into you at the amazing Manifesto Barra cafe while I explore Merida! This video is so typical of the practical, very necessary guidance you so generously share. Mucho gusto!
it was awesome meeting you today. I hope to see you soon back in Merida. You should also try 500 Noches before you leave. Good food and live music on the weekends. Excellent breakfast and lunch spot in colonial Mexico
…thx Monte…great informative vlog…yes, we too have been declining DCC, we get great ex rates from our US HSBC account without any foreign transaction charges whenever we have used the ATM withdrawal option...apppreciate other options you have talked about…take care…
Thanks Steve for sharing. That DCC will cost you if you don't know what it is and they make it seem like you have to accept it. It's something that comes up a lot so I thought I would make a video about it. This is helpful when traveling to Mexico even if you are visiting.
This is the best explanation of this conversation fee ever! 👏 Great job.
Glad it was helpful! This video has saved 1000’s in fees. I wish everyone would share the love. JAJA
Listen an watch and save money! Should get a tip on my next exchange! Thank you so much from Germany!
Happy to help!
oh wow i didn't know that transferwise's exchange rates make such a huge difference! i'm so glad i ordered one sooner rather than later!!
Best rate I’ve seen.
@@Mexitplans thanks so much!
thanks so much for your informative videos! they've really helped me out a lot!
You are so welcome!
excellent video brother greetings from Cancun City
Thank you. Be sure to hit the bell to learn when new videos drop.
Thank you for a very interesting and valuable video. I am living in Oaxaca and did not understand the difference in the ATM choices.
you are welcome. if you are so inclined, drop me a taco with all those pesos you are saving at www.mexitplans.com/plans-pricing. Thanks!
It's very important information especially because it comes down to money and if you're like me you want to be able to save. Understanding all of this is the key and you have a very good understanding for me that would take a little work as far as understanding pesos etc. Thank you for being so informative this is very important for people to know who are considering moving to Mexico
My pleasure.
Thank you Sir!! I had no freaking idea!! 😕
You are welcome. Send some love back by hitting the thank you button when you save big on your next ATM transaction.
ooo i gotta get a rappi card! thanks so much!!
You are so welcome!
Thanks for the information
For sure. I hope it saves you bundles.
Thanks man. It saved me some money
Awesome. Glad to hear it.
Excellent information. Thank you as I am in Mexico right now and this is super helpful!
Glad it was helpful! I would be honored if you would consider sending a super thanks! i know this video will save you lots more.
Thank you for this info
You bet! If it saves you a few dollars consider banging that Super Thanks button. It will be greatly appreciated.
Thanks mate, I'm going to México next year, and your advice is fantastic
Happy to help! If the spirit leads you to hit the super Thanks I would be very appreciative. You will save lots of money world wide knowing about this scam.
Thank you this is helpful.
I’m glad it helped.
More great info. Thanks
You bet!
Great information, thanks for letting us know about the extra charges especially when we don't have to pay them.
My pleasure. If this video saves you a few dollars please consider hitting the “Thanks button” and buying me a coffee. Thank you!
i only made this mistake once and then i never made it again! lol. but unfortunately my first mistake was an expensive one. i wish i had seen this video prior to using the ATM that first time. but luckily i only made this mistake once and i think it cost me around $40 or so. could've been worse.
It should be criminal the way they word the DCC
@@Mexitplans yeah, and honestly...what's worse about that situation is that i asked the bank worker to help me that first time. she knowingly pressed that button 😂😭.... people really be out here going out of their way to rob us and it's all legal. 🥺... i'm not too upset but it really withers my faith in humanity when stuff like this happens.
Thank you!
You are welcome.
Thank you for the tip!
You bet!
More a buyer beware (Caviat Emptor) than a scam. Thanks for passing this option on!
I think the Scammy part is how they make it seem like you don’t have the option to decline but a little knowledge saves you money in this case.
@@Mexitplans one real scam is when restaurants add tax to your bill. As you know it has to be included in the price. I have seen where Restaurants show the VAT but if you do the math they have not added it to the total just broken it out so you see what it is.
@@robinmanser I've seen that issue in Qroo particularly. They don't do that much in Yucatan in my experience.
@@Mexitplans too many expats in Yucatan most likely the reason. your viewers may be interested in knowing that prices are all in and that in some areas there are scams.
Thanks for this useful information, kind of you to post.
My pleasure. The purpose of my channel is to solve the daily challenges with living abroad in Mexico.
Realize this is an old video but it just can't across my page. Two things:
1. I recently heard about the conversion option bottom which I'd previously misunderstood live others. My concern is that I use several different ATM'S depending on where I am in the city when I need the cash. I've noticed several ATM's do NOT show a conversion button. What does this mean? What conversion rate am I actually getting? It doesn't even show up on the receipt I get back.
2. I read before about the Charles Schwab debit card reimbursing you guys ALL transaction fees so we obtained that debit card and use it for all ATM withdrawals. Didn't know if you are familiar with this one.
I'm going to subscribe to your channel as I liked the way you explained things in layman's terms and made it easy to understand. Thanks 4 what you're doing!🙂
Thanks for subscribing. The Charles Schwab card is one people swear by. I’m not sure what rate you are getting if they don’t show you a conversion rate. I would guess you are getting one from your bank. It should be easy enough to determine. Look at your bank app after a withdrawal and see how much they charged you for the amount of cash you received to determine the rate. If you liked this video check out this one because it will save you even more money. How to Avoid the Mexico Vacation Scam!
ua-cam.com/video/zeQlFVKTfCE/v-deo.html
@@Mexitplans then you SO much, I will do that! And I will watch the video you've recommended 👌 God Bless you for the work that you do!💙
Plan to travel soon, this informative video was very helpful.
Awesome. I’m glad to hear it.
Thank you for sharing your experience for the benefit of others. Are there any other banks/atms you'd recommend we use or what machines to avoid. I am travelling to cancun later this month.
I don’t have a particular recommendation. This scam happens at all the atms. It may appear slightly different but now you know what to watch out for.
Thanks
My pleasure
Wow!!! This is so useful! Thank you 🙏🏾 but it looks like I’m too late to order my Transferwise card since I’ll be leaving on Monday the 19th 🤦🏾♀️ I truly booked this trip at the last minute but I’ll exchange at the airport then.
No worries on the wise card. Go ahead and signup and get the service and card for your future travels. Be sure to let your bank know you will be out of the country and avoid the DCC. Safe travels!
In MX now, they've been getting me all month. Not after today!
Awesome I’m glad it will save you some Money!
Thank you for sharing. I moved to Mexico 3 weeks ago from Florida and I can verify that what you are saying is the way it is here. What is the rappi card you mentioned and how do I get one?
The Rappi card doesn’t exist in the same manner it did when I made this video a year ago.
thx
Absolutely. Thank you for watching.
put volume up man
Gotcha
Why not just open an account with intercam and transfer money from your u.s account to intercam account and since intercam corporate office is in new York its considered a domestic transfer instead of an international one
I went once to open an account before I had my residency. Holding pesos at intercam is not as efficient as transfer if dynamically with transferwise.
Check out Charles Schwab also.
I hear it's highly recommended.
One more thing…. Could you do a video showing the difference in the fees charged from the different banks ATMs? I know I saw a big difference but I don’t remember all of them and we don’t have a car yet so it’s hard to get around to all of them to check them all. Thanks!
Hey Lisa. Not sure I’ll make on video on that one. My suggestion is to go to Alta Brisa mall and try several of the machines. They have most of the banks in one place.
This is far from only Mexico, it's everywhere in the world. Saying "accept" or "reject" is such a deceptive way to frame it, the money is still going to be converted, and you'll still get the local currency from the machine
Yeah. I know it’s all over the world. I use the wise debit card. That way I can covert to the local current at a good rate and withdraw in that currency from the atm. wise.com/invite/i/monter
I go to Mexico on vacation to a small town on the coast of the Baja. I rarely need anything but my credit card. Some places have a surcharge, but to say Mexico is a "cash-based" society is a little misleading. Still, it's good to know about this scam.
In comparison to a place like the US where we rarely use anything but debit, credit, or Apple Pay, or Samsung pay it is a cash based society. Also, many vacation spots are going to accommodate you with cc terminals. I’ve been to so many places that are effectivo only. Many of your main bills like rent are cash only. So it’s a small difference from vacationing in a place that will make it easier for you to contribute to the economy versus living in the country. From the perspective of living here, it is a cash based society.
Compared the western nations, I always assume a business accepts credit cards when I walk into any US business. When I go into a Mexican business I first ask before anything else. More than a few times a business fucked me and told me their terminal closes 3:00pm when I asked for the check at 3:05pm or whatever time it was
Vacation and living here are two total spectrum, as a vacationer; all services are catered to you to attract your business. Trying to pay your landlord with a credit card and see how far you'll get.
kind of difficult to deal with foreign currency exchange
the dollar to peso exchange right now is one of the lowest I’ve seen. Check out the other videos in the money talk playlist. I tell you what I’m doing right now to get the best exchange rate. My preferred methods usually involve the Wise card or Apple Credit Card by Goldman Sachs. Many of my coaching clients also like the Charles Schwab card and others.
Charles Schwab doesn't just reimburse your ATM fees, it also reimburses your foreign transaction fees for purchases at places like markets and restaurants. BTW-You kept saying "It cost me" when I think you were meaning to say "I received" or "It cost me an additional $2+ dollars" Because I know it didn't "cost" you $42+ to $45+ to get your $800 pesos.
Awesome. It’s been so long since I made this video I would have to go back and watch it to clarify what I was trying to say. Either way watch out for DCC.
I declined the conversion they handed my card back to me.
That’s not been my experience at any of the ATM as the dynamic currency conversion is optional, although it’s worded in a way that seems like it’s not. If you decline the ATM transaction fee; then your transaction will end. Either way, if it I did go to a machine that would not let me decline the DCC, I would go to another one because they can charge you whatever and you are not going g to get the best rate. They just saved you money.
Hey Mexiplans..So, I'm coming to Mexico City in June. I've ordered the Wise Card and It should be here before my trip. I understand that I need to use the card in the US first to activate it, so my question is...when I load US money onto the wise card from my US debit card bank account before I arrive in MXC, does the wise card automatically change whatever US money I load on the card or do I need to do something on my app to make sure that my money will be in Pesos and ready for me to withdraw when I get to MXC?
Your USD will be held in your account as USD. You need to convert that money into a Mexican Peso account using the wise app. I generally wait until the rate is over 20-1 or at the highest that I can get. But you must convert the USD to MXN in the app.
Helpful video. Thanks.
When I travel internationally I always use my Charles Schwab debit card to withdraw cash because they reimburse all ATM fees anywhere in the world. I just spent nine months living in Mexico and that’s how I got my cash. I’ve always declined the conversion option, knowing that it’s a scam. I paid as much as possible by credit card. But like you point out, sometimes you do need larger sums of cash in Mexico like for rent and utilities. And sometimes yes I’ve noticed it takes planning to get enough cash over the course of days. Aside from the ATM fees and bogus conversion offer, do you think the exchange rate provided by our banks is decent when we get cash from atms? Or is it better with Rappi?
Wise is better. The Rappi pay solution no longer works but I also use the Apple credit card and it has no fees and a conversion equivalent to Wise. I don’t withdraw cash with it but I use it to pay for things.
To make this a lot easier, just get a Charles Schwab Debit Card
That’s one option but no the best rate.
@@Mexitplans I use Schwab’s as my secondary bank and my SoFi as my primary
How easy is to pay with credit card (after Covid)?
I use my cards all the time
i'm traveling to mexico soon, and i just want to make sure and ask ya'll what is the best option for me to get pesos? first timer here.
Atm machine in a mexico. Watch this video before you come. ua-cam.com/video/ve8ZmCzSavs/v-deo.html
I have the Revolut debt card and transfers my USD into any currency for me for free!
That sounds awesome.
Hello, can you please tell me which banks allow you to withdraw the most in a single visit to the ATM in Mexico? My home bank in the UK allows me to withdraw £300 per day. So, are there banks that allow ATM withdrawals of up to 6000 pesos? I'm flying to Mexico this Sunday. Thank you.
I Can withdraw up to $1000 usd at BaNorte each day. so that’s around 18,000 pesos.
@@Mexitplans Great! Thanks very much. I'll note it down.
Transfer wise cheaper than the charles schwab account?
I’m not totally sure. I don’t have a CS a account. I’ve been totally happy with Wise. They did raise rates recently.
confusing. mixing dollar and peso references.
Sorry it was hard to follow. Hopefully you were able to get the main point which is to decline the DCC.
Thanks guy, but the glasses do not work.
They work really well. They are prescription glasses but it may be time to go to progressives. Feel free to hit the website and drop me some taco funds for the new glasses.
What about WesternUnion
Not a great option for withdrawing money every month.
If I self money to Mexico Today WesternUnion On $1000 I will pay $6.99 in minutes rate $18.6339 Mx I will receive $18.634 Mx
Wise $8.81 rate $18.8785mx
Total $18.713mx
@@ibanavillasenor1 that’s a good rate. Does western Union offer a card spend the pesos with?
Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit
Plan fee$0$9.95† per mo.
Per purchase$1.50$0
ATM withdrawal$2.95$2.95
Cash reload$3.95*$3.95*
ATM balance inquiry$0.50$0.50
Live customer service (per call)$0$0
Inactivity (after 90 days w/ no trans.)$5.95 per mo.$5.95 per mo.
Can we just bring USD cash and convert the cash to pesos in a exchange machine?
They have businesses and kiosks in the mall that will change over US Bills. You will get the worst exchange rate using that method. You may as well do it at the airport. It will be the same horrible exchange rate.
@@Mexitplans so I should use debit card?
@@Mexitplans say if I go use the debit card and withdraw a little over $1k one time I’ll only get charged fees one time right?
Yes but If you don’t decline the DCC you will pay extra for the conversion. The point is to let your bank do the conversion not the atm.
@@Mexitplans can’t I just take the USD cash to a casa de cambio?
You lost me 😲😂
Oh no where?
Wwwhhhaaaatttt???
Yep! If you want to hear something worse check out this video ua-cam.com/video/zeQlFVKTfCE/v-deo.html