Calculation | રોકાણમાં મળતું 7% વ્યાજ લોનના 11% વ્યાજ થી વધારે હોય છે | Ek Vaat Kau
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- Опубліковано 20 жов 2024
- Calculation | રોકાણમાં મળતું 7% વ્યાજ લોનના 11% વ્યાજ થી વધારે હોય છે | Ek Vaat Kau
In this Episode of Ek Vaat Kau, Goonj Thakkar explains the difference in Interest Rate of Investments and Loans
Investing at 7% interest yields higher returns than paying off a loan with 11% interest due to the power of compounding.
This is illustrated with an example where Rs. 10 lakh invested at 7% interest for 3 years yields Rs. 2.31 lakh in earnings, while paying off a loan of Rs. 10 lakh at 11% interest over 3 years results in Rs. 1.79 lakh in total interest paid.
Therefore, if managing EMI payments is not a burden, it is financially advantageous to invest surplus funds rather than prematurely closing a loan.
#interestrates #interest #investment #compounding #financialadvantage #EkVaatKau #vtvgujarati
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Very nice
khbr se...
Best
That's Great 👍
Thanks gunj..
Bav important.. thank you 😊
Khabr hati❤😊
Ela bhai 10 lakh nu 11% vyaj j 1.1 lack thay 1 year nu... Tu hapto bhare to o6u vyaj thay pan padya hoy ne ek sathe bhari nakhe thi hapto band thay and enu vyaj male ne... 11% javana band thay and 7 % male... 10 lakh ni loan bhari nakh etle vyaj 0... 33000 no hapto aave eni fd kar 3 year pa6i approx 13 lakh hase
A koi ne samjayu?
Please simplify
Yes
Very useful information
Best video
Verry good
Gunj Bhai
😊
Ha.. ભાઈ ખબર સે i am investigating guru
Ha
Hi bro can we take home loan or PL from to Japan but I am leaving in india or if I can loan in other countries from to india
રાઈટ
❤
Mutual fund ma portfolio over lap na tay tevo 5000 ni 1 hajrni sip na fund no video banvo
Sir peli vat to e 6e paisa padya hoy to koi mans loan ley khara ? Jey koy ne mari vat sachi lagi hoy e like karo
EMI na har mahine 33,000 jo hu EMI pay na karu loan na lidhi hotto...hu ena par vyaj kamai sakat...to pachi opportunity cost on EMI pan to calculation ma aawu Jowe ne, Gunj bhai???
Please advise.
Yes. You are right.
But that is another concept altogether, aa video ma maru ganit aey hatu ke koi windfall gain thay, toh loan vehli puri karvi joiye ke invest karva joiye.
Loan toh chhe J aa scenario ma 😊
@@goonjt okay..samjyu...thank you goonj bhai samay kadhi ne uttar aapwa.
Tamari shaily and chata banne saral hoy che layman ne samajwa... doing very excellent job...keep it up
Home loan ni same investment nu ganit kaho
Sure. Soon 😊
ભાઈ તમેજ વિડિયો બનાવ્યો હતો કે લોન વેલી કઈ રીતે ભરવી😊
Loan nu interest vadhare hoy etle kyarey faydo na thay AA sidhu ganit che
Episode farithi juo 😊
Chirag is right .......goonj bhai....technically you are losing interest on what u pay in ur loan. So ur investment is against on ur incrementing principle only not against the loan
@@ronakdattani3553 haaa. Pan this calculation is for people je already loan lai chukya hoy and emi bharta hoy.
Loan puri bhari daiye and emi ni amoujt invest kariye recurring deposit ma toh calculation fari jase, but worth calculating. Let me see agar significant effect aavse toh video banais
Tax is on 2 lakh not 52000
Na
Mutual fund sathe investment Kari batao 10 lakh nu ganit
Emi bharvani jo trevad hoy to direct rupiya na nakhiye bank ma toy 7% to male
Yes. But loan lidha pachi tevad thai hoy to shu karvu, ena upar banayo che aa episode 😊
Khub Saras mahite
लोन लेकर भाग जाना सऊदी उत्तम उपाय है
No
I took 12 lakh Home Loan @8.35% per Month EMI 10000/-
MY Salary is 30000/- per month.Now I have Mutual Fund Portfolio 6.50 lakh and share portfolio approx 6.50- 7 Lakh.what should I do close the loan and make fresh SIP investment of EMI AMOUNT OR Continue the loan??
Like I said in the episode, agar EMI regularly bhari shakta hoy, and EMI thi stress anxiety na aavti hoy, Loan par Insurance hoy, toh pachi financially beneficial che ke investment ne grow thava devay.
હવે ફૂલ ક્વોલિટી મા વિડિયો આવે છે હો ગુંજ ભાઈ 🎉🎉🎉
😊😊
no Know
ના
Lutvana dhanda che 11 taka lone na levai
No, thanks
Na bhai amaru Ganit Etlu calculation nathi kartu😁😁😁🙏Aa khabar nahoti😉👍satya mev jayte🙏
😅😅😅
Like 👍 64.No
ભાઈ ભૂલ છે તમારી, 11ટકા વ્યાજ દશ લાખ નુ 110000 થાય, વરસ નુ, એક મહિના નુ 11000 થાય વરસ નુ નહીં 😊
But hafta pay kariye che ne aapde 33000 na. Etle vyaj and mudi banne chukvi daiye che
❌❌❌ 10 lacs loan bhari do etle 0% vyaj😂 Ane 33000 ne recurring acc. Ma save karo. VDO bananevala bhi sikhe jyada aur tentiomukt return kamaye.
1 vars nu vyaj 11 hoy to
3 vars nu 33 thay loan par evu j vyaj hoy
Jo tamari pase 10 lacs hoy j to loan j su karva levi...
Aato aevu thyuu ke 10 lacs ni loan levani then 10 lacs ni FD karva ni loan nu intrest naa laage aetle... Suu majak che bhai😂😂😂😂😂
Loan lay ne 11% bhariye ana karta direct na kariye fd
Bhai inflation kya gayu??????????😂😂😂😂😂😂😂
Badha finance topic wada video ma inflation wali comment na set thay 🤣 aa concept aj alag che.
totally wrong calculation
monthly 33000/- pocket money pay kariye tenu intrest....??
Loan lidha pachi, sagvad thay toh shu karvu, aey mate no video che. Loan leta samay aye sagvad hoy toh loan aj na lidhi hoy ne 😊
Totally incorrect information. EMI ne to calculation ma kyay count j nthi kryu.
Jo loan bhri do to EMI na paisa bche, ene jo invest kro 3 years sudhi to vdhare interest gain thay.
Bhai have hu tamne ek vaat kahu??
10L ni loan ni amount hoy to su 10L pura thodi made??
Ket ketlay charges kapaine aapda haath ma aave...
e calculation tame kem naa karyu???
Etlej starting ma kidhu ke simple calculation karyu che.
@@goonjt kindly request you, please upload fully detailed video.
Wrong logic.....investment and loan amount has to be 1:1 ratio.....here loan is decreasing because you pay by your principle amount there which you are losing interest on that amount
હું તમારી ચેનલ શ્રધ્ધાપૂર્વક જોવ છું પણ આ વખતે મને લાગે છે કે કોઈ ગંભીર ભૂલ રહી ગઈ છે.
ભૂલ સુધારો દિવસ 7 માં તમે ભૂલ નહિ સુધારો તો હું સવિસ્તાર પોસ્ટ કરીશ.
અને બાદમાં લોકો ગેરમાર્ગે દોરવા બદલ તમને કોશશે.
ભૂલ તો માણસથી જ થાય એકાઉન્ટ ના કોઈ પણ ટીચર તમને સુધારવામાં મદદ કરશે.
તમારો સુધારાનો પ્રયત્ન એમને અને તમને વધુ નજદીક લાવશે.
આમાં ખાસ કોઈ ભૂલ હોય એવું લાગતું નથી એક વાતની સ્પષ્ટતા કરવાની જરૂર છે કે આ પ્રયોગ નિયમિત આવકવાળા માટે ઉપયોગી છે.
viranithegreat. ; અમને પણ જણાવો કે આમાં કેવી અને ક્યાં ભૂલ થઈ રહી છે❓🤔
નથી ખબર હતી
Wrong calculations
No thanks 👍
Wrong information
Bhai devu na karay....kotu ..😮
Very nice
Yes
Ha
Na
No
Ha
Na