The STORY of RESILIENCE! | Money Matters Ep. 5 | Ankur Warikoo Hindi
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- Опубліковано 26 чер 2024
- Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Join us for another insightful episode of Money Matters, where we connect with Ravindra from Rajkot, Gujarat, as he shares his inspiring journey of resilience and adaptation in the face of adversity.
Ravindra opens up about his transition from the tourism sector to teaching following a job loss during the Covid pandemic. With candor and sincerity, he discusses his family background and the challenges he faces in his new profession.
During our conversation, Ravindra seeks guidance on navigating financial challenges, understanding common financial dilemmas, and charting a course towards financial stability. Together, we explore practical strategies and actionable insights to help him overcome obstacles and achieve his financial goals.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
01:22 Who is Ravindra?
03:00 Ravindra's expectations from Money Matters
04:50 Ravindra's current financials
12:30 Building a 3-goal plan for Ravindra
20:35 Plan to pay off loans and become debt-free
29:25 Question from Ravindra
32:18 Conclusion
#MoneyMatters #PersonalFinance #warikoo
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🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
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Useful links:
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The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
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Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
My Money Apps: bit.ly/3Zg56eR
Start your own business: bigrock-in.sjv.io/6eZ1KK
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
@warikoo YOU SHOULD GIVE THE GOOGLE AD SENSE INCOME OF THIS VIDEO TO THIS GUY , IT WOULD BE REALLY HELPFUL FOR HIM TO CLOSE ALL HIS LOANS AND SUPPORT HIS FAMILY. PLS LIKE THE COMMENT IF YOU FEEL THE SAME. 😢😢😢
If all loan is clear ed then it will be stable. Most plus point he is staying in own house.
@Warikoo this type episode should increase day by day
Ravindra Good Luck
I guess ankur can help him through his affiliate link income which he usually donates and it can help him paying his loans so that he can have a slight boost in his financial planing
This man is struggling so hard that his eyes tell his pain! The greatest thing is, he still takes care of his elderly parents who are under medication. This kind of a son is rarely seen in today's world. I wish he manages to come out of this difficult situation. God bless him!😢🙏
See how bad he groom to live in podcast
True
God bless you man ,
God bless Son n husband like Ravindra 👍
Is there any way we can help him?
Bro respect for you. Even In such financial situation you are taking care of your parents❤
Absolutely - full respect
@@warikoo@warikoo YOU SHOULD GIVE THE GOOGLE AD SENSE INCOME OF THIS VIDEO TO THIS GUY , IT WOULD BE REALLY HELPFUL FOR HIM TO CLOSE ALL HIS LOANS AND SUPPORT HIS FAMILY. PLS LIKE THE COMMENT IF YOU FEEL THE SAME. 😢😢😢
@@warikooYOU SHOULD GIVE THE GOOGLE AD SENSE INCOME OF THIS VIDEO TO THIS GUY , IT WOULD BE REALLY HELPFUL FOR HIM TO CLOSE ALL HIS LOANS AND SUPPORT HIS FAMILY. PLS LIKE THE COMMENT IF YOU FEEL THE SAME. 😢😢😢
@@shubhamchannawar6239 warikoo Sir actually don't run Adsense from his end just like sandip maheshwari sir, they are both posting videos without getting revenue from UA-cam Adsense
@@shubhamchannawar6239ese bht log h india m full of responsibility agar sab ko ese khud k income dene lage toh fir jo log bana rhe h videoes woh kese chalenge
Thanks for bringing common people and real life scenarios.
He is the True Defination of Real Man, not the one who looks tall, dark and handsome, flexing his body, looks and money.
Huge Respect to You Bhai 🙏❤️
Usually influencers do this kind of discussion only with people who earns lakhs in a month and planning to retire at 35 or 40.
Thank you for doing this video. Heart warmimg to see that you are able connect with people of all walks of life. Sometimes its very difficult. Appreciate your effort.
One suggestion. Please also add UPI IDs of people who are struggling so that people who are able, can help.
I honestly dont think that hardworking people like these would like get charity from others
@@_argx_i would take anyhelp if i were him, out youself in his shoes he has a wife who is about to have kid, extra funds for that is not only needed but would be a great help
Yup same thing I want to say.... just 10rs each can make huge difference.....
Ankur himself makes 10 lakh per hour still he didn't help that man
@Ankur...... More than a financial advice, you are helping and encouraging common men and women in India that one can get out of bad financial situations with some do-able steps within their own range. You are not feeding food, you are teaching how to earn it. You don't know what you are earning beyond money. Lots of respect and salute to you.
Thanks ankur for bringing common people
You have given very good suggestion to him
He is really struggling and i was in the same situation long back in 2014
By the grace of god i am doing good right now
He will win!
His eyes are down heavy with responsibilities. There is fire in his belly and such guys needs to be protected and elevated. He surely has a bright future !
This man is a freaking Legend
By the way,Sir you are helping a man whose struggle we can see in his eyes.
May God bless You and Stay safe And Stay Happy ❤
This is not easy, and Somehow solutions given by Ankur are making sense. The solutions will make his life easy, life's tough, but having a good guidance can sort everything. This video is a classic example.
मैं भीख मांगने वालों को पैसे नहीं देता, लेकिन मैं ऐसे लोगों की मदद जरूर करूंगा।
To kar do madad
lekin ese log kabhi bheek ya madad nahi lete.. ye khudki mehnat or vishwas rkhte hai..aap esa bolkr inka hausla mt chiniye sir
हम उनकी भावनाओं को समझ सकते हैं
His eyes are saying about his pain ,, try hard bro🔥🔥
Tears in my Eyes 😢
Even people with different experience in crypto are trading with Eledator, what are your thoughts on that?
I am missing something here, a lot of people comment in his commenrs abour crypto what about it? Is there a backstory or something?
BOSUDIKE
God will bless this man.
Amazing warikoo, that your helping common people , who are in distress in managing their finances , its a way of giving people back what they have given you !!! please select people who are in real need .. God bless
Hi All and Ankur Sir, I request to all that if possible we can provide give Ravindra a chance of online tution for our kids
❤
❤
Yes
Thank you Ankurji for getting people like Ravindra on this platform ... this session was not just a wonderful financial gyaan...it also shows even with so much of financial burden this guy takes care of his parents...WANTED badly 2 return gold to his wife....my lots of respect to ALL MEN LIKE RAVINDRA WHO RESPECT RELATIONSHIP AND THEIR DUTY TOWARDS that...Thank you Ankurji....even with 28000 sal, loans...if lfe can be lead...ITS A VERY BIG LESSON for me as well...thank u sir 🙏🙏
Bhai sach me bohot problematic situation me hai ekdum edge pe chal raha hai. May God give strength to you brother.❤
This episode really connected somehow. He is extremely hard working and the look on his face says it all. He really needed the guidance Ankur. God bless you bro.
Respect for this man!! His eyes speak of his struggle. You are an inspiration. God bless you bro.
Hats off to this man.. I am truly touched with his hardwork
Thank you for being more than just a teacher. You are a mentor and a role model for us.I am so grateful for everything you have done for us.
The saddest part it most of us middle class are literally struggling in this economy. Dispite our country GDP and Reserve is growing, the unspoken financial pain due unemployment, job security, country's income tax burden on just a percentage of the working class + GST in literally everything we purchase + yearly inflation, EMIs, Bad loans😢 all these resulting to no to minimal savings and no investment and security for bad times or future. Many will relate to this brother.
One can see the pain and we feel it to as Men and providers.
We citizens really need to chalk out some reforms to tackles so many of these challenges at the grassroot level.
Its a struggle but I think most lower middle class family have same situation.
Tnx ankur sir for supporting & suggestion.
Great initiative
Mad respect for this gentleman for taking care of all the responsibilities! Wishing you a very bright future, may god bless you with good fortune.
I understand this pain. Thank you warikoo. They are hidden gems. ❤
Mujhe dekhke ansu agaye.. Iswar apka muskil asan karde... Huge respect for your honesty and mind of responsibility..
Wariko ji, thank you so much for listening such people who really require you.
Hands off for ankur warikoo , because he understands every situation and respect them 😊
May God give you strength to clear all your loans by February 2025 as suggested by Ankur.
You are the True Family Man
Wow Ankur thanks for presenting Ravindra's story to us. Its such a wake-up call to our newer generation who spend almost equal to his entire salary on a month's credit card bill. He is single handedly running to whole show. I wish him a great future ahead with beautiful kids. U are gonna kill it bro🔥
A great Help.Thanks.
Respect for this man!! God bless him 🙏
This is one of the best videos in money matters series.....That person's eyes are speaking themselves
Amazing courage and person. Dear Ravindra bhaiya ALL THE BEST WISHES TO YOU !! SAB THIK HO JAYEGA.
Respect for this gentleman and ankur sir❤️
I am financially weak myself, but seeing this man being so honest and brave at the same time, gave me the courage to fight my battle even harder."
I wish him all the best. You can tell he is an honest man. He will go far in life.
Respect for both you. Ankoor you are golden hearted man❤
I'm very happy to see a loving husband, caring son, and brave person all in a single body, and kudos to his wife who is also standing with him in all struggle. You are winning at life bro👍👍
I appreciate this guy I will pray as soon as get rid of financial burden ❤
All the best Ravindra and wish you all happiness and success
Lots of respect to you Ankur sir
Fix your finance se idea leker aapne sauch me kafi gaaribo ki jindagi badli hi GOD BLESS YOU 🎉
God bless both of you
God bless this man
his expense will increase after birth of baby and also during pregnancy expense increases with approaching delivery.
This is the reality Mr.Warikoo is forgetting to include in his projection. While it's good, I would request not to give false hopes to hard working bread winners of the family.
There will be lot of expenses with child birth (hospital expenses), post birth the expenses for child will be increased and also mandatory vaccination etc. God forbid, he doesn't need another loan at child birth time.
Expenses will only increase and it's not possible to invest at 10% increase every year.
My child's school fees increase more than 15% this year, rent increase by 10% but my company gave 0% increment due to poor market conditions. In such situations, it difficult to even maintain the existing investment amount itself.
These projections are just giving false hopes. Need a reality check.
God Bless You Ravindra...
Sir really respect you a lot because you humble down and try to understand the next person's situation genuinely.
Much respect to you Ravindra ji. That smile in your face. You’re gem of a person ❤
Inspite of such a bad financial situation , he is becoming father...mad respect to him
Ankur sir....hats off to you....
❤Thank you Ankur sir for Helpfully Thought🙏🙏
Hey ankur i am not sure if you read my comment but still I am posting it here. One of the best thing you have done on your channel is the money matters series. With live case studies we are learning a lot and also applying it in our life. Lot of power to you ❤
Dear sir, I have a request to you that you always give us knowledge about money, time management, habits or so more but it is only a part of our life. About 40- 50 lakhs people are joined with you through youtube so you can make reach a message to a lot of people at a time and that topic is climate change, enviourment pollution and regular cutting of trees. So plz sir I request you that plz take a single step outside of your content and 1 video from 20 videos should be on my topic as above discussed. It will help to make our earth clean, green and happy. 🙏🙏🙏🙏
Learning a lot from your videos and trying to simplify the financial term and concept.
Huge love & respect to warikoo sir❤❤❤
Pura video dekhte hua mere aankho me bar bar aanshu aa ja rahi thi. God bless you bhai
Thank you for the series, wo much value i get from this
Much respect to you brother. May you come out of this situation As soon as possible 🙏🏻
@warikoo YOU SHOULD GIVE THE GOOGLE AD SENSE INCOME OF THIS VIDEO TO THIS GUY , IT WOULD BE REALLY HELPFUL FOR HIM TO CLOSE ALL HIS LOANS AND SUPPORT HIS FAMILY. PLS LIKE THE COMMENT IF YOU FEEL THE SAME. 😢😢😢
So great done by you sir.... Thanks a lot for such a great work
hatt off to you bro for sharing your story....may god bless you with all you want
I am touched by these man...have been through the alike scenario
Sir, there r many Ravindra out there..thank u for reaching out to them n giving them appreciation for their struggle n helping them with 'financial tips'.
Dear Ravindra, try to find out option of Generic medicine after discussing with your doctor. It will reduce your medicine cost by approximately 50% or more. All the best.
This is a beautiful video. Great advices . All the best for ravinder.
Lots of respect for this man. ❤
Sir I salute you, u r doing a grt job God bless you
Really respect your suggestions.
Respect for him,Best of luck brother.
I would really like to put forward one more point. Dont take this in a wrong way. Please try the possibility of looking for 'generic medicines' at least for those medicines (diabetes, blood pressure, antacids etc) for which there are low cost but effective medicines available (post approval from a physician). There is a humongous cost difference.
Pradhanmantri Jan Oushodhi
Hello Warikoo sir ,
Mae aksar apke vidio dekhta hu
This person is so honest
&
Your suggestion is very nice..
This is brutal but this man is fully responsible for his bad financials…..firstly apne finances fix karne chahiye the then family plan karni chahiye thi and towards that both ought to work …..abhi k liye to man should work somewhere for night shift ….because as a teacher he is free from school by afternoon …..
Call it indian mentality but "Bachhe sab theek kar dete hein" is the culprit here.
Poor guy would have thought now is better than ever thanks to his financial tragedy.
Strength to him and his family.
Love you Ankur Sir ❤
great conversation really bahut mushkilo wala time h all the best ravindra
You gave the man a very positive hope♥
Giving him best advise at this moment will definitely help him grt work Ankur ji
I don't know what to say other than just praying to happen good in his life and also for the people who are in similar situations also facing financial challenges and need support. Hope time changes and stays good with you.
U r so briliant sir.... U r word is so inspiring...lov u sir..
Bless u man
This guy is a gem❤
Hoping his financial situation improves going forward.
As Always Valueable Content 💥
Ravindra, Sir keep up the atitude and at this point also you're very honest and humble.Respect++.
You're inspirational and gem of a person.
Amezing talk ❤
God bless this man, I hope he is able to get out of this situation soon 🙏💯
Thank you sir ❤
WHAT A LOVELY SUPPORT SIR REALLY GREAT
Bhai God bless you ❤ I hope you will overcome all such stuffs and rise again
Ravindra , I am from Rajkot too...,great to listen as a guest from my hometown . you are a Hustler and its give me motivation to hustle hard for fulfill our Responsibility as a Son and husband 🙂,
Hi Ankur...
Your content is very good. After listening about the financial hardships which people are facing or with which people are going through somehow I can relate to myself and apply the suggestions given in my case.
I am sorry that I have been criticising you for publishing the same type of content again and again but it's like if a student gets promoted to a new class doesn't mean that the syllabus of the old class should change.
Sir your are great & amazing person Sir your doing really excellent work.
All the best ravindra...god bless you❤
All of the Low middle class people are facing the same problem in Indian society.... need financial discipline in every step in life.
No ads no bakwaas...Warikoo best.
Pure man spotted salute for him
I have learnt so many things from this channel. Thank you warikoo sir. And hats off to you ravindra bhaiya to you.. it's not easy to come to this platform and talk about the financial problems. I hope you will be get out from this problem soon and only one thing i want to say tell your wife to do some kind of freelancing job. Which she can do by her phone only. After that she can learn for competitive exams as well.. best of luck brother.
Thanks Sir 👍
You are doing Big social work 🙏
Amazing video Ankur. Hope Ravindra comes out on top. I think it is a relatable scenario to many people out there and this video would provide them the guidance.