What is a Bridging Loan? | Bridging Finance Explained | Property Investment UK

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  • Опубліковано 26 лис 2024

КОМЕНТАРІ • 83

  • @itsasmiththing4749
    @itsasmiththing4749 3 роки тому +3

    Thanks. I found this video at exactly the right time. I'm considering bridging for the first time and youve just broken it down perfectly.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      Glad it helped!

    • @j.t2133
      @j.t2133 Рік тому

      Second that! I’m about to dip my toe into bridging for the first time too! 💪🏽

  • @darrensullivan6173
    @darrensullivan6173 Рік тому +1

    Great video never realised there were so many costs.

  • @omeramian3773
    @omeramian3773 2 роки тому

    Best bridging loans video

  • @oatzman213
    @oatzman213 Рік тому

    Excellent detail Saj! Those tips are great, I've been exploring the idea of bridging, and this is comprehensive.

  • @stephencreen5902
    @stephencreen5902 2 роки тому

    Excellent video Saj, plenty really useful information and pointers.

  • @carltonmcfarlane_64
    @carltonmcfarlane_64 Рік тому

    Excellent video. The pitfalls and break down of possible extra fees was especially helpful! Thank you.

  • @rezahaghparast7421
    @rezahaghparast7421 3 роки тому +1

    Explained the simplest way possible

  • @akumar7366
    @akumar7366 3 роки тому +2

    Brilliant Saj , my nephew is about to start his property business, this was just the perfect video we were looking for , so much information, covering all the important points.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      I'm glad that these videos are useful to you and your nephew!

  • @Mraei0u
    @Mraei0u 11 місяців тому

    Very well explained. Thank you, Sir!

  • @FTAslam
    @FTAslam Рік тому

    Great advice as always Saj

  • @subashacharya4765
    @subashacharya4765 2 роки тому +2

    Fantastic great financial information thank you so much take care stay safe

  • @kyracl7318
    @kyracl7318 Рік тому

    Thanks Saj great video so informative. We’re looking at getting a loan for a investment this was so helpful.

  • @michaelheyes1023
    @michaelheyes1023 3 роки тому +2

    I was just thinking about this just the other day. Top video Saj, thanks for the high level example. Made it clear to picture the costs involved in bridging. A similar video re auctions would be great. M

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      Thank you Michael, if reauctions is something that interests people I will definitely keep it in mind for a future video.

  • @adnanrafique4732
    @adnanrafique4732 3 роки тому +2

    Think these are great value add videos! I really enjoy the content and am grateful you are sharing your experiences. Thank you.

  • @stevo728822
    @stevo728822 3 роки тому +1

    I used to work at a small private bank that sold what they called High Speed Bridging Loans. They went bust during the financial crash of 2008.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      We have to be really careful who we pick to work with.

  • @Faizal_Khan
    @Faizal_Khan 3 роки тому +1

    Thank You. You have answered my question asked in your previous video. Great content as always 👍🏻

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      Really appreciate the support Faizal.

  • @robinbanks1018
    @robinbanks1018 3 роки тому +1

    Thanks for making this video, you explained it very well.

  • @customboatscreensolutions5893

    Very informative thank you very much

  • @eneebong5181
    @eneebong5181 3 роки тому +1

    thank you sir. i love your honesty and passion to share your experiences. I have subcribed.

  • @priyeshmotichande5499
    @priyeshmotichande5499 3 роки тому +1

    Great content Saj, thank you for sharing valuable tips on the topic of Bridge. I have definitely learnt something new here.

  • @Thebuilderinvestor
    @Thebuilderinvestor Рік тому

    Brilliant info. 💪

  • @resh242
    @resh242 3 роки тому +1

    Very informative video thanks Saj.

  • @ssandher8401
    @ssandher8401 3 роки тому +2

    Great videos!! I an interested to know more about using 2nd charge bridging loan to reduced the deposit amount on a property I'm interested in. Do you have a bridging lender/broker that you can recommend I can discuss this with.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

  • @Tunguska_Gamer1908
    @Tunguska_Gamer1908 3 роки тому +3

    In my opinion, bridging is very similar to shorting and trading derivatives in the stock market; if you don’t know what you’re doing you’ll get burnt. As always, using debt as a tool of leverage needs to be done strategically and you need cash to cover your position. Don’t invest in what you can’t afford and if you’re bridging on speculation it’s very dangerous. I feel you need to be an experienced investor before sourcing a bridging deal, or even be mentored/observe somebody doing a deal to understand the processing. A good mentor in this industry is invaluable.

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      I agree you need to fully understand a bridging loan before entering into it.

  • @grimetip
    @grimetip 2 роки тому +1

    Hi Saj, would you have details of recommended Bridging Loan brokers? Many thanks

    • @TheSajHussain
      @TheSajHussain  2 роки тому +2

      Use this link to get the details: sajhussain.com/access-sajs-contacts

  • @resh242
    @resh242 3 роки тому +1

    It's really useful video Saj thank you

  • @joeb.1163
    @joeb.1163 3 роки тому +1

    Thanks for the information 👍

  • @shaunallan6945
    @shaunallan6945 2 роки тому

    Would appreciate if anybody could reply to this question, I’ve came across a property that is BMV it’s a HMO, was going to try bridging loan, I’ve never used bridging finance before, are you always guaranteed to get a mortgage ? Would it be under a buy to let mortgage or a commercial mortgage it already has sitting Tenants.

  • @omeramian3773
    @omeramian3773 2 роки тому

    Hi bro..can you recommend a good broker for bridge to let lending

  • @maddy7869
    @maddy7869 3 роки тому +1

    Great video Saj. I'm looking to get a 100% bridge for a potential property that I'll be viewing in a few days. As I'm viewing it before it hits the market, the rate of the property is well below the going market price. I currently own properties via an LTD company and wanted to know if you have any recommended bridging loan providers with potential remortgage providers for SPV ltd companies which would make my journey a bit easier.....

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

  • @adrenalineisbrown
    @adrenalineisbrown 3 роки тому +1

    When refinancing will the morgage lender ask you to be on the bridge for at least 6 months? (as in be an owner for 6 month?). or can a be on a bridge for 2 months and than move to a mortgage?

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      You can bridge for shorter periods (if that is what you are asking).

  • @saghirhussain3280
    @saghirhussain3280 Рік тому

    Hi saj can I buy proporty with bridging loan down payments..

  • @JagOnline
    @JagOnline 3 роки тому +1

    very helpful Saj

  • @m77ast
    @m77ast 2 роки тому

    Excellent

  • @farooqjaan7021
    @farooqjaan7021 2 роки тому

    Is it good to have a bridge loan or no

  • @nadeemahmed8072
    @nadeemahmed8072 3 роки тому +1

    Good video, so much information on BL, yet delivered very simply, thank you Saj.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      Thank you for your kind words Nadeem.

  • @eneebong5181
    @eneebong5181 3 роки тому +1

    please do you have good broker for London area for hmo property

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

  • @abdulhalim-sq7lm
    @abdulhalim-sq7lm 3 роки тому +1

    Great video content. Very useful information

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      Thank you Abdul, make sure to share this video with friends and family if you find it useful.

  • @thetruth3435
    @thetruth3435 2 роки тому

    wow

  • @nassah2010
    @nassah2010 3 роки тому +1

    As a new investor should i avoid bridging?

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      It's not necessarily about avoiding, it's about understanding what you are committing to.

  • @siruguppa
    @siruguppa 3 роки тому +2

    Assalamulaikum Saj, Thank you for these brilliant and very informative vedios. I live in Birmingham and do you have any accountant in property you would recommend. Want to buy a few small properties under limited company. Perhaps if you could offer me an appointment to discuss what best suits our family needs.
    Thank you
    Fayaz

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      Wasalaam Fayaz. To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

    • @umartai4104
      @umartai4104 3 роки тому +1

      Please be aware interest based loans and mortgages for making money is totally haraam

    • @TheSajHussain
      @TheSajHussain  3 роки тому +2

      @@umartai4104 agreed and there are many other ways to do deals avoiding interest altogether.

  • @SuperKiller374
    @SuperKiller374 3 роки тому +1

    saj do you have a good broker you can recommend me? thanks

    • @TheSajHussain
      @TheSajHussain  3 роки тому

      To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

  • @atiqurrahman7260
    @atiqurrahman7260 3 роки тому +1

    Is it halal?

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      Interest is not. However, I can connect you with a company that uses a sharia compliant structure in providing bridging loans. To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/

    • @atiqurrahman7260
      @atiqurrahman7260 3 роки тому

      Great, Thanks a lot @@TheSajHussain

  • @gurvindersinghrana4025
    @gurvindersinghrana4025 3 роки тому +1

    Too much fee's

  • @dannymurphy1779
    @dannymurphy1779 3 роки тому +3

    No 6 - don't buy a large dilapidated listed building when you have no experience. Don't be a silly Samuel!

    • @TheSajHussain
      @TheSajHussain  3 роки тому +1

      Dilapidated listed buildings can be a money pit

  • @umartai4104
    @umartai4104 3 роки тому +1

    Are assume you are Muslim, do you know these loans and all interest based borrowings are haraam, so advising other brothers and sisters following your guides will be doing haraam also.

    • @TheSajHussain
      @TheSajHussain  3 роки тому +3

      Umar, just to be very clear I am not advising people to do this. I am explaining how it works.