How to budget! + get out of debt! (The SIMPLE WAY)
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- Опубліковано 14 лют 2018
- Here is a class I taught at the I Am Mom Summit. The Summit (conference) is over now, but they said I can post the video here for you all to enjoy as well. In this video I'm sharing my most popular/viral financial principles to help you set a budget, keep a budget, and then use that extra money to pay off debt quickly! Please see the links below for even more resources:
Helpful links/things mentioned in this video:
*My fun budgeting program: budgetbootcamp.com/ (Use the code IAMMOM for 15% off!)
*More info on the 70% rule: funcheaporfree.com/70
*More info on dividing and conquering: bit.ly/1ghFshy
*More info on the 7 bank accounts (another GREAT way to get out of debt): funcheaporfree.com/7accounts
*More info on the envelope budgeting method: funcheaporfree.com/envelope
*More info about getting out of debt: funcheaporfree.com/debt
The I Am Mom Summit: bit.ly/2CrpihW
♡ Don't forget to subscribe!
♡ About me:
I'm a blogger at funcheaporfree.com/. My husband Bubba and I have 5 kids in 6 years and live in Utah. I'm all about family, frugal living, and fun! I'm best known for my super simple budgeting and frugal living tips, that have landed me on TLC, The Today Show, Rachael Ray, Good Morning America, Inside Edition, and more. I also love to share organization, family, parenting, and beauty tips. What would you like me to do a video on next? Leave a comment in my video and let me know!
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♡ Blog: www.FunCheapOrFree.com funcheaporfree.com/
♡ My new budgeting program: budgetbootcamp.com/ USE THE CODE UA-cam TO GET 10% OFF!
♡ Instagram: / jordanpage
♡ Instagram: FunCheapOrFree / funcheaporfree
♡ Facebook: FunCheapOrFree / funcheaporfree
♡ Twitter: FunCheapOrFree / funcheaporfree
♡ For house details go to: funcheaporfree.com/thepageproj...
♡ Email contact@FunCheapOrFree.com for any inquiries.
One of the best things we did was take $20 out of each weekly grocery budget...this $20 was used to stock up on items that are on sale/items we know we use anyway. We started a 'working' pantry where we rotate the items to unsure nothing gets wasted. During tight months...so grateful to be able to 'grocery shop' out of the pantry first!
Jordan, I come back to this video even years later! With your advice and hard work, I’ve gotten to a place where my expenses only take up 47% of my income from 80%! I’ve attributed this to cutting costs, a little sacrifice, and asking for what I deserved given my efforts at work! Thank you so much!
This is amazing! Way to go, Chelsie!
Wow. Very encouraging! Are you still at that level with the inflation?
@@Savannah-ed4rvi just wanted to comment to you that there will always be inflation. Sometimes its obvious, other times it seems in control (even when its not). Those more obvious times are easier to spot if you know your prices like the back of your hand. I am able to notice them more because i do grocery shopping online. I notice price drops and increases easily and adjust the list to my budget. I dont adjust my budget to my list. Idk if i was helpful but i wanted you to know that whether you are struggling or not that inflation doesnt have to break the bank. It just needs tweaking. Jordan is the best person to watch and follow for tips and i always revisit videos for refreshers or even a fresh perspective
I am single & a guy with no kids and a recent college graduate at 30 (woo boo it’s never too late) but this video REALLY HELPED ME OUT! I live with fitness & am trying to pay off at least $80k in student loans before I go back for my master’s, all the while working 40+hrs overnight & working on my business in the day. You’re an inspiration THANK YOU
I'm so glad this helped you! Keep at it. You're going to go far with that dedication! 🙌🏻
It's been 4 years. How successful were you? Did you shine bright like a diamond?
I’m not a mom but I am broke, so here we are 😂
U Will learn a lot here, our budget is getting better each day
Evan Bayarong 😂😂😂
Evan Bayarong I am broke too so I feel ya
See what I just posted, food hauls by Bobby Parrish
Lol! Jordan is amazing such great budgeting tips.
And check out Dave Ramsey’s baby steps program!
Don't get discouraged by the long intro. Budgeting tips start at 8:00, and they are REALLY good.
Lol. Thanks 😜
Thank you!!
Yeah.. long intro! 😂
Your videos would have been so much better if you didn’t ramble so much in the beginning about nothing! I swear, people talk, just to hear themselves talk!
I was actually interested the entire intro
Your channel should be renamed "Adulting 101". Needed this. Subscribed.
🥰🥰
Exactly..
Thank you Jordan^_^
agreed!!!
I agree she needs rebranding for her blog & UA-cam channel
haha! Yes!
So I clicked on here solely for the budgeting tips BUT the beginning was the pep talk I needed but haven’t been able to find 🙌🏻 so thank you!
Yay!! So glad it was helpful!
I'm not a mom but I'm a single father and this just changed everything for me... Thank you 🙏🏽🙏🏽
I tear up when I am proud of someone. It can be a tv commercial, a complete stranger, or my closest friend. Tearing up because I love how you are caring for people and spreading advice and love ❤️
You are a great human being 💕
Subscribed to you,,hi🏖️
Even though I’m just 16 years old I really enjoy watching your videos so then I can share your tips and experiences with my family. You’re the kind of person I want to become when I get older! You inspire me a lot! Thanks for sharing 💗💗💗
Ferchis Mena I wish I had this information when I was your age! I spent so many years blowing my money and not even realizing what I was doing 🤦
Good for you! 😃 I wish I was more sensible with my money when I was a teenager. I didn't earn much but I also didn't appreciate that what I earned was disposable income that I could spend on makeup and clothes and going to see movies with friends etc. I always saved but I wish I saved a lot more, it would have helped me so much! Now I'm 24 and all the makeup and clothes that I spent my money on are not even in my possession anymore. It's so important to think properly about what your money is going on. Stuff is not important, experiences with family and friends and saving is top priority by far!
Ferchis Mena it’s also great for you to start understanding budgeting/investing/saving at a young age so you can put them to use now!
+Alice Honey wow!! I know this is an old vlog that u commented upon, but please understand me when I say THANKS!! thanks for sharing this! my sis is just 17 has opened an acc and brought ur comment to my attention as a result of reading what u shared , it resonated with her in such a sensible yet genuine way she cancelled an order online from make up ordered from some line that's based in USA (we are in NE Scotland in a place called Forfar) but this meant we are hit with additional costs for importing tax or shipping etc this brings that £60/$110 actually reaches full cost of $175 with additional charges! instead she got the compact or palette whatever it was, in a good Brand product but one that's based in UK so no shipping oe tax fees in addition Later on, but fact was she is just 17 until she showed me ur specific reply comment (albeit from ages ago!) I would never have thought she would give Anything a first thought let alone a second thought ! this is a girl who has no regard for cost, not because selfish or tight, but because she 17, has no responsibility or ties that require her to think about £ or budget so the repetitive behaviours of asking again for this top or hoodie this night out or such and such im eyx
+Alice Honey wow!! I know this is an old vlog that u commented upon, but please understand me when I say THANKS!! thanks for sharing this! my sis is just 17 has opened an acc and brought ur comment to my attention as a result of reading what u shared , it resonated with her in such a sensible yet genuine way she cancelled an order online from make up ordered from some line that's based in USA (we are in NE Scotland in a place called Forfar) but this meant we are hit with additional costs for importing tax or shipping etc this brings that £60/$110 actually reaches full cost of $175 with additional charges! instead she got the compact or palette whatever it was, in a good Brand product but one that's based in UK so no shipping oe tax fees in addition Later on, but fact was she is just 17 until she showed me ur specific reply comment (albeit from ages ago!) I would never have thought she would give Anything a first thought let alone a second thought ! this is a girl who has no regard for cost, not because selfish or tight, but because she 17, has no responsibility or ties that require her to think about £ or budget so the repetitive behaviours of asking again for this top or hoodie this night out or such and such has a birthday party but doesn't want items for gifts so cash will be fine.... should me or my mam give her the reply "eh yeah sure pop out yo the money tree will u please?" I swear she'd say why ? when can go bank !!" I think it's common with youth who are used to everything best andfkash and bragged and shown on social media, every part of their lives are chaotic and is fast paced, instantaneous even for answers to Q with Google for eg and over sharing isn't just Rife, it is just the life they've lived with no alternative and know no different, its hard though esp for parents tryi ng best to live up to a life they wanted for their childhood and thus , their children get so much, its almost expected and truly becomes issue for many many families who try and instil values , respect and self worth abs high regard for themselves , alongside support love and encouragement from all family friends loved ones around them, voicing praise upon children for their core values, good heart,trust worthy , funny perhaps smart at this or excel in sport, just to lift that focus a little, from what is a heavily pressured life merely by existence, the social media thing will exacerbate many of those niggles with insecurity as it is, its best the negativity is minimal, as it MAY be social media bring out a more extroverted in ways, or build a drive for success so much so it gives focus and a taste for that lifestyle comes with rich successful business minds, it MAY well be what really drives them to excel, I say MAY as it is few and far between of those individuals , and many many of us are sooked in , and overwhelmingly so, that its unhealthy and many of us adults need to have a little reset and evaluate on importance of living life for that very moment,there and then, as appose to losing so much time gone,never to return, and its hard to catch urself in the moment it usually Is only upon reflection we can see that, sorry to ramble though ur comment was honest and did What few of us family have managed, in getting through to a 17 year old,so clearly and effectively. cannot say enough! so A simple Thanks really had to be sent your way for being so honest! x
My dad lived on 50%. I always strove for that, but never quite made it. I got to about 60%.
I read years ago that centenarians generally saved 25% of income for retirement. That's how they could afford to live so long. I tried getting there, but couldn't get there. I got to 22%.
I've always been very frugal. It makes me happy! 😊 I love saving. I do spend when necessary, and I buy quality when necessary, but then those objects can last decades.
Love to hear you fighting the good fight! You go, girl! ❤
I focus on no spend days.
I know financial problems can make a person feel so helpless, isolated and plain stupid... Just the mental strain of juggling and grasping for any kind of solution. Like your chest is being squeezed. Love your channel, it gives hope and comfort as much as solid advice! Thank you!
Just want to say that I'm not a mom, but this method also works for single folks. The whole "everything resets each week" mentality is really helpful. Sometimes I have weird meals the last day or so of the week, but it's exciting to have a whole new allotment of funds come Monday. Thanks for sharing all of this -- your passion and genuine spirit really shine through and you're helping countless multitudes.
I needed this for 2020! Gotta start adulting. ☺️
You've got this! 💪🏻
“You’re less likely to fight or cry at a restaurant “ 😭🤣🤣🤣 YAASSSSS me and my husband always fight when we try to talk about money
That weekly grocery budget has changed my life. I was a monthly shopper and I was spending so much with the going back and buying from the store. We have far less food waste now and eat less takeout.
I have tears in my eyes right now! I am so glad I found you!!! I’m a single mom struggling to support my daughter and I while running a new business and I have felt so in over my head lately! I feel that I finally have found a plan that will work for me and I can FINALLY take a breath knowing it will be okay. Thank you!!!!
I am also a single mom. I'm glad I watched this!
Its hard
Not a single mom, but I pray things have turned around for you and your business it going well!
Do not give up lady! I respect and support single parents so much, y’all are the best ❤️❤️ It is hard now but you will be so proud of yourself once you start seeing the end of the tunnel, and trust me you will ✊
Binge watching all of your budgeting videos 😂 my husband and I just decided to grow up and realize we made some horrible financial decisions these first few years of marriage 😂 working towards fixing it
Jessica Linn sameee that’s the hardest part we made some bad! BAD! financial decisions and it sucks cuz it’s like if we didn’t dig ourselves in the financial hole then it obviously wouldn’t be there sounds dumb but it’s true but it’s all about getting yourself out
Same girl same!!
Same here as well
Girl i’m with you!!!
Same girl same
You had me at 12:30 when you said, "we tithe 10% of our income...we always have & we always will. We tithe it to our church". LOVE IT! The Malachi 3:10 principle. God bless you Jordan.
Amen! We tithes to and the Lord always provides for us.
as a 22 year old single chick still living at home, this is still so helpful. you can bet i’m using these tips from day one with my future partner. love it Jordan!!!
You can do it, Lauren! We started budgeting in college, and it's SOOO helpful! If you need some ideas for easy ways to track your expenses, check out Mint or the Every Dollar app, both great, free options
Corey and Laura thank you!!
Happy to help! If you need more detail on each app, we recently posted a video on our channel that dives into all three. Enjoy!
Very very helpful thank you. I am single parent dad in debt. This morning i was a bit fed up about the debt and actually brought this to the Lord when i prayed to start the day. And now you have given me a few things to do which I believe were a part of His answer.
I know how you feel being in debt totally Sucks. I pray everyday that things get better and it will. We just gotta try chopping down this debt we have. I give you credit especially being a single parent doing everything on your own. Hoping for the best God Bless!!🙏🙏🙏🙏
God is so good!
You can do it Stephen! If you need help tracking your monthly expenses or paying down debt, check out the Mint app. it's free and automatically syncs with your bank account, so it easy to monitor spending
I urge anyone going through debt issues or any financial issues at all to go contact the great hacker Webghost! And make cool cash without stress within 48hours. All you need is to have a good bank account or credit card . Thgen count yourself lucky and blessed. Because cash out is real and 100%. contact webghost33@cyberservices.,com or text 470 231 5053
Good luck, as long as you stick to your plan and don't get discouraged you should be able to succeed.
I spend 80$ a week for my daughter and I and we eat good homecook meals with lots of vegetable . You just have to be wise about it and stay away from junks and store meals
Thank you for this!
Me: Yes! I am now going to spend my money responsibly and budget like a boss!! No more debt!
Also Me: looking at $20 budget planner on Amazon
nightowl 😂😂😂 that’s so me!
You should check out 7thHunnies and let them help you with any debt you have. They are very legit
Use excel sheets. A ton of apps for your phone. It makes it easier to keep track. It’s been very helpful for me, especially with summing and subtractions.
nightowl Bahahaha! 😂
Literally me rn
I don’t want to sound corny at all, but you are definitely doing God’s work.
God has really, poor taste. Oh, well, he invented KITSCH... TOO. !!
carlos sanjurjo what are you even talking about lol
God is great..
Amen!!!!!!
Don't diminish her work like that! It's HER work, don't take the credit and give it to your god. That's just so rude, if you actually think about it. It's no better than Mormons baptising Einstein after he died because he died Jewish. Oh, she tigths! Carry on 🥰
Jordan - we need another video like this that counts for today’s costs 🫣 $400/month doesn’t seem like enough even for 2 people anymore 😅
I make it work with $300 a month for two. I cook large batches of food and freeze them, so there’s endless meals for the month and onward.
I make $400/mon work for my family of 5 (almost 6) and that's with several food sensitivities and allergies. I cook from scratch since we can't eat most convenience foods. I am fortunate enough to have access to a variety of stores and am able to really price compare everything.
I'm a single dude with no kids but I still take all of your advice. lol. Especially the envelope system. Love it!
Very good info. On pay debt esp the 70%.
Smart!
Everything you taught is what my husband and I have already been doing! I'm so happy that you do it the same way! I love budgeting week to week. I love having separate jobs for me to be in charge of and for my husband to be in charge of. I'm so glad I found you and that I'm doing things "right"!
1 year with about $31,00 thousand yearly income. Oh snaps, congrats!! i just graduated college, started my full time job ready to demolish my student loans asap. I quit going out & all the fancy stuff & my main focus are my finances lol. Thanks for the vid!!
CristinaTheGem go Cristina ! Ahah you are doing well, I wish you good luck in tackling your student debt 🔥
One year 31000 income but paid 26000 off in debt.... that means we are living off of 400 month.... where they do that at
I'm a single parent and this is helping me so much! I'm so sick of just getting by!! I love this thank you so much for putting time into helping others! Appreciate what youre doing. Grateful doesn't even cover it!!
I love that you give tips on your own experience and background means it’s achievable xx
I literally didn't know what I was gonna do about our financial situation. I am grateful to have come across this. I feel like I can handle this now! Thank you from the bottom of my heart!
I am so grateful I found you! What a blessing you are to me! Thank you for all the great videos!❤️🙏🏻
I'm not a mom, but I stumbled across your laundry sorting video a little while ago. I was mesmerized even though I really couldn't relate. I'm so glad I found you! I really think this info will work for me. Thank you for keeping it real and simple.
I just want u to know how much you’ve changed my life. I recently got married and my husband and I joined finances and have a 9 month plan to pay off almost 35,00 in credit card and school loan debt. I love the weekly budget but had to adjust it a little since we live and work in Manhattan. But we are doing great and it’s only been a month and a half. Thank you for being transparent about ur life and thank you for helping so many people. God bless 🙏🏼
Noori.Mansur how did it go?
Noori.Mansur how did your 9 month plan go?
I have started the envelope budget. Today is day 2 for me, so far so good. Thank you for teaching me. Love you Jordan
I'm a university student and I can honestly say, this is one of THE most sound pieces of financial advice I've ever gotten! DEFINITELY trying this😄
I love that you mentioned Tithing. So important ❤️
I myself was shocked too..
I was wondering where the remaining 10% will go but
At the back of my mind, i was hoping its for tithes. And it really is..
God bless u more for faithfully giving ur tithes..
Same here I was so amazed at hearing that. It’s also very important to us.
Dee Gonzalez what is tithes?
@@ricebunnymoon4624 That's giving 10% of your income to your church......it's not something I would do because I'd like to eat, but those with alot of money do this sometimes.
I suppose those who aren't religious will go to "H-E double toothpicks" because they don't.
Kristi J thank you for explaining 💕 what is H-E double tooth picks... is it slang to eat? 😂
I was never taught how to budget money and I certainly haven’t figured it out on my own. Your videos are absolutely amazing and I am forever grateful to you for making them! I’ve been binge watching them all the past few days! I finally feel like I’m becoming an adult in my mid 30’s!
I have implemented this plan (I’ve tweaked it to suit) this month and I can’t get enough of how great it is. For the first time I have savings that I HAVE NOT dipped in to!
Thank you so much for sharing this with everyone.
I’m from the UK and our school system doesn’t teach us anything about finances or how to manage anything money related.
I’ve always thought this is one of the most important topics that everyone SHOULD be taught 100% as it’s something we all need.
I’ve never been able to manage my money and I’m now 27.
I’ve started with no savings at all but now I have a little and I will continue to build successfully because of this video.
I can’t thank you enough.
This is what I started doing and it is working for us. I've started really meal planning super seriously and that made such a huge difference!
Thank you so much for sharing this. I'm down to $350 in debt. Woo hoo
I'm in a little of a unique living situation. I'd be grateful for any advice.
Freedom 0131
Try 86%?
That seems reasonable to me & I'm in a tight budget.
If you’re still looking for advice, do Jordan’s Budget Bootcamp (if you haven’t already). It’s free for the month of May and it’s fantastic.
Thanks, girl ♡ I've been following you for 6 months now, and your envelope system has helped me be more aware of spending and resources! I'm at the point where I am able to throw my extra, leftover cash at my debt towards the end of the month. Every dollar literally counts. I started at $6k, Now I'm down to $3.5k! Little by little. Thank god for no intrest for another 16 months. At this rate, I'll be done by the end of July! Then, it's all savings from there. Thank you, bunches!!!!!
OH MY GOSH I'm so glad you shared this with me, made my whole day! So proud of you!
Well done, you should be so proud :)
Awesome job!!
way to go!
Karla that’s awesome. I’m starting her budgeting and organizing systems tomorrow. I’m excited. I’m determined. Reading your comment just made the excitement even greater.
its so much more challenging when its just you and there is no one to divide and conquer. Doing everything by yourself. Sometimes I feel like my head is on fire
You got this 💖
I’ve been a single mom since I was 16 and now all my kids are grown but I have two of my grandkids. Just have envelopes, check in with yourself weekly or have a budget buddy to help with accountability and stay focused. I’m willing to work with you remotely if you’d like. It works! I promise it does. Without this I’d have drowned in debt during COVID
I can’t wait to start this budget out ❤️ watched this twice and I’m feeling soooo much more positive about my money situation- thank you sooooo much 💕
I love how you broke it down to the 70% 20% 10%. I also like how you took the envelope concept and only use 1 to keep track of it all! Thank you for sharing your great and helpful ideas!!
It’s like God sent you to me today bc I so needed this ...❤️
SheastMode same for me!
Me too! He wants the best for His baby girls!
Yes!!!! Same for me!
Me too praise God
This is what my church has been learning about budgeting
This video came up on my recommendation list at such a perfect time in my life right now. Thank you ❤️❤️
I’ve watched this before. But I had to rewatch it because it’s so good! Thanks for sharing your life advice Jordan!
Jordan, We have been using your budgeting method since August and it has help us so much!!!! We have paid off a ton of debt! We have a lot less stress when it comes to money because my husband and I are now working together and have and plan. I'm also much more thoughtful when it comes to money, thinking about how I'm spending every dollar and utilizing the things we already have at home. Thank you so much! If all goes as planned we will be debt free by October. Your ideas and motivation have truly been a blessing to our family!
Way to go Chrystal!
How have you done?!
How did you get your husband on board? I would like him to watch this video so we can work together.
Finally! A family I can relate to.
I just started in December but I can already see a huge difference which is such a break through my old habits that almost lead me into depression. I can not thank you enough!
This seems so realistic. I actually cracked a smile with how excited I'm feeling about starting this. Thank you.
This video is literally a God sent! My husband and I are in the same position you and your husband were in many years ago and this will help our budgeting become even more simplified. Thank you for posting this!
Love this. Makes me feel like it’s possible to get back on the right path. I’ve been doing your budget system since July 2017 and it’s been life changing so thank you! So grateful you started a simple budget system. Your story is inspiring! Brings me so much hope.
I’ve gotten our weekly budget down to $50 for our family of three instead of almost $150-200 a week.
We've tried so many different budgeting systems but never really knew what was realistic... This helped so much! Thank you for sharing your experiences with us!
Jordan, I have started your envelope system and love it! Thank you again! Less overwhelming for sure. Love the 70% thing as well.Terrific😎
Aww so glad you like it!
I’m 20 years old and my only responsibility is my car payment, insurance, and gas but I took A LOT away from this video! It has definitely helped me evaluate how I’m spending money now. It will also help in the future when I am married and do have children and allow me to set up for success from the beginning. Thank you Jordan!!!
Budgeting one week at a time has changed my world! Love you Jordan!
This is so important! If you want to succeed, you need to create a budget. Without a budget, you lack focus and direction. Budgets not only allow you to take control of your financial direction; it also provides you a benchmark for determining whether you are actually succeeding.
Stay “scrappy”. I love your honesty and spirit. Thanks for your transparency.
Im a mommy of one beautiful little girl, an angel baby in heaven, and another little girl on the way. You have been such an inspiration!!! I have cut our grocery bill down so much and shelf cooking is a huge part of our lives now. Thank you for inspiring me!
Needed this video today! 🙌🏻
Think its amazing you guys stayed together through that rough financial patch. Many use that as an excuse for divorce.
I have watched this before, but I put into UA-cam how to budget...looking for new ideas cause I fell off the band wagon several months ago...😒 Now I need find my way back!!!
And you was the 3rd video in the feed!!! Yrs later your still coming across the feed!! ❤
I’m so glad I came across this video! My husband and I are newlyweds and we are trying to pay down debt before we have children so I’m glad I learned from you today lol ! So simple I love it!
You should be a motivational speaker, you would be good at it.
From mother to mother, I have so much love and respect for you. So glad I found your channel ❤
Courtney Wickliffe it was so nice of you to write such a positive comment. It’s really refreshing to see.
I'm so glad I discovered this video. I am a perfectionist by nature and tend to complicate everything by wanting it to be perfect and then I get overwhelmed! This takes so much pressure off. Our family is facing FD (Financial Disaster) with a second cancer diagnosis and I tend to overspend when I'm stressed or depressed which adds to more stress and depression. You have given me hope and encouragement that we can survive this and one day, we will thrive. Teach me everything you know, Oh Great One! LOL Thank you so much and God bless you for letting Him use you to help others!
This one was one of my first vids you’ve done. So relatable.
Thank God you added that "e". I thought I was going to lose my mind. 😂😬 Anyway, thank you for this video. It does help a lot
I absolutely love your channel. I just found you in my feed last night and I've been blessed already with your content.
Totally trying this! Love how straightforward it is!
Beautiful story:) your so real and down to earth . It's amazing , watching this.. I am apart of a financial firm♡ we help ordinary families and love middle class people ! Your so right , on how you view this! Best part, we don't charge for helping with a plan. What an inspiration you are !♡ have a blessed day!
I love your idea for the cash envelope. I’m not a Mom but I really enjoyed this video and found it helpful.
Love this! Need to give it a try! Love how you wrote it out on a board so we can visualise it and it has really helped for me to be realistic about it just by visualising how it should work
Jordan, I am home sick today & have spent most of it watching these older videos. I have to tell you, I am so enjoying them!! You give such great advice. But, even more than that, the video about being Mormon was just wonderful!!! Thank you for being such a bright spot here on YT!😊❤️
Thank you, thank you so much for breaking this budget down so simply!! I'm the kind of person that needs the step by step regarding money and finance. You're awesome and I thoroughly enjoyed this video!
I was a “monthly grocery budgeter” and always found myself running out of money by the 3rd week into the month. I couldn’t trust myself with that lump sum of money in my hands. I’d find a cute shirt or something “non-food” for $10...eh no biggie it’s only $10. We’ll... those little incidentals racked up quickly! I am so thankful that I discovered your super simple weekly envelope method several months ago! BEST.ADVICE.EVER! 💕
Amen to tithing!!! To GOD be the glory!!!
OMG this envelope method is literally going to change my life
Everytime u say "15% off" i think to myself "i wonder if budget boot camp is in my budget" ...
Great video, Jordan! I love the idea of budgeting from week to week. We've been doing pretty good budgeting month to month, but I definitely think week to week would work even better and stop the rolling into next weeks money!
great idea! Check out the Fudget app to track expenses on a week to week basis. You can set up the budgets however you want :-)
I simply adore you. I can’t stand long videos but you keep my attention With your personality. You don’t ramble you go straight to the point and explain EVERYTHING so that nothing is missed. I’m 24 with ABSOLUTELY HORRIBLE spending habits, ( I’ve been in self denial for years) i believe you will help me change things And help me get my life back on track. ❤️
Jordan, i have seen this previously and returned to this method. Using the envelope for receipts for reference later is genious! My kids are grown and i am always looking for ways to help me save as bad behaviors, being in a hurry, etc. Can put you in the poor house. Key? Envelope. THANK YOU FOR BEING SO DOWN TO EARTH AND SHARING THIS! WAY to rock it out, girlie!
Glad I bumped into this video. I'm excited to do this!
The marriage topic about printing out the bank statements and making a meeting was a really great suggestion. Im going to try it with my husband. Thank You😊
Also the borrowing from myself and not borrowin from the next week. Thats what i have been doing n alway felt like i was in debt with myself
This is so helpful! Thank you!! Everyone always talkes about saving...but i agree with paying off the debt 1st, especially because interest on savings is not enough to cover the debt. So thank you!!
Wow I love how this is broken down. I’m going to introduce this method to my husband.
I am taking over the budget this month....so this perfect timing for me. :)
Going through my financial disaster phase. It looks exactly like yours!! Hoping 2020 is my debt free year. Thanks for your blog and youtube
This was so helpful! Husband and I have a new business which isn't pulling much income in yet and on top of this we have some credit card debt. We've tried many popular methods to get out of debt but nothing has really worked as well as we hoped. Your twist on getting out of debt just makes so much sense to me!! I'm so excited to try this and feeling more confident than ever about finally crushing the debt efficiently.
Thank you for sharing these tips and for putting so much time and effort into what you do. :)
Just awesome! The envelope idea rocks! I spend way too much money whipping out the debit card every day. Who knew? I have always felt so overwhelmed by the concept of budgeting. Starting the envelope with cash asap. I will keep you posted...Jordan you are a God send!!!
When you started that we need to spend 70% I panicked coz I'm like I need to pay Tithe!! I'm so glad you mentioned this.
Great budgeting ideas that I never thought about doing. Thank you so much! Super work! I especially love hearing that you tithe 10%. I have such a hard time with this, but know that I need to. One of the best budge videos that I've ever, ever seen.
Thank you for sharing this video. I'm starting my debt free goal. You are encouraging me, I'm thankful to watch you now.
Im a college student and I cannot stretch how your tips help me a lot! Big thanks to you!!!!! More power! 💜💜💜
I'm a mom of 7 kids,me and my husband really need to start doing a budget.
Check out the Mint and Every Dollar apps, both great, free options to track your expenses and get started on a budget!
Or if you're more of a pen and paper gal, get a plain old notebook and do it old school like our moms did with the check register they'd carry in their purse and write down every dime you spend.
❤️❤️ you are the financial guru for "real life moms" we really are the same! Wanting to live the best life we can within our budget! So many great tips. I have the same feelings on the millions of envelope system, can not do it.
Interesting
Blessed with Blue amen to that
You won me over with the weekly weigh-in/board meeting. I love this approach to financial discussions that we can have with our S.O. I plan on involving the adult and soon to be adult kids in these "meetings" as well.
These tips are so great. When I watch your videos, I always feel like these are doable, as opposed to other videos I watched. And it's definitely more motivating, since you experienced it and do it yourself. Thanks for this!