What is a swap? - MoneyWeek Investment Tutorials
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- Опубліковано 2 чер 2011
- Tim Bennett explains how an interest rate swap works - and the implications for investors.
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I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Colleen Rose Mccaffery” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
To explain something like this in a way that someone new can understand is really admirable.
Exactly!
Indeed! 😍
Totally! I think I got it
He’s the best
@@kelliezhang6750 O
Best explanation of SWAPS I have ever seen
I watched a 2 hours lecture twice just to know and understand how swap works, but I got nothing. I watched this 15 minutes video only once and I got the whole idea. Very grateful
Same , my teacher is so bad
We need to bring this guy out of fucking retirement and make him a fucking national treasure
Mark Channel c
This man is a pedagogical wizard. Shame he stopped making videos.
Did he really stop?
Thanks Dustin!
@Dustin Suryadi Thank you for the info!!!
He's doing vids on killik and co's channel now.
follow his blog 'moneyweek.com'
This concept was real hard to grasp. This video made it look easy. You are a good teacher.
I am studying for an exam right now, and this has come in really handy. I really could not understand the concept of interest rate swaps earlier from text books and you really explained it in such an easy manner. I am so stunned and genuinely happy that I now understand this concept. Thank you. Thank you so much for explaining it in such an easy to understand way🥰
You just explained one of the most complicated practice in finance in the easiest way possible. Great job!!
This is one of the best videos on SWAPs you could ever come across. Thank you for coming up with such a brilliant video Sir.
I can't say how appreciate I am. This video gives me the feeling that "that's what swap is about!!!" how amazing! Thank you so much.
this is brilliant content - I was never confident with explaining what swaps are and now I feel like I could confidently go into my interview to explain! thank you so much!!
Tommas099 - thanks for your comments. In fairness the example is designed to show a beginner the basic principles of a swap. All my numbers show is that a swaps bank can take advantage of the fact that different firms are able to borrow on different terms - my example is 100% theoretically sound but I accept the figures used are (quite deliberately) unrealistic in the I/R swaps market as I wanted to keep the basic principles as clear as possible. Tim.
This guy is for some reason hilarious, yet such a great teacher! thumbs up all day every day.
Better and clearer explanation than a whole 3 hr class with my professor
Thank you very much.I couldn't understand this for many time.But now it's crystal clear.Thanks again.You have made my day.
The best explanation on IR Swaps I've ever heard! Thanks!
Extremely well explained! I kept asking where the original loans were coming from to better understand why the two companies need to enter into a swap agreement. You're video is the only I could find that answers my question. Thank you!
i would have aced my economics if this guy thought me!
JeevS GOne Still fail your spelling test though
He has explained a difficult and complicated topic in a simple, objective manner. Best explanation I have ever seen.
Sir, I just learned the the Interest Swap and taught it to 7 colleagues through class room training. Once again Thanks a lot.
I have been assigned a new Project - Canara Bank Derivatives where the implementation is going on.
Your understanding way and constructing the sentences wisely helped to understand the concept/functionality.
YOU ARE A.M.A.Z.I.N.G. saved my life preparing for the final exam!! this is the BEST explanation EVER!!!
No one could have explained it better. The way you teach is amazing.
Thank you, sir :)
This is the best video on swaps that explains the basic concepts extremely well
A very good and clear explanation of an OTC swap. No long winded introductions simply concise and to the point.
He is great. Why did he stopped making videos? How can we get him back to teaching.
Best explanation for SWAPS! TYVM!
This video has clarified swaps and relieved me of pre-exam stress and anxiety. thank you TIM
Thanks man. This video really helped me understand the basics of swaps. It even helped more than an hour of reading.
My lecturer explained this and nobody understood anything but here everything is clear. Great job!
your explanation is really.. really much more clear than what the professor gave in the class... THANK YOU..!!
I am an engineer undergraduate and just wanted to inform you that your new job is to teach me all the terms that are flying around in financial movies. Thank you for that, keep the good work up :)
You make a strong difference to many. BEST TEACHER EVER!!! Thank you so much!
fantastic, you really did a great job explaining this in such an understandable way, didnt even had to pauze or replay it. well done!
You explained the hard finance concept in a so vivid and gentle way~~ I think I really got the business model of a swap bank
Making money by offering better financial deal to clients! It’s really the magic of finance
The best Interset SWAP learning VIDEO ever.
After watching many videos on this topic, your explanation has made me finally have an understanding of this topic. Thanks a million Sir.😊
Thank you so much for making swaps so easy to learn!!! Thanks a lot!!! Better than going to my lectures actually!!!
That was awesome! So clear cut! I am better prepared for my final now! Thank you :D
This video is great...
it explains swaps very clearly....
THANKS
Finally understand “swap” 😀 Thanks!
What a lucid and understandable explanation of a swap. Why did he stopped posting his tutorials and sharing his knowledge ? Anyway, my thanks to him.
I love your videos Tim, very well thought out and presented clearly. Thank you!
I finally understand this concept! Thank you.
Explained in a very concise and accurate manner...! Perfectly understood d swaps..
Thank you very much..!
This was very helpful in understanding a rather complicated concept. Thank you!
Such a great video. Very simple to understand. Get yourself prepared for the upcoming CFA exam, guys. Good luck!
In my 4 years of business school this is the best display of teaching I have ever seen; this man should be a finance professor making six figures.
You kept me fully interested until the end. You enlightened me in a moment when you said it is financial magic.
It is the simplest and straight to the point IRS explanation I've ever found.
Very 1st time i understood about Swaps. Thanks
This is the best explanation ever for newbie, if you know absolutely nothing about swap or are confused. He really explained it as you were a five year old which is something I wanted lol
I'm learning a LOT from your videos - they're very clear - thanks!
You are probably the only reason I now have a better chance at passing my final on Tuesday.
Amazingly explained the concept of SWAPS using perfect example. Thanks :-)
you are genius!!! just loved the video.....easy, simple. thanks.
Thank you for all the knowledge that you have imparted with such ease of understanding. I am a fan of all your work ! :)
Thank you very much for you video, I learn much more from your vid than in my classroom.Please keep up the awesome works!!!
thank you!!!! greatest and easiest explanation to understand in the entire internet!!!
Thank you for the explanation! Very good quality!
What an educator you are, Sir!
Salute
I'm not even a native English speaker and this explanation is the best available on UA-cam
This guy explains these topics in a matter that is very easy to understand. Thank you sir.
Thank you very much for explaining a swap. Was feeling very grateful for this video. Good job!
Thanks for explaining this in a really clear way, great video!
Crystal clear information, thank you
Thank you! Great video, I wish my professors were that good!
Really like your video! So clear and easy to understand!Please post more!Thank you!!
I spent three hours on my lecture notes but i still can't understand the concept of 'swap'. Your video helps me a lot. Thank you!!! :D
Thank you sir! Your explanation is simple and easy to understand!
Amazing explanation. No text book has cleared my concepts like this video. Keep it up and thank you :D
thank you so much!!!helps a million!!!!!
YOU DO A WELL JOB OF EXPLAINING!
thank you very much for explaining so easily!!!
This is brilliant, thank you for simplifying this topic for me.
This a simplest and amazing video to understand swap! Thanks
Outstanding explanation! You make it look so simple.
best video i found on this topic! thank you ! it was really helpful!
I can't possible grasp the fact that anyone could come up with this.. Really ingenious stuff!
wow...the way you made it look so easy is incredible. Thank you so much !!!!
This video is f.. brilliant. No one explained it better. Thanks.
Thank you! Amazing illustration....
Very well explained. I always got this confused. Thank you so much
this tutorial is amazing, way much better than the explanation of my teacher.... thank u very much MoneyWeeKvideos
thank you so much :) great explanation! helped a lot!
The best Explanation for swaps. Thank you...........
Thanks a lot Tim ! Couldn't wrap my head around the concept, now I can !
Sir, you are amazing! i understood now what a swap is and believe it or not i spended over an hour trying to understand it and i couldn't, for that you have my appreciation and a like+fave.
Again thank you a lot kind sir.
Very clearly illustrated. Love this fella.
So easy to understand. Very well done!! Thank you
Thanks for teaching! You're brilliant!
Thank you so much for this simple and clear explanation.
Thank you! Very useful! Greetings from México!
Man, i know only the basic of finance, but i think i understand most of the video. Thanks.
This is MUCH more useful than my stupid CPA material, thanks you so much!!!!!!!
Great video! He was clear and got straight to the point. Thank you so much!
Crisp and clear explanation. Thanks Tim
Very explicit and detailed Tim. Thanks, I now get it.
Thank you very much! This helped me a lot!
The most easiest explanation on swaps. Amazing
You are AWESOME! I was looking over my boyfriend's shoulder and asked what a swap was and he didn't feel like explaining. So I watched this and now I'm talking to him about LIBOR and shit. THANK YOU