आपको कितनी salary SAVE और INVEST करनी चाहिए? [20,000 vs 50,000 vs 1 लाख Salary level पर]

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  • Опубліковано 4 лис 2022
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    मैं अपनी 95% income बचाता हूं।
    मैं यह कैसे कर पा रहा हूँ? Minimalist जीवन जीने और smart investment rules का पालन करके।
    इस वीडियो में, मैं बात करता हूं कि आप अपने salary के आधार पर अपना पैसा कैसे invest कर सकते हैं।
    इसे अंत तक जरूर देखें :)
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КОМЕНТАРІ • 760

  • @akshatshrivastava_hindi
    @akshatshrivastava_hindi  Рік тому +42

    ►My 17 income streams that I have built over time: ua-cam.com/video/vi7hJLDZIzo/v-deo.html
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    Which is a NEW income stream that you are building?

    • @kalpesh910
      @kalpesh910 Рік тому

      Sir lekin Darect and Regular plan kaha se kharide

    • @vivekananddas6295
      @vivekananddas6295 Рік тому

      Zerodha ke madhyam se agar invest kare ko exp.ration kitna dena hoga

    • @kingkong4922
      @kingkong4922 Рік тому

      @@vivekananddas6295 Scammers in the comments section 😡be careful 👹👹👹👹👹👹

    • @kingkong4922
      @kingkong4922 Рік тому

      @@kalpesh910 Scammers in the comments section 😡be careful 👹👹👹👹👹👹

    • @Techbulls
      @Techbulls Рік тому +2

      I was looking someone, who can guide me like elder bro, now I got it.

  • @aryankumar1514
    @aryankumar1514 5 місяців тому +147

    Bhai aapke crore rupaye monthly account me aate hain, aapke liye 95% save karna asaan hota hain, jiske 10-20000 monthly aaye unke liye 5% bhi save karna muskil hota hain.

  • @vishalpratap403
    @vishalpratap403 Рік тому +8

    Awesome tip. Welcome to 2 lakh per month income. No need to take apartment of 1.5 crore. Rather maintain this for 10 years. Out of 2 lakh ,spend only 50k and invest 1.5 lakh. Out of this 1.5 lakh 75k in protecting wealth and 75k towards equity. Protect so that you can buy land not apartment. No harm in putting your money to Debt mutual funds. Cheap expense ratio and beats inflation.

  • @avijain4975
    @avijain4975 Рік тому +363

    Informative video sir. But aapne ye nahi bataya 95% salary kaise save kare 😁

    • @hiteshvedpathak
      @hiteshvedpathak Рік тому +40

      Sir video clicks k liye aise thumbnail na banye jo misleading ho

    • @sandhyaentertainment5672
      @sandhyaentertainment5672 Рік тому +39

      Ye you tube se Kamata hai ,kuchh investment nehin karta hai ,logon ko budhhu banana iska kaam hai, iska UA-cam dukan band karo

    • @reshentertainment7655
      @reshentertainment7655 Рік тому

      🤣🤣🤣🤣🤣🤣🤣

    • @dk10bose
      @dk10bose Рік тому

      Ye apni 95%bachake apni gaand me batti Bana k Leta hai

    • @sachinturanrockstar
      @sachinturanrockstar Рік тому

      😂😂😂😂

  • @sonam3531
    @sonam3531 Рік тому +13

    Great meaning of freedom…
    Most of time we hear, we are financial free only when we earn on the top levels.
    This video shows you can have financial free even at low income.

  • @abhimanyupradhan2890
    @abhimanyupradhan2890 Рік тому +9

    You have cleared my so many questions. I have cleared my so many future decisions. Thank you Sir

  • @bhushanakolkar9163
    @bhushanakolkar9163 Рік тому +4

    Sir your knowledge in finance is mind-blowing. Thank you for sharing.

  • @saurabhs3221
    @saurabhs3221 Рік тому

    Bahut hi acha aur gyanvardhak video! Dhanyawaad, Akshat.

  • @AshishSharma-er3yz
    @AshishSharma-er3yz Рік тому +15

    @akshat this is very informative video. The 3 scenarios of incomes and what to consider and not to consider while investing when in those salary ranges, is very valuable advice. Lot of channels don’t provide such clarity. Thanks again.

  • @asadandsara4875
    @asadandsara4875 Рік тому

    Thanks a lot sir, for valuable suggestions.

  • @jitendratiwari3585
    @jitendratiwari3585 Рік тому +1

    I saw thousands of videos about financial management but this is the unique one, and this is the first video in my Life jis par maine comment kiya.

  • @mohsinahmed5978
    @mohsinahmed5978 Рік тому

    Great video . Simple to understand and informative video

  • @shubhamchandra9258
    @shubhamchandra9258 Рік тому +5

    One of the best investment videos I've seen. Will definitely follow a lot of the techniques from here.

  • @kudisony6
    @kudisony6 Рік тому +1

    Thank you so much sir ..for sharing useful information with us

  • @himanshujoshi7499
    @himanshujoshi7499 Рік тому +1

    Very nice,rational, intelligent and genuinely acceptable video

  • @allaboutbusiness_
    @allaboutbusiness_ Рік тому +2

    You provide the best content on finance. Thank you 😊

  • @atulkumarsharma8721
    @atulkumarsharma8721 Рік тому

    Like your videos a lot thanks 👍 for sharing knowlege.

  • @glossyportico
    @glossyportico Рік тому +14

    Great thinking about Freedom, I read this in the book "The Psychology of Money" and I also try to follow the same at much extent. Thanks 🙏🏻Hare Krishna.

    • @user-dp3io7nl7e
      @user-dp3io7nl7e Рік тому

      Appreciate your comment
      What' sap me with the number showing above
      for guidance, consultation and more
      investment updates

  • @milindkharche5525
    @milindkharche5525 Рік тому

    Eye opening video, very good information and explanation 👍

  • @yogeshfowkar3820
    @yogeshfowkar3820 Рік тому +1

    Honest candid simple and last hunger for vasudhaiva kutumbakam thanks

  • @csanvi
    @csanvi Рік тому

    Very informative video, sir. Thanks

  • @hiramankadu476
    @hiramankadu476 Рік тому +1

    Thank you Akshat sirji " mind blowing video 🇮🇳🙏🙏

  • @higigls
    @higigls Рік тому

    Very helpful. It gave good idea about salary and skill and investment

  • @yashodachouhan7410
    @yashodachouhan7410 Рік тому

    Very very important topic and informative video , thanks Sir👍👍👍

  • @vinodkumarpatel5532
    @vinodkumarpatel5532 Рік тому

    Very well said. Thanks a lot sir.

  • @jkjolly
    @jkjolly Рік тому +13

    Love to see and hear your presentation which make Investment, Capital appreciation and Capital preservation concepts easy and clear. This will encourage us to go ahead with confidence While investing.

  • @shilpavarna
    @shilpavarna Рік тому +3

    You are awesome Akshat Sir. I am learning a lot from you. I regularly watch your English n hindi videos. Thanks a lot.

  • @divyanshpawar-31
    @divyanshpawar-31 Рік тому +1

    Now You are making full detail video and all prospect

  • @amitlalawalia
    @amitlalawalia Рік тому +1

    Meri 20000 per month ki sip chal rahi hai aur sabhi small cap ki hai, to kya switched off karu

  • @bharatbhushantiwari7235
    @bharatbhushantiwari7235 Рік тому +2

    Thank you akshat for providing such a wonderful knowledge in such a simple way, my son has recommended me your channel, I am just a beginner

  • @niksmurrey
    @niksmurrey Рік тому +3

    I look forward to be like you. U r my inspiration and have been watching your videos since more then a year. I have learned saving habits from you. And have increased my portfolio from 3 lakh to 21 lakh in a year. Thanks

  • @mcsaamitsharma
    @mcsaamitsharma Рік тому

    I like ur videos so much. All r meaningful and knowledgeable

  • @divyanshpawar-31
    @divyanshpawar-31 Рік тому

    Thank U for that video 🤩🤩

  • @prabhakarsharma
    @prabhakarsharma Рік тому

    Congratulations Akshat. 🎊 I have recently purchased Tiago NRG after Owning Alto K10 for 7.5 Years.

  • @nishatmullick5931
    @nishatmullick5931 Рік тому

    Thank you for the kind support friend.

  • @finance5231
    @finance5231 Рік тому

    Mene 2021 me mf me investment start kiya, 50% mene debt me rakha aur 50% mene flexi cap me. abhi tak debt mf ne 6% ka return diya he and flexi cap ne just 2%. Agar diversify nai karta to aaj mere returns 2% ya usse kam hote. To wealth preservation is very important. Iske liye core satallite approach apnana chahiyee. core me apke investment safe rahenge aur satellites me apke investments grow karenge.

  • @shridhargokhale9673
    @shridhargokhale9673 6 місяців тому

    Nice information and analysis Sir.

  • @madhuriscreationday1928
    @madhuriscreationday1928 Рік тому

    Apka video mujhe bahut achha laga hai.
    My ak inverter hu . Apka video mujhe inspiration deta hai. Thank you.

  • @sudheshsankarkk
    @sudheshsankarkk Рік тому

    Thanks for sharing 🙏

  • @pravinlatke9212
    @pravinlatke9212 Рік тому +1

    Very good English as well as Hindi, I think you are very true person than other youtubers l always follow your all rules, thanks for yours great and sincere efforts, worth to watch each and every video, god always bless you and your family 🙏🙏🙏

  • @ramarathorsingh
    @ramarathorsingh Рік тому

    Very interesting n formative vedio

  • @hashmatullahansari2379
    @hashmatullahansari2379 Рік тому +14

    Bahut acchi vidios banate ho aap aur banate haro

  • @subhjitdutta3056
    @subhjitdutta3056 Рік тому +7

    Hi Akshat, this is one of your best videos, thanks for creating nice content, I am sure this video will help many beginners, I can relate to myself here, thanks again for sharing 👍

  • @priteshnahar8777
    @priteshnahar8777 Рік тому

    Akshat u are one of the good and simplest human being no doubt about it

  • @shubhambhardwaj6952
    @shubhambhardwaj6952 Рік тому

    Valuable video for my amateur understanding of investment

    • @user-dp3io7nl7e
      @user-dp3io7nl7e Рік тому

      Appreciate your comment
      What' sap me with the number showing above
      for guidance, consultation and more
      investment updates

  • @JOYTECHSoumitrapathakkingboss

    abhi skill develop kar ke lumsum investment ekbar me galat hoga market deep time me?

  • @rajatsharma3461
    @rajatsharma3461 Рік тому

    Excellent work sir

  • @vipinveenu636
    @vipinveenu636 Рік тому

    You're honest & best financial video on UA-cam. Aaap sadev khush rahe

    • @kingkong4922
      @kingkong4922 Рік тому

      Scammers in the comments section 😡be careful 👹👹👹👹👹👹

  • @RaghavGifts
    @RaghavGifts 5 місяців тому

    इतने सारे कमेंट में किसी ने भावार्थ का मतलब नहीं बताया
    ❤ भारत का मतलब होता है अभी तक जो वीडियो में पूरा भाव आपने बताया उसका अर्थ और हां अंत में खाने के लिए इतना कि आपकी वीडियो बहुत महत्वपूर्ण है

  • @arunnaik5576
    @arunnaik5576 Рік тому +9

    Akshatji, your video is of a very broadminded and generous person who like to share his financial secrets to help others on financial matters. Hats off Sir

  • @nileshwagh2598
    @nileshwagh2598 Рік тому

    Very nice information
    Thank you 🎉❤

  • @sanjarcode
    @sanjarcode Рік тому +7

    Gist (Akshant can check):
    1. Increase projected real corpus, by getting to a critical amount. e.g. focus on skills if I earn only 20k now.
    2. Use both stances - aggressive and defensive for investing at any stage.
    3. Using investment services can also be quite expensive - e.g. too much money in mutual funds.
    4. Switching to manual mode if invested amount is becoming too large to be lost as commision in point 3.
    5. Focus on preservation must increase as investment amount increases.

  • @jaldotiwala5900
    @jaldotiwala5900 Рік тому

    Good advice for financial planning to you guys 👦 starting to earn & savings for his/her retirement/emergencies /medical

  • @ushagajwani5348
    @ushagajwani5348 2 місяці тому

    Nice information......we have to learn our money how to manage...save..invest..grow.. good job

  • @tennyson2121
    @tennyson2121 Рік тому +2

    Sir ek video future skills pe bna dijiye.. future me kaun kaun si skills ki demand hai mujhe ye janna hai.. 🙏

  • @mayurvasant7038
    @mayurvasant7038 Рік тому

    Greetings ! Please make a video on wealth preservation assets which you invest in .

  • @theeternallimitoflove9060
    @theeternallimitoflove9060 Рік тому

    Such a great video....

  • @jayrouthbhartiya5360
    @jayrouthbhartiya5360 Рік тому

    Wow... And X Factor video for bright future thanks in heart💜❤

  • @Shwetank0512
    @Shwetank0512 Рік тому

    Good explanation, Appreciate your knowledge.

    • @Ezzimummy.
      @Ezzimummy. Рік тому

      FEEDBACK APPRECIATED ⬆️⬆️
      Kindly reach out to the what’sApp line above for more info and consultation……

  • @jayshriram6149
    @jayshriram6149 2 місяці тому

    Nice infrmation

  • @pateldivyesh5364
    @pateldivyesh5364 Рік тому

    Useful information

  • @Sreedhar91
    @Sreedhar91 Рік тому +1

    Sir please suggest, do you consider ETF’s like niftybees over mutual funds for long term for 30 years for 30 lakhs capital? Or should only go with index mutual fund?

  • @Whisky_english
    @Whisky_english Рік тому +9

    It is very difficult to save 90% tbh. It's possible when you live with parents and you are single.
    I used to save 80% but now when I am married it's down to 20% i think 40% saving from total earning is best saving

    • @MoneyMuscleMastery38
      @MoneyMuscleMastery38 6 місяців тому

      Very easy to save ...if you earn more than 1 cr then if u spent 15 lacs per annum then u can invest that 1 cr in wuch a away so that it can give return 15-20% ..then ur entire income will be saved 😂😂😂15 lacs burnt n new 15-20 lacs in.😂😂

    • @himanshubhawsar1493
      @himanshubhawsar1493 5 місяців тому

      Agreed I live with my parents , and manage to save up to 60-70% of my family income and I have 1.5 year old daughter

  • @manikkumardass9774
    @manikkumardass9774 9 місяців тому

    Guruji pranam 🙏 thanks for your valuable information for us 🙏🙏🙏

  • @kumarsuyash236
    @kumarsuyash236 Рік тому

    Thanks a lot Sir ....

  • @asmiaadi8182
    @asmiaadi8182 Рік тому

    Hi, bonds me investment kaise kare or kaha? Please guide me

  • @bktuhin1
    @bktuhin1 Рік тому

    Wonderful informative video

  • @rajagrawal168
    @rajagrawal168 Рік тому +3

    Excellent, I like your video because you have knowledge and know how to deliver in very lucid way

    • @kingkong4922
      @kingkong4922 Рік тому

      Scammers in the comments section 😡be careful 👹👹👹👹👹👹

  • @Gotteable
    @Gotteable Рік тому +6

    In my initial service/ job focused on real estate & purchased few flat’s & commercial with life insurance & health insurance. Since decade a retail investor.
    You are right one should invest in different baskets/ Assets

  • @sachinwankhade5797
    @sachinwankhade5797 Рік тому

    You're the best Sir

  • @panwardeepak79
    @panwardeepak79 Рік тому

    Nicee वीडियो अक्षत जी🙂🙂👌🏻👌🏻🇮🇳🇮🇳🙏🙏

  • @jawaharshetti2369
    @jawaharshetti2369 Рік тому

    Good information🦄

  • @arnabnaskar7873
    @arnabnaskar7873 Рік тому +1

    Hi @akshat when you speak about investing in different asset class, should the investment towards ppf, nps ( self) , insurance are also taken in to account? Kindly answer

    • @waseem_ahamad
      @waseem_ahamad Рік тому

      This are goal based investment options. Like You are investing in PPF and NPS for the retirement. PF and PPF are like FDs because they give fixed returns like FDs on the other hand in NPS you can choose to invest in a mix of investments like debt, equity or bonds. In NPS when you start your major investments will be in equity and when your retirement comes your maximum investments will be in safe assets.

  • @santoshmishra9011
    @santoshmishra9011 6 місяців тому

    Thanks Akshat for such a nice informative post. How can I connect to you ?

  • @atulkumarsharma8721
    @atulkumarsharma8721 Рік тому

    Glad to hear 👍👍👍👍

  • @Meme_Factory1
    @Meme_Factory1 Рік тому +4

    Welcome to TATA family!! I am also proud owner of TATA Salt!😊

  • @simplebeautytips123
    @simplebeautytips123 Рік тому

    Excellent sharing
    Thank you 🙏💐🙏💐

    • @akshats8360
      @akshats8360 Рік тому

      Appreciate your comment
      What' sap me with the number showing above
      for guidance, consultation and more
      investment updates

  • @utpalpaul7424
    @utpalpaul7424 2 місяці тому

    Very nice information. 👍👍👍👍👍👍👍

  • @shilpimathur4023
    @shilpimathur4023 Рік тому

    Hi Akshat..i have few shares of Pidilite, SRF, HUL, Ultratech, Hdfc bank, Icici bank with a 5 to 7 years horizon. If I want to add more..should i add more in these or do you suggest some other. stocks

  • @user-rx3tv6bi9h
    @user-rx3tv6bi9h 2 місяці тому

    This information is very useful to all of us, and we Will implement this

  • @saswatmohanty8132
    @saswatmohanty8132 4 місяці тому

    Bhai Bond mein kaise invest karein....Mutual funds toh hain bonds ke par directly bonds mei invest karne ka process kya hai pls koi bataye

  • @001vgupta
    @001vgupta Рік тому

    Wonderful. Regards.

  • @jungleeinvestor7948
    @jungleeinvestor7948 Рік тому +1

    I am a strong believer of your philosophy....

  • @anindyakundu7245
    @anindyakundu7245 Рік тому +3

    Pls make a video on your views about Pension or Annuity Schemes that are presently on offer. Whether or not people nearing retirement who also have exposure to the markets through MF etc should consider this ? Thanks

  • @murariprasadsingh2429
    @murariprasadsingh2429 Рік тому

    So informative

  • @jpnarayan4214
    @jpnarayan4214 Рік тому

    Best suggestions

  • @jayshreegada9820
    @jayshreegada9820 Рік тому

    Thank you sir 🙏

  • @aashutoshr6080
    @aashutoshr6080 Рік тому +1

    Akshat Sir, very soon you are going to be top youtuber also 🙏🥳✌️👌

  • @harshit2629
    @harshit2629 5 місяців тому

    Thanku Sir❤

  • @satviksingh6229
    @satviksingh6229 Рік тому

    please make a video on is it safe to buy a house in goa?

  • @bhadreshshah1658
    @bhadreshshah1658 Рік тому +1

    In covid period, highest sip stop in direct plan in mutual fund . Advisors work not only to fill form of MF but continue your investment without fail. Pl see the Dara of nifty return nd large cap fund , midcap and multicap. Too much safety wash your return so if you spare time for your investment then you go in direct. Pl clarify in your video

  • @nazrealamkhan601
    @nazrealamkhan601 5 місяців тому

    The best idea in this vlog what I understand is to focus on Skill development when u r at 15000 ,rather than investment, Really very appreciating & Practical suggest.

  • @KhuntRaju
    @KhuntRaju Рік тому

    any suggestions for buying property on goa, can you make video on it as well as, how to find Airbnb manager?

  • @trippyvibe6190
    @trippyvibe6190 10 місяців тому +1

    Very informative sir i like your videos it’s so knowledgeable and where do you stay in goa I’m also living here

  • @shammikalaram1073
    @shammikalaram1073 14 днів тому

    Aap hamesha motivate karte hain

  • @siddhantkumarsingh8591
    @siddhantkumarsingh8591 Рік тому

    How to invest in index fund kindly tell in steps

  • @I_ks03
    @I_ks03 Рік тому

    Kya khoob shrivastav ji 👏🏻

  • @ShankarKumar-zj9fd
    @ShankarKumar-zj9fd 3 місяці тому

    Sir main 20 k ki salary base leval pr hu abhi mujhe kon si skill seekhni chahiye 50 k liye becuse mujhe kuchh samajh nahi aa raha

  • @arvindmantri9147
    @arvindmantri9147 11 місяців тому +1

    One question. The expense ratio is i believe per annum rate so if it is 2% than if our AUM with fund is 30000 it would be 600 per annum as expense and not month. Can you please confirm?

  • @abhishek_tiwari_1997
    @abhishek_tiwari_1997 Рік тому +8

    Congratulations on the Nexon, Thanks for taking my review. Safety first money comes second