Want to be RICH with Salary? | STOP

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  • Опубліковано 26 гру 2024

КОМЕНТАРІ • 946

  • @torahulj
    @torahulj  Рік тому +16

    Buy Spam-free Health Insurance - bit.ly/3tmAXiq
    Join my YT community here:
    👉www.youtube.com/@torahulj
    Click on the Join button next to the subscribe button and follow through the process :-)
    You can follow me here as well:
    👉Insta: instagram.com/torahulj/
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    If you found this video educating, please let me know in the comments. 🙌
    Also please drop your suggestions on the topic that I should make videos. Thank you for watching and learning with me, keep rocking :-)

    • @vaishnavisunder1346
      @vaishnavisunder1346 Рік тому

      Pls give detailed video on investment

    • @MR.ROHANTA
      @MR.ROHANTA 11 місяців тому

      Lite version of wari koooo..???? 😅😂 Really

    • @NA-to5uz
      @NA-to5uz 10 місяців тому

      A BIG thank you rahuljain .. i have been reading thiskakeibo method of writing down your expenses but could not start it but your customized label will help.

    • @AjayKumar-oq9jw
      @AjayKumar-oq9jw 8 місяців тому

      ❤❤❤❤❤❤❤❤❤

    • @AjayKumar-oq9jw
      @AjayKumar-oq9jw 8 місяців тому

      ❤❤❤

  • @benjaminsmith3469
    @benjaminsmith3469 5 місяців тому +180

    People say it's never too late to start investing, but after my recent horrendous divorce at 59, it can be difficult to not have anxiety about the economy and retirement. Is there any idea how an old timer like me could see 7-figures before 65? I've set asides $200k to fire up my goal

    • @NicoleWillams-d1q
      @NicoleWillams-d1q 5 місяців тому +3

      you have basically 6 year time, dont rush! spreading your investments across various mkts is the surest thing to do now, invt-advisors actually play a key role in diversification.

    • @margie-b2v
      @margie-b2v 5 місяців тому +2

      Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

    • @emilyburton-h2l
      @emilyburton-h2l 5 місяців тому

      your advisor must be really good, do you mind if I look up this person assisting you please? i've been holding on to a bunch of stocks that keeps tanking and i'm fed up, if to sell or not

    • @margie-b2v
      @margie-b2v 5 місяців тому

      Monica Shawn Marti has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

    • @emilyburton-h2l
      @emilyburton-h2l 5 місяців тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @ashishdahiwade2707
    @ashishdahiwade2707 Рік тому +19

    Many indians are relying on 50:30:20 rule. Now these new concepts are very much appreciated. keep rocking...🎉

    • @sanjaymatela302
      @sanjaymatela302 3 місяці тому

      No mostly Indians either do 20:80 spent 20 and save 80 when they get astronomical encome or 90:10 (mostly spent 90 and save 10 when they r from lower middle class income, they also send their kids to pvt school in place of govt scool, after pvt scool they send their kids ko Kota factories for coaching)

  • @Indianmultibaggers
    @Indianmultibaggers Рік тому +7

    Thanks Rahul, you are one of the few genuine people on I see on UA-cam.

  • @tonimario2012
    @tonimario2012 11 місяців тому +17

    You just got a new subscriber because for the first time i saw a financial youtuber talking about those who pay school fees and whose income are not so high.
    I also love the way you put across your teachings,i wish i could like a thousand times🎉

  • @adamdice-v6b
    @adamdice-v6b 10 місяців тому +254

    Took a hit from HDFC bank's impact, trying to hedge both ways.

    • @liviuion3898
      @liviuion3898 10 місяців тому

      The US-Indian market correlation, especially with NIFTY, is evident.

    • @cynthia-brook
      @cynthia-brook 10 місяців тому +1

      I and a fellow volunteer, Pradeep faced a hit due to Dow's oscillations, but Monica acted proactively, adjusting her portfolio in time.

    • @cynthia-brook
      @cynthia-brook 10 місяців тому +1

      Monica's proactive adjustments mitigated Pradeep's losses just before Thanksgiving last year.

    • @adamdice-v6b
      @adamdice-v6b 10 місяців тому

      Impressive. Who's Monica, and how was it managed?

    • @cynthia-brook
      @cynthia-brook 10 місяців тому

      MonicaMary, Strigle, US wealth planner that works for Private Companies and Non-Profit-Organizations around the globe. Employing strategies like futures and options.

  • @armaninimbalkar966
    @armaninimbalkar966 Рік тому +5

    I was about to start writing about monthly spending in a book, and now this method of kakeibo is just mind-blowing!! Thanks, Rahul ji for such trivial knowledge 🙏

  • @pmrsakthi9940
    @pmrsakthi9940 11 місяців тому +4

    Your care and guidance in financial track on Indian brothers and sisters make my heart filled with thankfulness.. it's the very important but our people's lack of knowledge area, where they are not well prepared or not guided promptly..Expecting more such positive financial guidance videos brother..❤God bless you and your family brother.

  • @illfatedgoodheart4951
    @illfatedgoodheart4951 Рік тому +5

    Even though I wasn't aware of Kakebo method but I was tracking my expenses and income very closely in a similar ways and I was shocked to see my expenses. This exercise really opened my eyes and I became more aware about my personal finances. Yes, I want to see the part 2 video in details of investment planning for short term and long term purposes.

  • @yashrawal3381
    @yashrawal3381 6 днів тому

    That’s a smart move! More friends on board means more fun and extra bonuses to go around. Let’s spread the word

  • @sivakumarumaiyan2925
    @sivakumarumaiyan2925 Рік тому +11

    Thanks a lot Rahul. Waiting to see Part#2 of this video

  • @explorekashmir789
    @explorekashmir789 Рік тому +9

    Absolutely will wait for" part2". A big thanks to you sir!

  • @dharmrajkeer4511
    @dharmrajkeer4511 6 днів тому

    Exactly, that cashback has come in handy more than once for me. Turns a bad day around a bit

  • @Cristian_M_
    @Cristian_M_ 5 місяців тому +23

    To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly weekly or monthly basis. That’s the key to living financially stable.....

    • @thylda7877
      @thylda7877 5 місяців тому

      imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

    • @aaronferrell3129
      @aaronferrell3129 5 місяців тому

      ​@@thylda7877 You are right. Been thinking of going into gold and cyptocurrency

    • @Bireshprema
      @Bireshprema 5 місяців тому

      Assets that can make you rich
      *FX
      *Btcoin
      *Stocks
      *Gold
      *Real estate

    • @Muchen218
      @Muchen218 5 місяців тому

      You’re right but a lot of people remain poor due to ignorance

    • @eileengardner5462
      @eileengardner5462 5 місяців тому

      Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

  • @Globe_Skylar
    @Globe_Skylar 9 місяців тому

    I'll pray to God ....soon follow this rule and hope to get success

  • @tummalapallipotharaju5379
    @tummalapallipotharaju5379 Рік тому +6

    Thanks for your very valuable advice
    I am 68 years old and I feel it’s too late for me for any investment. If you have any suggestions please made a video for people of age 65 & above
    Thank you once again for your wonderful job for the society.

    • @vishavsharma2486
      @vishavsharma2486 Рік тому

      I am 65. I also want you to make a video for seniors.

    • @praveenkumars3874
      @praveenkumars3874 Рік тому

      After , the age of 60, securing your principal money is paramount. Don't invest in equity at this age .Search for government schemes elusively for senior citizens.

  • @Pavankumar_Com
    @Pavankumar_Com 6 днів тому

    For sure, I always look out for those. They make the lows a bit easier to handle, keeping you in the game longer

  • @rohitvyas1360
    @rohitvyas1360 Рік тому +5

    Thank you Rahul for taking out time to create this content.
    Will wait for the part 2

  • @zedmittal4791
    @zedmittal4791 7 місяців тому +3

    This is too complex. Just save and invest wherever you can at earliest, you will learn how to grow your money with time and experience. Just start investing, listen to random crap later and see what suits you the most.

  • @sonidavi8999
    @sonidavi8999 6 днів тому

    Yeah, I claimed it right when I signed up. It really helps test out different games without too much risk. You thinking about signing up

  • @yogeshyemmewar1864
    @yogeshyemmewar1864 Рік тому +4

    Yes , please come with part 2 ASAP

  • @arbrahmbhatt99
    @arbrahmbhatt99 5 місяців тому

    Sir really a very great work you have done the method you explained and suggested is not only makes our financial condition more healthy but it will pour great confidence too❤ thank you very much Sir

  • @SantoshKumar-ml1kn
    @SantoshKumar-ml1kn Рік тому +9

    Excellent content as always. Please do part 2 , we will be waiting for it sir. Thank you.

  • @harkishansingh792
    @harkishansingh792 6 днів тому

    Yeah, it's great how they offer those. Helps smooth out the ups and downs a bit. Do you usually go for games of chance or strategy

  • @basavarajvkatti
    @basavarajvkatti Рік тому

    Simple Thank You Rahul Ji,
    My father uses to say this about writing details of salary, I didn't do that.
    Half of my work life completed. Somewhat I have saved money.
    really, I need to revisit and write down the things from going forward.
    help us with continuation video.

  • @RyanBen-zc7bi
    @RyanBen-zc7bi 11 місяців тому +7

    I’m 60 and want to retire in 6 months. I have a 30K annuity, plus a 401k depleted to $200K of money that I’m not sure what I can do with at this point. My retirement plans seem to be out the window. Is it a good idea to get professional help?

    • @xavier_lucas
      @xavier_lucas 11 місяців тому +3

      With everything going on, consider financial planning, … that is okay. You can get your money to work for you. but I would say delay retirement a little

    • @RyanBen-zc7bi
      @RyanBen-zc7bi 11 місяців тому +1

      I have heard how they can help you make the best decisions and to be honest I don’t want to lose anymore money or I will have to work till I die.

    • @FranciszekPawal
      @FranciszekPawal 11 місяців тому +2

      And what if that is all you have, even with SS you may not have enough to retire with. If you opt to work with a financial adviser, Dyor, make sure they are certified from AARP or FINRA.

    • @simone_maya
      @simone_maya 11 місяців тому +3

      It’s a good idea to look for a fiduciary who has a legal obligation to work in your best interest and can’t recommend products or services just because they’ll receive a financial kickback for doing so. I and my husband work with a retirement planner, Monica Mary Strigle an adv we met in NY, referred by Danielle Dimartino Booth in an interview.

    • @RyanBen-zc7bi
      @RyanBen-zc7bi 11 місяців тому

      Can I get the contact info of the person you work with?

  • @pujachaudhuri2105
    @pujachaudhuri2105 9 місяців тому +1

    Thanks for picking up this topic and stressing on very crucial aspects here. Waiting for more

  • @venugopalps9117
    @venugopalps9117 Рік тому +3

    Ditto - they really give a good information.

  • @princeverma1644
    @princeverma1644 8 місяців тому

    Really beautiful ....thanks for telling this beautiful concept ...I started it with my daughter daily expenses ...now she spends in better way ..
    .thanks a lot

  • @abp5707
    @abp5707 Рік тому +14

    It's not KEkobo, it's KAkebo, Rahul. Just to bring to your attention. Thank you. 😊

  • @cyberabhi2004
    @cyberabhi2004 Рік тому +1

    Hi Rahul, I am a new subscriber. I feel uncanny resemblance with your presentation skill with Akshat Srivastava. It's not I am criticising but just expressing my thought. I sincerely maintain 30-30-30-10 rule where 30 is need 10, 30 for child education, marriage and all, 30 for investment and 10 for want and it worked perfectly for me.

  • @kiranraj7522
    @kiranraj7522 Рік тому +1

    Hello sir,
    Very excellent information. Just awesome content and perspective. Kindly do make us framework of instruments for investment.
    Thank you.

  • @Debu1451
    @Debu1451 Місяць тому

    Great. This is most Important. Thank you.

  • @anandkumardilli3819
    @anandkumardilli3819 Рік тому +4

    Yes .. we wanna view short term and long-term investment recommendations

  • @pardipbhaimedaMeda
    @pardipbhaimedaMeda 6 днів тому

    Yes and their crash games are pretty cool too started on a recommendation from a friend and now I’m hooked

  • @AsthaVaibhav
    @AsthaVaibhav 11 місяців тому +5

    Do you follow your principle ? I am pretty sure you are not, If yes, Please show your kakeibo !!

    • @MYOFB1
      @MYOFB1 2 місяці тому

      If you think the logic makes sense, use it else discard it. Funny sense of entitlement even in free knowledge

  • @castiel1115
    @castiel1115 11 місяців тому

    Your research and presentation is much inspiring! Your efforts for the people of our nation are appreciated. Will keep following your channel for the content and recommend to others

  • @LearnEnglishWithCherrylamba

    Thank you sir for providing insight of saving money by doing many things that we never plan in our daily life and keep on running after fancy websites for just wasting money on many things . One more piece of advice for you .... try to post your videos in hindi too you will definetely go viral in India soon

    • @torahulj
      @torahulj  Рік тому

      Thank you. 🙏

    • @sivag2032
      @sivag2032 Рік тому

      In India there are lot of audience like us out here in south who do not understand Hindi.Request please continue with English which helpful for us

  • @AmandaTrivizas-ql6xe
    @AmandaTrivizas-ql6xe Рік тому +17

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller

    • @AmandaTrivizas-ql6xe
      @AmandaTrivizas-ql6xe 11 місяців тому +1

      she's mostly on Telegrams, using the user name

    • @AmandaTrivizas-ql6xe
      @AmandaTrivizas-ql6xe 11 місяців тому +1

      MILLER599 💯.. that's it

    • @Awsume
      @Awsume 9 місяців тому +7

      Lol, bloody fake comments promotion a no body😂😂

    • @khan49337
      @khan49337 8 місяців тому +1

      Yes kinds of comments I have seen under different videos try to attract peoples

    • @jotaro8694
      @jotaro8694 7 місяців тому

      Be straight with explanation it's difficult to understand

  • @掛布大和
    @掛布大和 2 місяці тому

    That sounds awesome I used the welcome bonus myself boosted my play a ton 🎉

  • @maradugulakoteswararao8591
    @maradugulakoteswararao8591 8 місяців тому

    Very very good should reach to every one every organisation should put this as first lesson

  • @dipankarchaudhuri6722
    @dipankarchaudhuri6722 8 місяців тому

    All your presentations are honest, practical and useful for people across different categories of financial states

  • @andyatutube100
    @andyatutube100 7 місяців тому

    This might not be practical in present day scenario but i used to spend very thriftily and consciously in the days when we used cash in day-to-day life. I used to carry a fixed amount in my pocket to be spent over the day plus some emergency cash and it used to work wonders to keep the budget and helped me in avoiding a lot of unwanted and avoidable spending. Online shopping and digital payments have made it difficult to keep the budget.

  • @vedanshupadhyay2266
    @vedanshupadhyay2266 Рік тому

    yr he is amazing... ese scammers ke mahool me he is providing pure knowledge and awareness rather than using fancy thumbnails....
    Keep it up, sir..

  • @MD-tm5lb
    @MD-tm5lb 8 місяців тому

    Well explained in simple words and very useful in Indian context. Thank you so much. Looking forward to seeing part 2 with investment info.

  • @mjaikiran3471
    @mjaikiran3471 8 місяців тому

    You stood on your thumbnail. A very different perspective. I liked it. Hence, I subscribed.

  • @Sagar43212
    @Sagar43212 Рік тому +2

    Dear sir thank you. Sir home buying vs renting pe bhi ek video jaroor banayiye. 🙏

  • @katlla.sampath3527
    @katlla.sampath3527 6 днів тому

    Noticed they have cashback deals too. It's like getting a safety net when luck isn't on your side

  • @prasannakamath9972
    @prasannakamath9972 8 місяців тому

    interesting approach. Finally saw something different.
    The moment you took pain to split the needs and wants was the subscribe moment for me 😊

  • @KamanaSharma-u1g
    @KamanaSharma-u1g 5 місяців тому

    So much accurately explained. Thanks a lot. Such a genuine session it was on financial budgeting. How to reach you in person ?

  • @r.gunasekaran77
    @r.gunasekaran77 11 місяців тому +1

    Hello Mr. Rahul, It is a very good video and I really liked it. Keep up the good work.

  • @venkateshkumarbellala
    @venkateshkumarbellala 9 місяців тому

    This is the exact topic I was talking at home. Thanks for insights. Really helps

  • @sayanaranjit3838
    @sayanaranjit3838 5 місяців тому

    Its really Great Concept Rahul....... But I have issue wherein my spend on "NEEDS" itself is 77%. Not able to take anything off. So rest (SAVINGS) goes for toss!!!

  • @Dr.Suthan0912
    @Dr.Suthan0912 11 місяців тому +1

    Please add video where to invest the salary money every month safely for longterm, other than stock market.

  • @shivprasad2473
    @shivprasad2473 10 місяців тому +1

    Thank you Rahul ji. Nice video. Will wait for video on short term/long term investment

  • @lachiborara7219
    @lachiborara7219 Місяць тому

    Thank you. I always felt my salary was not good for this 50 30 20 rule

  • @sabarinathaneswaran7376
    @sabarinathaneswaran7376 Рік тому +1

    Hi Sir, your video was very helpful. please make the part 2 video for short and long term investments. Thanks..

  • @krishthelord
    @krishthelord Рік тому +1

    Yes, we would like to know the instruments of investment.

  • @Anand-us2ms
    @Anand-us2ms 4 місяці тому

    Bhaiah .. super video.. thx for sharing your knowledge

  • @RyuunosukeSuda
    @RyuunosukeSuda 2 місяці тому

    The way 4RA displays stats and info, makes deciding bets so much easier 📊

  • @SeemaJaswal-oy9tq
    @SeemaJaswal-oy9tq 6 днів тому

    The welcome bonus is a great deal got me started with extra funds to play around with

  • @biplabkumar6240
    @biplabkumar6240 Рік тому +2

    Yes, I want to watch Part 2 of this video.

  • @ushanair7216
    @ushanair7216 Рік тому

    I am interested in knowing where to invest for achieving short term goals and long term goals mentioned by u in this video.kindky make a video on this topic.

  • @kalpeshshirodkar6678
    @kalpeshshirodkar6678 10 місяців тому

    Thank you Sir, Nice financial education which majority needs to know and execute.

  • @bhanuprakash5630
    @bhanuprakash5630 Рік тому +1

    First of all I would like to thank you for making such detailed & precise video regarding financial freedom. This video have changed my entire perspective of Financial Planning & is looking forward for part 2 Sir.

  • @ramdaskaushik1395
    @ramdaskaushik1395 Рік тому

    Rahulji, wonderful information. Please tell the investment strategy also. I m now 65 yrs old. Want to go to so many religious places n spend for charity.

  • @sivalingamsankar4233
    @sivalingamsankar4233 11 місяців тому +1

    Any ready excel tracking and love example can help further to see a real working model with average middle class salary. Thank you this video

  • @GirishKumar-jw5fh
    @GirishKumar-jw5fh 8 місяців тому

    Thank you very much.. so much useful info. Eagerly waiting for your 2nd part video

  • @AdrenBritta
    @AdrenBritta 8 місяців тому

    Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.

  • @Abhishek......
    @Abhishek...... Рік тому +2

    Sir, Also I want to know from where you acquired all this knowledge, because as a doctor I solely rely on trusted people like you for financial knowledge, because of lack of time. You put your efforts to make these videos.i want to expand my knowledge on investment, which books are good for the Indian scenario. Thank you

  • @kumar84singh
    @kumar84singh 8 місяців тому

    Thanks Rahul for running the concept of Kekebo method...it sounds good on paper and I will start writing my exp from 01 May onwards.....however I am really interested in knowing the investment part of remaining 50% into short term and long term bucket

  • @kumarswamyb8895
    @kumarswamyb8895 Рік тому +1

    Very infomative. Pls make second video to know about investment instruments.

  • @khetimohammad
    @khetimohammad 8 місяців тому +1

    Make videos on Hindi..... It help full more... A humble request from you're followers

  • @vasavaela992
    @vasavaela992 6 днів тому

    By the way, have you seen the reload bonuses? Perfect for keeping the momentum going

  • @superiorkol499
    @superiorkol499 Рік тому +2

    Very Good. Would like to know in greater details.

  • @pssocial4563
    @pssocial4563 18 днів тому

    Thank you for this informative video. We need to know about instruments for short term and long term, please make video on best instruments for investmens.

  • @radhasyammuni3003
    @radhasyammuni3003 11 місяців тому +2

    Could you guide us how to invest money in correct way with 15k salary range

  • @ThetaShe13
    @ThetaShe13 11 місяців тому

    Sir, Thank you for this useful video. Really works for the Indian household.
    Would you pleaseeeee make part 2 of this video ? 🙏

  • @mahendrakolhapure
    @mahendrakolhapure Рік тому

    Good Rahul. Thanks for beautiful video. Keep making such videos, will help us to improve/expand our knowledge bucket.

  • @rohansingh98965
    @rohansingh98965 Рік тому

    All looks good to listen.. but difficult to execute in day to day life.

  • @AYAN-9298
    @AYAN-9298 6 днів тому

    I used my bonus on roulette and a few slots. There’s something about that initial extra padding that makes it more fun

  • @pc_believe5656
    @pc_believe5656 Рік тому +1

    How to be Financially Freedom early please suggest your expert opinions and advice....

  • @gaganratouli9776
    @gaganratouli9776 15 днів тому

    Such a nicee video,truly informative

  • @clashdevil2925
    @clashdevil2925 9 місяців тому +1

    Thanks brother someone finally said it, india it should be nore like 30 20 50 rule or something

  • @saralasr6054
    @saralasr6054 Рік тому

    Hi Rahul,
    Accidentally I found your video.Now I have become your fan.your analysis and methodology of teaching is excellent.I will try to follow your advice

  • @vijayashree9218
    @vijayashree9218 9 місяців тому

    This video wasnEye opener fore iam waiting for 2nd series for this video0l Rahul Greatfful for providing claiirty on investments and how much i need to spend on neess and wants

  • @manish8682
    @manish8682 7 місяців тому

    Thanks for detailed video , the short term and long term part is not covered

  • @vivekrakunde6761
    @vivekrakunde6761 5 місяців тому

    100% correct educational more expensive

  • @yashpalraja7492
    @yashpalraja7492 6 днів тому

    I’m all for it. It’s more fun betting with friends, and those referral bonuses could really add up for us

  • @ashoktangudu4277
    @ashoktangudu4277 3 місяці тому

    Just waiting for part -2. Please release at the earliest

  • @ajaytom6632
    @ajaytom6632 7 місяців тому

    I love the fact that you keep your videos short but filled with value. Just the sort of content I've been looking for.
    Thank you!

  • @alapatimeghamala9926
    @alapatimeghamala9926 8 місяців тому

    Thank you Rahul , waiting for part 2, great information

  • @esakkimuthu9209
    @esakkimuthu9209 10 місяців тому +1

    Thanks sir for your efforts and most useful information

  • @ayushansuman7471
    @ayushansuman7471 Рік тому +1

    Hi Rahul, please provide a video related to Short term investment, like which instruments are better to invest for short term goals.

  • @sunilurath360
    @sunilurath360 11 місяців тому +1

    Absolutely waiting for Part 2 - Where to invest?

  • @somashekarrathod7554
    @somashekarrathod7554 Рік тому

    Thank you so much for such a useful video, really a much needy... We r looking forward a next one..

  • @vedantp5203
    @vedantp5203 5 місяців тому

    THANK YOU, GOOD WORK👌

  • @nisrinudaipurwala1127
    @nisrinudaipurwala1127 10 місяців тому +1

    Please come up with part 2 of 25:25salary to be investted

  • @chandan5908
    @chandan5908 8 місяців тому

    Beautiful presentation. Thank you

  • @niharranjanpal4959
    @niharranjanpal4959 Рік тому

    Gr8 content... Thanks a lot for such a content. I hv also believed that 50-30-20 is a bekar rule.